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| 국가/구분 | United States(US) Patent 등록 |
|---|---|
| 국제특허분류(IPC7판) |
|
| 출원번호 | US-0531567 (1995-09-13) |
| 발명자 / 주소 |
|
| 출원인 / 주소 |
|
| 대리인 / 주소 |
|
| 인용정보 | 피인용 횟수 : 700 인용 특허 : 0 |
An authentication system includes a portable information device, such as a smart card, that is configured to store and process multiple different applications. The smart card is assigned its own digital certificate which contains a digital signature from a trusted certifying authority and a unique p
An authentication system includes a portable information device, such as a smart card, that is configured to store and process multiple different applications. The smart card is assigned its own digital certificate which contains a digital signature from a trusted certifying authority and a unique public key. Each of the applications stored on the smart card is also assigned an associated certificate having the digital signature of the certifying authority. The system further includes a terminal that is capable of accessing the smart card. The terminal has at least one compatible application which operates in conjunction with an application on the smart card. The terminal is assigned its own certificate which also contains the digital signature from the trusted certifying authority and a unique public key. Similarly, the application on the terminal is given an associated digital certificate. During a transactional session, the smart card and terminal exchange their certificates to authenticate one another. Thereafter, a smart card application is selected and the related certificates for both the smart card application and the terminal application are exchanged between the smart card and terminal to authenticate the applications. Additionally, the cardholder enters a unique PIN into the terminal. The PIN is passed to the smart card for use in authenticating the cardholder. The three-tiered authentication system promotes security in smart card transactions.
[ We claim:] [1.] A method for authenticating a transaction between a portable information device and a terminal, the portable information device storing a device-related certificate unique to the device and the terminal storing a terminal-related certificate unique to the terminal which includes in
[ We claim:] [1.] A method for authenticating a transaction between a portable information device and a terminal, the portable information device storing a device-related certificate unique to the device and the terminal storing a terminal-related certificate unique to the terminal which includes information regarding a type of terminal, the method comprising the following steps:exchanging the device-related and terminal-related certificates between the portable information device and the terminal during a transaction;authenticating the portable information device and the terminal to each other using the exchanged device-related and terminal-related certificates;determining, at the portable information device, a security level for the terminal based on the terminal type information contained in the terminal-related certificate received from the terminal, the security level having an associated value limit for a value of the transaction conducted during the transactional session; andrestricting the value of the transaction to the value limit associated with the determined security level.
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