초록 ▼

A prepaid transaction instrument, such as a prepaid telephone card, comprises an identification code for use by a consumer in gaining access to a prepaid telephone account associated with the identification code and a replacement code related to the identification code according to a secret relation

A prepaid transaction instrument, such as a prepaid telephone card, comprises an identification code for use by a consumer in gaining access to a prepaid telephone account associated with the identification code and a replacement code related to the identification code according to a secret relationship maintained by the issuer of the card. The replacement code may be printed on a separate and distinct document from the identification code or may be printed on the same document as the identification code, but on a separable portion of the document. If the consumer loses the prepaid card, the issuer of the prepaid card issues a replacement card to the consumer when provided with the replacement code by the consumer.

대표청구항 ▼

A prepaid calling card ensemble, comprising: a calling card having printed thereon an ID code which is to be entered by a consumer onto a telephone keypad to thereby gain access to a prepaid telephone account associated with said ID number; a replacement document, physically decoupled from said call

A prepaid calling card ensemble, comprising: a calling card having printed thereon an ID code which is to be entered by a consumer onto a telephone keypad to thereby gain access to a prepaid telephone account associated with said ID number; a replacement document, physically decoupled from said calling card, having printed thereon a replacement code which is different from but related to said ID code in accordance with a relationship maintained in secret by the issuer of said calling card; wherein said calling card and said replacement document are securely disposed within a sealed envelope until purchased by a customer; and wherein said replacement document is dispensed from at least one of an ATM machine and a POS terminal.