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Tokenless biometric ATM access system

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06K-009/00
출원번호 US-0722629 (1996-09-27)
발명자 / 주소
  • Pare
  • Jr. David Ferrin
  • Hoffman Ned
  • Lee Jonathan Alexander
출원인 / 주소
  • SmartTouch, LLC
대리인 / 주소
    Kamarei
인용정보 피인용 횟수 : 469  인용 특허 : 32

초록

The system provides system and method for having a customer register with a computer system a PIN, one or more registration biometric samples, and one or more of the customer's financial accounts. During an initiation step, the customer initiates an account access at an ATM or a PC or any other fina

대표청구항

[ What is claimed is:] [1.] A method for tokenless access to financial accounts provided by various institutions, the method comprising the steps of:a. a customer registration step, wherein a customer registers with a computer system a PIN, one or more registration biometric samples, and one or more

이 특허에 인용된 특허 (32)

  1. Usui Toshiyuki (Tokyo JPX) Kaneko Saburou (Tokyo JPX), Adaptive dictionary for a fingerprint recognizer.
  2. Faulkner Keith W. (31 Bulmershe Road Reading ; Berkshire RG1 5RH GBX), Apparatus and method for biometric identification.
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  12. Hiramatsu Kenichi (Kawasaki JPX), IC card with individual authentication function.
  13. Martino Michael J. (Gardiner NY) Meissner Geoffrey L. (Poughkeepsie NY) Paulsen ; Jr. Robert C. (Highland NY), Identity verification system resistant to compromise by observation of its use.
  14. Uchida Satoshi (Kanagawa JPX) Takeda Masahiro (Kanagawa JPX), Individual identification apparatus.
  15. Kobayashi Bujirou (Itami JPX) Gamo Hiroshi (Itami JPX) Kimura Masatoshi (Itami JPX), Individual identification recognition system.
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  17. Fishbine Brian H. (Albuquerque NM) Fishbine Glenn M. (Eden Prairie MN) Klein Theodore D. (Mound MN) Germann Daniel E. (Bloomington MN) Ransom Mark (Golden Valley MN), Method and apparatus for capturing skin print images.
  18. Parrillo Larry A. (15312 Dearborn St. Sepulveda CA 91343), Method and apparatus for improved security using access codes.
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  24. Dethloff Juergen (Hamburg DEX) Hinneberg Christian (Hamburg DEX), Multi-user card system.
  25. Horie Ryuji (Yokohama JPX), Person identification apparatus.
  26. Mosley Ernest D. (572 Dunleith Greenville MS 38701), Personal identification system.
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  28. Bush George (1675 York Ave. ; Ste. 34B New York NY 10128) Ross Estelle (41 Buxton St. Lido Beach NY 11561) Belfield Robert (104 Benson Ave. Sayville NY 11782), Portable pin card.
  29. Goldfine Milton (201 Ootsima Way Loudon TN 37774) Perlman Marvin (11000 Dempsey Ave. Granada Hills CA 91344) Montgomery Robert A. (306 Chuniloti Cir. Loudon TN 37774-2607), Transaction authentication using a centrally generated transaction identifier.
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  31. Piosenka Gerald V. (Scottsdale AZ) Chandos Ronald V. (Tempe AZ), Unforgeable personal identification system.
  32. Lafreniere Roger F. (Tewksbury MA), Video image system for personal identification.

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  169. Mikhail,Grinshetyn; Chang,Matthias E.; Wong,Hok Yee; Chao,Anthony; Graham,Mark, Method and system for data capture with hidden applets.
  170. Miller,Lawrence; Deans,William; Moore,Mike, Method and system for delayed cookie transmission in a client-server architecture.
  171. Miller,Lawrence; Deans,William; Moore,Mike, Method and system for determining receipt of a delayed cookie in a client-server architecture.
  172. Lacy,Donald D., Method and system for fraud detection.
  173. Andrews, Burton Warren; Gemayel, Nader Michel; Pai, Dee; Sela, Rebecca Jeanette-Paul; Svenson, Joshua D.; Weston, Arthur Eladio, Method and system for implementing behavior isolating prediction model.
  174. Lee,Dar Shyang; Hull,Jonathan J.; Graham,Jamey; Gage,Pamela, Method and system for information management to facilitate the exchange of ideas during a collaborative effort.
  175. Bonalle,David S.; Salow,Glen, Method and system for keystroke scan recognition biometrics on a smartcard.
  176. Faith, Patrick; Carlson, Mark; Harris, Theodore D., Method and system for managing data and enabling payment transactions between multiple entities.
  177. O'Leary, Denis; D'Agostino, Vincent; Re, S. Richard; Burney, Jessica; Hoffman, Adam, Method and system for processing internet payments.
  178. Beenau,Blayn W; Bonalle,David S; Fields,Seth W; Gray,William J; Larkin,Carl; Montgomery,Joshua L; Saunders,Peter D, Method and system for proffering multiple biometrics for use with a FOB.
  179. Bemmel, Vincent; Mian, Shaoib, Method and system for providing biometric authentication at a point-of-sale via a mobile device.
  180. Bemmel,Vincent; Mian,Shaoib, Method and system for providing biometric authentication at a point-of-sale via a mobile device.
  181. Siegal, Jon; Rowell, Simon; Hintz, Thomas, Method and system for providing online authentication utilizing biometric data.
  182. Siegal,Jon; Rowell,Simon; Hintz,Thomas, Method and system for providing online authentication utilizing biometric data.
  183. Bonalle,David S.; Salow,Glen, Method and system for smellprint recognition biometrics on a smartcard.
  184. Bonalle, David S.; Salow, Glen, Method and system for vascular scan recognition with a smartcard.
  185. Patterson, Barbara E., Method and system using universal ID and biometrics.
  186. Patterson, Barbara E.; Kumnick, Phillip L., Method and system using universal ID and biometrics.
  187. Bonalle,David S.; Salow,Glen, Method for biometric security using a smartcard.
  188. Hall, Lori; Silla, Alicia; Rose, Teresa, Method for business on-line account opening with early warning system.
  189. Hanna, Keith J., Method for confirming the identity of an individual while shielding that individual's personal data.
  190. Narayanan,Lakshmi, Method for controlled and audited access to privileged accounts on computer systems.
  191. Bonalle,David S.; Salow,Glen, Method for registering a biometric for use with a smartcard.
  192. Grajewski,Joseph; Jaeger,Douglas, Method of authenticating proper access to secured site and device for implementation thereof.
  193. Felger, David, Method of billing a communication session conducted over a computer network.
  194. Felger,David, Method of billing a communication session conducted over a computer network.
  195. Felger,David, Method of billing a communication session conducted over a computer network.
  196. Felger, David, Method of billing a purchase made over a computer network.
  197. Felger, David, Method of billing a purchase made over a computer network.
  198. Felger, David, Method of billing a purchase made over a computer network.
  199. Felger, David, Method of billing a purchase made over a computer network.
  200. Smorodinsky Lev ; Thompson James Walter, Method of providing a service through a server with a virtual single network address.
  201. Hanna, Keith J., Method of reducing visibility of pulsed illumination while acquiring high quality imagery.
  202. Bishop, Fred A.; Saunders, Peter D., Methods and apparatus for conducting electronic transactions.
  203. Bishop, Fred A.; Saunders, Peter D., Methods and apparatus for conducting electronic transactions.
  204. Bishop, Fred A.; Saunders, Peter D., Methods and apparatus for conducting electronic transactions.
  205. Bishop, Fred Alan; Glazer, Elliott Harold; Gorgol, Zygmunt Steven; Hohle, William G.; Johnson, Michael G.; Johnstone, David E.; Lake, Walter Donald; Royer, Coby; Simkin, Marvin; Swift, Nick; White, Dirk B.; Bennett, Russell, Methods and apparatus for conducting electronic transactions.
  206. Bishop, Fred Alan; Glazer, Elliott Harold; Gorgol, Zygmunt Steven; Hohle, William G.; Johnson, Michael G.; Johnstone, David E.; Lake, Walter Donald; Royer, Coby; Simkin, Marvin; Swift, Nick; White, Dirk B.; Bennett, Russell, Methods and apparatus for conducting electronic transactions.
  207. Bishop, Fred Alan; Glazer, Elliott Harold; Gorgol, Zygmunt Steven; Hohle, William G.; Johnson, Michael G.; Johnstone, David E.; Lake, Walter Donald; Royer, Coby; Simkin, Marvin; Swift, Nick; White, Dirk B.; Bennett, Russell, Methods and apparatus for conducting electronic transactions.
  208. Bishop, Fred Alan; Glazer, Elliott Harold; Gorgol, Zygmunt Steven; Hohle, William G.; Johnson, Michael G.; Johnstone, David E.; Lake, Walter Donald; Royer, Coby; Simkin, Marvin; Swift, Nick; White, Dirk B.; Bennett, Russell, Methods and apparatus for conducting electronic transactions.
  209. Bishop,Fred; Bonalle,David S; Salow,Glen, Methods and apparatus for conducting electronic transactions using biometrics.
  210. Bharrat, Shaun Jaikarran; Li, Shiping, Methods and apparatus for denial of service resistant policing of packets.
  211. Bharrat, Shaun Jaikarran; Li, Shiping, Methods and apparatus for denial of service resistant policing of packets.
  212. Hanna, Keith J.; Demitrieus, Jon; Helburn, Hardy; Makthal, Sarvesh, Methods and apparatus for directing the gaze of a user in an iris recognition system.
  213. Wells, William R.; Mattice, Harold E.; Griswold, Chauncey W.; Wilder, Richard L., Methods and apparatus for limiting access to games using biometric data.
  214. Wells, William R.; Mattice, Harold E.; Griswold, Chauncey W.; Wilder, Richard L., Methods and apparatus for limiting access to games using biometric data.
  215. Hanna, Keith J., Methods and apparatus for power-efficient iris recognition.
  216. Gopalakrishnan, Ponani S.; Kanevsky, Dimitri; Maes, Stephane Herman, Methods and apparatus for restricting access of a user using random partial biometrics.
  217. White, Conor Robert; Peirce, Michael; Cramer, Jason Scott; Steiner, Chet Bradford; Diebes, Suzanna, Methods and systems for authenticating users.
  218. White, Conor Robert; Peirce, Michael; Cramer, Jason Scott; Steiner, Chet Bradford; Diebes, Suzanna, Methods and systems for authenticating users.
  219. White, Conor Robert; Peirce, Michael; Cramer, Jason Scott; Steiner, Chet Bradford; Diebes, Suzanna, Methods and systems for authenticating users.
  220. White, Conor Robert; Peirce, Michael; Cramer, Jason Scott; Steiner, Chet Bradford; Diebes, Suzanna, Methods and systems for authenticating users.
  221. White, Conor Robert; Peirce, Michael; Cramer, Jason Scott; Steiner, Chet Bradford; Diebes, Suzanna, Methods and systems for authenticating users.
  222. White, Conor Robert; Peirce, Michael; Cramer, Jason Scott; Steiner, Chet Bradford; Diebes, Suzanna, Methods and systems for authenticating users.
  223. White, Conor Robert; Peirce, Michael; Cramer, Jason Scott; Steiner, Chet Bradford; Diebes, Suzanna, Methods and systems for authenticating users.
  224. Carter, Samuel J.; Ream, Christopher L.; Makthal, Sarvesh; Gerber, Stephen Charles, Methods and systems for managing network activity using biometrics.
  225. Carter, Samuel J.; Ream, Christopher L.; Makthal, Sarvesh; Gerber, Stephen Charles, Methods and systems for managing network activity using biometrics.
  226. Bowie Britton,Simon, Methods and systems for managing successful completion of a network of processes.
  227. VanFleet, Steven L.; Benton, Blake; Byrne, Matthew T.; Horton, Timothy; Mascavage, III, John J.; Mollett, Cassandra J.; Nelson, Susan M.; Rogers, SuZanne; Sargent, Rhonda D.; Stivers, Martin; Trainor, Gary J.; Weichert, Margaret; Wing, Diane, Methods and systems for online transaction processing.
  228. Rogers, SuZanne; Horton, Timothy; Trainor, Gary J., Methods and systems for processing transactions.
  229. Monk, Justin, Methods and systems for processing transactions for integrated credit and stored-value programs.
  230. Hanna, Keith J.; Hoyos, Hector T., Methods for performing biometric recognition of a human eye and corroboration of same.
  231. Hanna, Keith J.; Hoyos, Hector T., Methods for performing biometric recognition of a human eye and corroboration of same.
  232. Hanna, Keith J.; Hoyos, Hector T., Methods for performing biometric recognition of a human eye and corroboration of same.
  233. Mann, II,William Frederick; Hirka,Jeffrey L., Methods for providing cardless payment.
  234. Hanna, Keith J.; Riddle, George Herbert Needham; Hirvonen, David James; Sliney, David Hammond, Mirror system and method for acquiring biometric data.
  235. Hanna, Keith J.; Riddle, George Herbert Needham; Hirvonen, David James; Sliney, David Hammond, Mirror system and method for acquiring biometric data.
  236. Hanna, Keith J.; Greene, Gary Alan; Hirvonen, David James; Hoyos, Hector T.; Riddle, George Herbert Needham, Mobile identity platform.
  237. Hanna, Keith J.; Greene, Gary Alan; Hirvonen, David James; Riddle, George Herbert Needham, Mobile identity platform.
  238. Hanna, Keith J.; Greene, Gary Alan; Hirvonen, David James; Riddle, George Herbert Needham, Mobile identity platform.
  239. Hanna, Keith J.; Greene, Gary Alan; Hirvonen, David James; Riddle, George Herbert Needham, Mobile identity platform.
  240. Hanna, Keith J.; Greene, Gary Alan; Hirvonen, David James; Riddle, George Herbert Needham, Mobility identity platform.
  241. Paintin, Scott; Marr, Lance; Kloosterman, Michelle; Loevenguth, Rebecca; Scott, Diane, Money transfer system and messaging system.
  242. Paintin, Scott; Marr, Lance; Kloosterman, Michelle; Loevenguth, Rebecca; Scott, Diane, Money transfer system and messaging system.
  243. Amaitis, Lee; Williams, Paul; Tara, Sunny, Multi-process communication regarding gaming information.
  244. Amaitis, Lee; Williams, Paul; Tara, Sunny; Morrissette, Matthew, Multi-process communication regarding gaming information.
  245. Hoffberg, Steven M., Multifactorial optimization system and method.
  246. Radatti, Peter V.; Harding, David J., Network traffic intercepting method and system.
  247. Hull, Jonathan J.; Poppink, Derek; Balabanovic, Marko; Baxter, Michael; Graham, Jamey; Hart, Peter E.; Lee, Dar-Shyang; Wolff, Gregory, Networked peripheral for visitor greeting, identification, biographical lookup and tracking.
  248. Robison, Charles D.; Hamlin, Daniel L., Object management for external off-host authentication processing systems.
  249. Hammad, Ayman A.; Faith, Patrick Lee, Payment transaction using mobile phone as relay.
  250. Igarashi, Yasuhiro, Personal authentication apparatus.
  251. Tanada, Yoshifumi; Yamazaki, Shunpei; Arai, Yasuyuki; Moriya, Yoshitaka, Personal data management system and nonvolatile memory card.
  252. Hornor, Justyn P.; Brasuell, Timothy S., Personal monitoring using a remote timer.
  253. Nguyen, Binh T.; Paulsen, Craig A., Player verification method and system for remote gaming terminals.
  254. Benson, Glenn Stuart; Calaceto, Joseph R.; Logar, Russell M., Portable security transaction protocol.
  255. Schmitt John C. ; Setlak Dale R., Portable telecommunication device including a fingerprint sensor and related methods.
  256. Robert C. Houvener, Positive identity verification system and method including biometric user authentication.
  257. Bishop, Fred; Saunders, Peter D., Processing an RF transaction using a routing number.
  258. Baghdasaryan, Davit; Lourie, Matthew; Lindemann, Rolf; Wilson, Brendon J.; Briceno, Marc, Query system and method to determine authentication capabilities.
  259. Baghdasaryan, Davit; Lourie, Matthew; Lindemann, Rolf; Wilson, Brendon J.; Briceno, Marc, Query system and method to determine authentication capabilities.
  260. Saunders, Peter D, RF transaction system and method for storing user personal data.
  261. Bishop, Fred; Saunders, Peter D, Recurrent billing maintenance with radio frequency payment devices.
  262. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Registering a biometric for radio frequency transactions.
  263. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Registering a biometric for radio frequency transactions.
  264. Dickinson, Alexander G.; Berger, Brian; Cole, Andrew, Relief object sensor adaptor.
  265. Berardi, Michael J.; Bliman, Michal; Bonalle, David; Elwood, Jennifer Anne; Hood, Matthew C.; Isenberg, Susan E.; Mayers, Alexandra; Perry, Trevor J.; Saunders, Peter D.; Scheding, Kathryn D.; Shah, Sejal Ajit; VonWald, Kristin L.; Williamson, John R., Reload protocol at a transaction processing entity.
  266. Lin Chihuan Michael ; Mitkowski John R., Routing mechanism for networks with separate upstream and downstream traffic.
  267. Hanna, Keith J.; Hoyos, Hector T., Scalable searching of biometric databases using dynamic selection of data subsets.
  268. Sparks, John T., Secure commercial transactions system.
  269. Sparks,John T., Secure commercial transactions system.
  270. Whitfield, Henry, Secure system for the issuance, acquisition, and redemption of certificates in a transaction network.
  271. Whitfield,Henry, Secure system for the issuance, acquisition, and redemption of certificates in a transaction network.
  272. Bonalle, David S; Isenberg, Susan E; Saunders, Peter D; Williamson, John R, Securing RF transactions using a transactions counter.
  273. John Martin Flenley GB; Stuart Currie GB; Philip James Atkin GB, Security module for a transaction processing system.
  274. Lee,Woo hyoung, Security system and security method using fingerprints.
  275. Stanton Leroy K. ; Wright Steven R. ; Brook Christopher T. ; Loane Russell F., Session key recovery system and method.
  276. Tritt, Robert L.; Mallot, Kyle M.; Glasgow, Todd P.; Glascock, Bradley C.; Hawkins, Scott A., Simultaneous real-time access to financial information.
  277. Tritt,Robert L.; Mallot,Kyle M.; Glasgow,Todd P.; Glascock,Bradley C.; Hawkins,Scott A., Simultaneous real-time access to financial information.
  278. Tritt, Robert L.; Mallot, Kyle M.; Glasgow, Todd P.; Glascock, Bradley C.; Hawkins, Scott A., Simultaneous real-time presentation of financial information.
  279. Gardiner, Michael; Canzi, Adriano, Smart card system comprising a card and a carrier.
  280. Gardiner, Michael; Canzi, Adriano, Smart card systems and methods utilizing multiple ATR messages.
  281. Gardiner, Michael; Canzi, Adriano, Smart card systems comprising a card and a carrier.
  282. Griswold, Chauncey Warner; Hedrick, Joseph R., Smart token.
  283. Bonalle,David S.; Salow,Glen, Smartcard transaction method and system using auditory scan recognition.
  284. Bonalle, David S.; Salow, Glen, Smartcard transaction method and system using facial scan recognition.
  285. Bonalle,David S.; Salow,Glen, Smartcard transaction method and system using fingerprint recognition.
  286. Bonalle, David S.; Salow, Glen, Smartcard transaction method and system using iris scan recognition.
  287. Bonalle, David S.; Salow, Glen, Smartcard transaction method and system using retinal scan recognition.
  288. Bonalle, David S.; Salow, Glen, Smartcard transaction method and system using signature recognition.
  289. Bonalle,David S.; Salow,Glen, Smartcard transaction method and system using smellprint recognition.
  290. Bonalle,David S.; Salow,Glen, Smartcard transaction method and system using voiceprint recognition.
  291. Bonalle, David S.; Salow, Glen, Smartcard transaction system and method.
  292. Bonalle, David S.; Salow, Glen, Smartcard transaction system and method.
  293. Glaze Mary L. ; Braceland Joseph M., Stand-alone biometric identification system.
  294. Andrade,Thomas L., Surface capacitance sensor system using buried stimulus electrode.
  295. Mann Stewart ; Mann L. Maribel, System and method for aircraft passenger check-in and boarding using iris recognition.
  296. Benson, Glenn S., System and method for anti-phishing authentication.
  297. Benson, Glenn S., System and method for anti-phishing authentication.
  298. Benson, Glenn S., System and method for anti-phishing authentication.
  299. Benson, Glenn S., System and method for anti-phishing authentication.
  300. Gendler, Joseph, System and method for automatic financial project management.
  301. Lindemann, Rolf, System and method for biometric authentication with device attestation.
  302. Robinson,Timothy, System and method for biometric authorization for financial transactions.
  303. Robinson, Timothy L.; Schildt, Bradford R.; Goff, Tennille V.; Corwin, Daniel J.; Watson, Timothy Neil, System and method for biometric signature authorization.
  304. Robinson, Timothy L.; Schildt, Bradford R.; Goff, Tennille V.; Corwin, Daniel J.; Watson, Timothy Neil, System and method for biometric signature authorization.
  305. Robinson, Timothy L.; Schildt, Bradford R.; Goff, Tennille V.; Corwin, Daniel J., System and method for biometrically-initiated refund transactions.
  306. Robinson,Timothy L.; Schildt,Bradford R.; Goff,Tennille V.; Corwin,Daniel J., System and method for biometrically-initiated refund transactions.
  307. Lindemann, Rolf, System and method for bootstrapping a user binding.
  308. Robinson, Timothy L.; Schildt, Bradford R.; Goff, Tennille V.; Corwin, Daniel J.; Watson, Timothy Neil, System and method for categorizing transactions.
  309. Robinson, Timothy L.; Schildt, Bradford R.; Goff, Tennille V.; Corwin, Daniel J.; Watson, Timothy Neil, System and method for categorizing transactions.
  310. Robinson,Timothy L.; Schildt,Bradford R.; Goff,Tennille V.; Corwin,Daniel J.; Watson,Timothy Neil, System and method for categorizing transactions.
  311. Amaitis, Lee M.; Asher, Joseph M.; Lutnick, Howard W.; Mylet, Darrin M.; Wilkins, Alan B., System and method for convenience gaming.
  312. Amaitis, Lee M.; Asher, Joseph M.; Lutnick, Howard W.; Mylet, Darrin M.; Wilkins, Alan B., System and method for convenience gaming.
  313. Amaitis, Lee M.; Asher, Joseph M.; Lutnick, Howard W.; Mylet, Darrin M.; Wilkins, Alan B., System and method for convenience gaming.
  314. Keil,Dean S., System and method for debit account transactions.
  315. Hoffberg, Steven M., System and method for determining contingent relevance.
  316. Baghdasaryan, Davit; Lourie, Matt; Wilson, Brendon J.; Dholakia, Rajiv, System and method for efficiently enrolling, registering, and authenticating with multiple authentication devices.
  317. Baranowski, James A., System and method for enhanced RFID instrument security.
  318. Baranowski, James A., System and method for enhanced RFID instrument security.
  319. Robinson, Timothy L.; Schildt, Bradford R.; Goff, Tennille V.; Corwin, Daniel J., System and method for enrolling in a biometric system.
  320. Robinson, Timothy L.; Schildt, Bradford R.; Goff, Tennille V.; Robinson, Mark B., System and method for enrolling in a biometric system.
  321. Robinson, Timothy L.; Schildt, Bradford R.; Gott, Tennille V.; Robinson, Mark B., System and method for enrolling in a biometric system.
  322. Robinson,Timothy L.; Schildt,Bradford R.; Goff,Tennille V.; Robinson,Mark B., System and method for enrolling in a biometric system.
  323. Warren, Mary Carter; Barrett, Donna M.; Schmitt, Donald H.; Ehemann, Karen R., System and method for establishing or modifying an account with user selectable terms.
  324. Warren, Mary Carter; Fredman, Marc L.; Hoechst, Kimberly L.; Filak, Douglas A.; Steckart, James C.; Blossom, George W.; Jacobs, Ron E.; Barrett, Donna M.; Schmitt, Donald H.; Strock, Bradley R.; Witsil, Kathleen H.; Ehemann, Karen R.; Dowidchuck, Katrina, System and method for establishing or modifying an account with user selectable terms.
  325. Warren, Mary Carter; Fredman, Marc L.; Hoechst, Kimberly L.; Filak, Douglas A.; Steckart, James C.; Blossom, George W.; Jacobs, Ron E.; Barrett, Donna M.; Schmitt, Donald H.; Strock, Bradley R.; Witsil, Kathleen H.; Ehemann, Karen R.; Dowidchuck, Katrina, System and method for establishing or modifying an account with user selectable terms.
  326. Lindemann, Rolf, System and method for eye tracking during authentication.
  327. de Sylva, Robert Francis, System and method for facilitating monetary transactions.
  328. Donaho, Emma; Nolan, Joseph Bradley; Budde, William; Miranda, Giancarlo; Sheley, William Scott, System and method for financial services device usage.
  329. Donaho, Emma; Nolan, Joseph Bradley; Budde, William; Miranda, Giancarlo; Sheley, William Scott, System and method for financial services device usage.
  330. Peart, Lee J; Saunders, Peter D, System and method for generating an unpredictable number using a seeded algorithm.
  331. Read, Matthew J.; Ames, Craig S.; Nangia, Vinit; Lobashov, Pavel; Lam, Josiah, System and method for generating and managing administrator passwords.
  332. Read, Matthew J.; Ames, Craig S.; Nangia, Vinit; Lobashov, Pavel; Lam, Josiah, System and method for generating and managing administrator passwords.
  333. Allen, Brian J.; Buroker, Bruce A.; Flood, John P.; Gentz, Scott A.; Lidman, Gina M.; Teichman, William J., System and method for generating graphical user interface.
  334. Baghdasaryan, Davit, System and method for implementing a hosted authentication service.
  335. Baghdasaryan, Davit, System and method for implementing a one-time-password using asymmetric cryptography.
  336. Lindemann, Rolf; Baghdasaryan, Davit, System and method for implementing privacy classes within an authentication framework.
  337. Baghdasaryan, Davit; Lourie, Matthew, System and method for implementing transaction signing within an authentication framework.
  338. Hoffberg, Steven M., System and method for incentivizing participation in a market transaction.
  339. Wilson, Brendon J.; Baghdasaryan, Davit, System and method for integrating an authentication service within a network architecture.
  340. Hanna, Keith J., System and method for iris data acquisition for biometric identification.
  341. Hanna, Keith J., System and method for iris data acquisition for biometric identification.
  342. Hanna, Keith J., System and method for iris data acquisition for biometric identification.
  343. Hanna, Keith J., System and method for iris data acquisition for biometric identification.
  344. Hanna, Keith J., System and method for iris data acquisition for biometric identification.
  345. Scott, Kelly W., System and method for network-based project management.
  346. Robinson, Timothy L.; Schildt, Bradford R.; Goff, Tennille V.; Corwin, Daniel J.; Watson, Timothy Neil, System and method for offering in-lane periodical subscriptions.
  347. Robinson, Timothy L.; Schildt, Bradford R.; Goff, Tennille V.; Corwin, Daniel J.; Watson, Timothy Neil, System and method for operating a parking facility.
  348. Benson, Glenn Stuart; Croston, Sean, System and method for partner key management.
  349. Baghdasaryan, Davit, System and method for performing authentication using data analytics.
  350. Skingle, Bruce James, System and method for portal infrastructure tracking.
  351. Skingle,Bruce James, System and method for portal infrastructure tracking.
  352. Everhart, Glenn C., System and method for preventing identity theft or misuse by restricting access.
  353. Baghdasaryan, Davit, System and method for privacy-enhanced data synchronization.
  354. Allen, Brian J.; Buroker, Bruce A.; Flood, John P.; Gentz, Scott A.; Lidman, Gina M.; Teichman, William J., System and method for processing applicant input information.
  355. Giordano, Joseph A.; Travis, Tory N.; Garbarino, Louis C., System and method for processing financial transactions.
  356. Giordano, Joseph; Murray, Jack, System and method for processing financial transactions.
  357. Baghdasaryan, Davit; Lourie, Matthew; Wilson, Brendon J.; Nagarajan, Naga, System and method for processing random challenges within an authentication framework.
  358. Hoffman, Ned; Lapsley, Philip Dean, System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse.
  359. Hoffman, Ned; Lapsley, Philip Dean, System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse.
  360. Hoffman, Ned; Lapsley, Philip Dean, System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse.
  361. Hoffman, Ned; Lapsley, Philip Dean, System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse.
  362. Hoffberg, Steven M., System and method for providing a payment to a non-winning auction participant.
  363. Rosko, Robert; Gudipati, Jayashree, System and method for providing customers with seamless entry to a remote server.
  364. Rosko, Robert; Gudipati, Jayashree, System and method for providing customers with seamless entry to a remote server.
  365. Rosko,Robert; Ampani,Kumar, System and method for providing customers with seamless entry to a remote server.
  366. Bowers, Theodore J; Ilijasic, Dean; Sanders, Shelley F., System and method for providing discriminated content to network users.
  367. Bowers,Theodore J.; Ilijasic,Dean; Sanders,Shelley F., System and method for providing discriminated content to network users.
  368. Gendler,Joseph, System and method for providing funding approval associated with a project based on a document collection.
  369. Sanders, Shelley F.; Bowers, Theodore; Ilijasic, Dean, System and method for providing incentives to consumers to share information.
  370. Amaitis, Lee M.; Asher, Joseph M.; Bahrampour, Robert F.; Mylet, Darrin M.; Wilkins, Alan B.; Lutnick, Howard W., System and method for providing wireless gaming as a service application.
  371. Robinson, Timothy L.; Schildt, Bradford R.; Goff, Tennille V.; Corwin, Daniel J.; Watson, Timothy Neil, System and method for purchase benefits at a point of sale.
  372. Robinson,Timothy L.; Schildt,Bradford R.; Goff,Tennille V.; Corwin,Daniel J.; Watson,Timothy Neil, System and method for purchase benefits at a point of sale.
  373. Fei, Huchen; Yang, Dong; Hong, Xiao, System and method for rapid updating of credit information.
  374. Bishop, Fred; Neemann, Trey; Armes, David, System and method for reassociating an account number to another transaction account.
  375. Felsher, David P.; Nagel, Robert H.; Hoffberg, Steven M., System and method for secure three-party communications.
  376. Felsher, David P.; Nagel, Robert H.; Hoffberg, Steven M., System and method for secure three-party communications.
  377. Nagel,Robert H.; Felsher,David P.; Hoffberg,Steven M., System and method for secure three-party communications.
  378. Saunders, Peter D; Barnes, Brian T, System and method for secure transactions manageable by a transaction account provider.
  379. Gardiner, Michael; Canzi, Adriano, System and method for selectively initiating biometric authentication for enhanced security of access control transactions.
  380. Lehman, Dean K.; McCullough, Joseph R.; Orth, Nancy A., System and method for sending money via E-mail over the internet.
  381. Lindemann, Rolf, System and method for sharing keys across authenticators.
  382. Miller, Lawrence R; Trenholm, Martin J., System and method for single session sign-on.
  383. Skingle,Bruce James, System and method for single session sign-on with cryptography.
  384. Ellmore, Kimberly, System and method for single sign on process for websites with multiple applications and services.
  385. Ellmore,Kimberly, System and method for single sign on process for websites with multiple applications and services.
  386. Ellmore,Kimberly, System and method for single sign on process for websites with multiple applications and services.
  387. Ellmore,Kimberly, System and method for single sign on process for websites with multiple applications and services.
  388. Ellmore,Kimberly, System and method for single sign on process for websites with multiples applications and services.
  389. Colcord, Brian, System and method for testing applications.
  390. Hoffman, Ned, System and method for tokenless biometric authorization of electronic communications.
  391. Hoffman, Ned, System and method for tokenless biometric authorization of electronic communications.
  392. Hoffman, Ned, System and method for tokenless biometric electronic scrip.
  393. Kawan,Joseph C.; Smushkovich,Yosif; Chu,Ronald King Hang, System and method for user authentication.
  394. Ellingson, John F., System and method for verification of identity.
  395. Robinson, Timothy L.; Schildt, Bradford R.; Goff, Tennille V.; Corwin, Daniel J.; Watson, Timothy Neil, System and method for verifying identity.
  396. Amaitis, Lee M.; Asher, Joseph M.; Bahrampour, Robert F.; Mylet, Darrin M.; Wilkins, Alan B.; Lutnick, Howard W., System and method for wireless gaming system with alerts.
  397. Amaitis, Lee M.; Asher, Joseph M.; Bahrampour, Robert F.; Mylet, Darrin M.; Wilkins, Alan B.; Lutnick, Howard W., System and method for wireless gaming system with user profiles.
  398. Amaitis, Lee M.; Asher, Joseph M.; Bahrampour, Robert F.; Mylet, Darrin M.; Wilkins, Alan B.; Lutnick, Howard W., System and method for wireless gaming with location determination.
  399. Amaitis, Lee M.; Asher, Joseph M.; Bahrampour, Robert F.; Mylet, Darrin M.; Wilkins, Alan B.; Lutnick, Howard W., System and method for wireless gaming with location determination.
  400. Burman, Kevin; Alderucci, Dean P., System and method for wireless gaming with location determination.
  401. Bonalle, David S.; Salow, Glen, System and method of a smartcard transaction with biometric scan recognition.
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