[특허]Debit/credit card system having primary utility in replacing food stamps

Debit/credit card system having primary utility in replacing food stamps 원문보기

IPC분류정보
국가/구분	United States(US) Patent 등록
국제특허분류(IPC7판)	B42D-015/00
출원번호	US-0365561 (1994-12-28)
발명자 / 주소	Adams Thomas W. (3619 Mill Run Raleigh NC 27612)
인용정보	피인용 횟수 : 67 인용 특허 : 0

초록 ▼

A debit card system replaces food stamps. A photo ID card issued to the food assistance recipient displays an arrangement of numerals that encode and reveal a unique PIN when overlaid by an appropriate mask. The clerk\s use of the mask to determine the PIN puts the authorized recipient\s photograph in full view of the clerk for at least several seconds, thereby compelling the clerk\s unsupervised compliance regarding verification of the identity of the user of the card.

대표청구항 ▼

A method of administering public assistance programs for food purchases while eliminating the excessive costs, inefficiencies, fraud and waste associated with food stamps, said method comprising: issuing to each authorized recipient of public assistance for food purchases at least one card including (i) a recipient identifier encoded thereon, (ii) a photographic likeness of the recipient and (iii) an arrangement of numerals that encode and reveal a unique PIN when overlaid by an appropriate, current mask, with the photographic likeness and arrangement of numerals appearing on the same card; under the authority of the responsible social services agency, maintaining food assistance recipient account files that reflect the current account balance for each authorized recipient and periodically replenishing each account with new credit according to the prescribed allotment for the recipient; providing a plurality of masks to each food merchant, each mask being registerable over said arrangement of numerals to reveal a PIN; under authority of the responsible social services agency, notifying each food merchant on a periodic or random basis of the appropriate, then-current mask to be used in registration over cards to determine PINs during an identifiable period of time; carrying out each food purchase transaction between a food assistance recipient and food merchant by: (A) having the food merchant register the then-current mask over the arrangement of numerals on the recipient\s card to reveal the unique then-current PIN, while compelling unsupervised merchant compliance regarding the identity of the card user versus the photographic likeness on the card and (B) providing a card processing station at each food merchant location and utilizing the station to input to a banking network (i) the recipient identifier, (ii) the debit charge associated with the purchase and (iii) the then-current PIN for the recipient as determined by utilization of the mask; approving or declining the transaction by determining the sufficiency of the recipient\s account balance to cover the amount of the transaction.

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IPC	Description
A	생활필수품
A62	인명구조; 소방(사다리 E06C)
A62B	인명구조용의 기구, 장치 또는 방법(특히 의료용에 사용되는 밸브 A61M 39/00; 특히 물에서 쓰이는 인명구조 장치 또는 방법 B63C 9/00; 잠수장비 B63C 11/00; 특히 항공기에 쓰는 것, 예. 낙하산, 투출좌석 B64D; 특히 광산에서 쓰이는 구조장치 E21F 11/00)
A62B-1/08	.. 윈치 또는 풀리에 제동기구가 있는 것

내보내기 구분	파일저장 인쇄 메일전송
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저장형식	Text(ASCII format) Excel format PIAS분석(.xls)
메일정보	받는사람 (필수) @ 보내는사람 (선택) @ 제목 내용 KISTI 검색결과 이메일 서비스
안내	총 건의 자료가 검색되었습니다. 다운받으실 자료의 인덱스를 입력하세요. (1-10,000) 검색결과의 순서대로 최대 10,000건 까지 다운로드가 가능합니다. 데이타가 많을 경우 속도가 느려질 수 있습니다.(최대 2~3분 소요) 다운로드 파일은 UTF-8 형태로 저장됩니다. 파일의 내용이 제대로 보이지 않을실 때는 웹브라우저 상단의 보기 -> 인코딩 -> 자동선택 여부를 확인하십시오. ~ Text(ASCII format) Excel format

연합인증

Debit/credit card system having primary utility in replacing food stamps 원문보기

초록 ▼

대표청구항 ▼

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Debit/credit card system having primary utility in replacing food stamps 원문보기

초록 ▼

대표청구항 ▼

연구과제 타임라인

전체(0) 논문(0) 특허(0) 보고서(0)

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이 특허를 인용한 특허 (67)

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