초록 ▼

A computer system and method for permitting a consumer to more effectively make use of a variety of available benefits from a plurality of goods and service providers, wherein the benefits are offered specifically to those consumers having an association with one or more enabling organizations. The

A computer system and method for permitting a consumer to more effectively make use of a variety of available benefits from a plurality of goods and service providers, wherein the benefits are offered specifically to those consumers having an association with one or more enabling organizations. The system includes a memory for storing consumer information, enabling organization information and benefit correlation information. Input hardware is provided for inputting into the computer system certain identification information for a consumer and a set of consumer purchase plan data for the consumer. The system compares the identification information to the consumer information to determine those enabling organizations, if any, to which the consumer has an affiliation. The enabling organization information is then analyzed along with benefit correlation information to determine whether any enabling organization to which the consumer is affiliated is offering a potentially applicable benefit for the purchase plan data. The system also determines whether the purchase plan data satisfies all requirements for obtaining the potentially applicable benefit and displays the results.

대표청구항 ▼

[ I claim:] [1.] A computer system for permitting a consumer to more effectively make use of a variety of available benefits from a plurality of goods and service providers, wherein said benefits are offered specifically to those consumers having an association with one or more third party enabling

[ I claim:] [1.] A computer system for permitting a consumer to more effectively make use of a variety of available benefits from a plurality of goods and service providers, wherein said benefits are offered specifically to those consumers having an association with one or more third party enabling organizations, said computer system comprising:A) means for storing in a memory in the computer system consumer information, enabling organization information and benefit correlation information;B) means for inputting into said computer system identification information for a consumer and a set of consumer purchase plan data for said consumer;C) means for comparing said identification information to said consumer information to determine those enabling organizations, if any, to which said consumer has an affiliation;D) means for analyzing said enabling organization information and said benefit correlation information to determine whether any enabling organization to which the consumer is affiliated is offering a potentially applicable benefit for said purchase plan data and whether said purchase plan data satisfies all requirements for obtaining said potentially applicable benefit;E) means for displaying a message to inform a system user of any available benefit applicable to said purchase plan data;wherein said benefit includes at least one of a discounted rate and any other value available to the consumer as a result of the consumer's membership in said one or more enabling organizations.