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System and method for bill delivery and payment over a communications network

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06F-017/60
출원번호 US-0550822 (1995-10-31)
발명자 / 주소
  • Hogan Edward J. (Bayside NY)
출원인 / 주소
  • MasterCard International, Inc. (Purchase NY 02)
인용정보 피인용 횟수 : 1138  인용 특허 : 13

초록

In a bill delivery and payment system, users are able to access a server computer on a communications network to obtain bill information and pay bills. For example, such a communications network may be the Internet or the World Wide Web thereof. Using a personal computer, a user can access a Web sit

대표청구항

A system for delivering and paying subscriber bills associated with a plurality of payees over a communications network comprising: a server computer connected to the network; at least one subscriber computer connected to the network; and a bill capture device coupled to the server computer, the bil

이 특허에 인용된 특허 (13)

  1. Vajk Hugo (New Port Richey FL) Stephens William (Redondo Beach CA), ATM/POS based electronic mail system.
  2. Vak Hugo (New Port Richey FL) Stephens William (Glendale CA) Zimmerman Fred (Deephaven MN), ATM/POS based electronic mail system.
  3. Tsakanikas Peter J. (3080 N. Course Dr. Bldg. 51 ; #108 Palm-Aire Country Club of Florida Pompano Beach FL 33069), Apparatus, method and system for printing of legal currency and negotiable instruments.
  4. Pickering Richard E. (New York NY), Automated billing consolidation system and method.
  5. Hartrick Thomas V. (Gaithersburg MD) Stevens Jeffrey N. (Gaithersburg MD) Sabia Nicholas J. (Silver Spring MD), Data processing system and method to enforce payment of royalties when copying softcopy books.
  6. Hilt James J. (Daly City CA) Hodges Ron (San Ramon CA) Pardue Stephen W. (Half Moon Bay CA) Powar William L. (Palo Alto CA), Electronic bill pay system.
  7. Deming Gilbert R. (7853 25th Ave. Kenosha WI 53140), Electronic funds transfer system.
  8. Chen James F. (Potomac MD) Wang Jieh-Shan (Potomac MD), Electronic payment system and method.
  9. Shavit Eyal (New York NY) Teichner Lester (Chicago IL), Interactive market management system.
  10. Lawlor Matthew P. (Washington DC) Carmody Timothy E. (McLean VA), Method and system for remote delivery of retail banking services.
  11. Chasek Norman E. (24 Briar Brae Rd. Stamford CT 06903), Secure, automated transaction system that supports an electronic currency operating in mixed debit & credit modes.
  12. Kight Peter J. (Dublin OH) Johnson Mark A. (Dublin OH) Christenson Tamara K. (Gahanna OH) Lach Regina (Galena OH) Pointer Philip (Columbus OH) Cook Kenneth (Gahanna OH), System and method for electronically providing customer services including payment of bills, financial analysis and loan.
  13. Rosen Sholom S. (New York NY), Trusted agents for open electronic commerce.

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  181. Barron,Lydia; Alexion,Mary; Zamalin,Marina; Jahan,Shah; Berman,Michael E.; Ibikunle,Olutayo, Customer information management system and method.
  182. Devine,Carol Y.; Shoulberg,Richard W.; Shifrin,Gerald A.; Pfister,Robert A.; Fenley,Douglas B.; Suscheck,Charles A.; Delano,P. Alex; Kennington,W. Russell; Brandt,Andre R.; Pillai,Sajan J.; Schwarz,Edward; Shamash,Arieh, Customer interface system for managing communications services including toll free services.
  183. Wagner, Richard M.; Clarke, William D., Data source independent interface for an electronic bill presentment and payment system.
  184. Katoh, Yohichi; Sumito, Yohichiro, Data transmission and reception system with accurate time information.
  185. Katoh, Yohichi; Sumito, Yohichiro, Data transmission and reception system with accurate time information.
  186. Brandt, Andre R.; Frueh, Barbara; Pillai, Sajan J.; Rehder, Karl; Shearer, Donald J., Data warehousing infrastructure for web based reporting tool.
  187. Phillips,Gregory Joseph; Deporte,Rebecca; Norwine,Jeffrey; Joines,Penny, Debit purchasing of stored value card for use by and/or deliveries to others.
  188. Phillips, Gregory Joseph; Deporte, Rebecca; Norwine, Jeffery A.; Joines, Penny B., Debit purchasing of stored value card for use by and/or delivery to others.
  189. Phillips, Gregory Joseph; Deporte, Rebecca; Norwine, Jeffery A.; Jones, Penny B., Debit purchasing of stored value card for use by and/or delivery to others.
  190. Phillips, Gregory Joseph; Deporte, Rebecca; Norwine, Jeffrey; Joines, Penny, Debit purchasing of stored value card for use by and/or delivery to others.
  191. Phillips, Gregory Joseph; Deporte, Rebecca; Norwine, Jeffrey; Joines, Penny, Debit purchasing of stored value card for use by and/or delivery to others.
  192. Phillips, Gregory Joseph; Deporte, Rebecca; Norwine, Jeffrey; Joines, Penny, Debit purchasing of stored value card for use by and/or delivery to others.
  193. Phillips, Gregory Joseph; Deporte, Rebecca; Norwine, Jeffrey; Joines, Penny, Debit purchasing of stored value card for use by and/or delivery to others.
  194. Phillips,Gregory Joseph; Deporte,Rebecca; Norwine,Jeffery A.; Joines,Penny B., Debit purchasing of stored value card for use by and/or delivery to others.
  195. Phillips,Gregory Joseph; Deporte,Rebecca; Norwine,Jeffrey; Joines,Penny, Debit purchasing of stored value card for use by and/or delivery to others.
  196. Phillips,Gregory Joseph; Deporte,Rebecca; Norwine,Jeffrey; Joines,Penny, Debit purchasing of stored value card for use by and/or delivery to others.
  197. Phillips,Gregory Joseph; Deporte,Rebecca; Norwine,Jeffrey; Joines,Penny, Debit purchasing of stored value card for use by and/or delivery to others.
  198. Phillips,Gregory Joseph; Deporte,Rebecca; Norwine,Jeffrey; Joines,Penny, Debit purchasing of stored value card for use by and/or delivery to others.
  199. Phillips,Gregory Joseph; Deporte,Rebecca; Norwine,Jeffrey; Joines,Penny, Debit purchasing of stored value card for use by and/or delivery to others.
  200. Schultz, Roger Stephen, Digital receipt generation from information electronically read from product.
  201. Weichert, Margaret Morgan; Mascavage, III, John Joseph, Direct payment with token.
  202. Weichert,Margaret M.; Mascavage, III,John J., Direct payment with token.
  203. Mason,Elaine Scott, Disallow payment for E-billing system.
  204. Ganesan Ravi ; Harris Mark Todd ; Dreyer Hans Daniel ; Wolfe Kathryn Randall, Distributed data accessing technique.
  205. Heindel David G. ; Buiten Todd Alan ; Speelpenning Bert ; Saliba Bassam A. ; Keith Jeffrey L. ; Jakstadt Eric G., Distributed electronic billing system with gateway interfacing biller and service center.
  206. Budde, William; Miranda, Giancarlo; Nolan, Joseph Bradley, Drive-up financial transaction machine.
  207. Budde, William; Miranda, Giancarlo; Nolan, Joseph Bradley, Drive-up financial transaction machine.
  208. McCoy, Randal A.; Kight, Peter J.; Torgerson, David E.; Kozee, Casey W., Dual mode credit card based payment technique.
  209. Garrison, David Lee; Kight, Patricia A.; Perkins, Brad; Ward, Cheryl Lynn; Lawson, Mary Elizabeth; Kerin, Amy Lynn, Dual source remittance processing.
  210. Ganesan, Rayi, Dynamic biller list generation.
  211. Blossman, Gary B.; Van Houten, Jeffrey P., E-mailer controller for privately and securely delivering bank notices, advices and monthly statements.
  212. Mason, Elaine Scott, Early-payment discount for E-billing system.
  213. Mason, Elaine Scott, Early-payment discount for e-billing system.
  214. Ganesan,Ravi; Hobday,Kenneth, Electronic Billing with required viewing of supplemental information.
  215. Laura A. Ensel ; William E. Rykowsky ; Louis A. Fuertes, Electronic account presentation and response system and method.
  216. Garrison David Lee ; Kight Patricia A. ; Perkins Brad ; Ward Cheryl Lynn ; Lawson Mary Elizabeth ; Kerin Amy Lynn, Electronic bill payment system with account-number scheming.
  217. Garrison,David Lee; Kight,Patricia A.; Perkins,Brad; Ward,Cheryl Lynn; Lawson,Mary Elizabeth; Kerin,Amy Lynn, Electronic bill payment system with merchant identification.
  218. McLaughlin, Edward G.; Lane, Flint A., Electronic bill presentation and payment method and system.
  219. McLaughlin, Edward G.; Lane, Flint A., Electronic bill presentation and payment method and system.
  220. Schlect Ed ; Crooks Gerry ; Genzberger Janna ; Kurtz Rick ; Feichtner Mark ; Kippenhan Larry ; Gordon Jody ; Ziegler Thada, Electronic bill presenting methods and bill consolidating methods.
  221. Laracey, Kevin E.; Canekeratne, Krishna A.; Morgan, Edward J.; Barnes, Brian C.; Birchett, Ishan, Electronic bill presentment and payment.
  222. Braco, Ronald A., Electronic bill presentment and payment system.
  223. Remington Darren B. ; Dent Warren T., Electronic bill presentment and payment system.
  224. Remington,Darren B.; Dent,Warren T., Electronic bill presentment and payment system.
  225. Remington,Darren B.; Dent,Warren T., Electronic bill presentment and payment system.
  226. Poplawski, Thomas; Tan, Khoon-Hong, Electronic bill presentment and payment system and method.
  227. Vasavada,Dhaval; Kosowski,Alex; Jamison,Eric, Electronic bill presentment and payment system that obtains user bill information from biller web sites.
  228. Smorodinsky Lev, Electronic bill presentment and payment system which deters cheating by employing hashes and digital signatures.
  229. Remington, Darren B.; Dent, Warren T., Electronic bill presentment and payment system with bill dispute capabilities.
  230. Remington, Darren B.; Dent, Warren T., Electronic bill presentment and payment system with bill dispute capabilities.
  231. Sharma, Dushyant, Electronic bill presentment and payment systems and processes.
  232. Ganesan, Ravi; Harris, Mark Todd; Dreyer, Hans Daniel; Wolfe, Kathryn Randall, Electronic bill presentment technique with enhanced biller control.
  233. Ganesan, Ravi; Harris, Mark Todd; Dreyer, Hans Daniel; Wolfe, Kathryn Randall, Electronic bill presentment via a wide area communications network.
  234. Kitchen,Bill; Au,Ralph; Moses,Ginger B., Electronic bill presentment with bill categorization.
  235. Kitchen Bill ; Moses Ginger B. ; Au Ralph ; Bringardner Clarence M. ; Bradley ; III Kenneth W., Electronic bill processing.
  236. Kitchen, Bill; Moses, Ginger B.; Au, Ralph; Bringardner, Clarence M.; Bradley, III, Kenneth W., Electronic bill processing with multi-level bill information storage.
  237. Ganesan,Ravi; Hobday,Kenneth, Electronic billing with flexible biller controlled electronic bill presentment.
  238. Ganesan,Ravi; Hobday,Kenneth, Electronic billing with updateable electronic bill summary.
  239. Vicknair, Tom; Beard, Sam; Norman, Richard; Riggleman, Mark; Roycroft, Max; Feagin, Dick; Day, Cliff; Fielding, Paul, Electronic check presentment system and method having an item sequence capability.
  240. Kolls, H. Brock, Electronic commerce terminal connected to a vending machine operable as a telephone.
  241. Kolls, H. Brock, Electronic commerce terminal for facilitating incentive-based purchasing on transportation vehicles.
  242. Pitchford Michael E. ; Voss Thomas R., Electronic energy management system.
  243. Edwards, Duane S.; Chalcraft, Michael G.; Edwards, Derek J., Electronic financial management and analysis system and related methods.
  244. Edwards, Duane S.; Chalcraft, Michael G.; Edwards, Derek J., Electronic financial management and analysis system and related methods.
  245. Thomas George F. ; Wood Albert G. ; Pawelczyk Joseph S. ; Cotton Robert M., Electronic funds transfer method and system and bill presentment method and system.
  246. Karas,Peter M.; Cowell,James E.; Yoder,James R.; Golub,Matt F.; Baig,Aamer Ali, Electronic gift greeting.
  247. Karas,Peter M.; Cowell,James Everett; Abelman,Henry M.; Thompson,Mark, Electronic gift linking.
  248. Karas,Peter M.; Cowell,James Everett; Abelman,Henry M.; Thompson,Mark, Electronic gift linking.
  249. Diveley,Keith W.; Hansen,Kurt, Electronic identifier payment systems and methods.
  250. Dively,Keith W.; Hansen,Kurt L., Electronic identifier payment systems and methods.
  251. Diveley, Keith W.; Hansen, Kurt, Electronic indentifier payment systems and methods.
  252. Neely R. Alan, Electronic invoicing and payment system.
  253. Boyer, Frankin E; Demers, Timothy B; Blackwell, Bruce A, Electronic mail reminder for an internet television program guide.
  254. DeGroeve, Bernard; Petroons, Jan; Hanan, Christopher C.; Bailey, A. Graham; Gupta, Shreyas D.; Mellyn, Kevin Lawrence; Saal, Matthew; Alexander, Morio; Mondschein, Craig, Electronic multiparty accounts receivable and accounts payable system.
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  256. Dunn, John P.; Ledford, Stephen; Jackson, Steve H.; Wood, Albert G., Electronic payment clearing and check image exchange systems and methods.
  257. Dunn, John P.; Ledford, Stephen; Jackson, Steve H.; Wood, Albert G., Electronic payment clearing and check image exchange systems and methods.
  258. Keown,Blake; Moenickheim,Peter; Baulch,Howard; Koltnow,Adam, Electronic payments using multiple unique payee identifiers.
  259. Herrington, W. Benjamin; Ellis, Michael D., Electronic program guide with related-program search feature.
  260. Howard, Dale S.; Griebenow, L. Joy; Lenger, Kim, Electronic publication distribution method and system.
  261. Howard,Dale S.; Griebenow,L. Joy; Lenger,Kim, Electronic publication distribution method and system.
  262. Howard,Dale S.; Griebenow,L. Joy; Lenger,Kim, Electronic publication distribution method and system.
  263. Howard, Dale S.; Griebenow, L. Joy; Lenger, Kim, Electronic publishing and delivery.
  264. Allen-Rouman, Terry; Arrington, Jack Michael; Desai, Keval; Dravenstott, Robert Edwin; Larson, Wendy D.; Levokove, Scott J.; Mascavage, III, John Joseph; Philipp, Peter Eric; Weichert, Margaret Morgan, Electronic purchasing and funds transfer systems and methods.
  265. Kolling Ray ; Occhino Michael ; Roughgarden Jeffrey D. ; Hayward James T.,CAX, Electronic statement presentment system.
  266. Ray Kolling ; Michael Occhino ; Jeffrey D. Roughgarden ; James T. Hayward CA, Electronic statement presentment system.
  267. Knee, Robert Alan; Favia, Anthony R.; Davis, Bruce; Miller, Larry, Electronic television program guide schedule system and method with data feed access.
  268. Lovelett, John M; Krikorian, Shari; Downs, Edward F; Kramer, Julie; Cavallaro, Alicia; Damianov, George; Lemma, Beza; Singh, Vimal, Electronic transaction apparatus and method.
  269. Schultz, R. Steven; Galanis, Peter; Nadler, James G.; Greene, James D.; Hylton, Duane A., Electronic transaction receipt system and method.
  270. Schultz, R. Steven; Galanis, Peter; Nadler, James G.; Greeno, James D.; Hylton, Duane A., Electronic transaction receipt system and method.
  271. Sethi, Vincent, Electronic vouchers and a system and method for issuing the same.
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  277. Imrey, G. Christopher; House, William J., Enhanced transaction resolution techniques.
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  280. Hahn-Carlson, Dean W., Financial institution-based transaction processing system and approach.
  281. Hahn-Carlson, Dean W., Financial institution-based transaction processing system and approach.
  282. Riley James F. ; Sudec John A. ; Abram Timothy James, Financial services account manager system.
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  287. Riley James F. ; Sudec John A. ; Roland Michael Todd ; Huffman Scott B. ; Mettille Paul A., Funding and settlement integrated suspense processing system.
  288. Low, Gak-Wee; Kotecha, Tejas Arvindbhai; Mody, Salil, Funding on-line accounts.
  289. Low, Gak Wee; Mody, Salil, GUI-based wallet program for online transactions.
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  292. Ellis, Frampton E., Global network computers.
  293. Beenau, Blayn W.; Bonalle, David S.; Fields, Seth W.; Gray, William J.; Larkin, Carl; Montgomery, Joshua L.; Saunders, Peter D., Hand geometry biometrics on a payment device.
  294. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Hand geometry biometrics on a payment device.
  295. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Hand geometry recognition biometrics on a fob.
  296. Lutzen, Renee Elahi; Nauman, George; Weis, David G.; Kennedy, Beverly; Bartlett, Robyn, Health care eligibility verification and settlement systems and methods.
  297. Lutzen, Renee Elahi; Nauman, George; Weis, David G.; Kennedy, Beverly; Bartlett, Robyn, Health care eligibility verification and settlement systems and methods.
  298. Hazlehurst, Peter Alexander; Alvarez, Cindy, Host exchange in bill paying services.
  299. Redmond, Scott D., Hydrogen storage, distribution, and recovery system.
  300. Richards Timothy Philip,GBX, IC card with shell feature.
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  303. Hansen,Kurt; Sayor,Thomas, In-lane money transfer systems and methods.
  304. Itakura, Yuichiro; Tsutsui, Yuichiro; Fujita, Nobuyuki, Information provider, terminal and system and recording medium for the terminal.
  305. Feller, Todd Stacy Leo, Initiating operating system commands based on browser cookies.
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  308. Everett David Barrington,GBX ; Miller Stuart James,GBX ; Peacham Anthony David,GBX ; Simmons Ian Stephen,GBX ; Richards Timothy Philip,GBX ; Viner John Charles,GBX, Integrated circuit card with application history list.
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  316. Combar, Curtis T.; Devine, Carol Y.; Pfister, Robert A., Integrated interface for real time web based viewing of telecommunications network call traffic.
  317. Christine M. Ditmer ; James DeGraf-Johnson ; Paul Glenn Franklin ; William C. Holford ; Randall W. King ; Patrick W. Pirtle ; Kenneth Joseph Qualls ; Diane J. Wells ; Edward Ronald Zack, Jr., Integrated proxy interface for web based alarm management tools.
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  319. Andre R. Brandt ; Sajan J. Pillai, Integrated proxy interface for web based data management reports.
  320. Devine, Carol Y.; Dollar, Tammy E.; Munguia, Wayne J.; Schwarz, Edward, Integrated proxy interface for web based report requester tool set.
  321. Delano, P. Alex; Devine, Carol Y.; Hall, Robert W.; Pfister, Robert A.; Venn, Garrison M., Integrated proxy interface for web based telecommunication toll-free network management using a network manager for downloading a call routing tree to client.
  322. Curtis T. Combar ; Robert A. Pfister, Integrated proxy interface for web based telecommunications management tools.
  323. Wayne J. Munguia ; Robert A. Pfister ; Charles A. Suscheck, Integrated proxy interface for web based telecommunications network management.
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  328. Kight, Peter; Ganesan, Ravi; Lewis, Matthew Sheridan; Hobday, Jr., Donald Kenneth; Dreyer, Hans Daniel, Inter-network financial service.
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  330. Schein, Steven M.; O'Brien, Sean A.; Klosterman, Brian L.; Milnes, Kenneth A., Interactive computer system for providing television schedule information.
  331. Schein, Steven M.; O'Brien, Sean A.; Klosterman, Brian L.; Milnes, Kenneth A., Interactive computer system for providing television schedule information.
  332. Ellis, Michael D.; Thomas, William L.; Lemmons, Thomas R., Interactive guide with recording.
  333. Neely, R. Alan; Boulette, Scott; Fallon, Joshua B.; Coan, Bartholomew; Wrather, James C., Interactive invoicer interface.
  334. Yates, Doug, Interactive media guidance application with intelligent navigation and display features.
  335. Ellis, Michael D., Interactive television systems with digital video recording and adjustable reminders.
  336. Ellis, Michael D., Interactive television systems with digital video recording and adjustable reminders.
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  338. Knight, Nigel; Baker, Richard; Metherell, Mel; Chittick, Ian; Parkin, Richard; Leong, Sang; Green, Les; Anders, Marc A., International banking system and method.
  339. Night, Nigel; Baker, Richard; Metherell, Mel; Chittick, Ian; Parkin, Richard; Leong, Sang; Green, Les; Anders, Marc A., International banking system and method.
  340. Karas, Peter M.; Wilber, Richard G.; Baumgart, Mark D.; Trujillo, Chris, International negotiable instrument payment.
  341. Bardenheuer Christian P. ; Johnson ; Jr. Warner R. ; Englebienne Guibert,ARX, Internet assisted return call.
  342. Curry, James E.; Farris, Robert D., Internet long distance telephone service.
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  344. Hahn-Carlson, Dean W., Inventory-based payment processing system and approach.
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  352. Timothy Philip Richards GB, Key transformation unit for an IC card.
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  358. Price,Joanne; Mathur,Sumit; Mao,Paul, Lockbox imaging system.
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  366. Miller, Eric D., Machine, methods, and program product for electronic order entry.
  367. Smith,Scott J.; Nowlin,Jeffrey G.; Bennett,Bruce A.; Prchal,Ronald L., Mail handling equipment and methods.
  368. Cozens, Narelle; DePasquale, Michael; Green, Travis Harrison Kroll; Mizhen, Boris; Schmitt, Peter, Management of emails containing payments.
  369. Zielke, William D.; Frech, John J; Bemis, Teri W.; McCoy, Randal A.; Moenickheim, Peter; Brothers, II, John Alfred; Ward, Cheryl L.; Stratton, Richard A.; Kozee, Casey W.; McMichael, Jr., William R., Matching consumers with billers having bills available for electronic presentment.
  370. Klug, John R.; Peterson, Thad D., Media content notification via communications network.
  371. Klug, John R.; Peterson, Thad D., Media content notification via communications network.
  372. Rao, Pradhan S.; Sloo, David H., Media content search results ranked by popularity.
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  374. Gardner, Jon S.; Wang, Juin J.; Scott, Matthew V., Messaging and document management system and method.
  375. Gardner,Jon S., Messaging and document management system and method.
  376. Armandpour, Tim; Malik, Masroor, Method and apparatus for detecting changes in websites and reporting results to web developers for navigation template repair purposes.
  377. Polk, John, Method and apparatus for electronic collection, translation, grouping and delivery of wage assignment information.
  378. Polk, John, Method and apparatus for electronic collection, translation, grouping, and delivery of wage assignment information.
  379. Polk, John, Method and apparatus for electronic collection, translation, grouping, and delivery of wage assignment information.
  380. Polk, John, Method and apparatus for electronic collection, translation, grouping, and delivery of wage assignment information.
  381. Polk, John, Method and apparatus for electronic collection, translation, grouping, and delivery of wage assignment information.
  382. Polk,John, Method and apparatus for electronic collection, translation, grouping, and delivery of wage assignment information.
  383. O'Malley, Anne; Ray, Pragnesh; Reiter, Eve; Saunders, Peter; Teodosic, Stefan; Tze, Dennis, Method and apparatus for enrolling with multiple transaction environments.
  384. Mersky, Randy; Mersky, Milton, Method and apparatus for facilitating customer payments to creditors from a remote site.
  385. Mersky,Randy; Riggle,Lewis; Willis,David, Method and apparatus for facilitating manual payments for transactions conducted over a network.
  386. May, Jason; Flint, Ian, Method and apparatus for facilitating online payment transactions in a network-based transaction facility.
  387. May, Jason; Flint, Ian, Method and apparatus for facilitating online payment transactions in a network-based transaction facility using multiple payment instruments.
  388. May,Jason; Flint,Ian, Method and apparatus for facilitating online payment transactions in a network-based transaction facility using multiple payment instruments.
  389. Geering, John E., Method and apparatus for facilitating purchase transactions across a network.
  390. Geering, John E., Method and apparatus for facilitating purchase transactions across a network.
  391. Banaugh, Michelle; Fry, Peggy J.; Potter, David; Wood, George Luis, Method and apparatus for integrated payments processing and decisioning for internet transactions.
  392. Banaugh,Michelle; Fry,Peggy J.; Potter,David; Wood,George Luis, Method and apparatus for integrated payments processing and decisioning for internet transactions.
  393. Bauer, Alan R.; Bowman, Amanda L.; Keyser, Richard J.; McNamara, Megan N.; Urminski, Cheryl L.; Youngstrom, Leslie; Alfred, Toby, Method and apparatus for internet on-line insurance policy service.
  394. Bauer, Alan R.; Bowman, Amanda L.; Keyser, Richard J.; McNamara, Megan N.; Urminski, Cheryl L.; Youngstrom, Leslie; Alfred, Toby, Method and apparatus for internet on-line insurance policy service.
  395. Bauer, Alan R.; Bowman, Amanda L.; Keyser, Richard J.; McNamara, Megan N.; Urminski, Cheryl L.; Youngstrom, Leslie; Alfred, Toby, Method and apparatus for internet on-line insurance policy service.
  396. Zenner, Hal B.; Rowland, Thomas M., Method and apparatus for manipulating billing and payment information within a browser interface system.
  397. Compiano, Craig, Method and apparatus for mapping sources and uses of consumer funds.
  398. Polk John, Method and apparatus for payment processing using debit-based electronic funds transfer and disbursement processing usin.
  399. Polk John, Method and apparatus for payment processing using debit-based electronic funds transfer and disbursement processing using addendum-based electronic data interchange.
  400. Polk, John, Method and apparatus for payment processing using debit-based electronic funds transfer and disbursement processing using addendum-based electronic data interchange.
  401. Polk, John D., Method and apparatus for payment processing using debit-based electronic funds transfer and disbursement processing using addendum-based electronic data interchange.
  402. Polk,John, Method and apparatus for payment processing using debit-based electronic funds transfer and disbursement processing using addendum-based electronic data interchange.
  403. Jay S. Walker ; James A. Jorasch ; Andrew S. Van Luchene, Method and apparatus for providing and processing installment plans at a terminal.
  404. Walker, Jay S.; Jorasch, James A.; Van Luchene, Andrew S., Method and apparatus for providing and processing installment plans at a terminal.
  405. Walker, Jay S.; Jorasch, James A.; Van Luchene, Andrew S., Method and apparatus for providing and processing installment plans at a terminal.
  406. Walker, Jay S.; Jorasch, James A.; Van Luchene, Andrew S., Method and apparatus for providing and processing installment plans at a terminal.
  407. Brunsting, Carole A.; Lurix, Jr., Paul L., Method and apparatus for secure vendor access to accounts payable information over the internet.
  408. Silverbrook, Kia; Lapstun, Paul; Walmsley, Simon Robert; Lapstun, Jacqueline Anne, Method and arrangement in a digital communication system.
  409. Snyder, Scott Andrew, Method and computer readable medium for assisting a customer in choosing among commodities.
  410. Ross, Jr., D Delano; Ross, Daniel D; Michaels, Joseph R; May, William R; Anderson, Richard A, Method and computer system for serving commerce information of an outsource provider in connection with host web pages offering commercial opportunities.
  411. Beenau,Blayn W.; Bonalle,David S.; Fields,Seth W.; Gray,William J.; Larkin,Carl; Montgomery,Joshua L.; Saunders,Peter D., Method and system for DNA recognition biometrics on a fob.
  412. Bonalle, David S.; Larkin, Carl; Saunders, Peter D., Method and system for a travel-related multi-function fob.
  413. Kwan, Nang Kon, Method and system for answering online certificate status protocol (OCSP) requests without certificate revocation lists (CRL).
  414. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Method and system for auditory recognition biometrics on a FOB.
  415. Barton, Thomas C.; Paulson, Jr., Harold, Method and system for automating fraud authorization strategies.
  416. Barton, Thomas C.; Paulson, Jr., Harold, Method and system for automating fraud authorization strategies.
  417. Lapstun, Paul; Lapstun, Jacqueline Anne; Silverbrook, Kia, Method and system for bill management.
  418. Bednar Gregory M. ; Carr Thomas E. ; Donahue James W. ; Hendrix ; Jr. Robert F. ; Kuklentz Richard J. ; Uhrich William A., Method and system for bill presentation and payment reconciliation.
  419. Schutzer Daniel, Method and system for bill presentment and payment.
  420. Lam, Duc; Wyman, Celeste; McRae, Xuan, Method and system for buyer centric dispute resolution in electronic payment system.
  421. Lam,Duc; Wyman,Celeste; McRae,Xuan (Sunny), Method and system for buyer centric dispute resolution in electronic payment system.
  422. Sakaguchi,Akira, Method and system for collaborating among interconnected client terminals.
  423. Vaux, Jonathan; Triplett, Brian; Dreyer, Michael; Yeakle, Loraine Martin; Duncan, Alistair; Fernandes, Paulo, Method and system for conducting a commercial transaction between a buyer and a seller.
  424. Fredman, Marc Lawrence, Method and system for credit card reimbursements for health care transactions.
  425. Fredman,Marc Lawrence, Method and system for credit card reimbursements for health care transactions.
  426. Mikhail,Grinshetyn; Chang,Matthias E.; Wong,Hok Yee; Chao,Anthony; Graham,Mark, Method and system for data capture with hidden applets.
  427. Miller,Lawrence; Deans,William; Moore,Mike, Method and system for delayed cookie transmission in a client-server architecture.
  428. Barton, Thomas C.; Kumar, Sandhya; Mehta, Charu; Paulson, Jr., Harold; Vaidyanathan, Geetha; Wu, Jiun-Ming, Method and system for detecting, monitoring and addressing data compromises.
  429. Barton, Thomas C.; Paulson, Harold; Varhus, Elizabeth Pierce, Method and system for determining point of sale authorization.
  430. Barton, Thomas C.; Paulson, Harold; Varhus, Elizabeth Pierce, Method and system for determining point of sale authorization.
  431. Miller,Lawrence; Deans,William; Moore,Mike, Method and system for determining receipt of a delayed cookie in a client-server architecture.
  432. Hoch, Robert; Ibikunle, Tayo; Kamin, Ehud; Liberis, William A.; Nowicki, Tomasz J.; Reilly, Michael J.; Sachar, Howard E.; Tresser, Charles P.; Walach, Eugene, Method and system for discovering significant subsets in collection of documents.
  433. Hoch,Robert; Ibikunle,Tayo; Karnin,Ehud; Liberis,William A.; Nowicki,Tomasz J.; Reilly,Micheal J.; Sachar,Howard E.; Tresser,Charles P.; Walach,Eugene, Method and system for discovering significant subsets in collection of documents.
  434. Klosterman, Brian Lee; Schein, Steven, Method and system for displaying advertisements in an electronic program guide.
  435. Klosterman, Brian Lee; Schein, Steven, Method and system for displaying advertisements in an electronic program guide.
  436. Cleary, Michael J.; Clifton, David A.; Ilijasic, Dean; Cohen, David C.; Rodgers, Kristine K., Method and system for distribution of unactivated bank account cards.
  437. Cleary, Michael; Clifton, David; Ilijasic, Dean; Cohen, David; Rodgers, Kristine, Method and system for distribution of unactivated bank account cards.
  438. Anderson, Milton M., Method and system for duplicate check detection.
  439. Anderson, Milton M., Method and system for duplicate check detection.
  440. Anderson, Milton M.; Scriven, Dieter, Method and system for duplicate detection.
  441. Chang Sheueling ; Rochetti Robert, Method and system for electronic bill payment.
  442. Griebenow L. Joy ; Howard Dale S. ; Lenger Kim, Method and system for electronic publication distribution including return receipt.
  443. Ahmad, Farhan, Method and system for emulating a private label over an open network.
  444. Ahmad, Farhan, Method and system for emulating a private label over an open network.
  445. Sheehan, Mark; Acharya, Ravi, Method and system for expediting payment delivery.
  446. Sheehan, Mark; Acharya, Ravi, Method and system for expediting payment delivery.
  447. Ibikunle, Tayo; Karnin, Ehud; Liberis, William A.; Nowicki, Tomasz J.; Reilly, Michael J.; Sachar, Howard E.; Tresser, Charles P.; Walach, Eugene; Weeshoff, David A., Method and system for extracting information from documents by document segregation.
  448. Richey, David; King, Marie; Bernhard, Lisa; Van Horn, David, Method and system for facilitating electronic dispute resolution.
  449. Richey,David; King,Marie; Bernhard,Lisa; Van Horn,David, Method and system for facilitating electronic dispute resolution.
  450. German,Dan A.; Morea,Dominic John; Tsuei,Henry T.; Duncan,John; Golub,Matt, Method and system for facilitating financial transactions between consumers over the internet.
  451. Olliphant, Hugo; Chastagnol, Franck; Su, Yi-Ling; Wu, William; Brown, Chris; Dang, Thach; Veino, Thomas; Gunby, Carol; Chu, Peter; Chen, Steve, Method and system for facilitating merchant-initiated online payments.
  452. Norman, Richard; Vicknair, Tommy J.; Shishmanian, Carl; Stephens, Jr., John Spence; Jennings, W. Earl; James, David L., Method and system for facilitating network transaction processing.
  453. Norman, Richard; Vicknair, Tommy J.; Shishmanian, Carl; Stephens, Jr., John Spence; Jennings, W. Earl; James, David L., Method and system for facilitating network transaction processing.
  454. Olliphant, Hugo; Chastagnol, Franck; Su, Yi-Ling; Wu, William; Brown, Chris; Dang, Thach; Veino, Thomas; Gunby, Carol; Chu, Peter Zhe; Chen, Steven, Method and system for facilitating online payments based on an established payment agreement.
  455. Olliphant, Hugo; Chastagnol, Franck; Su, Yi-Ling; Wu, William; Brown, Chris; Dang, Thach; Veino, Thomas; Gunby, Carol; Chu, Peter; Chen, Steve, Method and system for facilitating online payments based on an established payment agreement.
  456. German, Dan A.; Morea, Dominic J.; Tsuei, Henry T.; Duncan, John; Golub, Matt, Method and system for facilitating payment of an online auction transaction.
  457. Huang, Jean; Redmond, Eric; Heisinger, Pete, Method and system for facilitating payment transactions using access devices.
  458. Huang, Jean; Redmond, Eric; Heisinger, Pete, Method and system for facilitating payment transactions using access devices.
  459. Huang, Jean; Redmond, Eric; Heisinger, Pete, Method and system for facilitating payment transactions using access devices.
  460. Huang, Jean; Redmond, Eric; Heisinger, Pete, Method and system for facilitating payment transactions using access devices.
  461. Huang, Jean; Redmond, Eric; Heisinger, Pete, Method and system for facilitating payment transactions using access devices.
  462. Huang,Jean; Redmond,Eric; Heisinger,Pete, Method and system for facilitating payment transactions using access devices.
  463. Pletz, Tracy M.; Seidel, Howard C.; Rochford, Joseph, Method and system for implementing a card product with multiple customized relationships.
  464. Pletz, Tracy M.; Seidel, Howard C.; Rochford, Joseph, Method and system for implementing a card product with multiple customized relationships.
  465. Pletz, Tracy M.; Seidel, Howard C.; Rochford, Joseph, Method and system for implementing a card product with multiple customized relationships.
  466. Pletz, Tracy M.; Seidel, Howard C.; Rochford, Joseph, Method and system for implementing a card product with multiple customized relationships.
  467. Pletz,Tracy M.; Seidel,Howard C.; Rochford,Joseph, Method and system for implementing a card product with multiple customized relationships.
  468. Anderson, Milton M., Method and system for implementing effective governance of transactions between trading partners.
  469. Anderson, Milton M., Method and system for implementing effective governance of transactions between trading partners.
  470. Ganesan,Ravi; Renshaw,Timothy Scott; Kight,Peter, Method and system for making a monetary gift.
  471. Wankmueller,John, Method and system for making small payments using a payment card.
  472. Spielmann, Craig; Hutter, Maria; Klein, Joel; Singhani, Naresh, Method and system for managing risk.
  473. Spielmann,Craig; Hutter,Maria; Klein,Joel; Singhani,Naresh, Method and system for managing risk.
  474. Spielmann,Craig; Hutter,Maria; Klein,Joel; Singhani,Naresh, Method and system for managing risks.
  475. Ferguson, Hill; Hayward, Blake; Satyavolu, Ramakrishna, Method and system for network transaction management.
  476. Silverbrook, Kia; Lapstun, Paul; Walmsley, Simon Robert; Lapstun, Jacqueline Anne, Method and system for online payments.
  477. Silverbrook, Kia; Lapstun, Paul; Walmsley, Simon Robert; Lapstun, Jacqueline Anne, Method and system for online payments.
  478. Silverbrook,Kia; Lapstun,Paul; Walmsley,Simon Robert; Lapstun,Jacqueline Anne, Method and system for online payments using processing sensor.
  479. Silverbrook,Kia; Lapstun,Paul; Walmsley,Simon Robert; Lapstun,Jacqueline Anne, Method and system for online payments using sensor with identifier.
  480. Tsuei, Henry T.; German, Dan A., Method and system for payment transactions and shipment tracking over the internet.
  481. O'Leary, Denis; D'Agostino, Vincent; Re, S. Richard; Burney, Jessica; Hoffman, Adam, Method and system for processing internet payments.
  482. O'Leary, Denis; D'Agostino, Vincent; Re, S. Richard; Burney, Jessica; Hoffman, Adam, Method and system for processing internet payments using the electronic funds transfer network.
  483. O'Leary, Denis; D'Agostino, Vincent; Re, S. Richard; Burney, Jessica; Hoffman, Adam, Method and system for processing internet payments using the electronic funds transfer network.
  484. O'Leary, Denis; D'Agostino, Vincent; Re, S. Richard; Burney, Jessica; Hoffman, Adam, Method and system for processing internet payments using the electronic funds transfer network.
  485. O'Leary, Denis; D'Agostino, Vincent; Re, S. Richard; Burney, Jessica; Hoffman, Adam, Method and system for processing internet payments using the electronic funds transfer network.
  486. Trende, Robert G.; Mila, Paul J.; Conforti, Cathleen; Leathrum, Patrick J.; Kinnunen, Jr., Clifford A.; Lock, Brian D.; Holton, Matthew T.; Stark, Jeffrey M., Method and system for processing messages in a bill payment and presentment system over a communications network.
  487. Trende, Robert G.; Mila, Paul J.; Conforti, Cathleen; Leathrum, Patrick J.; Kinnunen, Jr., Clifford A.; Lock, Brian D.; Holton, Matthew T.; Stark, Jeffrey M., Method and system for processing messages in a bill payment and presentment system over a communications network.
  488. Perlman, Jeffrey W.; Kearney, Michael J.; Lee, Timothy M.; Storey, Gregory, Method and system for processing micropayment transactions.
  489. Fogliano, Frank J.; Gniewosz, Dennis J.; Trupia, Paul Gerard; Striano, Riccardo M., Method and system for processing recurring payments.
  490. Beenau,Blayn W; Bonalle,David S; Fields,Seth W; Gray,William J; Larkin,Carl; Montgomery,Joshua L; Saunders,Peter D, Method and system for proffering multiple biometrics for use with a FOB.
  491. Willey, Dawn Marie; Centrone, Joseph Francis; Scarborough, Joseph Matthew; Zhang, Ye, Method and system for providing a multi-channel virtual collections center.
  492. Reid, William; Swackhammer, Craig; Lynch, Kerry; Lau, Johnson, Method and system for providing assurance and financing services.
  493. Reid, William; Swackhammer, Craig; Lynch, Kerry; Lau, Johnson, Method and system for providing buyer bank payable discounting aggregation services.
  494. Reid, William; Swackhammer, Craig; Lynch, Kerry; Lau, Johnson, Method and system for providing buyer bank payable discounting services.
  495. Freund, Peter C., Method and system for providing electronic bill payment and presentment.
  496. Noles, Michael K., Method and system for providing flexible financing.
  497. Noles, Michael K., Method and system for providing flexible financing.
  498. Ahmad, Farhan, Method and system for providing pre-approved targeted products.
  499. Reid, William; Swackhammer, Craig; Lynch, Kerry; Lau, Johnson, Method and system for providing seller bank receivable discounting aggregation services.
  500. Barnes, Brian T.; Bonalle, David S.; Saunders, Peter D., Method and system for resource management and evaluation.
  501. Silverbrook, Kia; Lapstun, Paul; Hollins, Michael; Kelly, Gregg Richard; Chamley, Cathryn Anne, Method and system for selection.
  502. Beenau,Blayn W.; Bonalle,David S.; Fields,Seth W.; Gray,William J.; Larkin,Carl; Montgomery,Joshua L.; Saunders,Peter D., Method and system for smellprint recognition biometrics on a fob.
  503. DeWitt, Richard R.; Lannie, Nadia Hermiz; Flanagan, James E.; Prozes, Mary Ann, Method and system for tracking and verifying repair estimates, invoices, and billing exceptions.
  504. Barnes, Brian; Bonalle, David S.; Saunders, Peter D., Method and system for tracking user performance.
  505. Barnes,Brian; Bonalle,David S.; Saunders,Peter D., Method and system for tracking user performance.
  506. Ostrovsky, Vladimir, Method and system for transferring electronic funds.
  507. Ostrovsky, Vladimir, Method and system for transferring electronic funds.
  508. Anuszewski, William E.; Humberto, Portillo C., Method and system for transferring money in business-to-business internet transactions.
  509. Anuszewski, William E.; Portillo, Humberto C., Method and system for transferring money in business-to-business internet transactions.
  510. Savage,Patrick; Chhikara,Jitendra; Platz, Jr.,Frederick W., Method and system of combined billing of multiple accounts on a single statement.
  511. Schleicher, Joerg, Method and system to process credit card payment transactions initiated by a merchant.
  512. Low, Colin; Seaborne, Andrew Franklin; Bouthors, Nicolas, Method for accessing service resource items that are for use in a telecommunications system.
  513. Coley,Christopher D.; Wesinger, Jr.,Ralph E., Method for authenticating a user access request.
  514. Feiken Albertus,NLX, Method for cancelling a transaction of an electronic payment means, as well as payment means for application of the met.
  515. Narayanan,Lakshmi, Method for controlled and audited access to privileged accounts on computer systems.
  516. Neofytides,Cheryl L.; Baig,Aamer Ali, Method for enabling transfer of funds through a computer network.
  517. Imrey, G. Christopher; House, III, William J.; Hodgkins, David A., Method for future payment transactions.
  518. Silverbrook, Kia; Lapstun, Paul; Walmsley, Simon Robert; Lapstun, Jacqueline Anne, Method for initiating payment of bill.
  519. Buck, Peter; Newport, Peter, Method for personalizing an authentication token.
  520. Buck, Peter; Newport, Peter, Method for personalizing an authentication token.
  521. Buck, Peter; Newport, Peter, Method for personalizing an authentication token.
  522. Buck, Peter; Newport, Peter, Method for personalizing an authentication token.
  523. Neofytides, Cheryl L.; Baig, Aamer Ali, Method for providing a money transfer service through a payment enabler system.
  524. Klug, John R.; Klug, Noah H.; Peterson, Thad D., Method for providing node targeted content in an addressable network.
  525. Klug,John R.; Klug,Noah H.; Peterson,Thad D., Method for providing node targeted content in an addressable network.
  526. Neofytides, Cheryl L.; Baig, Aamer Ali, Method for requesting and receiving an online payment through a payment enabler system.
  527. Kolls,H. Brock, Method for revaluing a phone card.
  528. Kolls, H. Brock, Method for revaluing a private label card using an electronic commerce terminal.
  529. Coley, Christopher D.; Wesinger, Ralph E., Method for synchronous encryption between a client and a licensing agent.
  530. Yadav-Ranjan, Rani K., Method for transferring an amount to be paid.
  531. Barve, Rakesh; Krishna, Ravi; Aravamudan, Murali, Method of and system for presenting enriched video viewing analytics.
  532. Kolls, H. Brock, Method of constructing a digital content play list for transmission and presentation on a public access electronic terminal.
  533. Bernstein Robert, Method of controlling payment of debts.
  534. Lapstun, Jacqueline Anne; Silverbrook, Kia; Lapstun, Paul, Method of interacting with printed substrate.
  535. Silverbrook, Kia; Lapstun, Paul; Walmsley, Simon Robert; Lapstun, Jacqueline Anne, Method of interacting with printed substrate.
  536. Lapstun, Paul; Silverbrook, Kia; Hollins, Michael; Dehghani, Zhamak; Newman, Andrew Timothy Robert, Method of interacting with substrate in cursor and hyperlinking modes.
  537. Lapstun, Paul; Silverbrook, Kia; Hollins, Michael; Dehghani, Zhamak; Newman, Andrew Timothy Robert, Method of providing information via a printed substrate and two-mode sensing device.
  538. Lapstun, Paul; Silverbrook, Kia; Hollins, Michael; Dehghani, Zhamak; Newman, Andrew Timothy Robert, Method of providing information via a printed substrate with every interaction.
  539. Silverbrook, Kia; Lapstun, Paul; Hollins, Michael; Dehghani, Zhamak; Newman, Andrew Timothy Robert, Method of providing information via context searching from a printed substrate.
  540. Kolls, H. Brock, Method of soliciting a user to input survey data at an electronic commerce terminal.
  541. Kolls, H. Brock, Method of transacting an electronic mail, an electronic commerce, and an electronic business transaction by an electronic commerce terminal operated on a transportation vehicle.
  542. Kolls, H. Brock, Method of transacting an electronic mail, an electronic commerce, and an electronic business transaction by an electronic commerce terminal using a gas pump.
  543. Drummond, Jay Paul; Blackson, Dale; Cichon, Bob A.; Ess, Joseph C.; Moales, Mark A.; Weis, David W.; Smith, Mark D.; Church, James, Method of using an automated banking machine.
  544. Drummond, Jay Paul; Blackson, Dale; Cichon, Bob A.; Ess, Joseph C.; Moales, Mark A.; Weis, David W.; Smith, Mark D.; Church, James, Method of using an automated banking machine.
  545. Kolls, H. Brock, Method of warehousing user data entered at an electronic commerce terminal.
  546. Kolls, H. Brock, Method to obtain customer specific data for public access electronic commerce services.
  547. Kerner, Robert; Tang, Weidong, Method, medium, and system for facilitating online transactions.
  548. Reber William L. ; Perttunen Cary D., Method, system, and article of manufacture for producing a network navigation device.
  549. Peart, Lee J.; Saunders, Peter D., Methods and apparatus for a secure proximity integrated circuit card transactions.
  550. Polk, John, Methods and apparatus for child support payment processing and child support disbursement processing.
  551. Polk, John, Methods and apparatus for child support payment processing and child support disbursement processing.
  552. Polk, John, Methods and apparatus for child support payment processing and child support disbursement processing by a processing entity.
  553. Compiano, Craig; Rogers, Michael W.; Grant, William R., Methods and apparatus for mapping sources and uses of consumer funds.
  554. David Shan-Ming Wang ; P. Robert Hsu, Methods and apparatus for transmitting prioritized electronic mail messages.
  555. Wang,David Shan Ming; Hsu,P. Robert, Methods and apparatus for transmitting prioritized electronic mail messages.
  556. Johnson, Alan E., Methods and systems for IC card application loading.
  557. Cerise, Nicholas; Rogers, Michael W.; Grant, William R., Methods and systems for actively optimizing a credit score and managing/reducing debt.
  558. Cerise, Nicholas; Rogers, Michael W.; Grant, William R., Methods and systems for actively optimizing a credit score and managing/reducing debt.
  559. Bodi, Dave J.; Spellins, Randall J.; Drescher, Rick; Matheson, Michael I.; Fouts, Noel F., Methods and systems for asset/loan management and processing.
  560. Coleman, Donald P., Methods and systems for automated data collection and analysis.
  561. Coleman,Donald P., Methods and systems for automated data collection and analysis for use in association with asset securitization.
  562. Dwyre, Douglas P.; Arthur, Steven E.; Toomer, Christopher L.; Algiene, Kenneth, Methods and systems for bulk activation of multiple, disparate stored value accounts.
  563. Dwyre, Douglas P.; Arthur, Steven E.; Toomer, Christopher L.; Algiene, Kenneth, Methods and systems for bulk activation of multiple, disparate stored value accounts.
  564. Byrd, Marc Jeston; Kalbande, Manish Krishriarao, Methods and systems for delivery of information upon enrollment in an internet bill presentment and payment environment.
  565. McRae, Xuan; Lam, Duc; Roland, Matthew, Methods and systems for discounts management.
  566. Rackley, III, Brady Lee; Porter, Warren Derek; Rickman, Gregory Michael; Cochran, Kyle Leighton, Methods and systems for distribution of a mobile wallet for a mobile device.
  567. Kean, Brian T., Methods and systems for electromagnetic initiation of secure transactions.
  568. Rackley, III, Brady Lee; Porter, Warren Derek; Rickman, Gregory Michael; Cochran, Kyle Leighton, Methods and systems for indicating a payment in a mobile environment.
  569. Rackley, III, Brady Lee; Porter, Warren Derek; Rickman, Gregory Michael; Cochran, Kyle Leighton, Methods and systems for making a payment via a stored value card in a mobile environment.
  570. Friedholm, Carl N.; Taylor, Angela Melissa, Methods and systems for managing employee-liable expenses.
  571. Friedholm, Carl N.; Taylor, Angela Melissa, Methods and systems for managing employee-liable expenses.
  572. Rackley, III, Brady Lee; Porter, Warren Derek; Rickman, Gregory Michael; Cochran, Kyle Leighton, Methods and systems for managing payment sources in a mobile environment.
  573. Bowie Britton,Simon, Methods and systems for managing successful completion of a network of processes.
  574. Gonen Friedman,Editt; Innes,Jonathan James; Newsome,Sandra; Tan,Mien Lin; Truitt,Anne; Jayanth,Govind; Fothergill,Alan; Larson,Peggy, Methods and systems for online self-service receivables management and automated online receivables dispute resolution.
  575. Rackley, III, Brady Lee; Porter, Warren Derek; Rickman, Gregory Michael; Cochran, Kyle Leighton, Methods and systems for payment method selection by a payee in a mobile environment.
  576. Rackley, III, Brady Lee; Porter, Warren Derek; Rickman, Gregory Michael; Cochran, Kyle Leighton, Methods and systems for payment transactions in a mobile environment.
  577. Nichols, Michael R., Methods and systems for performing actions based on location-based rules.
  578. Kelly, Mary L.; Altman, Terry, Methods and systems for processing a financial transaction.
  579. Kelly, Mary L.; Altman, Terry, Methods and systems for processing a financial transaction.
  580. Lego, Michael J.; Kallet, Katherine; Bengtson, Katina, Methods and systems for processing and communicating financial transaction data.
  581. Lego, Michael J.; Kallet, Katherine; Bengtson, Katina, Methods and systems for processing and communicating financial transaction data.
  582. Aravamudan, Murali; Rajasekharan, Ajit; Ramakrishnan, Kajamalai G.; Gupta, Mayank, Methods and systems for segmenting relative user preferences into fine-grain and coarse-grain collections.
  583. Aravamudan, Murali; Rajasekharan, Ajit; Ramakrishnan, Kajamalai G., Methods and systems for selecting and presenting content based on a comparison of preference signatures from multiple users.
  584. Aravamudan, Murali; Rajasekharan, Ajit; Ramakrishnan, Kajamalai G., Methods and systems for selecting and presenting content based on dynamically identifying microgenres associated with the content.
  585. Seymour, Brian, Methods and systems for testing evaluation modules.
  586. Seymour, William Brian, Methods and systems for testing evaluation modules.
  587. Lyda, Paul J.; Herdklotz, Timothy; Hobday, Jr., Donald Kenneth, Methods and systems for the determination and display of payment lead time in an electronic payment system.
  588. Rackley, III, Brady Lee; Porter, Warren Derek; Rickman, Gregory Michael; Cockran, Kyle Leighton, Methods and systems for viewing aggregated payment obligations in a mobile environment.
  589. deGroeve, Bernard; Petroons, Jan; Hanan, Christopher C.; Bailey, A. Graham; Gupta, Shreyas D.; Mellyn, Kevin Lawrence; Saal, Matthew; Alexander, Morio; Mondschein, Craig, Methods for electronic multiparty accounts receivable and accounts payable systems.
  590. , Methods for hydrogen storage using doped alanate compositions.
  591. Mann, II,William Frederick; Hirka,Jeffrey L., Methods for providing cardless payment.
  592. Aravamudan, Murali; Rajasekharan, Ajit, Methods of and systems for content search based on environment sampling.
  593. Ross, Jr., D. Delano; Ross, Daniel D.; Michaels, Joseph R.; May, William R.; Anderson, Richard A., Methods of expanding commercial opportunities for internet websites through coordinated offsite marketing.
  594. Ross, Jr., D. Delano; Ross, Daniel D.; Michaels, Joseph R.; May, William R.; Anderson, Richard A., Methods of expanding commercial opportunities for internet websites through coordinated offsite marketing.
  595. Haseltine, Mark E.; Irribarren, Roberto; Talreja, Yash Pal; Arthur, Mohan K.; Agarwal, Siddhartha; Doshi, Mohit, Methods, devices and systems for electronic bill presentment and payment.
  596. Buten, David R., Methods, systems, kits and computer usable media for simulating financial transactions.
  597. Buten, David R., Methods, systems, kits and computer usable media for simulating financial transactions.
  598. Justice, James R., MicroTrac internet billing solutions.
  599. Ellis, Frampton E., Microchip with faraday cages and internal flexibility sipes.
  600. Ellis, Frampton E, Microchips with an internal hardware firewall.
  601. Ellis, III, Frampton E., Microchips with an internal hardware firewall protected portion and a network portion with microprocessors which execute shared processing operations with the network.
  602. Ellis, III, Frampton E., Microchips with an internal hardware firewall that by its location leaves unprotected microprocessors or processing units which performs processing with a network.
  603. Ellis, Frampton E, Microchips with inner firewalls, faraday cages, and/or photovoltaic cells.
  604. Ellis, Frampton E., Microchips with multiple internal hardware-based firewalls and dies.
  605. Pointer, Barry F.; Morea, Dominic; Horsma, Bengt; Wuhrer, Christopher; Myers, Jerome; Ho, Michelangelo R.; Owen, Sarah, Mobile coupon analysis systems and methods.
  606. Pointer, Barry F.; Morea, Dominic; Horsma, Bengt; Wuhrer, Christopher; Myers, Jerome; Ho, Michelangelo R.; Owen, Sarah, Mobile coupon analysis systems and methods.
  607. Pointer, Barry F.; Morea, Dominic; Horsma, Bengt; Wuhrer, Christopher; Myers, Jerome; Ho, Michelangelo R.; Owen, Sarah, Mobile coupon analysis systems and methods.
  608. Shenker, Gavin; Wentker, David; Deibert, Douglas; Wong, Erick, Mobile device with disabling feature.
  609. Shenker, Gavin; Wentker, David; Deibert, Douglas; Wong, Erick, Mobile device with disabling feature.
  610. Wentker, Dave; Deibert, Doug; Shenker, Gavin; Wong, Erick, Mobile phone payment process including threshold indicator.
  611. Deibert, Doug; Wong, Erick; Shenker, Gavin; Wentker, David, Mobile phone payment with disabling feature.
  612. Milberger, Susan M.; Sherrard, Jeff D.; Dunker, Amy M.; Macfarlane, Jackie M.; Platte, Eric L.; Abrahams, Susan F.; Neofytides, Cheryl L.; Baig, Aamer Ali; Karas, Peter M.; Cowell, James E.; Yoder, James R.; Golub, Matt F., Money order debit from stored value fund.
  613. Seifert, Dean A.; Sayor, Thomas B.; Baumgart, Mark, Money transfer cards, systems and methods.
  614. Paintin, Scott; Marr, Lance; Kloosterman, Michelle; Loevenguth, Rebecca; Scott, Diane, Money transfer system and messaging system.
  615. Paintin, Scott; Marr, Lance; Kloosterman, Michelle; Loevenguth, Rebecca; Scott, Diane, Money transfer system and messaging system.
  616. Hanna, Assaad G.; Hansen, Kurt L.; Seifert, Dean A., Money transfer system and method.
  617. Hanna, Assaad G.; Hansen, Kurt L.; Seifert, Dean A., Money transfer system and method.
  618. Bulawa, Kurt; Bohler, Corey Allen; Seifert, Dean A.; Sayor, Thomas B.; Baumgart, Mark; Crawford, Erik S., Money transfer systems and methods.
  619. Everett David Barrington,GBX ; Miller Stuart James,GBX ; Peacham Anthony David,GBX ; Simmons Ian Stephen,GBX ; Richards Timothy Philip,GBX ; Viner John Charles,GBX, Multi-application IC card with delegation feature.
  620. Arthur, Steven E.; Esslinger, Bret M., Multi-card bulk package identifying activation systems and methods.
  621. Hahn-Carlson, Dean W., Multi-supplier transaction and payment programmed processing approach with at least one supplier.
  622. Carol Y. Devine ; Tammy E. Dollar ; Wayne J. Munguia, Multi-threaded web based user inbox for report management.
  623. Ching, Peter N., Multi-way transaction related data exchange apparatus and methods.
  624. Ching, Peter N., Multi-way transactions related data exchange apparatus and methods.
  625. Hirka, Jeffrey L.; Fellner, Debra C.; Fox, Steven; Knackstedt, Lee, Multiple account advanced payment card and method of routing card transactions.
  626. Hirka, Jeffrey L.; Fellner, Debra C.; Fox, Steven; Knackstedt, Lee, Multiple account advanced payment card and method of routing card transactions.
  627. Sullivan, Kevin, Mutual fund card method and system.
  628. Britto, Mark J.; Cardwell, Aimee K.; Young, FuMing; Peddy, Nicholas K.; Blakey, Adrian J.; Lee, Angela C.; Ringewald, Erich L., Network accessible funds transfer system.
  629. Voit, Eric A.; Balkovich, Edward E.; Goodman, William D.; Gadre, Jayant G.; White, Patrick E.; Young, David E., Network session management.
  630. Voit, Eric A.; Balkovich, Edward E.; Goodman, William D.; Gadre, Jayant G.; White, Patrick E.; Young, David E., Network session management for telephony over hybrid networks.
  631. Voit, Eric A.; Balkovich, Edward E.; Goodman, William D.; Gadre, Jayant G.; White, Patrick E.; Young, David E., Network session management for telephony over hybrid networks.
  632. Wu, Jonathan; Rajan, Sreeranga P., Network-based bookmark management and web-summary system.
  633. Wilkins, David; Nichols, John; Fredricks, Jim; Ketcher, Keith, Network-based child support framework.
  634. Bleunven, Daniel; Karotsch, Eliane; Dalban, Christian; Miller, Andrew D J, Network-based sub-allocation systems and methods for swaps.
  635. Bleunven, Daniel; Karotsch, Eliane; Dalban, Christian; Miller, Andrew D J, Network-based sub-allocation systems and methods for swaps.
  636. Ganesan, Ravi, Notification of the availability of electronic bills.
  637. German, Dan A.; Morea, Dominic J.; Tsuei, Henry T.; Duncan, John; Golub, Matt, On-line cash register to use in providing a consumer-to-consumer payment service.
  638. Cox, Christopher T., Onetime passwords for mobile wallets.
  639. Kean, Brian; Cox, Christopher T., Onetime passwords for smart chip cards.
  640. Allen-Rouman, Terry; Mascavage, III, John Joseph; Weichert, Margaret Morgan, Online funds transfer method.
  641. Allen Rouman,Terry; Mascavage, III,John Joseph; Weichert,Margaret Morgan; Dravenstott,Robert Edwin, Online incremental payment method.
  642. Allen-Rouman, Terry; Mascavage, III, John Joseph; Weichert, Margaret Morgan; Dravenstott, Robert Edwin, Online incremental payment method.
  643. Fleishman, Jack; Fuerstenberg, Zack, Online payment transfer and identity management system and method.
  644. Fleishman, Jack; Fuerstenberg, Zack, Online payment transfer and identity management system and method.
  645. Mascavage, III, John Joseph; Weichert, Margaret Morgan; Dravenstott, Robert Edwin, Online purchasing method.
  646. Hansen, David L.; Baumgart, Mark D., Online staging of auction settlement transactions.
  647. Hartley, Bruce; Ricotta, Frank; Vanderwall, Jim; Locke, Tony; Perkins, Tony; Brown, Rodney, Operational system for operating on client defined rules.
  648. Lapstun, Jacqueline Anne; Silverbrook, Kia; Lapstun, Paul, Optically imaging pen configured for calculating accurate nib positions.
  649. Hahn-Carlson, Dean W.; Suits, David A.; Kanathur, Raghunandan N., Order-resource fulfillment and management system and approach.
  650. Farris, Robert D.; Voit, Eric A., Packet data network voice call quality monitoring.
  651. Lundberg, Steven W., Patent continuation analysis.
  652. Lundberg, Steven W.; Kalis, Janal M.; Sinha, Pradeep, Patent mapping.
  653. Lundberg, Steven W.; Nasiedlak, Tyler L, Patent mapping.
  654. Gross, Mitchell I., Payment certification string and related electronic payment system and method.
  655. Thomas, George F.; Wood, Albert G.; Pawelczyk, Joseph S.; Friedman, Kenneth H.; Palmese, Paul, Payment identification code and payment system using the same.
  656. Weichert, Margaret M.; Mascavage, III, John J., Payment management.
  657. Hamilton, Daniel Lee; McMichael, Jr., William Richard; Pigg, Esther J.; Webber, Cathy E.; Dreyer, Hans D., Payment processing with payee risk management.
  658. Hamilton, Daniel Lee; McMichael, Jr., William Richard; Pigg, Esther J.; Webber, Cathy E.; Dreyer, Hans D., Payment processing with selection of a processing parameter.
  659. Hamilton, Daniel Lee; McMichael, Jr., William Richard; Pigg, Esther J.; Webber, Cathy E.; Dreyer, Hans D., Payment processing with selection of a risk reduction technique.
  660. Hamilton, Daniel Lee; McMichael, Jr., William Richard; Pigg, Esther J.; Webber, Cathy E.; Dreyer, Hans D., Payment processing with selection of an electronic debiting option.
  661. Diveley,Keith W.; Hansen,Kurt, Payment service method and system.
  662. Mascavage, III, John Joseph, Payment system clearing for transactions.
  663. Perlman, Jeffrey William, Peer-to-peer and group financial management systems and methods.
  664. Perlman, Jeffrey William, Peer-to-peer and group financial management systems and methods.
  665. Kallman, William R.; Hoffman, Donald L.; Mitchell, Mark T., Peer-to-peer email.
  666. Kallman, William R.; Hoffman, Donald L.; Mitchell, Mark T., Peer-to-peer email.
  667. Kallman, William R.; Hoffman, Donald L.; Mitchell, Mark T., Peer-to-peer email with video and advertising aspects.
  668. Kallman, William R.; Hoffman, Donald L.; Mitchell, Mark T., Peer-to-peer email with video and advertising aspects.
  669. Schurko, Patricia; Masarik, Paul; Huddle, Donna, Personal computer banking system and method.
  670. Ellis, Frampton E., Personal computer, smartphone, tablet, or server with a buffer zone without circuitry forming a boundary separating zones with circuitry.
  671. Rielly, William S.; Erlich, Leslie D.; Acharya, Ravi; Goldman, Dmitry, Personalized bank teller machine.
  672. Patel, Ameet; Holme, Jennifer; Caiazzo, Anthony, Personalized interactive network architecture.
  673. Patel,Ameet; Holme,Jennifer; Caiazzo,Anthony, Personalized interactive network architecture.
  674. Patel, Ameet; Holme, Jennifer; Caiazzo, Anthony, Personalized interactive network with multiple channels coupled to integrated knowledge management system.
  675. Templeton, Randy J.; Mollett, Cassandra J.; Smith, David Wayne, Point of sale payment terminal.
  676. Benson, Glenn Stuart; Calaceto, Joseph R.; Logar, Russell M., Portable security transaction protocol.
  677. Simon, Charlie Aziz; Mou, Jacob Mine, Pre-authentication system and method for outgoing communication.
  678. Simon, Charlie Aziz; Mou, Jacob Mine, Pre-authentication system and method for outgoing communication.
  679. Reid, William; Lynch, Keiron G.; Swackhammer, Craig; Novak, M. Kathrina; Martinez, L. Ted; Bryant, John M., Pre-funding system and method.
  680. Reid, William; Lynch, Keiron G.; Swackhammer, Craig; Novak, M. Kathrina; Martinez, L. Ted; Bryant, John M., Pre-funding system and method.
  681. Galit, Scott H.; Sorbe, Trent, Pre-paid card transaction computer to load a loan on a pre-paid card.
  682. Galit, Scott H.; Sorbe, Trent, Pre-paid card transaction computer to load a loan on a pre-paid card.
  683. McClung, Guy, Price guarantee methods and systems.
  684. McClung, III, Guy Lamonte, Price guarantee methods and systems.
  685. Galit, Scott, Private label promotion card system, program product, and associated computer-implemented methods.
  686. Galit, Scott, Private label promotion card system, program product, and associated computer-implemented methods.
  687. Yadav Ranjan, Rani K., Process and device for conducting electronic transactions.
  688. Yadav-Ranjan, Rani, Process and device for conducting electronic transactions.
  689. Yadav-Ranjan, Rani K., Process and device for conducting electronic transactions using wireless and cellular devices.
  690. Rau, Scott W.; Knackstedt, Lee, Processing transactions using a register portion to track transactions.
  691. Keown, Blake; Moenickheim, Peter; Baulch, Howard; Koltnow, Adam, Propagating data to facilitate electronic payments to payees.
  692. Bajgier, Christopher Michael; Ley, Michael Scott; Mackrell, Bryan Lee, Providing financial account information to users.
  693. Bonalle, David S.; Freud, Aliza; Nanton, Jason; Fitzmaurice Reilly, Mary Ann; Sharp, Ray, Public/private dual card system and method.
  694. Bonalle,David S.; Freud,Aliza; Nanton,Jason E.; Reilly,Mary Ann Fitzmaurice; Sharp,Ray, Public/private dual card system and method.
  695. Biship,Fred; Saunders,Peter D, RF payment via a mobile device.
  696. Bishop, Fred; Saunders, Peter D., RF payment via a mobile device.
  697. Bonalle, David S.; Fehlhaber, Jeff; Saunders, Peter D., RF transaction device.
  698. Saunders, Peter D, RF transaction system and method for storing user personal data.
  699. Bishop, Fred, RF transactions using a wireless reader grid.
  700. Arunachalam, Lakshmi, Real-time web transaction systems to access on-line services over the web from web applications.
  701. Bishop, Fred; Saunders, Peter D, Recurrent billing maintenance with radio frequency payment devices.
  702. Hahn-Carlson, Dean W.; Armstrong, Kevin M., Recurring transaction processing system and approach.
  703. Guo, Terry Qing; Neufeld, Nadav M.; Lau, Edwin K.; Wu, Haoyun, Reducing unicast session duration with restart TV.
  704. Kim, Tae Young; Lee, Dae Gui, Refrigerator and method for controlling the same.
  705. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Registering a biometric for radio frequency transactions.
  706. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Registering a biometric for radio frequency transactions.
  707. Yu, Kevin John; Chong, Joseph; Tien, Alan, Release of funds based on criteria.
  708. Yu, Kevin John; Chong, Joseph; Tien, Alan, Release of funds based on criteria.
  709. Berardi, Michael J.; Bliman, Michal; Bonalle, David; Elwood, Jennifer Anne; Hood, Matthew C.; Isenberg, Susan E.; Mayers, Alexandra; Perry, Trevor J.; Saunders, Peter D.; Scheding, Kathryn D.; Shah, Sejal Ajit; VonWald, Kristin L.; Williamson, John R., Reload protocol at a transaction processing entity.
  710. Garrison,David Lee; Kight,Patricia A.; Perkins,Brad; Ward,Cheryl Lynn; Lawson,Mary Elizabeth; Kerin,Amy Lynn, Remittance payment processing with account scheming and/or validation.
  711. Wilf Saar,ILX ; Ruvio Guy,ILX, Retail method over a wide area network.
  712. Zito, Sean, Reuse of an EBP account through alternate authentication.
  713. Bresnan, Mark; Valovich, James M., Router instruction processor for a digital document delivery system.
  714. King, Daniel, Router-based remittance systems and methods.
  715. Chauhan, Abhishek; Mirani, Rajiv; Kohli, Prince; Nanduri, Priya, Rule generalization for web application entry point modeling.
  716. Chauhan, Abhishek; Mirani, Rajiv; Kohli, Prince; Nanduri, Priya, Rule generalization for web application entry point modeling.
  717. Kuehnrich, Franz; Palmer, Jonathan; Leiwe, Dan; Martinka, William; Polubinski, Jim, Secondary media return system and method.
  718. Devine, Carol Y.; Shifrin, Gerald A.; Shoulberg, Richard W., Secure customer interface for Web based data management.
  719. Devine, Carol Y.; Shifrin, Gerald A.; Shoulberg, Richard W., Secure customer interface for web based data management.
  720. Devine, Carol Y.; Shifrin, Gerald A.; Shoulberg, Richard W., Secure customer interface for web based data management.
  721. Devine, Carol Y.; Shifrin, Gerald A.; Shoulberg, Richard W., Secure customer interface for web based data management.
  722. Hogg, Jason J.; Ng, Winter P., Secure exchange of indicia of value and associated information.
  723. Hogg, Jason J.; Ng, Winter P., Secure exchange of indicia of value and associated information.
  724. Hogg, Jason J.; Ng, Winter P., Secure exchange of indicia of value and associated information.
  725. Powar William L., Secure interactive electronic account statement delivery system.
  726. Everett, David Barrington; Miller, Stuart James; Peacham, Anthony David; Simmons, Ian Stephen; Richards, Timothy Philip; Viner, John Charles, Secure multi-application IC card system having selective loading and deleting capability.
  727. Everett, David Barrington; Miller, Stuart James; Peacham, Anthony David; Simmons, Ian Stephens; Richards, Timothy Philip; Viner, John Charles, Secure multi-application IC card system having selective loading and deleting capability.
  728. Everett,David Barrington; Miller,Stuart James; Peacham,Anthony David; Simmons,Ian Stephen; Richards,Timothy Philip; Viner,John Charles, Secure multiple application card system and process.
  729. Creswell, Carroll W.; Weber, Roy Philip, Secure purchases over a computer network.
  730. Devine, Carol Y.; Shifrin, Gerald A.; Shoulberg, Richard W., Secure server architecture for Web based data management.
  731. Devine, Carol Y.; Shifrin, Gerald A.; Shoulberg, Richard W., Secure server architecture for web based data management.
  732. Devine, Carol Y.; Shifrin, Gerald A.; Shoulberg, Richard W., Secure server architecture for web based data management.
  733. Devine,Carol Y; Shifrin,Gerald A; Shoulberg,Richard W, Secure server architecture for web based data management.
  734. Bonalle, David S; Isenberg, Susan E; Saunders, Peter D; Williamson, John R, Securing RF transactions using a transactions counter.
  735. Berardi, Michael J.; Bliman, Michal; Bonalle, David S.; Elwood, Jennifer Anne; Hood, Matthew C.; Isenberg, Susan E.; Mayers, Alexandra; Saunders, Peter D.; Scheding, Kathryn D.; Shah, Sejal Ajit; Williamson, John R., Securing a transaction between a transponder and a reader.
  736. Berardi, Michael J.; Bliman, Michal; Bonalle, David S.; Elwood, Jennifer Anne; Hood, Matthew C.; Isenberg, Susan E.; Saunders, Peter D.; Scheding, Kathryn D.; Shah, Sejal Ajit; Williamson, John R.; Mayers, Alexandra, Securing a transaction between a transponder and a reader.
  737. Blossom, George, Selectable multi-purpose card.
  738. Blossom,George, Selectable multi-purpose card.
  739. Wolfe, Mark A., Server-side suggestion of preload operations.
  740. Jemella, Donald F.; Montevago, Franca; Mannino, John J; Mirabella, Loretta, Service charge adjustment platform.
  741. Kramer Glenn A. ; Weber Jay C., Settlement of aggregated electronic transactions over a network.
  742. Magennis,Gerard; Buchendorfer,Thomas, Setuid-filter method for providing secure access to a credentials store for computer systems.
  743. Galit, Scott H.; Crowe, Andrew B., Shopping center gift card offer fulfillment machine, program product, and associated methods.
  744. Bonalle,David S.; Salow,Glen, Smartcard transaction method and system using voiceprint recognition.
  745. Bonalle, David S.; Salow, Glen, Smartcard transaction system and method.
  746. Bonalle, David S.; Salow, Glen, Smartcard transaction system and method.
  747. Ross, Jr., D Delano; Ross, Daniel D; Michaels, Joseph R; May, William R; Anderson, Richard A, Specially programmed computer server serving pages offering commercial opportunities for merchants through coordinated offsite marketing.
  748. Slater,Kim Michele, Sponsor funded stored value card.
  749. Rae, Peter; Loomis, Nancy; Algiene, Ken; Hansen, Kurt L.; Dively, Keith W., Staged transaction system for mobile commerce.
  750. Hansen, Kurt L.; Sayor, Thomas B.; Vialpando, Sharon K.; Algiene, Ken, Staged transactions systems and methods.
  751. Hansen,Kurt L.; Sayor,Thomas B.; Vialpando,Sharon K.; Algiene,Kenneth, Staged transactions systems and methods.
  752. Poder, James, Stateful home phone service.
  753. Knackstedt, Lee; Rau, Scott, Stored value card provided with merchandise as rebate.
  754. Abelman, Henry M.; Algiene, Kenneth; Karas, Peter M., Stored value payouts.
  755. Milberger,Susan M.; Sherrard,Jeff D.; Dunker,Amy M.; Macfarlane,Jackie M.; Platte,Eric L.; Abrahams,Susan F.; Neofytides,Cheryl L.; Baig,Aamer Ali; Karas,Peter M.; Cowell,James E.; Yoder,James R.; Go, Subscription-based payment.
  756. Brooks, Jason, System and computer program product to issue a retail prepaid card including a user-designed external face using a chit and related computer implemented methods.
  757. Brooks, Jason, System and computer program product to issue a retail prepaid card including a user-designed external face using a chit and related computer implemented methods.
  758. Brooks, Jason, System and computer program product to issue a retail prepaid card including a user-designed external face using a chit and related computer implemented methods.
  759. Sullivan,Kevin, System and method for a card benefit program providing benefits to program members based on program performance.
  760. Sullivan,Kevin, System and method for a card payment program providing mutual benefits to card issuers and cardholders based on financial performance.
  761. Sullivan, Kevin M., System and method for administering a brokerage rebate card program.
  762. Benson, Glenn S., System and method for anti-phishing authentication.
  763. Benson, Glenn S., System and method for anti-phishing authentication.
  764. Benson, Glenn S., System and method for anti-phishing authentication.
  765. Benson, Glenn S., System and method for anti-phishing authentication.
  766. Maskatia, Imran; Rubinstein, Jason, System and method for applying parental control limits from content providers to media content.
  767. Maskatia, Imran; Rubinstein, Jason, System and method for applying parental control limits from content providers to media content.
  768. Berardi,Michael J.; Bliman,Michal; Bonalle,David; Elwood,Jennifer Anne; Hood,Matthew C.; Isenberg,Susan E.; Mayers,Alexandra; Perry,Trevor J.; Saunders,Peter D.; Scheding,Kathryn D.; Shah,Sejal Ajit;, System and method for assigning a funding source for a radio frequency identification device.
  769. Bishop,Fred; Saunders,Peter D, System and method for authenticating a RF transaction using a transaction account routing number.
  770. Robert Burson ; Dima Ulberg ; Gregg Freishtat, System and method for automated access to personal information.
  771. Freishtat, Gregg; Rajan, Palaniswamy, System and method for automated electronic notification and transaction execution.
  772. Easley, Jeffrey Walton; Voutour, Teddy Joseph Edmond, System and method for automated electronic switching of customer selected financial transactions for a customer banking account.
  773. Gendler, Joseph, System and method for automatic financial project management.
  774. Kaza, Shrinivas K.; McRae, Xuan (Sunny) N.; Subramani, Dillip K.; Roland, Matthew Grant; Lopin, Pavel; Mueller, Georg, System and method for automatically enrolling buyers into a network.
  775. Schultz, Roger Stephen, System and method for automatically registering a product.
  776. Kuehnrich, Franz, System and method for calibrating a vending apparatus.
  777. Kuehnrich,Franz, System and method for calibrating a vending apparatus.
  778. Boyle, Kevin; Maistre, Marty, System and method for card processing with automated payment of club, merchant, and service provider fees.
  779. Boyle,Kevin; Maistre,Marty, System and method for card processing with automated payment of club, merchant, and service provider fees.
  780. Billings, Sarah T.; Listwan, Laura J.; Lower, Brad A.; Murray, Cynthia E., System and method for collecting information to facilitate enrollment in an electronic funds transfer program.
  781. Kaplan, Gregg; Lowe, J. Mitchell; Hoersten, Eric; Kapcar, Christopher A., System and method for communicating secondary vending options.
  782. Kaplan,Gregg; Waring,Greg, System and method for communicating vending information.
  783. Kuehnrich, Franz; Hoersten, Eric, System and method for communicating vending information.
  784. Kuehnrich, Franz; Hoersten, Eric, System and method for communicating vending information.
  785. Kuehnrich, Franz; Kaplan, Gregg, System and method for communicating vending information.
  786. Kuehnrich, Franz; Kaplan, Gregg, System and method for communicating vending information.
  787. Kuehnrich, Franz; Kaplan, Gregg, System and method for communicating vending information.
  788. Imrey, G. Christopher; House, III, William J., System and method for compiling information for resolving transactions.
  789. Hankey Mhoon, System and method for conducting secure internet transactions.
  790. Randall, Steve; George, Colleen, System and method for conducting transactions with different forms of payment.
  791. Markakis, Dimitrios; Hochfield, Barry; Beric, John; Roberts, David Anthony, System and method for controlling access to computer code in an IC card.
  792. Dickelman, Mark, System and method for conversion of initial transaction to final transaction.
  793. Dickelman, Mark, System and method for conversion of initial transaction to final transaction.
  794. Butler, Sheila S.; Schwarz, Jr., Charles E., System and method for crediting loyalty program points and providing loyalty rewards by use of an electronic tag.
  795. Alarcon-Luther, Melissa; Fellner, Debra C.; Sabloff, Barry M.; Schell, III, Frank Charles; Mesrobian, Peter Mark; Griffin, Ginger; Dorion, Michelle; Karris, Gus, System and method for currency selectable stored value instrument.
  796. Evans, Scott L., System and method for debt presentment and resolution.
  797. Simon,Scott H.; Woodall,Nancy W.; Nikithser,Michael F.; Forst,Jon K.; Shields,Gregory, System and method for determining eligibility and enrolling members in various programs.
  798. Freishtat, Gregg; Rajan, Palaniswamy, System and method for determining revenue from an intermediary derived from servicing data requests.
  799. Hogg, Jason J.; Graf, Patrick, System and method for disputing individual items that are the subject of a transaction.
  800. Hogg, Jason J.; Graf, Patrick, System and method for disputing individual items that are the subject of a transaction.
  801. Hogg, Jason J.; Graf, Patrick, System and method for disputing individual items that are the subject of a transaction.
  802. Hogg, Jason J.; Graf, Patrick, System and method for disputing individual items that are the subject of a transaction.
  803. Hogg, Jason J.; Graf, Patrick, System and method for disputing individual items that are the subject of a transaction.
  804. Rajan, Palaniswamy; Freishtat, Gregg, System and method for distributed storage and retrieval of personal information.
  805. Bonalle, David S.; Larkin, Carl; Saunders, Peter D., System and method for dynamic fob synchronization and personalization.
  806. Littrell, Nathan Bowman, System and method for electric vehicle charging and billing using a wireless vehicle communication service.
  807. Edward Paul Daniels, Jr. ; John Kwant ; Paul Mitchell ; John Rahrig ; Karl Schumacher ; Clare Woodman, System and method for electronic and physical mass mailing.
  808. Lam, Duc; Roland, Matthew; McRae, Xuan (Sunny), System and method for electronic authorization of batch checks.
  809. Brown, Karen Lavern; Manarky, Lisa Kim, System and method for electronic bill pay and presentment.
  810. Goldberg, Robert M.; Peck, Julie A.; McDonald, Kenneth E.; Grossweiler, Richard A., System and method for electronic bill presentment using a third party.
  811. Acharya, Ravi V., System and method for electronic deposit of a financial instrument by banking customers from remote locations by use of a digital image.
  812. Acharya, Ravi V., System and method for electronic deposit of a financial instrument by banking customers from remote locations by use of a digital image.
  813. Meyer, Shannon D.; Haggerty, Margaret A.; Schwabinger, Rick, System and method for electronic remittance of funds.
  814. Michael W. Anderson ; David L. Merritt ; John W. Matthews, System and method for electronically processing invoice information.
  815. Arguelles, Shelley; Babcock, Dave; Edwards, Stacey, System and method for emergency tracking.
  816. Berardi, Michael J.; Bliman, Michal; Bonalle, David S.; Saunders, Peter D., System and method for encoding information in magnetic stripe format for use in radio frequency identification transactions.
  817. Arnold, Brian L.; Simpson, Paul H.; Fitzgerald, Thomas Steven; Lo, Pik Kwan; Wilson, James K.; Brockwell, John C.; Quinn, Michael F., System and method for enhancing supply chain transactions.
  818. Warren, Mary Carter; Barrett, Donna M.; Schmitt, Donald H.; Ehemann, Karen R., System and method for establishing or modifying an account with user selectable terms.
  819. Warren, Mary Carter; Fredman, Marc L.; Hoechst, Kimberly L.; Filak, Douglas A.; Steckart, James C.; Blossom, George W.; Jacobs, Ron E.; Barrett, Donna M.; Schmitt, Donald H.; Strock, Bradley R.; Witsil, Kathleen H.; Ehemann, Karen R.; Dowidchuck, Katrina, System and method for establishing or modifying an account with user selectable terms.
  820. Warren, Mary Carter; Fredman, Marc L.; Hoechst, Kimberly L.; Filak, Douglas A.; Steckart, James C.; Blossom, George W.; Jacobs, Ron E.; Barrett, Donna M.; Schmitt, Donald H.; Strock, Bradley R.; Witsil, Kathleen H.; Ehemann, Karen R.; Dowidchuck, Katrina, System and method for establishing or modifying an account with user selectable terms.
  821. Saunders, Peter D, System and method for facilitating a transaction using a revolving use account associated with a primary account.
  822. Ross, Jr.,D. Delano; Ross,Daniel D.; Michaels,Joseph R.; May,William R.; Anderson,Richard A., System and method for facilitating internet commerce with outsourced websites.
  823. Kerner, Robert; Tang, Weidong, System and method for facilitating online transactions.
  824. Continelli,Judith; Hazeltine,Sandy, System and method for facilitating the handling of a dispute.
  825. Royer, Coby; Continelli, Judith; Hazeltin, Sandra W., System and method for facilitating the handling of a dispute using disparate architecture.
  826. Royer, Coby; Continelli, Judith; Hazeltine, Sandra, System and method for facilitating the handling of a dispute using disparate architectures.
  827. Donaho, Emma; Nolan, Joseph Bradley; Budde, William; Miranda, Giancarlo; Sheley, William Scott, System and method for financial services device usage.
  828. Donaho, Emma; Nolan, Joseph Bradley; Budde, William; Miranda, Giancarlo; Sheley, William Scott, System and method for financial services device usage.
  829. Everett, David Barrington; Miller, Stuart James; Peacham, Anthony David; Simmons, Ian Stephen; Richards, Timothy Philip; Viner, John Charles, System and method for flexibly loading an IC card.
  830. David Barrington Everett GB; Stuart James Miller GB; Anthony David Peacham GB; Ian Stephen Simmons GB; Timothy Philip Richards GB; John Charles Viner GB, System and method for flexibly loading in IC card.
  831. Sanders, Shelley F.; Bowers, Theodore, System and method for funding a collective account.
  832. Schwarz, Jr., Charles E., System and method for funding a collective account by use of an electronic tag.
  833. Schwarz, Jr., Charles E., System and method for funding a collective account by use of an electronic tag.
  834. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
  835. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
  836. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
  837. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
  838. Saarepera, Mart; Buldas, Ahto, System and method for generating a digital certificate.
  839. Saarepera, Mart; Buldas, Ahto, System and method for generating a digital certificate.
  840. Saarepera, Mart; Buldas, Ahto, System and method for generating a digital certificate.
  841. Peart, Lee J; Saunders, Peter D, System and method for generating an unpredictable number using a seeded algorithm.
  842. Read, Matthew J.; Ames, Craig S.; Nangia, Vinit; Lobashov, Pavel; Lam, Josiah, System and method for generating and managing administrator passwords.
  843. Read, Matthew J.; Ames, Craig S.; Nangia, Vinit; Lobashov, Pavel; Lam, Josiah, System and method for generating and managing administrator passwords.
  844. Allen, Brian J.; Buroker, Bruce A.; Flood, John P.; Gentz, Scott A.; Lidman, Gina M.; Teichman, William J., System and method for generating graphical user interface.
  845. Allen, Brian J.; Buroker, Bruce A.; Flood, John P.; Gentz, Scott A.; Lidman, Gina M.; Teichman, William J., System and method for generating graphical user interfaces.
  846. Mount, Cheryl; Pradhan, Akshay; Tucker, Sheryl F.; Garvey, Danielle O.; Barry, Dennis C.; Goodwin, Brenda; Radvanyi, Tammy; O'Brien, Linda M., System and method for generating magnetic ink character recognition (MICR) testing documents.
  847. Maskatia, Imran; Rubinstein, Jason, System and method for generating notifications related to new media.
  848. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
  849. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
  850. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
  851. Taylor, Robert Cameron; Pilarcik, Jeffrey J.; Ley, Paula M., System and method for granting promotional rewards to both customers and non-customers.
  852. Strock, Bradley R.; Hooper, Lynn; Glavin, Eugene M.; Bressler, Beth L., System and method for granting promotional rewards to credit account holders.
  853. Strock, Bradley R.; Hooper, Lynn; Glavin, Eugene M.; Bressler, Beth L., System and method for granting promotional rewards to credit account holders.
  854. Sheley, William S., System and method for granting promotional rewards to financial account holders.
  855. Hogg, Jason J.; Graf, Patrick, System and method for immediate issuance of transaction cards.
  856. Pletz, Tracy; Callahan, William T., System and method for integrated customer management.
  857. Pletz,Tracy; Callahan,William T., System and method for integrated customer management.
  858. Pletz,Tracy; Callahan,William T., System and method for integrated customer management.
  859. Pletz,Tracy; Callahan,William T., System and method for integrated customer management.
  860. Coyle, Adam; Anuszewski, Terri; Coleman, Bruce; Norton, Thomas; McNary, Doug, System and method for issuing negotiable instruments by licensed money transmitter from direct deposits.
  861. Hirka, Jeffrey L.; Fox, Steven J., System and method for linked account having sweep feature.
  862. Rothschild, Leigh M, System and method for linking terrestrial mail over a network.
  863. Saunders, Peter D, System and method for managing a transaction protocol.
  864. Borgia,Evelyn; Miller,Jodi; De Gottal,Graham; O'Connor,Christine, System and method for managing global risk.
  865. Simpson, John S.; Chirala, Murali, System and method for managing mail/bills through a central location.
  866. Breslin, Jodi; Borgia, Evelyn; de Gottal, Graham, System and method for managing risks associated with outside service providers.
  867. Hale, Tim, System and method for managing vending inventory.
  868. Faenza, Jr.,William J.; Lasch,Ellen; Saunders,Peter D.; Webb,Lisa, System and method for manufacturing a punch-out RFID transaction device.
  869. Saunders, Peter D., System and method for manufacturing a punch-out RFID transaction device.
  870. Saunders, Peter D., System and method for manufacturing a punch-out RFID transaction device.
  871. Alexander, Ronald; Dias, Stephen; Hancock, Kenneth S.; Leung, Elsie Y.; Macrae, Douglas B.; Ng, Arthur Y.; O'Neil, Shawn P.; Shoaff, P. Christopher; Sutton, Jonathon; Ward, Thomas E.; Westberg, Thomas E.; Yuen, Henry C., System and method for modifying advertisement responsive to EPG information.
  872. Feingold, Vincent, System and method for multi-dimensional risk analysis.
  873. Jou, Brian; Adler, Lynn A.; Bing, Robert L.; Boyle, James M.; Briody, Clare K.; Emery, Ian K.; Moran, Brian A.; Mascio, Kenneth, System and method for multicurrency and multibank processing over a non-secure network.
  874. Scott, Kelly W., System and method for network-based project management.
  875. Hogg, Jason J.; Graf, Patrick, System and method for new execution and management of financial and data transactions.
  876. Hogg, Jason J.; Graf, Patrick, System and method for new execution and management of financial and data transactions.
  877. Das, Jayanta, System and method for offering risk-based interest rates in a credit instrument.
  878. Das, Jayanta, System and method for offering risk-based interest rates in a credit instutment.
  879. Hoersten,Eric; Lowe,J. Mitch, System and method for offline vending of a media product.
  880. Cataline, Glen R.; Rielly, William Smith; Sheehan, Mark Robert; Wallace, William Scott, System and method for optimized funding of electronic transactions.
  881. Smith, Thomas Franklin; Martinka, William; Polubinski, Jim, System and method for optimizing utilization of inventory space for dispensable articles.
  882. Smith, Thomas Franklin; Martinka, William; Polubinski, Jim, System and method for optimizing utilization of inventory space for dispensable articles.
  883. Smith, Thomas Franklin; Martinka, William; Polubinski, Jr., Jim, System and method for optimizing utilization of inventory space for dispensable articles.
  884. Smith, Thomas Franklin; Martinka, William; Polubinski, Jr., Jim, System and method for optimizing utilization of inventory space for dispensable articles.
  885. Benson, Glenn Stuart; Croston, Sean, System and method for partner key management.
  886. Lundberg, Steven W., System and method for patent and prior art analysis.
  887. Lundberg, Steven W., System and method for patent and prior art analysis.
  888. Lam, Duc; Shanbhogue, Ramnath; Kan, Immanuel; Moore, Robert; McRae, Xuan (Sunny), System and method for payer (buyer) defined electronic invoice exchange.
  889. Landry George W., System and method for paying bills and other obligations including selective payor and payee controls.
  890. Landry,George W., System and method for paying bills and other obligations including selective payor and payee controls.
  891. Berardi,Michael J.; Bliman,Michal; Bonalle,David S.; Elwood,Jennifer Anne; Hood,Matthew C.; Isenberg,Susan E.; Mayers,Alexandra; Saunders,Peter D.; Scheding,Kathryn D.; Shah,Sejal Ajit; Williamson,Jo, System and method for payment using radio frequency identification in contact and contactless transactions.
  892. Skingle, Bruce James, System and method for portal infrastructure tracking.
  893. Skingle,Bruce James, System and method for portal infrastructure tracking.
  894. Arledge, Jr., Sol E.; Pasquantino, Bernard D.; Wakefield, G. Steve, System and method for preparing customized printed products over a communications network.
  895. Gardner, David P.; Bresnan, Mark, System and method for presenting and processing documents on the internet.
  896. Everhart, Glenn C., System and method for preventing identity theft or misuse by restricting access.
  897. Lundberg, Steven W., System and method for prior art analysis.
  898. Lundberg, Steven W., System and method for prior art analysis.
  899. Lundberg, Steven W., System and method for prior art analytics and mapping.
  900. Lundberg, Steven W., System and method for prior art analytics and mapping.
  901. Sheehan, Mark; Wallace, William; Knackstedt, Lee, System and method for processing microtransactions.
  902. Sheehan, Mark; Wallace, William; Knackstedt, Lee, System and method for processing microtransactions.
  903. Sheehan, Mark; Wallace, William; Knackstedt, Lee, System and method for processing microtransactions.
  904. Sheehan, Mark; Wallace, William; Knackstedt, Lee, System and method for processing mircotransactions.
  905. Pletz, Tracy; Rochford, Joseph, System and method for processing qualified healthcare account related financial transactions.
  906. Sorem, Steve, System and method for processing transactions.
  907. Field, Manning R.; Reinhard, Walter Brent, System and method for processing transactions using a multi-account transactions device.
  908. Field, Manning R.; Reinhard, Walter Brent, System and method for processing transactions using a multi-account transactions device.
  909. Field, Manning R.; Reinhard, Walter Brent; Keld, Marcia, System and method for processing transactions using a multi-account transactions device.
  910. Perlman, Jeffrey William; Dempsey, Caroline Grace, System and method for promotion processing and authorization.
  911. Bonalle,David S; Francolini,Gail A; Ing,Samantha S; Kunian,Danielle; Nulle,Danielle R, System and method for providing and RFID transaction device.
  912. Schultz, Roger Stephen, System and method for providing automated secondary purchase opportunities to consumers.
  913. Rosko, Robert; Gudipati, Jayashree, System and method for providing customers with seamless entry to a remote server.
  914. Rosko, Robert; Gudipati, Jayashree, System and method for providing customers with seamless entry to a remote server.
  915. Rosko,Robert; Ampani,Kumar, System and method for providing customers with seamless entry to a remote server.
  916. Bowers, Theodore J; Ilijasic, Dean; Sanders, Shelley F., System and method for providing discriminated content to network users.
  917. Bowers,Theodore J.; Ilijasic,Dean; Sanders,Shelley F., System and method for providing discriminated content to network users.
  918. Gendler,Joseph, System and method for providing funding approval associated with a project based on a document collection.
  919. Sanders, Shelley F.; Bowers, Theodore; Ilijasic, Dean, System and method for providing incentives to consumers to share information.
  920. Hamilton, Stacy M.; Rossiter, Janet L., System and method for providing promotional pricing.
  921. Evans, Steven E.; Pierce, Suzanne Dallmeyer, System and method for providing supplemental payment or transaction information.
  922. Bowers, Brad; Maskatia, Imran; Rubinstein, Jason, System and method for providing the identification of geographically closest article dispensing machines.
  923. Fei, Huchen; Yang, Dong; Hong, Xiao, System and method for rapid updating of credit information.
  924. Bishop, Fred; Neemann, Trey; Armes, David, System and method for reassociating an account number to another transaction account.
  925. Lowe, J. Mitch; Hoersten, Eric; Hamilton, Devin, System and method for regulating vendible media products.
  926. Lowe, J. Mitch; Hoersten, Eric; Hamilton, Devin, System and method for regulating vendible media products.
  927. Saunders,Peter D., System and method for remotely initializing a RF transaction.
  928. Imrey, G. Christopher; House, III, William J., System and method for resolving transactions.
  929. Littrell, Nathan Bowman, System and method for roaming billing for electric vehicles.
  930. Asani,Karim, System and method for safe financial transactions in E.Commerce.
  931. Kaib, Paul; Freishtat, Gregg, System and method for scheduling harvesting of personal information.
  932. Rosen Sholom S., System and method for secure presentment and payment over open networks.
  933. Jakstadt, Eric G.; Waterston, Michael L.; Badari, Vasantha; Pfost, Jarrod E., System and method for secure third-party development and hosting within a financial services network.
  934. Jakstadt, Eric G.; Waterston, Michael L.; Badari, Vasantha; Pfost, Jarrod E., System and method for secure third-party development and hosting within a financial services network.
  935. Saunders, Peter D; Barnes, Brian T, System and method for secure transactions manageable by a transaction account provider.
  936. Bouey, Kevin; Muthu, Sri Saravana; Pearce, Brian M.; Vancini, Adam, System and method for securely registering a recipient to a computer-implemented funds transfer payment network.
  937. Saunders, Peter, System and method for securing a recurrent billing transaction.
  938. Peart, Lee J.; Saunders, Peter D., System and method for securing sensitive information during completion of a transaction.
  939. Cataline, Glen R.; Rielly, William Smith; Wallace, William Scott; Sheehan, Mark Robert, System and method for selectable funding of electronic transactions.
  940. Cataline, Glen R.; Rielly, William Smith; Wallace, William Scott; Sheehan, Mark Robert, System and method for selectable funding of electronic transactions.
  941. King,Tim; Slater,Alan; Forman,Victor; Waggoner,Tim, System and method for sending electronic mail and parcel delivery notification using recipient's identification information.
  942. Lehman, Dean K.; McCullough, Joseph R.; Orth, Nancy A., System and method for sending money via E-mail over the internet.
  943. Clare E. Woodman ; David P. Gardner, System and method for separating a print stream into an electronic document print stream and a physical document print stream.
  944. Polubinski, Jr., Jim; Ptacek, William, System and method for simultaneous article retrieval and transaction validation.
  945. Miller, Lawrence R; Trenholm, Martin J., System and method for single session sign-on.
  946. Skingle,Bruce James, System and method for single session sign-on with cryptography.
  947. Ellmore, Kimberly, System and method for single sign on process for websites with multiple applications and services.
  948. Ellmore,Kimberly, System and method for single sign on process for websites with multiple applications and services.
  949. Ellmore,Kimberly, System and method for single sign on process for websites with multiple applications and services.
  950. Ellmore,Kimberly, System and method for single sign on process for websites with multiple applications and services.
  951. Ellmore,Kimberly, System and method for single sign on process for websites with multiples applications and services.
  952. Maskatia, Imran; Rubinstein, Jason, System and method for substituting a media article with alternative media.
  953. Siegel, Rebecca Lynn; Finocchiaro, Jeffrey David; Herberger, William Fredrick, System and method for supervising account management operations.
  954. Colcord, Brian, System and method for testing applications.
  955. Aliphas,Amnon, System and method for testing hardware or software modules via a computer network.
  956. Lundberg, Steven W., System and method for tracking patent ownership change.
  957. Rosedale,Matthew P.; Master,Warren; Campfield,Thomas; Phinney,John, System and method for trade settlement tracking and relative ranking.
  958. Bouey, Kevin; Muthu, Sri Saravana; Pearce, Brian M.; Vancini, Adam, System and method for transferring funds.
  959. Bouey, Kevin; Muthu, Sri Saravana; Pearce, Brian M.; Vancini, Adam, System and method for transferring funds.
  960. Rau, Scott W.; Bertetti, Scott Philp; Beechum, Jr., Gerald A., System and method for transponder-enabled account transactions.
  961. Pintsov,Leon A., System and method for trusted self-billing and payment for utilities including audit, verification, reconciliation and dispute resolution.
  962. Hogg, Jason J.; Graf, Patrick, System and method for user selection of fraud detection rules.
  963. Fellner,Debra C., System and method for using a stored value account having subaccount feature.
  964. Holm, Don; Lam, Duc; McRae, Xuan (Sunny), System and method for varying electronic settlements between buyers and suppliers with dynamic discount terms.
  965. Holm, Don; Lam, Duc; McRae, Xuan (Sunny), System and method for varying electronic settlements between buyers and suppliers with dynamic discount terms.
  966. Lowe, J. Mitch, System and method for vending vendible media products.
  967. Lowe, J. Mitch, System and method for vending vendible media products.
  968. Allen, Laurie; Atkins, Steve; Babcock, Dave; Callahan, Pat; Hagan, Sean; Hanevich, Norm; James, Greg; Kabrud, Cheryl; Nicholls, Andy; Parks, Daniel; Rowley, Brenda; Serrano, Elias; Sheehan, Ken; Williams, Tony, System and method for web access to financial data.
  969. ElBizri, Samer, System and method of offsetting invoice obligations.
  970. Kolls, H. Brock, System and method of processing credit card, e-commerce, and e-business transactions without the merchant incurring transaction processing fees or charges worldwide.
  971. Perlman, Jeffrey William; Walsh, Sofia; Storey, Gregory Kenneth, System and method of validating a relationship between a user and a user account at a financial institution.
  972. Everhart, Glenn C., System and method providing improved error detection related to transmission of data over a communication link.
  973. Manohar, Pradheesh; Nalwaya, Prashant; Agrawal, Prashant Kumar, System and methods for automatically accessing a web site on behalf of a client.
  974. Schultz, Roger Stephen, System and methods for automating product returns.
  975. Freund, Peter C., System and process for performing purchase transactions using tokens.
  976. Aliphas, Amnon, System for accessing and testing evaluation modules via a global computer network.
  977. Arthur, Steven E., System for activation of multiple cards.
  978. Arthur, Steven E., System for activation of multiple cards.
  979. Arthur, Steven E., System for activation of multiple cards.
  980. Beenau,Blayn W.; Bonalle,David S.; Fields,Seth W.; Gray,William J.; Larkin,Carl; Montgomery,Joshua L.; Saunders,Peter D., System for biometric security using a FOB.
  981. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, System for biometric security using a fob.
  982. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, System for biometric security using a fob.
  983. Wilkins, David; Nichols, John; Fredricks, Jim; Ketcher, Keith, System for calculating a support payment in a network-based child support framework.
  984. Lapstun, Paul; Silverbrook, Kia; Hollins, Michael; Dehghani, Zhamak; Newman, Andrew Timothy Robert, System for enabling access to information.
  985. Breck, Lydia; Zoob, Jessica; Salow, Glen; Bishop, Fred; Schwarz, William; Glazer, Elliot; Johnstone, David; Cunningham, Katie; Nambiar, Anant; Belt, Jan Nunney; Wittwer, Martin; Armes, David; Chow, Christina, System for facilitating a transaction.
  986. Hazlehurst, Peter; Aman, Matthew; Diego, Doug, System for performing web authentication of a user by proxy.
  987. Mann, III, William Frederick; Hirka, Jeffrey L., System for providing cardless payment.
  988. Mann, III, William Frederick; Hirka, Jeffrey L., System for providing cardless payment.
  989. Mann, III,William Frederick; Hirka,Jeffrey L., System for providing cardless payment.
  990. Lapstun, Paul; Silverbrook, Kia; Hollins, Michael; Dehghani, Zhamak; Newman, Andrew Timothy Robert, System for providing information to user with every interaction with printed substrate.
  991. Silverbrook, Kia; Lapstun, Paul; Hollins, Michael; Dehghani, Zhamak; Newman, Andrew Timothy Robert, System for providing information via context searching of printed substrate.
  992. Imrey, G. Christopher; House, III, William J., System for resolving transactions.
  993. Tramontano, Robert J., System of automated teller machines.
  994. Antti Hannula FI; Hannu Kari FI, System, a method and an apparatus for performing an electric payment transaction in a telecommunication network.
  995. Wilkins, David; Nichols, John; Fredricks, Jim; Ketcher, Keith, System, method and article of manufacture for a network-based child support framework.
  996. Nguyen Trong ; Haller Daniel R. ; Subramanian Mahadevan P., System, method and article of manufacture for a payment gateway system architecture for processing encrypted payment tr.
  997. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
  998. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
  999. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
  1000. Galit, Scott, System, method, and program product for foreign currency travel account.
  1001. Galit, Scott, System, method, and program product for foreign currency travel account.
  1002. Galit, Scott, System, method, and program product for foreign currency travel account.
  1003. Ahlers, Rebecca; Crowe, Andrew B.; Galit, Scott H.; Sorbe, Trent, System, non-transitory memory with computer program, and associated methods for micro-credit to prepaid cards.
  1004. Brooks, Jason; Wells, Mike, System, program product and methods for retail activation and reload associated with partial authorization transactions.
  1005. Brooks, Jason; Wells, Mike, System, program product and methods for retail activation and reload associated with partial authorization transactions.
  1006. Ahlers, Rebecca; Crowe, Andrew B.; Galit, Scott H.; Sorbe, Trent, System, program product, and associated methods to autodraw for micro-credit attached to prepaid card.
  1007. Ahlers, Rebecca; Crowe, Andrew B.; Galit, Scott H.; Sorbe, Trent, System, program product, and associated methods to autodraw for micro-credit attached to prepaid card.
  1008. Galit, Scott H.; Sorbe, Trent, System, program product, and computer-implemented method for loading a loan on a pre-paid card.
  1009. Galit, Scott H.; Sorbe, Trent, System, program product, and computer-implemented method for loading a loan on an existing pre-paid card.
  1010. Ahlers, Rebecca; Crowe, Andrew B.; Galit, Scott H.; Sorbe, Trent, System, program product, and method for debit card and checking account autodraw.
  1011. Ahlers, Rebecca; Crowe, Andrew B; Galit, Scott H; Sorbe, Trent, System, program product, and method for debit card and checking account autodraw.
  1012. Ahlers, Rebecca; Crowe, Andrew B; Galit, Scott H; Sorbe, Trent, System, program product, and method for debit card and checking account autodraw.
  1013. Crowe, Andrew B.; Galit, Scott H.; Sorbe, Trent, System, program product, and method to authorize draw for retailer optimization.
  1014. Crowe, Andrew B.; Galit, Scott H.; Sorbe, Trent, System, program product, and method to authorized draw for retailer optimization.
  1015. Fisher, Jason M., Systems and methods for analyzing telecommunications invoices for payment.
  1016. Harris, Scott; Lavinsky, Joshua; Sreeharsha Dasa Anjayaiah, Setty, Systems and methods for automated invoice entry.
  1017. Harris, Scott; Lavinsky, Joshua; Sreeharsha Dasa Anjayaiah, Setty, Systems and methods for automated invoice entry.
  1018. Perlman, Jeffrey William, Systems and methods for brokered authentication express seller links.
  1019. Littrell, Nathan Bowman, Systems and methods for charging an electric vehicle using broadband over powerlines.
  1020. Stoutenburg,Earney; Mollett,Cassandra J.; Price,James; Fillinger,Charles A.; Nelson,Eric M.; Seifert,Dean A.; Singleton,Jeffrey, Systems and methods for configuring a point-of-sale system.
  1021. Stoutenburg,Earney; Mollett,Cassandra J.; Price,James; Fillinger,Charles A.; Nelson,Eric M.; Seifert,Dean A.; Singleton,Jeffrey, Systems and methods for configuring a point-of-sale system.
  1022. Littrell, Nathan Bowman, Systems and methods for delivering energy to an electric vehicle with parking fee collection.
  1023. Stoutenburg, Earney; Mollett, Cassandra J.; Price, James; Fillinger, Charles A.; Nelson, Eric M.; Seifert, Dean A.; Singleton, Jeffrey, Systems and methods for deploying a point-of sale device.
  1024. Johnston, Ann Marie; Esque, Robert Charles; Jackson, Justin; Seemann, Brian Richard; Southard, Roy Alan, Systems and methods for determining estimated lead times.
  1025. Johnston, Ann Marie; Esque, Robert Charles; Jackson, Justin; Seemann, Brian Richard; Southard, Roy Alan, Systems and methods for determining estimated lead times.
  1026. Nelsen, David A., Systems and methods for electronic delivery of stored value.
  1027. Hansen, Kurt L.; Diveley, Keith W., Systems and methods for enrolling consumers in goods and services.
  1028. Hansen,Kurt L.; Diveley,Keith W., Systems and methods for enrolling consumers in goods and services.
  1029. Lawson, Mary Elizabeth; Ward, Cheryl L.; Dreyer, Hans Daniel, Systems and methods for generating payment due notifications.
  1030. Schein, Steven M.; O'Brien, Sean A.; Leftwich, James Jay; Broughton, Susan, Systems and methods for linking television viewers with advertisers and broadcasters.
  1031. Bonalle, David; Bliman, Michal; Saunders, Peter D.; Williamson, John Robert, Systems and methods for managing account information lifecycles.
  1032. Jarvie, Jay C.; Vayner, Leonid; Payne, Clive Anthony, Systems and methods for managing digital certificates.
  1033. Jarvie, Jay C.; Vayner, Leonid; Payne, Clive Anthony, Systems and methods for managing digital certificates.
  1034. Beenau,Blayn W.; Bliman,Michal; Bonalle,David S.; Montgomery,Joshua L.; Saunders,Peter D.; Williamson,John R., Systems and methods for managing multiple accounts on a RF transaction instrument.
  1035. Szwalbenest, Stanley A., Systems and methods for multifactor authentication.
  1036. Szwalbenest, Stanley A., Systems and methods for multifactor authentication.
  1037. Szwalbenest, Stanley A., Systems and methods for multifactor authentication.
  1038. Bishop, Fred; Saunders, Peter D, Systems and methods for non-traditional payment using biometric data.
  1039. Strudell, Evgenia Voskresenskaya; Danelius, Viktor Darrell; Wagner-Krankel, Dale Alan; Hall, Bryan; Fiedler, Kevin Kenneth, Systems and methods for online document sign-up.
  1040. Cowell,James E.; Karas,Peter M.; Demark,Michele; Lyon,Karen, Systems and methods for ordering and distributing incentive messages.
  1041. Karas, Peter Michael; Cowell, James Everett; Denmark, Michele; Lyon, Karen, Systems and methods for ordering and distributing incentive messages.
  1042. Stoutenburg, Earney; Mollett, Cassandra J.; Price, James; Fillinger, Charles A.; Nelson, Eric M.; Seifert, Dean A.; Singleton, Jeffrey, Systems and methods for performing transactions at a point-of-sale.
  1043. Reid, William; Ostrowski, John, Systems and methods for pre-paid futures procurement.
  1044. Littrell, Nathan Bowman; Slates, Richard Dale, Systems and methods for prepaid electric metering for vehicles.
  1045. Bonalle,David S; Fehlhaber,Jeff; Saunders,Peter D, Systems and methods for providing a RF transaction device for use in a private label transaction.
  1046. Beenau,Blayn W.; Bliman,Michal; Bonalle,David S.; Montgomery,Joshua L.; Saunders,Peter D.; Williamson,John R., Systems and methods for providing a RF transaction device operable to store multiple distinct accounts.
  1047. Bonalle,David S.; Fehlhaber,Jeff; Saunders,Peter D., Systems and methods for providing a RF transaction device operable to store multiple distinct calling card accounts.
  1048. Prasad, Bharat; Bear, Randy; Dennes, Jeff, Systems and methods for providing dynamic integration and access to disparate data sources.
  1049. Westberg, Thomas E., Systems and methods for providing program suggestions in an interactive television program guide.
  1050. Westberg, Thomas E., Systems and methods for providing program suggestions in an interactive television program guide.
  1051. Thomas, William L.; Ellis, Michael D.; Easterbrook, Kevin B.; Reichardt, M. Scott; Knee, Robert A., Systems and methods for providing storage of data on servers in an on-demand media delivery system.
  1052. Kight, Peter J.; Johnson, Mark A.; Christenson, Tamara K.; Lach, Regina; Pointer, Philip; Cook, Kenneth, Systems and methods for risk based determination of a form for crediting a payee on behalf of a payer.
  1053. Blair, Paul; Hansen, Kurt; Moore, Gary, Systems and methods for staging transactions, payments and collections.
  1054. Blair,Paul; Hansen,Kurt; Moore,Gary, Systems and methods for staging transactions, payments and collections.
  1055. Everhart, Glenn Cobourm, Systems and methods for time variable financial authentication.
  1056. Everhart, Glenn Cobourm, Systems and methods for time variable financial authentication.
  1057. Eckert, Daniel J.; Zambrano, Hugo A.; Peters, Douglas; Bain, Stuart, Systems and methods for user identification string generation for selection of a function.
  1058. Stoutenburg, Earney; Mollett, Cassandra J.; Price, James; Fillinger, Charles A.; Nelson, Eric M.; Seifert, Dean A.; Singleton, Jeffrey, Systems and methods for utilizing a point-of-sale system.
  1059. Nelsen, David A.; Fletcher, Michael J., Systems and methods to manage and control use of a virtual card.
  1060. Lundberg, Steven W., Systems, methods and user interfaces in a patent management system.
  1061. Lundberg, Steven W., Systems, methods and user interfaces in a patent management system.
  1062. Austin Pamela Sue, Systems, methods, and computer program products for delivering information in a preferred medium.
  1063. Austin, Pamela Sue, Systems, methods, and computer program products for delivering information in a preferred medium.
  1064. Everett, David Barrington; Miller, Stuart James; Peacham, Anthony David; Simmons, Ian Stephen; Richards, Timothy Philip; Viner, John Charles, Tamper resistant module certification authority.
  1065. Everett, David Barrington; Miller, Stuart James; Peacham, Anthony David; Simmons, Ian Stephen; Richards, Timothy Philip; Viner, John Charles, Tamper resistant module certification authority.
  1066. Everett, David Barrington; Miller, Stuart James; Peacham, Anthony David; Simmons, Ian Stephen; Richards, Timothy Philip; Viner, John Charles, Tamper resistant module certification authority.
  1067. Moenickheim,Peter; Lyda,Paul J., Technique for account authentication.
  1068. Ganesan Ravi ; Harris Mark Todd ; Dreyer Hans Daniel ; Wolfe Kathryn Randall, Technique for centrally tracking transactions in an electronic billing system.
  1069. Lawson, Mary Elizabeth; Ward, Cheryl L.; Dreyer, Hans; Hobday, Jr., Donald Kenneth; Moenickheim, Peter, Technique for information flow to payees.
  1070. Christopher B. Burfield ; Alan C. Van Ness, Technique for integrating electronic accounting systems with an electronic payment system.
  1071. Zielke,William D.; Frech,John J.; Bemis,Teri W.; Hobday, Jr.,Donald K.; Harris,Mark T.; Dreyer,Hans D.; McCoy,Randal A., Technique for presenting matched billers to a consumer.
  1072. Cross Christopher J., Telecommunications access cost management system.
  1073. Nelson Nickolas B., Telecommunications access cost management system.
  1074. White, Patrick E.; Farris, Robert D., Telephone service via networking.
  1075. White, Patrick E.; Farris, Robert D., Telephone service via packet-switched networking.
  1076. Farris, Robert D.; Bartholomew, Dale L., Telephony communication via varied redundant networks.
  1077. Farris,Robert D.; Bartholomew,Dale L., Telephony communication via varied redundant networks.
  1078. Loy, John J., Trade receivable processing method and apparatus.
  1079. Loy, John J., Trade receivable processing method and apparatus.
  1080. Loy, John J., Trade receivable processing method and apparatus.
  1081. Loy,John J., Trade receivable processing method and apparatus.
  1082. Banaugh, Michelle; Knowlton, Timothy R.; Wood, George L., Transaction ID system and process.
  1083. Banaugh, Michelle; Knowlton, Timothy R.; Wood, George L., Transaction ID system and process.
  1084. Hahn-Carlson, Dean W.; Beck, Elizabeth A.; Suits, David A., Transaction accounting auditing approach and system therefor.
  1085. Morrill Webb, Lisa Ann; Faenza, Jr., William J., Transaction card.
  1086. Morrill-Webb, Lisa Ann; Faenza, Jr., William J., Transaction card.
  1087. Field, Manning R.; Reinhard, Walter Brent, Transaction device.
  1088. Hahn-Carlson, Dean W., Transaction finance processing system and approach.
  1089. Kolls, H. Brock, Transaction processing method of fulfilling an electronic commerce transaction by an electronic commerce terminal system.
  1090. Hahn-Carlson, Dean W., Transaction processing with core and distributor processor implementations.
  1091. Hahn-Carlson, Dean W., Transaction processing with core and distributor processor implementations.
  1092. Joao,Raymond Anthony; Bock,Robert Richard, Transaction security apparatus.
  1093. Joao Raymond Anthony ; Bock Robert Richard, Transaction security apparatus and method.
  1094. Joao Raymond Anthony ; Bock Robert Richard, Transaction security apparatus and method.
  1095. Joao, Raymond Anthony, Transaction security apparatus and method.
  1096. Joao, Raymond Anthony, Transaction security apparatus and method.
  1097. Joao, Raymond Anthony, Transaction security apparatus and method.
  1098. Joao, Raymond Anthony; Bock, Robert Richard, Transaction security apparatus and method.
  1099. Vanstone, Scott A., Transaction verification protocol for smart cards.
  1100. Sorbe, Trent; Larson, Troy, Transfer account systems, computer program products, and associated computer-implemented methods.
  1101. Sorbe, Trent; Larson, Troy, Transfer account systems, computer program products, and associated computer-implemented methods.
  1102. Sorbe, Trent; Larson, Troy, Transfer account systems, computer program products, and associated computer-implemented methods.
  1103. Sorbe, Trent; Larson, Troy, Transfer account systems, computer program products, and associated computer-implemented methods.
  1104. Sorbe, Trent; Larson, Troy, Transfer account systems, computer program products, and associated computer-implemented methods.
  1105. Sorbe, Trent; Larson, Troy, Transfer account systems, computer program products, and computer-implemented methods to prioritize payments from preselected bank account.
  1106. Sorbe, Trent; Larson, Troy, Transfer account systems, computer program products, and computer-implemented methods to prioritize payments from preselected bank account.
  1107. Gillin, Matthew J.; Korfmann, Roger; Raden, Paul L., Transfer instrument.
  1108. Gillin, Matthew J.; Korfmann, Roger; Raden, Paul L., Transfer instrument.
  1109. Gillin, Matthew J.; Korfmann, Roger; Raden, Paul L., Transfer instrument.
  1110. Beenau,Blayn W.; Bonalle,David S.; Vander Eyk,Becky; Isenberg,Susan E.; Malnati,Leigh; Mueller,Sue; Norcross,Zarita; Peart,Lee J.; Saunders,Peter D.; Skilling Belmond,Lisa; Webb,Lisa; Williamson,John, Transparent transaction device.
  1111. Thomas George F. ; Wood Albert G. ; Pawelczyk Joseph S. ; Cotton Robert M., Trusted third party data structure for electronic funds transfer and bill presentment.
  1112. Holme, Gary; Martin, Wayne Joseph, Unit-based prepaid presentation instrument accounts and methods.
  1113. Hitchock,Michael D.; Wolfston, Jr.,James H.; Stedman,John W.; Hertz,Andre��{grave over ( )} J.; Price,Raymond L., Universal forms engine.
  1114. Kolls, H. Brock, Universal interactive advertising and payment system network for public access electronic commerce and business related products and services.
  1115. Kolls, H. Brock, Universal interactive advertizing and payment system for public access electronic commerce and business related products and services.
  1116. Eckert, Daniel J., User selectable functionality facilitator.
  1117. Eckert, Daniel J., User selectable functionality facilitator.
  1118. Chauhan, Abhishek; Mirani, Rajiv; Kohli, Prince, Using statistical analysis to generate exception rules that allow legitimate messages to pass through application proxies and gateways.
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  1120. Hahn-Carlson, Dean W., Validation approach for auditing a vendor-based transaction.
  1121. Simons, Paul, Variable rate payment card.
  1122. Simons, Paul, Variable rate payment card.
  1123. Kolls, H. Brock, Vending access to the internet, business application software, e-commerce, and e-business in a hotel room.
  1124. Satchell, Jr., James A.; Asumadu, Johnson A., Vending machine and computer assembly.
  1125. McCoy, Randal A.; Magers, James G., Verification of a financial instrument allowing rules-based pre-acceptance use of the financial instrument.
  1126. Coleman, Don; Dodson, Jeff; Fouts, Noel F.; Matheson, Michael I., Visual asset structuring tool.
  1127. Voit, Eric A.; Curry, James E.; Farris, Robert D., Voice call alternative routing through PSTN and internet networks.
  1128. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Voiceprint biometrics on a payment device.
  1129. Hankins, Matthew; Mann, III, William; Dickelman, Mark, Waterfall prioritized payment processing.
  1130. Gobin, Parmeshwar; Hall, Henry Huntington; Hauryluck, Carla Reale; Kanze, Daniel Robert; Liburd, Steven William; Sandt, Kirk Van; Swei, Jia Huei, Web based integrated customer interface for invoice reporting.
  1131. Michael L. Wells ; Joseph W. Wells, Web-based entry of financial transaction information and subsequent download of such information.
  1132. Wells, Michael L.; Wells, Joseph W., Web-based entry of financial transaction information and subsequent download of such information.
  1133. Baig, Aamer Ali; Cowell, James E.; Karas, Peter M.; Neofytides, Cheryl L.; Golub, Matthew F.; Yoder, James R.; Milberger, Susan M.; Sherrard, Jeff D.; Dunker, Amy M.; Macfarlane, Jackie M.; Platte, Eric L.; Abrahams, Susan F., Wide area network person-to-person payment.
  1134. Baig, Aamer Ali; Cowell, James E.; Karas, Peter M.; Neofytides, Cheryl L.; Golub, Matthew F.; Yoder, James R.; Milberger, Susan M.; Sherrard, Jeff D.; Dunker, Amy M.; Macfarlane, Jackie M.; Platte, Eric L.; Abrahams, Susan F., Wide area network person-to-person payment.
  1135. Klug, John R.; Peterson, Thad D., World wide web registration information processing system.
  1136. Klug,John R.; Peterson,Thad D., World wide web registration information processing system.
  1137. Klug, John R.; Peterson, Thad D., Worldwide web registration information processing system.
  1138. Klug, John R.; Peterson, Thad D., Worldwide web registration information processing system.
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