[특허]Apparatus and method for credit based management of telecommunication activity

Apparatus and method for credit based management of telecommunication activity 원문보기

IPC분류정보
국가/구분	United States(US) Patent 등록
국제특허분류(IPC7판)	H04Q-007/34
출원번호	US-0138866 (1993-10-19)
발명자 / 주소	Johnson Eric A. (Longmont CO) Handzel Mark J. (Encinitas CA)
출원인 / 주소	Coral Systems, Inc. (Longmont CO 02)
인용정보	피인용 횟수 : 116 인용 특허 : 0

초록 ▼

The present invention provides an apparatus for credit based management of a telecommunication system. One embodiment of the apparatus includes an interface for communicating credit information on a particular subscriber and for receiving call records for the particular subscriber that are derived from a switch which establishes connections between telecommunication devices. A credit limit device then utilizes the credit information to establish a credit limit for the subscriber. The apparatus also includes a device for comparing the particular subscriber\s call usage to a credit limit established for the subscriber based on information obtained from the credit bureau. An output device is used to provide an indication that the subscriber has exceeded their credit limit. Another embodiment of the apparatus, includes a device for, upon expiration of a predetermined time period, contacting the credit bureau to obtain a new credit score for a subscriber and use this score to update the subscriber\s credit limit.

대표청구항 ▼

An apparatus for allowing a telecommunication service provider to manage the risk that a subscriber will not pay their bill for use of the provider\s telecommunication system comprising: a digital computer; interface means, operating within said digital computer, for communicating information relating to a particular subscriber, said interface means includes a first portion for communicating information relating to said particular subscriber with a credit information source and a second portion for receiving a call information record for each call involving said particular subscriber, said call information record derived from information compiled by a switching center that is capable of establishing connections between a plurality of pairs of telecommunication devices and simultaneously maintaining such connections; credit means, operating within said digital computer, for using said first portion of said interface to obtain a credit score for said particular subscriber and for using said credit score to establish a credit limit for said particular subscriber; analysis means, operating within said digital computer, for receiving each of said call information record for said particular subscriber from said second portion of said interface means and using said call information record to compare call usage of said particular subscriber to said credit limit for said particular subscriber and generate an indication if said call usage of said particular subscriber exceeds said credit limit for said particular subscriber; and output means, operating within said digital computer, for outputting an indication to the telecommunication service provider that said particular subscriber has exceeded said credit limit for said particular subscriber.

이 특허를 인용한 특허 (116)

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IPC	Description
A	생활필수품
A62	인명구조; 소방(사다리 E06C)
A62B	인명구조용의 기구, 장치 또는 방법(특히 의료용에 사용되는 밸브 A61M 39/00; 특히 물에서 쓰이는 인명구조 장치 또는 방법 B63C 9/00; 잠수장비 B63C 11/00; 특히 항공기에 쓰는 것, 예. 낙하산, 투출좌석 B64D; 특히 광산에서 쓰이는 구조장치 E21F 11/00)
A62B-1/08	.. 윈치 또는 풀리에 제동기구가 있는 것

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Apparatus and method for credit based management of telecommunication activity 원문보기

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Apparatus and method for credit based management of telecommunication activity 원문보기

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