[특허]Telephone based credit card protection

Telephone based credit card protection 원문보기

IPC분류정보
국가/구분	United States(US) Patent 등록
국제특허분류(IPC7판)	H04M-011/00
출원번호	US-0363041 (1994-12-23)
발명자 / 주소	McAllister Alex (Wheaton MD)
출원인 / 주소	Bell Atlantic Network Services, Inc. (Arlington VA 02)
인용정보	피인용 횟수 : 130 인용 특허 : 0

초록 ▼

A system and method for enhancing the security of use of a transaction device such as a transaction card through a telephone system wherein subscribers to the service may require voice authentication as a prerequisite to a conventional transaction card authentication step. The service is automatically invoked based on a code inserted in the card, or the identity of the calling subscriber, or the identity of the called authentication bureau. The service may also be invoked in situations which do not involve the use of a transaction device but which require the input of an identifying password or number when seeking access to limited access data or services.

대표청구항 ▼

In a telephone system comprising: telephone stations; spaced central office switching systems interconnected via trunk circuits for selectively providing switched telephone call communications between at least two of said telephone stations; a service control point, separate from said central office switching systems, comprising a database storing call processing data associated with a plurality of said telephone stations for control of call processing through one or more of said central office switching systems; a peripheral platform connected to at least one of said central office switching systems via a telephone call connection channel, the peripheral platform comprising means for providing at least one auxiliary telephone call processing capability via the telephone call connection channel and including a database of personal speech identification templates; a signaling communication system separate from said trunk circuits for two-way communications of data messages between said central office switching systems, between said central office switching systems and said service control point, and between said peripheral platform and said services control point; a transaction authentication platform; a method comprising the steps of: (a) initiating a call by dialing a virtual number at one of said telephone stations which results in sending control signals from one of said switching systems to said service control point, said control signals representing an inquiry regarding the call and including data identifying a transaction device and including data identifying action to be taken with respect to said transaction device; (b) said service control point identifying a service corresponding to said virtual number and accessing in its database data identifying transaction devices of subscribers to said service; (c) on identifying one of said transaction devices in said data identifying transaction devices in said database, sending control signals to said peripheral platform for providing said service, said control signals identifying said one of said transaction devices; (d) said peripheral platform using the identity of said one of said transaction devices to access a personal speech identification template corresponding to the identity of said one of said transaction devices; (e) connecting said dialing telephone station to said peripheral platform for voice communication; (f) inputting to said connected telephone station a voice utterance of a word corresponding to a word used to create said template; (g) receiving at said peripheral platform a signal resulting from the inputting of said utterance; (h) comparing said received signal with said template to establish a match; (i) if a match is not established for said utterance terminating the connection to said connected station; (j) if a match is established sending to said one of said switching systems control signals directing further connection of said connected telephone station to said transaction authentication platform.

이 특허를 인용한 특허 (130)

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IPC	Description
A	생활필수품
A62	인명구조; 소방(사다리 E06C)
A62B	인명구조용의 기구, 장치 또는 방법(특히 의료용에 사용되는 밸브 A61M 39/00; 특히 물에서 쓰이는 인명구조 장치 또는 방법 B63C 9/00; 잠수장비 B63C 11/00; 특히 항공기에 쓰는 것, 예. 낙하산, 투출좌석 B64D; 특히 광산에서 쓰이는 구조장치 E21F 11/00)
A62B-1/08	.. 윈치 또는 풀리에 제동기구가 있는 것

내보내기 구분	파일저장 인쇄 메일전송
구성항목	기본정보 상세정보 관리번호, 국가코드, 자료구분, 상태, 출원번호, 출원일자, 공개번호, 공개일자, 등록번호, 등록일자, 발명명칭(한글), 발명명칭(영문), 출원인(한글), 출원인(영문), 출원인코드, 대표IPC 관리번호, 국가코드, 자료구분, 상태, 출원번호, 출원일자, 공개번호, 공개일자, 공고번호, 공고일자, 등록번호, 등록일자, 발명명칭(한글), 발명명칭(영문), 출원인(한글), 출원인(영문), 출원인코드, 대표출원인, 출원인국적, 출원인주소, 발명자, 발명자E, 발명자코드, 발명자주소, 발명자 우편번호, 발명자국적, 대표IPC, IPC코드, 요약, 미국특허분류, 대리인주소, 대리인코드, 대리인(한글), 대리인(영문), 국제공개일자, 국제공개번호, 국제출원일자, 국제출원번호, 우선권, 우선권주장일, 우선권국가, 우선권출원번호, 원출원일자, 원출원번호, 지정국, Citing Patents, Cited Patents
저장형식	Text(ASCII format) Excel format PIAS분석(.xls)
메일정보	받는사람 (필수) @ 보내는사람 (선택) @ 제목 내용 KISTI 검색결과 이메일 서비스
안내	총 건의 자료가 검색되었습니다. 다운받으실 자료의 인덱스를 입력하세요. (1-10,000) 검색결과의 순서대로 최대 10,000건 까지 다운로드가 가능합니다. 데이타가 많을 경우 속도가 느려질 수 있습니다.(최대 2~3분 소요) 다운로드 파일은 UTF-8 형태로 저장됩니다. 파일의 내용이 제대로 보이지 않을실 때는 웹브라우저 상단의 보기 -> 인코딩 -> 자동선택 여부를 확인하십시오. ~ Text(ASCII format) Excel format

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Telephone based credit card protection 원문보기

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Telephone based credit card protection 원문보기

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대표청구항 ▼

연구과제 타임라인

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IPC 상위 출원인

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