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Virtual calling card system 원문보기

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • H04M-015/00
  • H04M-017/00
  • H04M-003/42
  • H04M-001/00
출원번호 US-0956709 (1992-10-05)
발명자 / 주소
  • Clitherow Michael T. (White House Station NJ)
출원인 / 주소
  • AT&T Corp. (Murray Hill NJ 02)
인용정보 피인용 횟수 : 280  인용 특허 : 0

초록 ▼

A calling card subscriber is allowed to choose at least some of the digits of his or her calling card number to form a virtual card number. Associated with the virtual card number is a standardized card number i.e., a number conforming to the Bellcore calling card numbering plan. When the subscriber

대표청구항 ▼

A method comprising the steps of: receiving a telephone number and a calling card number provided by a caller initiating a calling card call; retrieving from a database information needed to determine if said calling card number is a subscriber-selectable calling card number; if said calling card nu

이 특허를 인용한 특허 (280)

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  146. Blossom, George, Optically encoded card and system and method for using.
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  147. Farris, Robert D.; Voit, Eric A., Packet data network voice call quality monitoring.
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  148. Rielly, William S.; Erlich, Leslie D.; Acharya, Ravi; Goldman, Dmitry, Personalized bank teller machine.
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  149. Patel, Ameet; Holme, Jennifer; Caiazzo, Anthony, Personalized interactive network architecture.
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  150. Patel,Ameet; Holme,Jennifer; Caiazzo,Anthony, Personalized interactive network architecture.
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  151. Patel, Ameet; Holme, Jennifer; Caiazzo, Anthony, Personalized interactive network with multiple channels coupled to integrated knowledge management system.
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  152. Dennert Thomas,DEX, Process for making connections and accounting for connections in telecommunication systems.
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  153. Bishop, Fred; Saunders, Peter D., Processing an RF transaction using a routing number.
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  154. Rau, Scott W.; Knackstedt, Lee, Processing transactions using a register portion to track transactions.
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  155. Bonalle, David S.; Freud, Aliza; Nanton, Jason; Fitzmaurice Reilly, Mary Ann; Sharp, Ray, Public/private dual card system and method.
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  156. Bishop, Fred; Saunders, Peter D., RF payment via a mobile device.
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  157. Bishop, Fred; Saunders, Peter D., RF transaction authentication using a random number.
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  158. Bonalle, David S.; Fehlhaber, Jeff; Saunders, Peter D., RF transaction device.
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  159. Saunders, Peter D, RF transaction system and method for storing user personal data.
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  160. Bishop, Fred, RF transactions using a wireless reader grid.
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  161. Bishop, Fred, RF transactions using a wireless reader grid.
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  162. Beenau, Blayn W.; Bonalle, David S.; Fields, Seth W.; Gray, William J.; Larkin, Carl; Montgomery, Joshua L.; Saunders, Peter D., Registering a biometric for radio frequency transactions.
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  163. Berardi, Michael J.; Bliman, Michal; Bonalle, David; Elwood, Jennifer Anne; Hood, Matthew C.; Isenberg, Susan E.; Mayers, Alexandra; Perry, Trevor J.; Saunders, Peter D.; Scheding, Kathryn D.; Shah, Sejal Ajit; VonWald, Kristin L.; Williamson, John R., Reload protocol at a transaction processing entity.
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  164. Akhteruzzaman,A.; Sand,Paul Raymond; Young,Claudis L., Remembrance-promoted number receipt for call allowance.
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  165. Berardi, Michael J.; Bliman, Michal; Bonalle, David S.; Elwood, Jennifer Anne; Hood, Matthew C.; Isenberg, Susan E.; Mayers, Alexandra; Saunders, Peter D.; Scheding, Kathryn D.; Shah, Sejal Ajit; Williamson, John R., Securing a transaction between a transponder and a reader.
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  166. Berardi, Michael J.; Bliman, Michal; Bonalle, David S.; Elwood, Jennifer Anne; Hood, Matthew C.; Isenberg, Susan E.; Saunders, Peter D.; Scheding, Kathryn D.; Shah, Sejal Ajit; Williamson, John R.; Mayers, Alexandra, Securing a transaction between a transponder and a reader.
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  167. Blossom, George, Selectable multi-purpose card.
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  168. Blossom, George, Selectable multi-purpose card.
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  169. Blossom,George, Selectable multi-purpose card.
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  170. Blossom,George, Selectable multi-purpose card.
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  171. Blossom,George, Selectable multi-purpose card.
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  172. Slater, Kim Michele, Sponsor funded stored value card.
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  173. Slater,Kim Michele, Sponsor funded stored value card.
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  174. Poder, James, Stateful home phone service.
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  175. Knackstedt, Lee; Rau, Scott, Stored value card provided with merchandise as rebate.
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  176. Sullivan,Kevin, System and method for a card benefit program providing benefits to program members based on program performance.
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  177. Sullivan,Kevin, System and method for a card payment program providing mutual benefits to card issuers and cardholders based on financial performance.
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  178. Sullivan, Kevin M., System and method for administering a brokerage rebate card program.
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  179. Kaza, Shrinivas K.; McRae, Xuan (Sunny) N.; Subramani, Dillip K.; Roland, Matthew Grant; Lopin, Pavel; Mueller, Georg, System and method for automatically enrolling buyers into a network.
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  180. Boyle, Kevin; Maistre, Marty, System and method for card processing with automated payment of club, merchant, and service provider fees.
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  181. Boyle,Kevin; Maistre,Marty, System and method for card processing with automated payment of club, merchant, and service provider fees.
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  182. Dickelman, Mark, System and method for conversion of initial transaction to final transaction.
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  183. Dickelman, Mark, System and method for conversion of initial transaction to final transaction.
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  184. Butler, Sheila S.; Schwarz, Jr., Charles E., System and method for crediting loyalty program points and providing loyalty rewards by use of an electronic tag.
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  185. Alarcon-Luther, Melissa; Fellner, Debra C.; Sabloff, Barry M.; Schell, III, Frank Charles; Mesrobian, Peter Mark; Griffin, Ginger; Dorion, Michelle; Karris, Gus, System and method for currency selectable stored value instrument.
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  186. Lam, Duc; Roland, Matthew; McRae, Xuan (Sunny), System and method for electronic authorization of batch checks.
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  187. Brown, Karen Lavern; Manarky, Lisa Kim, System and method for electronic bill pay and presentment.
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  188. Acharya, Ravi V., System and method for electronic deposit of a financial instrument by banking customers from remote locations by use of a digital image.
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  189. Acharya, Ravi V., System and method for electronic deposit of a financial instrument by banking customers from remote locations by use of a digital image.
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  190. Meyer, Shannon D.; Haggerty, Margaret A.; Schwabinger, Rick, System and method for electronic remittance of funds.
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  191. Baranowski, James A., System and method for enhanced RFID instrument security.
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  192. Baranowski, James A., System and method for enhanced RFID instrument security.
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  193. Baranowski, James A., System and method for enhanced RFID instrument security.
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  194. Arnold, Brian L.; Simpson, Paul H.; Fitzgerald, Thomas Steven; Lo, Pik Kwan; Wilson, James K.; Brockwell, John C.; Quinn, Michael F., System and method for enhancing supply chain transactions.
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  195. Donaho, Emma; Nolan, Joseph Bradley; Budde, William; Miranda, Giancarlo; Sheley, William Scott, System and method for financial services device usage.
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  196. Donaho, Emma; Nolan, Joseph Bradley; Budde, William; Miranda, Giancarlo; Sheley, William Scott, System and method for financial services device usage.
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  197. Sanders, Shelley F.; Bowers, Theodore, System and method for funding a collective account.
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  198. Schwarz, Jr., Charles E., System and method for funding a collective account by use of an electronic tag.
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  199. Schwarz, Jr., Charles E., System and method for funding a collective account by use of an electronic tag.
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  200. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
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  201. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
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  202. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
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  203. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
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  204. Allen, Brian J.; Buroker, Bruce A.; Flood, John P.; Gentz, Scott A.; Lidman, Gina M.; Teichman, William J., System and method for generating graphical user interface.
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  205. Allen, Brian J.; Buroker, Bruce A.; Flood, John P.; Gentz, Scott A.; Lidman, Gina M.; Teichman, William J., System and method for generating graphical user interfaces.
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  206. Mount, Cheryl; Pradhan, Akshay; Tucker, Sheryl F.; Garvey, Danielle O.; Barry, Dennis C.; Goodwin, Brenda; Radvanyi, Tammy; O'Brien, Linda M., System and method for generating magnetic ink character recognition (MICR) testing documents.
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  207. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
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  208. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
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  209. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
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  210. Taylor, Robert Cameron; Pilarcik, Jeffrey J.; Ley, Paula M., System and method for granting promotional rewards to both customers and non-customers.
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  211. Strock, Bradley R.; Hooper, Lynn; Glavin, Eugene M.; Bressler, Beth L., System and method for granting promotional rewards to credit account holders.
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  212. Strock, Bradley R.; Hooper, Lynn; Glavin, Eugene M.; Bressler, Beth L., System and method for granting promotional rewards to credit account holders.
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  213. Sheley, William S., System and method for granting promotional rewards to financial account holders.
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  214. Sanford J. Morganstein ; Sergey Zaks ; Peter B. Boswell ; Georgi Akkuratov RU, System and method for identifying an unidentified caller.
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  215. Morganstein, Sanford J.; Zaks, Sergey, System and method for identifying an unidentified customer at the point of sale.
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  216. Morganstein Sanford J. ; Zaks Sergey, System and method for identifying an unidentified person using an ambiguity-resolution criterion.
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  217. Pederson, Shane P.; Ma, Lizhi; Wang, Hui; Lau, Tak Wing (Edward), System and method for identifying optimal marketing offers.
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  218. Pletz, Tracy; Callahan, William T., System and method for integrated customer management.
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  219. Hirka, Jeffrey L.; Fox, Steven J., System and method for linked account having sweep feature.
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  220. Borgia,Evelyn; Miller,Jodi; De Gottal,Graham; O'Connor,Christine, System and method for managing global risk.
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  221. Breslin, Jodi; Borgia, Evelyn; de Gottal, Graham, System and method for managing risks associated with outside service providers.
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  222. Feingold, Vincent, System and method for multi-dimensional risk analysis.
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  223. Jou, Brian; Adler, Lynn A.; Bing, Robert L.; Boyle, James M.; Briody, Clare K.; Emery, Ian K.; Moran, Brian A.; Mascio, Kenneth, System and method for multicurrency and multibank processing over a non-secure network.
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  224. Levine,Adam Michael; Pederson,Shane P.; Lau,Tak Wing (Edward), System and method for offer management.
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  225. Levine, Adam Michael; Bellur, Nagendra Krishnamurthy; Pisolkar, Sourabh, System and method for offer targeting.
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  226. Das, Jayanta, System and method for offering risk-based interest rates in a credit instrument.
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  227. Das, Jayanta, System and method for offering risk-based interest rates in a credit instutment.
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  228. Cataline, Glen R.; Rielly, William Smith; Sheehan, Mark Robert; Wallace, William Scott, System and method for optimized funding of electronic transactions.
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  229. Lam, Duc; Shanbhogue, Ramnath; Kan, Immanuel; Moore, Robert; McRae, Xuan (Sunny), System and method for payer (buyer) defined electronic invoice exchange.
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  230. D'Agostino, John, System and method for performing secure credit card transactions.
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  231. Sheehan, Mark; Wallace, William; Knackstedt, Lee, System and method for processing microtransactions.
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  232. Sheehan, Mark; Wallace, William; Knackstedt, Lee, System and method for processing microtransactions.
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  233. Sheehan, Mark; Wallace, William; Knackstedt, Lee, System and method for processing microtransactions.
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  234. Sheehan, Mark; Wallace, William; Knackstedt, Lee, System and method for processing mircotransactions.
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  235. Pletz, Tracy; Rochford, Joseph, System and method for processing qualified healthcare account related financial transactions.
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  236. Sorem, Steve, System and method for processing transactions.
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  237. Field, Manning R.; Reinhard, Walter Brent, System and method for processing transactions using a multi-account transactions device.
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  238. Field, Manning R.; Reinhard, Walter Brent, System and method for processing transactions using a multi-account transactions device.
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  239. Field, Manning R.; Reinhard, Walter Brent; Keld, Marcia, System and method for processing transactions using a multi-account transactions device.
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  240. Hora,Rajesh; Dommer,Lisa Marie, System and method for providing automated database assistance to financial service operators.
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  241. Hamilton, Stacy M.; Rossiter, Janet L., System and method for providing promotional pricing.
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  242. Hamilton,Stacy M.; Rossiter,Janet L., System and method for providing promotional pricing.
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  243. Evans, Steven E.; Pierce, Suzanne Dallmeyer, System and method for providing supplemental payment or transaction information.
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  244. Bishop, Fred; Neemann, Trey; Armes, David, System and method for reassociating an account number to another transaction account.
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  245. Swenson, Edward; Amanaganti, Ravinder; Shah, Dhaval N., System and method for resolving an electronic address.
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  246. Cataline, Glen R.; Rielly, William Smith; Wallace, William Scott; Sheehan, Mark Robert, System and method for selectable funding of electronic transactions.
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  247. Cataline, Glen R.; Rielly, William Smith; Wallace, William Scott; Sheehan, Mark Robert, System and method for selectable funding of electronic transactions.
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  248. Rosedale,Matthew P.; Master,Warren; Campfield,Thomas; Phinney,John, System and method for trade settlement tracking and relative ranking.
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  249. Rau, Scott W.; Bertetti, Scott Philip; Beechum, Jr., Gerald A., System and method for transponder-enabled account transactions.
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  250. Rau, Scott W.; Bertetti, Scott Philp; Beechum, Jr., Gerald A., System and method for transponder-enabled account transactions.
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  251. Rau, Scott W.; Bertetti, Scott Philp; Beechum, Jr., Gerald A., System and method for transponder-enabled account transactions.
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  252. Fellner,Debra C., System and method for using a stored value account having subaccount feature.
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  253. Holm, Don; Lam, Duc; McRae, Xuan (Sunny), System and method for varying electronic settlements between buyers and suppliers with dynamic discount terms.
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  254. Holm, Don; Lam, Duc; McRae, Xuan (Sunny), System and method for varying electronic settlements between buyers and suppliers with dynamic discount terms.
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  255. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, System for biometric security using a fob.
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  256. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, System for biometric security using a fob.
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  257. Pitroda, Satyan G., System for distribution and use of virtual stored value cards.
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  258. Scherer Gordon F., System for providing caller information to called party via call standard data field.
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  259. Mann, III,William Frederick; Hirka,Jeffrey L., System for providing cardless payment.
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  260. Harris, Scott; Lavinsky, Joshua; Sreeharsha Dasa Anjayaiah, Setty, Systems and methods for automated invoice entry.
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  261. Harris, Scott; Lavinsky, Joshua; Sreeharsha Dasa Anjayaiah, Setty, Systems and methods for automated invoice entry.
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  262. Everhart, Glenn Cobourm, Systems and methods for time variable financial authentication.
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  263. Everhart, Glenn Cobourm, Systems and methods for time variable financial authentication.
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  264. Reding Craig ; Levas Suzi, Telephone number data input methods and apparatus.
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  265. White, Patrick E.; Farris, Robert D., Telephone service via networking.
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  266. White, Patrick E.; Farris, Robert D., Telephone service via packet-switched networking.
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  267. Farris, Robert D.; Bartholomew, Dale L., Telephony communication via varied redundant networks.
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  268. Farris,Robert D.; Bartholomew,Dale L., Telephony communication via varied redundant networks.
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  269. Loy, John J., Trade receivable processing method and apparatus.
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  270. Loy, John J., Trade receivable processing method and apparatus.
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  271. Loy, John J., Trade receivable processing method and apparatus.
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  272. Loy,John J., Trade receivable processing method and apparatus.
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  273. Field, Manning R.; Reinhard, Walter Brent, Transaction device.
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  274. Simons, Paul, Variable rate payment card.
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  275. Simons, Paul, Variable rate payment card.
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  276. Shaffer Franklin O'dell ; Brailsford Francine R., Virtual networking work at home system and method.
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  277. Voit, Eric A.; Curry, James E.; Farris, Robert D., Voice call alternative routing through PSTN and internet networks.
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  278. Schier John E. ; Morgan Robert C., Voice enhanced phone card.
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  279. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Voiceprint biometrics on a payment device.
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  280. Hankins, Matthew; Mann, III, William; Dickelman, Mark, Waterfall prioritized payment processing.
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