[특허]Process as safety concept against unauthorized use of a payment instrument in cashless payment at payment sites

Process as safety concept against unauthorized use of a payment instrument in cashless payment at payment sites 원문보기

IPC분류정보
국가/구분	United States(US) Patent 등록
국제특허분류(IPC7판)	G06K-005/00
출원번호	US-0181891 (1994-01-18)
우선권정보	CH-0000136 (1993-01-18)
발명자 / 주소	Derksen Eduard (Hinterfultigen CHX)
출원인 / 주소	Ascom Autelca AG. (Gmligen CHX 03)
인용정보	피인용 횟수 : 59 인용 특허 : 0

초록 ▼

The process provides a staggered degree of security as a safety concept against unauthorized use of a transaction card for purchasing of items. The card has four memories memorizing an amount of money, a money installment and its limiting value, a number of usable transactions and its limiting value, further data for doing an identity check of the ownership of the cardholder and also an authenticity check. The card is usable at three different types of payment instruments with or without an identity check and/or an authenticity check.

대표청구항 ▼

A process with a staggered degree of security as a safety concept against unauthorized use of a transaction card (1) for purchasing of items, comprising memorizing an amount of money with a first memory (11) on the card, memorizing in a second memory (9) on the card a second value of an amount of a money installment and a limiting amount of said money installment, memorizing in a third memory (7) on the card a third value referring to the number of transactions done using said second memory (9) or a predetermined initial value and a limiting value of said number of transactions, memorizing in a fourth memory (5) on the card first information data of the card owner, using the transaction card at a first and a second payment site (14, 25), processing in a first processing step by reading said first information data from said transaction card (1) at said second payment site (25), the cardholder inserting second information data into said second payment site (25), processing said first and second information data off-line in said second payment site (25) for an identity check of the ownership of said cardholder, on receiving a positive result, transferring a predetermined value of said money installment from said amount in said first memory (11) as a second value to said second memory (9) and a predetermined initial value is set as a third value in said third memory (7), and said card (1) being rejected, on receiving a negative result, rejecting said card without transferring said money installment and without said pre-determined initial value, processing in a second processing step items being chosen, processing in a third processing step, at the first payment site (14) said card (1) without any identity check and without any authenticity check, calculating the payment amount of said items, and subtracting the calculated payment amount from said second value in said second memory (9), receiving a new second amount, and the value of the third memory (7) being changed by one giving a new third value, checking in a fourth processing step said new third value and said new second amount if exceeding said limiting amount of said money installment or said limiting value of said number of transaction, if not exceeding, memorizing said new second amount in said second memory (9) and said new third value in said third memory (7) in the place of the former second amount and the former second value, and setting free the said chosen items, if exceeding, rejecting said card (1) without setting free said items.

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IPC	Description
A	생활필수품
A62	인명구조; 소방(사다리 E06C)
A62B	인명구조용의 기구, 장치 또는 방법(특히 의료용에 사용되는 밸브 A61M 39/00; 특히 물에서 쓰이는 인명구조 장치 또는 방법 B63C 9/00; 잠수장비 B63C 11/00; 특히 항공기에 쓰는 것, 예. 낙하산, 투출좌석 B64D; 특히 광산에서 쓰이는 구조장치 E21F 11/00)
A62B-1/08	.. 윈치 또는 풀리에 제동기구가 있는 것

내보내기 구분	파일저장 인쇄 메일전송
구성항목	기본정보 상세정보 관리번호, 국가코드, 자료구분, 상태, 출원번호, 출원일자, 공개번호, 공개일자, 등록번호, 등록일자, 발명명칭(한글), 발명명칭(영문), 출원인(한글), 출원인(영문), 출원인코드, 대표IPC 관리번호, 국가코드, 자료구분, 상태, 출원번호, 출원일자, 공개번호, 공개일자, 공고번호, 공고일자, 등록번호, 등록일자, 발명명칭(한글), 발명명칭(영문), 출원인(한글), 출원인(영문), 출원인코드, 대표출원인, 출원인국적, 출원인주소, 발명자, 발명자E, 발명자코드, 발명자주소, 발명자 우편번호, 발명자국적, 대표IPC, IPC코드, 요약, 미국특허분류, 대리인주소, 대리인코드, 대리인(한글), 대리인(영문), 국제공개일자, 국제공개번호, 국제출원일자, 국제출원번호, 우선권, 우선권주장일, 우선권국가, 우선권출원번호, 원출원일자, 원출원번호, 지정국, Citing Patents, Cited Patents
저장형식	Text(ASCII format) Excel format PIAS분석(.xls)
메일정보	받는사람 (필수) @ 보내는사람 (선택) @ 제목 내용 KISTI 검색결과 이메일 서비스
안내	총 건의 자료가 검색되었습니다. 다운받으실 자료의 인덱스를 입력하세요. (1-10,000) 검색결과의 순서대로 최대 10,000건 까지 다운로드가 가능합니다. 데이타가 많을 경우 속도가 느려질 수 있습니다.(최대 2~3분 소요) 다운로드 파일은 UTF-8 형태로 저장됩니다. 파일의 내용이 제대로 보이지 않을실 때는 웹브라우저 상단의 보기 -> 인코딩 -> 자동선택 여부를 확인하십시오. ~ Text(ASCII format) Excel format

연합인증

Process as safety concept against unauthorized use of a payment instrument in cashless payment at payment sites 원문보기

초록 ▼

대표청구항 ▼

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연합인증

Process as safety concept against unauthorized use of a payment instrument in cashless payment at payment sites 원문보기

초록 ▼

대표청구항 ▼

연구과제 타임라인

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이 특허를 인용한 특허 (59)

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