초록 ▼

A system and method of accepting risk through contractual obligations transfers a portion of the risk to investors and includes means for absolute assurance of timely payment to contract holders, and segregation, of the interests of particular investors to specifically identified risks in a risk to

A system and method of accepting risk through contractual obligations transfers a portion of the risk to investors and includes means for absolute assurance of timely payment to contract holders, and segregation, of the interests of particular investors to specifically identified risks in a risk to capital matching system. The system creates separate ledgers and segregated reserves to tailor particular products for specific needs including transferring difficult to place risks. The system creates agreements which promise payments, based on loss from risks including investment risks. Data processing provides legally segregated relationship management links, supervising and balancing the interests of professionals in a risk transfer and diversification system.

대표청구항 ▼

A method employing operatively interconnected, input, output and data processing means for facilitating through an entity, the transfer and acceptance of specifically defined risks through the entity from risk transferors to capital providers accepting the risk transferred, the method comprising: cr

A method employing operatively interconnected, input, output and data processing means for facilitating through an entity, the transfer and acceptance of specifically defined risks through the entity from risk transferors to capital providers accepting the risk transferred, the method comprising: creating an entity for facilitating the transfer of risk from one or more risk transferors through the entity to capital providers accepting the risk through the entity; creating and maintaining a communications system for communications between risk transferors and capital providers through the entity; creating within the entity a capital reserve system; exchanging information between and among one or more risk transferors, one or more capital providers and the entity relating to the nature and character of the risk for the purpose of one or more willing risk transferors entering into a policy/contract with one or more willing capital providers having defined obligations including the maximum monetary exposure on the risk and the duration thereof; and causing the capital provider(s) to transfer sufficient capital to the capital reserve system prior to the effective date of such contract which capital when combined with risk compensation and other income is sufficient to meet any and all such defined obligations during such contract period.