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System, method and article of manufacture for virtual point of sale processing utilizing an extensible, flexible archite

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • H04L-009/00
출원번호 US-0664825 (1996-06-17)
발명자 / 주소
  • Berger David A.
  • Weber Jay C.
  • Madapurmath Vilas I.
출원인 / 주소
  • VeriFone, Inc.
대리인 / 주소
    Warren, Jr.
인용정보 피인용 횟수 : 390  인용 특허 : 33

초록

Secure transmission of data is provided between a plurality of computer systems over a public communication system, such as the Internet. Secure transmission of data is provided from a customer computer system to a merchant computer system, and for the further secure transmission of payment informat

대표청구항

[ What is claimed is:] [8.] A system for communicating between a server and one or more payment gateways, comprising:(a) means for receiving a message by the server;(b) means for parsing the message into one or more data elements;(c) means for determining a type of payment transaction based on the o

이 특허에 인용된 특허 (33)

  1. Barrus John (60 Wadsworth St. Cambridge MA 02042) Holly Krisztina (23801 Ladrillo St. Woodland Hills CA 91367) Cassidy Michael (11910 Enid Dr. Patomac MD 20854), Apparatus for ordering from remote locations.
  2. Talton David (9819 Courthouse Rd. Vienna VA 22180), Automatic dialing system.
  3. Halpern John W. (London GB2), Electronic money purse and fund transfer system.
  4. Halpern, John W., Electronic purse-device.
  5. Gutman Jose (Boynton Beach FL) Wright Jim (Coral Springs FL) Finkelstein Louis D. (Wheeling IL) Puhl Larry (Sleepy Hollow IL), Electronic wallet.
  6. Rosen Sholom S. (New York NY), Electronic-monetary system.
  7. Rosen Sholom S. (New York NY), Electronic-monetary system.
  8. Mansvelt Andre P. (171 ANderson Avenue Northcliff ; Johannesburg ; Transvaal ZAX) Belamant Serge C. P. (55 - 13th Street Parkmore ; Johannesburg ; Transvaal ZAX), Funds transfer system.
  9. Benton William M. (Ft. Lauderdale FL), Funds transfer system using optically coupled, portable modules.
  10. Netravali Arun Narayan (Westfield NJ) Sabnani Krishan Kumar (Westfield NJ), Gateway system for interconnecting different data communication networks.
  11. Beletic John D. ; Cox Vick T. ; Davis John A., Message communications system.
  12. Austin Jeffrey R. (Hindhead GB2), Method and system for authentication.
  13. White Peter (Berkeley CA), On-line and off-line transaction security system using a code generated from a transaction parameter and a random number.
  14. Micali Silvio (224 Upland Rd. Cambridge MA 02140) Goldreich Oded (19 Ben Gurion Tel Aviv ILX) Even Shimon (13 Vitkin Street Haifa ILX), On-line/off-line digital signing.
  15. Weingardt Gary (Henderson NV), Pari-mutuel electronic and live table gaming.
  16. Stuckert Paul E. (Katonah NY), Personal portable terminal for financial transactions.
  17. Halpern John W. (14 Belsize Park Gdns. London ; N W 3 GB2), Portable data carrier incorporating manually presettable processing modes.
  18. Boston Vincent (San Mateo CA), Portable financial transaction card capable of authorizing a transaction in foreign currencies.
  19. Derksen Eduard (Hinterfultigen CHX), Process as safety concept against unauthorized use of a payment instrument in cashless payment at payment sites.
  20. Collins Mark Andrew (Austin TX), Reconfigurable network interface apparatus and method.
  21. Colbert Raymond O. (Naperville IL), Secure credit/debit card authorization.
  22. Chasek Norman E. (24 Briar Brae Rd. Stamford CT 06903), Secure, automated transaction system that supports an electronic currency operating in mixed debit & credit modes.
  23. Dethloff Juergen (Brandstucken 35 2000 Hamburg 53 DEX) Hinneberg Christian (Hamburg DEX), Smart card issuing and receiving apparatus.
  24. Eisenmann Jeffrey J. (Ocean Grove NJ), Smart card techniques for motor vehicle record administration.
  25. Vijay Padmanabhan ; Reed Norman, System and method of efficiently evaluating different messages by a server in a telecommunications environment.
  26. Hale William J. (Dayton OH) Horst William R. (Dayton OH) Creech ; Jr. Arthur R. (Bellbrook OH), System for handling transactions including a portable personal terminal.
  27. Clark Paul C. (4705 Broad Brook Dr. Bethesda MD 20814), System for protecting computers via intelligent tokens or smart cards.
  28. Anderson Thomas G. (Los Altos CA) Boothroyd William A. (San Jose CA) Frey Richard C. (San Jose CA), Transaction execution system with secure data storage and communications.
  29. Collin Thierry (Courbevoie FRX), Transaction system of the electronic purse type.
  30. Collin Thierry (Courbevoie FRX), Transaction system of the electronic purse type.
  31. Pavlov Leonidas P. (Colorado Springs CO) Aba-Jbara Nabil M. (Colorado Springs CO), Unitary, self-contained card verification and validation system and method.
  32. Chasek Norman E. (24 Briar Brae Rd. Stamford CT 06903), Universally applicable, in-motion and automatic toll paying system using microwaves.
  33. Jones Timothy L. (Hove GB2) Higgins Graham R. (Bath GB2), Value transfer system.

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  162. Wu, Wai; Hoffberg, Steven M., Method and system for matching entities in an auction.
  163. Silverbrook,Kia; Lapstun,Paul, Method and system for online purchasing using coded marks.
  164. Silverbrook, Kia; Lapstun, Paul, Method and system for online purchasing using processing sensor.
  165. Bezos, Jeffrey P.; Mohit, Maryam; Prudente, James; McQueen, Colleen; Pope, Gene; Kaphan, Sheldon J., Method and system for placing a purchase order via a communications network.
  166. Trende, Robert G.; Mila, Paul J.; Conforti, Cathleen; Leathrum, Patrick J.; Kinnunen, Jr., Clifford A.; Lock, Brian D.; Holton, Matthew T.; Stark, Jeffrey M., Method and system for processing messages in a bill payment and presentment system over a communications network.
  167. Siegel, Philip S., Method and system for processing the local return of remotely purchased products.
  168. Glenn Godden ; John Guthrie, Method and system for providing additional behavior through a web page.
  169. Stephens, Scott Paul; Tucker, Paul C.; Boruff, Kelli J.; Zurliene, Colleen M., Method and system for providing and administering online rental vehicle reservation booking services.
  170. Stephens, Scott Paul; Tucker, Paul C.; Boruff, Kelli J.; Zurliene, Colleen M., Method and system for providing and administering online rental vehicle reservation booking services.
  171. Stephens, Scott Paul; Tucker, Paul C.; Boruff, Kelli J.; Zurliene, Colleen M., Method and system for providing and administering online rental vehicle reservation booking services.
  172. Redmond, Eric; Huang, Jean; Heisinger, Pete, Method and system for providing multiple services via a point-of-sale portal architecture.
  173. Redmond, Eric; Huang, Jean; Heisinger, Pete, Method and system for providing multiple services via a point-of-sale portal architecture.
  174. Innes, Andrew; Mayers, Chris; Syms, Mark James; Otway, David John, Method and system for requesting and granting membership in a server farm.
  175. McCown,Steven H.; Hughes,James P.; Leonhardt,Michael L.; Milligan,Charles A., Method and system for secure credit card transactions.
  176. Fransdonk, Robert W., Method and system to digitally sign and deliver content in a geographically controlled manner via a network.
  177. Fransdonk,Robert W., Method and system to digitally sign and deliver content in a geographically controlled manner via a network.
  178. Fransdonk,Robert W., Method and system to dynamically present a payment gateway for content distributed via a network.
  179. Fransdonk,Robert W., Method and system to dynamically present a payment gateway for content distributed via a network.
  180. Fransdonk, Robert W., Method and system to secure content for distribution via a network.
  181. Fransdonk,Robert W., Method and system to securely distribute content via a network.
  182. Fransdonk,Robert W., Method and system to securely distribute content via a network.
  183. Fransdonk, Robert W., Method and system to securely store and distribute content encryption keys.
  184. Fransdonk,Robert W., Method and system to store and distribute encryption keys.
  185. Rao, Goutham P.; Rodriguez, Robert A.; Brueggemann, Eric R., Method and systems for routing packets from a gateway to an endpoint.
  186. Rao, Goutham P.; Rodriguez, Robert A.; Brueggemann, Eric R., Method and systems for routing packets from a gateway to an endpoint.
  187. Rao, Goutham P.; Rodriguez, Robert A.; Brueggemann, Eric R., Method and systems for routing packets from an endpoint to a gateway.
  188. Rao, Goutham; Rodriguez, Robert; Brueggemann, Eric, Method and systems for routing packets from an endpoint to a gateway.
  189. Rao, Goutham P.; Rodriguez, Robert A.; Brueggemann, Eric R., Method and systems for securing remote access to private networks.
  190. Rao, Goutham P.; Rodriguez, Robert A.; Brueggemann, Eric R., Method and systems for securing remote access to private networks.
  191. Rao, Goutham P.; Brueggemann, Eric R.; Rodriguez, Robert A., Method for maintaining transaction integrity across multiple remote access servers.
  192. Raff, Christopher; Comstock, Ken, Method for reducing purchase time.
  193. Wang, Nanxin; Becker, Beverly Joyce; Kaepp, Gregory Allen; Liu, Fang; Lei, Zhengyu; Xue, Yan, Method for serving engineering rules on a network through servlet and applet.
  194. Yadav-Ranjan, Rani K., Method for transferring an amount to be paid.
  195. Wesinger, Jr.,Ralph E.; Coley,Christopher D., Method for updating personal financial information on a web site.
  196. Felger, David, Method of billing a purchase made over a computer network.
  197. Felger, David, Method of billing a purchase made over a computer network.
  198. Felger, David, Method of billing a purchase made over a computer network.
  199. Moore, Donna R., Method of exchanging goods over the internet.
  200. Fung, Daniel Y.; Evans, Stephen C., Method, system and computer readable medium for web site account and e-commerce management from a central location.
  201. Fung, Daniel Y.; Hood, Brandon C., Method, system and computer readable medium for web site account and e-commerce management from a central location.
  202. Domenica, Danielle R.; Siddharth, Rahul S.; Duggal, Chanderpreet; Ramesh, Pradeep V.; Biffle, Janet L.; Gomes, Kristin Hoyne, Method, system, and computer program product for customer-level data verification.
  203. Domenica, Danielle R.; Siddharth, Rahul S.; Duggal, Chanderpreet; Ramesh, Pradeep V.; Biffle, Janet L.; Gomes, Kristin Hoyne, Method, system, and computer program product for customer-level data verification.
  204. Smith, Michael S., Methods and apparatus for facilitating a transaction.
  205. Lewis Richard ; Dwyer Tara ; Abdelsadek Mohammed ; Han Donald ; Rogoff Jonathon ; Parks Louis, Methods and apparatus for internet based financial transactions with evidence of payment.
  206. Calvin, Phil, Methods and apparatus for secure online access on a client device.
  207. Grace, David; Turgeon, Paul, Methods and systems for secure transmission of identification information over public networks.
  208. Rao, Goutham P.; Rodriguez, Robert A.; Brueggemann, Eric R., Methods and systems for securing access to private networks using encryption and authentication technology built in to peripheral devices.
  209. Bishop, Fred A.; Saunders, Peter D., Methods for a third party biller to receive an allocated payment authorization request.
  210. Bishop, Fred A.; Saunders, Peter D., Methods for locating a payment system utilizing a point of sale device.
  211. Bishop, Fred A.; Saunders, Peter D., Methods for processing a payment authorization request utilizing a network of point of sale devices.
  212. Nguyen, Julien T., Micro-client for internet appliance.
  213. Nguyen, Julien T, Micro-client for internet appliances.
  214. Nguyen, Julien T., Miniclient for internet appliance.
  215. Nguyen,Julien T., Miniclient for internet appliance.
  216. Ran, Alexander S., Mobile payment via a virtual peripheral device.
  217. Paintin, Scott; Marr, Lance; Kloosterman, Michelle; Loevenguth, Rebecca; Scott, Diane, Money transfer system and messaging system.
  218. Paintin, Scott; Marr, Lance; Kloosterman, Michelle; Loevenguth, Rebecca; Scott, Diane, Money transfer system and messaging system.
  219. Hockey, Alyn, Monitoring electronic mail message digests.
  220. Purves, Thomas; Mahadkar, Shilpak; Theurer, Tenni; Hammad, Ayman, Multi-directional wallet connector apparatuses, methods and systems.
  221. Purves, Thomas; Mahadkar, Shilpak; Theurer, Tenni; Hammad, Ayman, Multi-directional wallet connector apparatuses, methods and systems.
  222. Alvin,Robert S., Multi-level fraud check with dynamic feedback for internet business transaction processor.
  223. Faith, Patrick; Harris, Theodore David, Multi-source, multi-dimensional, cross-entity, multimedia analytical model sharing database platform apparatuses, methods and systems.
  224. Faith, Patrick; Harris, Theodore David, Multi-source, multi-dimensional, cross-entity, multimedia merchant analytics database platform apparatuses, methods and systems.
  225. Faith, Patrick; Harris, Theodore David, Multi-source, multi-dimensional, cross-entry, multimedia merchant analytics database platform apparatuses, methods and systems.
  226. Hoffberg, Steven M., Multifactorial optimization system and method.
  227. Nguyen, Julien T., Multimedia communication and presentation.
  228. Nguyen, Julien T., Multimedia communication and presentation.
  229. Keyes,Tim K., Multivariate responses using classification and regression trees systems and methods.
  230. Adams,Lloyd A.; Yakan,Hani, Network based financial transaction processing system.
  231. Grace,David, Non-algorithmic vectored steganography.
  232. Siegel, Philip S., On-line merchandise return labels.
  233. Siegel, Philip S., On-line rules-based return processing.
  234. Marchetti, John N.; Mullen, Matthew, Payment entity account set up for multiple payment methods.
  235. Mullen, Matthew James; Marchetti, John Nicholas, Payment entity account set up for multiple payment methods.
  236. Marchetti, John N.; Mullen, Matthew, Payment entity device reconciliation for multiple payment methods.
  237. Mullen, Matthew James; Marchetti, John Nicholas, Payment entity device reconciliation for multiple payment methods.
  238. Marchetti, John N.; Mullen, Matthew, Payment entity device transaction processing using multiple payment methods.
  239. Mullen, Matthew James; Marchetti, John Nicholas, Payment entity device transaction processing using multiple payment methods.
  240. Marchetti, John N.; Mullen, Matthew, Payment entity for account payables processing using multiple payment methods.
  241. Mullen, Matthew James; Marchetti, John Nicholas, Payment entity for account payables processing using multiple payment methods.
  242. Deaton, David W.; Gabriel, Rodney G., Point-of-sale server and method.
  243. Bezilla, Daniel Bailey; Immordina, John Leonard; Le Ogura, James, Policy based selection of remediation.
  244. Bezilla, Daniel B.; Immordino, John L.; Le Ogura, James, Policy-based selection of remediation.
  245. Bezilla, Daniel B.; Immordino, John L.; Ogura, James Le, Policy-based selection of remediation.
  246. Bezilla, Daniel B.; Immordino, John L.; Ogura, James Le, Policy-based selection of remediation.
  247. Bezilla, Daniel B.; Immordino, John L.; Ogura, James Le, Policy-based selection of remediation.
  248. Bezilla, Daniel Bailey; Immordino, John Leonard; Ogura, James Le, Policy-based selection of remediation.
  249. Duggal, Chanderpreet Singh; Hoyne Gomes, Kristin R.; Harris, Peter Georger, Post-authorization message for a financial transaction.
  250. Walker, Jay S.; Tedesco, Daniel E.; Fincham, Magdalena M., Pre-sale data broadcast system and method.
  251. Walker, Jay S.; Tedesco, Daniel E.; Fincham, Magdalena M., Pre-sale data broadcast system and method.
  252. Walker, Jay S.; Tedesco, Daniel E.; Mik, Magdalena, Pre-sale data broadcast system and method.
  253. Walker, Jay. S; Tedesco, Daniel E.; Mik, Magdalena, Pre-sale data broadcast system and method.
  254. Walker,Jay. S; Tedesco,Daniel E.; Mik,Magdalena, Pre-sale data broadcast system and method.
  255. Yadav-Ranjan, Rani K., Process and device for conducting electronic transactions using wireless and cellular devices.
  256. Elsbree, Christopher N., Process control.
  257. Golden,Steven M.; Levin,Hillel; Gentry,Gary D.; Barbour,James A.; Schornberg,Albert; Anderson,Bradley A., Process for the distribution and redemption of coupons.
  258. Walker, Jay S.; Tedesco, Daniel E.; Alderucci, Dean P., Products and processes for managing the prices of vending machine inventory.
  259. Walker, Jay S.; Breitenbach, Paul T.; Tedesco, Daniel E.; Lee, Sih Y.; Signorelli, Paul D.; Gelman, Geoffrey M.; Jorasch, James A., Products and processes for vending a plurality of products.
  260. Walker, Jay S.; Breitenbach, Paul T.; Tedesco, Daniel E.; Lee, Sih Y.; Signorelli, Paul D.; Gelman, Geoffrey M.; Jorasch, James A., Products and processes for vending a plurality of products via defined groups.
  261. Walker, Jay S.; Breitenbach, Paul T.; Tedesco, Daniel E.; Lee, Sih Y.; Signorelli, Paul D.; Gelman, Geoffrey M.; Jorasch, James A., Products and processes for vending a plurality of products via defined groups.
  262. Walker,Jay S.; Breitenbach,Paul T.; Tedesco,Daniel E.; Lee,Sih Y.; Signorelli,Paul D.; Gelman,Geoffrey M.; Jorasch,James A., Products and processes for vending a plurality of products via defined groups.
  263. Wang, Jiahe Helen; Fan, Xiaofeng; Jackson, Collin Edward; Howell, Jonathan Ryan; Xu, Zhenbin, Protection and communication abstractions for web browsers.
  264. Bowman-Amuah, Michel K., Relationship management in an E-commerce application framework.
  265. Purves, Thomas, Remote decoupled application persistent state apparatuses, methods and systems.
  266. Siegel,Philip S., Return centers with rules-based dispositioning of merchandise.
  267. Combs, Terry; Milch, Jennifer A., Reverse manifesting by returns service provider.
  268. Hammad, Ayman, Secure anonymous transaction apparatuses, methods and systems.
  269. Christie, William; Beliveau, Jeffery; Lellouche, Henri, Secure coupon distribution.
  270. Cote, Stephen W., Secure dynamic page content and layouts apparatuses, methods and systems.
  271. Pham, Duc; Nguyen, Tien Le; Zhang, Pu Paul; Lo, Mingchen, Secure file system server architecture and methods.
  272. Pham,Duc; Nguyen,Tien Le; Zhang,Pu Paul; Lo,Mingchen, Secure file system server architecture and methods.
  273. Nguyen, Julien T., Secure graphical objects in web documents.
  274. Nguyen Julien T., Secure graphical objects in web documents with a program applet placed to present further information upon selected conditions.
  275. Pham, Duc; Nguyen, Tien Le; Zhang, Pu Paul; Lo, Mingchen, Secure network file access controller implementing access control and auditing.
  276. Whitfield, Henry, Secure system for the issuance, acquisition, and redemption of certificates in a transaction network.
  277. Whitfield,Henry, Secure system for the issuance, acquisition, and redemption of certificates in a transaction network.
  278. Tieken, Craig A., Secure transaction management.
  279. Bond Barry ; Bharati Sudeep, Security enhancement for untrusted executable code.
  280. Della-Libera, Giovanni M.; Gajjala, Vijay K.; Janczuk, Tomasz; Lambert, John R., Security scopes and profiles.
  281. Alvin, Robert S., Sending targeted product offerings based on personal information.
  282. Fransdonk,Robert W., Separate authentication processes to secure content.
  283. Roskind, James, Smart payment instrument selection.
  284. Purves, Thomas; Gupta, Manav, Social checkout widget generation and integration apparatuses, methods and systems.
  285. Randle, William M.; Orkis, Randall E., Standardized transmission and exchange of data with security and non-repudiation functions.
  286. Carney, Trish; Kondo, Ted; Tamai, Masayuki; Vining, Neil, Supplier synchronization system and method.
  287. Clubb, Ian James; Claridge, Philip Geoffrey; Shusta, Thomas Joseph; Miller, Jeffrey M.; Walters, Robert, System and method for a functional extensibility framework.
  288. Armes, David; Bishop, Fred; Edelen, Jeffrey Alan; Schwarz, Bill, System and method for a payment system directory.
  289. Franklin D. Chase ; Remington Darren B. ; Saliba Bassam ; Speelpenning Bert ; Cockrill Michael, System and method for conducting commerce over a distributed network.
  290. Kamil Julian I., System and method for conducting electronic commerce in a computer network using a cashier desk payment framework.
  291. Katzin, Edward; Carlson, Mark, System and method for custom service markets.
  292. Katzin, Edward; Carlson, Mark, System and method for custom service markets.
  293. Katzin, Edward; Carlson, Mark, System and method for custom service markets.
  294. Hoffberg, Steven M., System and method for determining contingent relevance.
  295. Goldschlag David M. ; Stubblebine Stuart Gerald ; Syverson Paul F., System and method for electronic transactions.
  296. Sundarrajan, Prabakar; He, Junxiao; Soni, Ajay; Nanjundaswamy, Shashidhara; Kumar, Arkesh, System and method for establishing a virtual private network.
  297. Sundarrajan, Prabakar; He, Junxiao; Soni, Ajay; Nanjundaswamy, Shashidhara; Kumar, Arkesh, System and method for establishing a virtual private network.
  298. Sundarrajan, Prabakar; He, Junxiao; Soni, Ajay; Nanjundaswamy, Shashidhara; Kumar, Arkesh, System and method for establishing a virtual private network.
  299. Lang Alexander C.,CAX ; Mahammadi Mansour,CAX, System and method for establishing long distance voice communications using the internet.
  300. Lang, Alexander C., System and method for establishing long distance voice communications using the internet.
  301. Antoo, Nizam; Brockman, Todd J, System and method for implementing financial assistance programs.
  302. Hoffberg, Steven M., System and method for incentivizing participation in a market transaction.
  303. Bodine,Gregory L.; Anderson,Andrew J.; Kane,John P., System and method for interfacing with existing system management products or software solutions.
  304. Hoffberg, Steven M.; Hoffberg-Borghesani, Linda I., System and method for intermachine markup language communications.
  305. Kerker, William S.; Paasche, Thomas D.; Bamborough, Dave; Bancino, Randy S.; Horder-Koop, Robin; McDonald, Kenneth J.; Parker, John P.; Zevalkink, Claire E., System and method for managing recurring orders in a computer network.
  306. Paasche,Thomas D.; Kerker,William S., System and method for managing recurring orders in a computer network.
  307. Sundarrajan, Prabakar; Khemani, Prakash; Kailash, Kailash; Soni, Ajay; Sinha, Rajiv; Annamalaisami, Saravana; Bhushan K R, Bharath; Kumar, Anil, System and method for performing entity tag and cache control of a dynamically generated object not identified as cacheable in a network.
  308. Sundarrajan, Prabakar; Khemani, Prakash; Kailash, Kailash; Soni, Ajay; Sinha, Rajiv; Annamalaisami, Saravana; Bhushan K R, Bharath; Kumar, Anil, System and method for performing entity tag and cache control of a dynamically generated object not identified as cacheable in a network.
  309. Sundarrajan, Prabakar; Khemani, Prakash; Kailash, Kailash; Soni, Ajay; Sinha, Rajiv; Annamalaisami, Saravana; Bhushan KR, Bharath; Kumar, Anil, System and method for performing flash caching of dynamically generated objects in a data communication network.
  310. Sundarrajan, Prabakar; Khemani, Prakash; Kailash, Kailash; Soni, Ajay; Sinha, Rajiv; Annamalaisami, Saravana; K.R., Bharat Bhushan; Kumar, Anil, System and method for performing flash caching of dynamically generated objects in a data communication network.
  311. Sundarrajan, Prabakar; Khemani, Prakash; Kailash, Kailash; Soni, Ajay; Sinha, Rajiv; Annamalaisami, Saravana; Bushan K. R., Bharath; Kumar, Anil, System and method for performing flash crowd caching of dynamically generated objects in a data communication network.
  312. Sundarrajan, Prabakar; Khemani, Prakash; Kailash, Kailash; Soni, Ajay; Sinha, Rajiv; Annamalaisami, Saravana; Bhushan KR, Bharath; Kumar, Anil, System and method for performing granular invalidation of cached dynamically generated objects in a data communication network.
  313. Watson Craig J. ; Burke Brad, System and method for pre-authorization of individual account remote transactions.
  314. Hoffberg, Steven M., System and method for providing a payment to a non-winning auction participant.
  315. Turgeon,Paul Charles, System and method for providing secure services over public and private networks using a removable portable computer-readable storage.
  316. Scroggie, Michael C.; Kacaba, Michael E.; Rochon, David A.; Diamond, David M., System and method for providing shopping aids and incentives to customer through a computer network.
  317. Scroggie, Michael C.; Kacaba, Michael E.; Rochon, David A.; Diamond, David M., System and method for providing shopping aids and incentives to customers through a computer network.
  318. Scroggie,Michael C.; Kacaba,Michael E.; Rochon,David A.; Diamond,David M., System and method for providing shopping aids and incentives to customers through a computer network.
  319. Clubb, Ian James; Claridge, Philip Geoffrey; Shusta, Thomas Joseph; Miller, Jeffrey M., System and method for revenue and authorization management.
  320. Nagel, Robert H.; Felsher, David P.; Hoffberg, Steven M., System and method for secure communications involving an intermediary.
  321. Felsher, David P.; Nagel, Robert H.; Hoffberg, Steven M., System and method for secure three-party communications.
  322. Felsher, David P.; Nagel, Robert H.; Hoffberg, Steven M., System and method for secure three-party communications.
  323. Nagel,Robert H.; Felsher,David P.; Hoffberg,Steven M., System and method for secure three-party communications.
  324. Armes, David; Bishop, Fred; Edelen, Jeffrey Alan; Schwarz, Bill, System and method for selection of payment systems from a payment system directory to process a transaction.
  325. Armes, David; Bishop, Fred; Edelen, Jeffrey Alan; Schwarz, Bill, System and method for selection of payment systems from a payment system directory to process a transaction.
  326. Armes, David; Bishop, Fred; Edelen, Jeffrey Alan; Schwarz, Bill, System and method for selection of payment systems from a payment system directory to process a transaction.
  327. Armes, David; Bishop, Fred; Edelen, Jeffrey Alan; Schwarz, Bill, System and method for selection of payment systems from a payment system directory to process a transaction.
  328. Armes, David; Bishop, Fred; Edelen, Jeffrey Alan; Schwarz, Bill, System and method for selection of payment systems from a payment system directory to process a transaction.
  329. Armes, David; Bishop, Fred; Edelen, Jeffrey Alan; Schwarz, Bill, System and method for selection of payment systems from a payment system directory to process a transaction.
  330. Buehler, Hans D.; Wells, Jonathan B., System and method for setting up a pre-authorization record.
  331. Siegel, Philip S, System and method for single-action returns of remotely purchased merchandise.
  332. Pickering, Richard, System and method for swapping of tangible items.
  333. Clubb, Ian James; Claridge, Philip Geoffrey; Shusta, Thomas Joseph; Miller, Jeffrey M., System and method for work management.
  334. Booth, III, Earl Hardin; Lingafelt, Charles Steven; Nguyen, Phuong Thanh; Temoshenko, Leo; Wang, Xiaogang, System and method to monitor and determine if an active IPSec tunnel has become disabled.
  335. Booth, III, Earl Hardin; Lingafelt, Charles Steven; Nguyen, Phuong Thanh; Temoshenko, Leo; Wang, Xiaogang, System and method to verify availability of a back-up secure tunnel.
  336. Grear,Michael B.; Miller,Thomas M., System for maintaining transaction data.
  337. Deutsch, Douglas Anthony; Smith, David B., System for secure execution of credit based point of sale purchases.
  338. Walker, Jay S.; Tedesco, Daniel E., System for vending physical and information items.
  339. Walker, Jay S.; Tedesco, Daniel E., System for vending physical and information items.
  340. Rao,Goutham P.; Rodriguez,Robert; Brueggemann,Eric, System, apparatus and method for establishing a secured communications link to form a virtual private network at a network protocol layer other than at which packets are filtered.
  341. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
  342. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
  343. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
  344. Rao, Goutham P.; Rodriguez, Robert; Brueggemann, Eric, Systems and methods for adjusting the maximum transmission unit by an intermediary device.
  345. Rao, Goutham P.; Rodriguez, Robert A.; Brueggemann, Eric R., Systems and methods for adjusting the maximum transmission unit for encrypted communications.
  346. Bishop, Fred A.; Saunders, Peter D., Systems and methods for allocating a payment authorization request to a payment processor.
  347. Sundarrajan, Prabakar; He, Junxiao; Verzunov, Sergey; Venkatraman, Charu; Shetty, Anil, Systems and methods for automatic installation and execution of a client-side acceleration program.
  348. Rao, Goutham P.; Rodriguez, Robert A.; Brueggemann, Eric R., Systems and methods for client-side application-aware prioritization of network communications.
  349. Rao, Goutham P.; Rodriguez, Robert A.; Brueggemann, Eric R., Systems and methods for communicating a lossy protocol via a lossless protocol.
  350. Rao, Goutham P.; Rodriguez, Robert A.; Brueggemann, Eric R., Systems and methods for communicating a lossy protocol via a lossless protocol.
  351. Rao, Goutham P.; Rodriguez, Robert A.; Brueggemann, Eric R., Systems and methods for communicating a lossy protocol via a lossless protocol using false acknowledgements.
  352. Rao, Goutham P.; Rodriguez, Robert; Brueggemann, Eric, Systems and methods for communicating a lossy protocol via a lossless protocol using false acknowledgements.
  353. Chacko, Vinoo; Agarwal, Puneet; Nanjudaswamy, Shashi; Soni, Ajay, Systems and methods for enabling assured records using fine grained auditing of virtual private network traffic.
  354. Leyva, Marcel; Motaharian, Houman; Phelan, Robert; Too, Hing Seng, Systems and methods for enhanced authorization fraud mitigation.
  355. Leyva, Marcel; Motaharian, Houman; Phelan, Robert; Too, Hing Seng, Systems and methods for enhanced authorization fraud mitigation.
  356. Leyva, Marcel; Motaharian, Houman; Phelan, Robert; Too, Hing Seng, Systems and methods for enhanced authorization fraud mitigation.
  357. Rao, Goutham P.; Rodriguez, Robert A.; Brueggemann, Eric R., Systems and methods for facilitating a peer to peer route via a gateway.
  358. Panasyuk, Anatoliy; Kramer, Andre; Pedersen, Bradley Jay; Stone, David Sean; Treder, Terry, Systems and methods for maintaining a client's network connection thru a change in network identifier.
  359. Bishop, Fred; Morgan, Robert E.; Seth, Hitesh, Systems and methods for maximizing a rewards accumulation strategy during transaction processing.
  360. Rao, Goutham P.; Rodriguez, Robert A.; Brueggemann, Eric R., Systems and methods for network disruption shielding techniques.
  361. Bishop, Fred; Morgan, Robert E.; Seth, Hitesh, Systems and methods for point of interaction based policy routing of transactions.
  362. Bishop, Fred A.; Saunders, Peter D., Systems and methods for processing a payment authorization request over disparate payment networks.
  363. Rao, Goutham P.; Rodriguez, Robert; Brueggemann, Eric, Systems and methods for providing a VPN solution.
  364. Rao, Goutham P.; Rodriguez, Robert; Brueggemann, Eric, Systems and methods for providing a VPN solution.
  365. Sundarrajan, Prabakar; He, Junxiao; Verzunov, Sergey; Venkatraman, Charu; Shetty, Anil, Systems and methods for providing client-side accelerated access to remote applications via TCP buffering.
  366. Sundarrajan, Prabakar; He, Junxiao; Nanjundaswamy, Shashi; Verzunov, Sergey; Venkatraman, Charu; Shetty, Anil, Systems and methods for providing client-side accelerated access to remote applications via TCP multiplexing.
  367. Sundarrajan, Prabakar; He, Junxiao; Verzunov, Sergey; Venkatraman, Charu; Shetty, Anil; Nanjundaswamy, Shashi, Systems and methods for providing client-side accelerated access to remote applications via TCP pooling.
  368. Sundarrajan, Prabakar; He, Junxiao; Verzunov, Sergey; Venkatraman, Charu; Shetty, Anil; Suganthi, Josephine, Systems and methods for providing client-side dynamic redirection to bypass an intermediary.
  369. Bishop, Fred; Morgan, Robert E.; Seth, Hitesh, Systems and methods for transaction processing based upon an overdraft scenario.
  370. Bishop, Fred; Morgan, Robert E.; Seth, Hitesh, Systems and methods for transaction processing using a smartcard.
  371. Wu,Wai; Heller,Toby; Hoffberg,Steven M., Telephony control system with intelligent call routing.
  372. Wu,Wai; Heller,Toby; Hoffberg,Steven M., Telephony control system with intelligent call routing.
  373. Theurer, Tenni; Purves, Thomas; Mahadkar, Shilpak; Hammad, Ayman, Third-party value added wallet features and interfaces apparatuses, methods and systems.
  374. Banaugh, Michelle; Knowlton, Timothy R.; Wood, George L., Transaction ID system and process.
  375. Banaugh, Michelle; Knowlton, Timothy R.; Wood, George L., Transaction ID system and process.
  376. Gibbs Benjamin K. ; Roeder G. R. Konrad, Unique digital signature.
  377. Gibbs, Benjamin K.; Roeder, G. R. Konrad, Unique digital signature.
  378. Katzin, Edward; Hua, Julian; Storey, Gregory Kenneth; Mori, Michael; Shrivastava, Abhinav; Bhargava, Amit; Beck, Andrew; Hammad, Ayman; Pfisterer, Ben; Salmon, Diane; Karpenko, Igor; Schulz, Jennifer; Gavrilov, Miroslav; Ciurea, Peter; Faith, Patrick; Kumnick, Phillip; Chatterjee, Saurav; Badea, Sebastian; Li, Shaw; Jha, Shipra; Pourfallah, Stacy; French, Susan; Theurer, Tenni; Harris, Theodore; Purves, Thomas; Pandey, Vanita; Graham, Victoria; Hariramani, Prakash, Universal electronic payment apparatuses, methods and systems.
  379. Ed Pool ; Doug Mauer, Universal shopping center for international operation.
  380. Pool, Ed; Mauer, Doug, Universal shopping center for international operation.
  381. Pool, Ed; Mauer, Doug, Universal shopping center for international operation.
  382. Tullis, John; Li, Shaw; McFarland, Lisa, Value token conversion.
  383. Walker, Jay S.; Tedesco, Daniel E.; Van Luchene, Andrew S.; Bemer, Keith, Vending machine system and method for encouraging the purchase of profitable items.
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