초록

A system for conducting commerce over a large public network such as the Internet. The system facilitates communications between a merchant, a customer, and a bank or credit card processor.

대표청구항 ▼

[ I claim:] [5.] A merchandising system for conducting a transaction over an electronic network, comprising:a network;a merchant computer system coupled to the network;a money processing entity computer system coupled to the network; anda customer computer system coupled to the network having hardwa

[ I claim:] [5.] A merchandising system for conducting a transaction over an electronic network, comprising:a network;a merchant computer system coupled to the network;a money processing entity computer system coupled to the network; anda customer computer system coupled to the network having hardware and software for sending to the merchant computer system, over the network, a merchant transaction data packet that contains information required by the merchant to process the transaction, and hardware and software for sending to the money processing entity computer system, over the network, a money processor transaction data packet that contains information required by the money processing entity to process the transaction, wherein the money processor transaction data packet includes confidential information that is not included in the merchant transaction data packet;wherein the network is public;wherein the customer computer system, the merchant computer system, and the money processing entity computer system communicate in encrypted form;wherein the customer computer system, the merchant computer system, and the money processing entity computer system communicate through a master key server, wherein the master key server performs decryption services.