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NTIS 바로가기情報保護學會論文誌 = Journal of the Korea Institute of Information Security and Cryptology, v.27 no.5, 2017년, pp.1233 - 1245
이송하 (충북대학교 경영정보학과) , 전효정 (충북대학교 정보보호경영학과) , 김태성 (충북대학교 경영정보학과)
Cyber risk is rapidly increasing due to the hyperconnectivity of the IoT in the intelligent information society. Therefore cyber insurance has been attracting attention as a new risk management countermeasure by transferring cyber risk. However, cyber insurance is still a new concept in South Korea....
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핵심어 | 질문 | 논문에서 추출한 답변 |
---|---|---|
사이버보험이란 무엇인가? | 사이버보험은 컴퓨터나 네트워크 등 사이버보안과 관련된 사고로부터 발생한 당사자 및 제 3자의 유·무형 자산의 손실을 보장하는 보험 상품의 포괄적인 개념이다[14,15,16,17]. | |
위험처리전략에는 무엇이 있는가? | 일반적으로 위험관리는 자산, 취약점, 위협 등을 고려해 위험을 분석 및 평가하고 그에 따른 위험처리 방안을 수립하여 위험을 받아들일 수 있는 수준 이하로 낮추는 것을 말한다. 위험처리전략은 위험보유, 위험축소, 위험전가, 위험회피 등으로 나눌 수 있는데, 사이버보험의 경우 위험전가(risk transfer)에 해당한다[Table 2.]. | |
국외 사이버보험의 주된 보장범위는 무엇인가? | ]. 그 결과 국외에서는 개인정보유출에 따른 비용, 자사사업중단(business interruption),사이버 강탈(cyber ransom and extortion), 데이터 및 S/W 손실(data and software loss)에 대한 보장범위를 가장 많이 언급하는 것으로 나타났다. |
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