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Method and apparatus for coupon management and redemption 원문보기

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06F-007/20
출원번호 US-0741976 (1996-10-31)
발명자 / 주소
  • Fajkowski Peter W.
대리인 / 주소
    Roy, Kiesel & Tucker
인용정보 피인용 횟수 : 458  인용 특허 : 39

초록

The present invention provides a system for the electronic management and redemption of coupons. The system includes an integrated coupon card comprising a microprocessor, a random access memory, a scanner, and a communications port. The coupon card is capable of scanning coupon bar codes from paper

대표청구항

[ I claim:] [9.] A method to enable easy recording an storage of coupon bar codes in a data card and the subsequent transmittal to and display of coupon records containing said bar codes in a periphery device, said data card being an integrated data card having a microprocessor, a random access memo

이 특허에 인용된 특허 (39)

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  16. Bianco James S. (217 Brainard Rd. Enfield CT 06082), Method and apparatus for computer-aided shopping.
  17. Larson Blaine ; Lopez Juan, Method and apparatus for dispensing discount coupons.
  18. Mindrum Thomas (Fairfield CT) Off George (Danville CA) Scroggie Michael C. (Valencia CA) O\Brien Michael R. (Santa Monica CA), Method and apparatus for dispensing discount coupons.
  19. Off George W. (Huntington Beach CA) Scroggie Michael C. (Valencia CA) Mindrum Thomas L. (Fairfield CT) O\Brien Michael R. (Santa Monica CA), Method and apparatus for dispensing discount coupons.
  20. Off George W. (Huntington Beach CA) Scroggie Michael C. (Valencia CA) Mindrum Thomas L. (Fairfield CT) O\Brien Michael R. (Santa Monica CA), Method and apparatus for dispensing discount coupons.
  21. Off George W. (Huntington Beach CA) Scroggie Michael C. (Valencia CA) Mindrum Thomas L. (Fairfield CT) O\Brien Michael R. (Santa Monica CA), Method and apparatus for dispensing discount coupons in response to the purchase of one or more products.
  22. Mankovitz Roy J. (18057 Medley Dr. Encino CA 91316) Yuen Henry C. (P.O. Box 1159 Redondo Beach CA 90278), Method and apparatus for portable storage and use of data transmitted by television signal.
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  24. Moore Steven Jerome, Method for reducing invalid acceptances of expired printed offers and end-consumer re-distribution of printed works.
  25. Alexander Edward R. (Orlando FL) Goldman Ron (Westbury NY) Li Yajun (Oakdale NY) Bard Simon (Setauket NY) Strat Askold (Patchogue NY) Katz Joseph (Stony Brook NY) Metlitsky Boris (Stony Brook NY), Miniature high speed scan element mounted on a personal computer interface card.
  26. Postman Joel R. (Santa Clara CA) Miller George B. (Hingham MA) Fish Ronald C. (Morgan Hill CA), PCMCIA interface card coupling input devices such as barcode scanning engines to personal digital assistants and palmtop.
  27. Thompson Kenneth (2368 Eastman Ave. ; Suite 3 Ventura CA 93003), Package of peel off coupon for a security tracking system.
  28. Valencia Luis (883 Main St. Norwell MA 02061) Howe John (19 Roubound Rd. Norwell MA 02061), Paperless coupon redemption system and method thereof.
  29. Thompson Kenneth (2368 Eastman Ave. ; Suite 3 Ventura CA 93003), Peel-off coupon for accounting and security tracking sheet.
  30. Ruppert Jonathan P. (17147 Heatherwood Way Morgan Hill CA 95037) Fish Ronald C. (16590 Oak View Cir. Morgan Hill CA 95037), Personal scanner/computer for displaying shopping lists and scanning barcodes to aid shoppers.
  31. Gombrich Peter P. (Boulder CO), Portable handheld terminal.
  32. Mazzamuto Anthony (Tarzana CA) Lozano Ricardo L. (Sherman Oaks CA), Self-contained personal data collector for redeeming coupons.
  33. Johnsen Edward L. (Five Bent Ave. Wayland MA 01778), Shopping cart.
  34. Trotta ; Jr. Frank P. (53 Bote Rd. Greenwich CT 06830), System and method for automated shopping.
  35. Humble David R. (Deerfield Beach FL), System and method for checkout counter product promotion.
  36. Counts Reginald D. (1714 Legend La. St. Louis MO 63146), System for electronically recording and redeeming coupons.
  37. Tai Roland (Yorktown Heights NY), System for identifying heavy product purchasers who regularly use manufacturers\purchase incentives and predicting consu.
  38. Atkinson Charles Michael (Arkadelphia AR), Tabletop advertising display.
  39. Nemirofsky Frank R. (71 Janis Ct. Danville CA 94588), Television signal activated interactive smart card system.

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  157. Spaeth, Paul; Jones, Douglas; Creighton, Adam, Method and system for implementing a loyalty merchant component.
  158. Redford, Liane; Shimko, Bryan; Mazour, James; Viswanathan, Rajkumar, Method and system for managing limited use coupon and coupon prioritization.
  159. Redford, Liane; Shimko, Bryan; Mazour, James; Viswanathan, Rajkumar, Method and system for managing limited use coupon and coupon prioritization.
  160. Redford, Liane; Shimko, Bryan; Mazour, James; Viswanathan, Rajkumar, Method and system for managing limited use coupon and coupon prioritization.
  161. Spaeth, Paul; Jones, Douglas; Shimko, Bryan; Gordon, James G.; Madore, Kim; Black, Marc; Mazour, James; Salters, Michael, Method and system for managing loyalty program information on a phone.
  162. Bortolin, Corinne; Hammad, Ayman, Method and system for managing reward reversal after posting.
  163. Bortolin, Corinne; Hammad, Ayman, Method and system for managing reward reversal after posting.
  164. Spielmann, Craig; Hutter, Maria; Klein, Joel; Singhani, Naresh, Method and system for managing risk.
  165. Spielmann,Craig; Hutter,Maria; Klein,Joel; Singhani,Naresh, Method and system for managing risk.
  166. Spielmann,Craig; Hutter,Maria; Klein,Joel; Singhani,Naresh, Method and system for managing risks.
  167. Spaeth, Paul; Jones, Douglas; Shimko, Bryan; Gordon, James G.; Madore, Kim; Black, Marc; Mazour, James; Salters, Michael, Method and system for managing token image replacement.
  168. Spaeth, Paul; Jones, Douglas; Shimko, Bryan; Gordon, James G.; Madore, Kim; Black, Marc; Mazour, James; Salters, Michael, Method and system for managing token image replacement.
  169. Spaeth,Paul; Jones,Douglas; Shimko,Bryan; Gordon,James G.; Madore,Kim; Black,Marc; Mazour,James; Salters,Michael, Method and system for managing token image replacement.
  170. Spaeth,Paul; Jones,Douglas; Shimko,Bryan; Gordon,James G.; Madore,Kim; Black,Marc; Mazour,James; Salters,Michael, Method and system for managing token image replacement.
  171. Sharma,Rajeev; Jung,Namsoon, Method and system for printing of automatically captured facial images augmented with promotional content.
  172. Packes, Jr.,John M.; Walker,Jay S.; Jorasch,James A.; Tedesco,Daniel E.; Bemer,Keith; Dickerson,John B., Method and system for processing a rebate.
  173. Nguyen, Loc; Hammad, Ayman; Gauthier, Patrick, Method and system for providing a distributed adaptive rules based dynamic pricing system.
  174. Nguyen, Loc; Hammad, Ayman; Gauthier, Patrick, Method and system for providing a distributed adaptive rules based dynamic pricing system.
  175. Noles, Michael K., Method and system for providing flexible financing.
  176. Noles, Michael K., Method and system for providing flexible financing.
  177. Nguyen, Loc; Shimko, Bryan; Redford, Liane; Gordon, James G.; Madore, Kim; Black, Marc; Mazour, James; Salters, Michael; Berg, Glenda, Method and system for providing interactive cardholder rewards image replacement.
  178. Nguyen,Loc; Shimko,Bryan; Redford,Liane; Gordon,James G.; Madore,Kim; Black,Marc; Mazour,James; Salters,Michael; Berg,Glenda, Method and system for providing interactive cardholder rewards image replacement.
  179. Nguyen,Loc; Shimko,Bryan; Redford,Liane; Gordon,James G.; Madore,Kim; Black,Marc; Mazour,James; Salters,Michael; Berg,Glenda, Method and system for providing interactive cardholder rewards image replacement.
  180. Ahmad, Farhan, Method and system for providing pre-approved targeted products.
  181. Costello, Tana; Nguyen, Loc, Method and system for providing reward status.
  182. Costello, Tana; Nguyen, Loc Duc, Method and system for providing reward status.
  183. Pappas, Christian S.; Brown, Charles P., Method and system for providing social and environmental performance based sustainable financial instruments.
  184. Quinlan, Chris; Devlin, Edward A., Method and system for redeeming product marketing rebates.
  185. Quinlan, Chris; Devlin, Edward A., Method and system for redeeming product marketing rebates.
  186. Quinlan, Chris; Devlin, Edward A., Method and system for redeeming product marketing rebates.
  187. Quinlan, Chris; Devlin, Edward A., Method and system for redeeming product marketing rebates.
  188. Anati, Ram; Glukhov, Maxim; Atsmon, Dan; Speyer, Gavriel, Method and system for remotely authenticating identification devices.
  189. Pappas, Christian S.; Brown, Charles P., Method and system for reserving future purchases of goods and services.
  190. Pappas, Christian S.; Brown, Charles P., Method and system for reserving future purchases of goods and services.
  191. Pappas, Christian S.; Brown, Charles P., Method and system for reserving future purchases of goods and services.
  192. Pappas, Christian S.; Brown, Charles P., Method and system for reserving future purchases of goods and services.
  193. Pappas, Christian S.; Brown, Charles P., Method and system for reserving future purchases of goods and services.
  194. Pappas, Christian S.; Brown, Charles P., Method and system for reserving future purchases of goods and services.
  195. Pappas, Christian S.; Brown, Charles P., Method and system for reserving future purchases of goods and services.
  196. Pappas, Christian S.; Brown, Charles P., Method and system for reserving future purchases of goods and services.
  197. Pappas, Christian S.; Brown, Charles P., Method and system for reserving future purchases of goods and services.
  198. Pappas, Christian S.; Brown, Charles P., Method and system for reserving future purchases of goods and services.
  199. Pappas, Christian S.; Brown, Charles P., Method and system for reserving future purchases of goods and services.
  200. Pappas, Christian S.; Brown, Charles P., Method and system for reserving future purchases of goods or services.
  201. Pappas, Christian S.; Brown, Charles P., Method and system for reserving future purchases of goods or services.
  202. Pappas,Christian S.; Brown,Charles P., Method and system for reserving future purchases of goods or services.
  203. Myers,Connie D., Method and system for tracking consumer awareness of brand-names.
  204. Nguyen, Loc; Shimko, Bryan; Redford, Liane; Gordon, James G.; Madore, Kim; Black, Marc; Mazour, James; Salters, Michael; Berg, Glenda, Method and system including phone with rewards image.
  205. Burke, Bertram V., Method and system to create and distribute excess funds from consumer spending transactions.
  206. Bortolin, Corinne; Nguyen, Loc Duc; Redford, Liane, Method and system using wildcard values.
  207. Shiftan, Nicholas; Gauthier, Patrick; Lins, Julie, Method and user device for management of electronic receipts.
  208. Anderson, Roy L.; Bryant, Jr., William R.; Wong, Jacob Y., Method for allowing a user to customize use of a payment card that generates a different payment card number for multiple transactions.
  209. Lala,Ravesh; Trevathan,Matthew Bunkley, Method for conveniently enabling a web server to provide commercial promotions using compiled code.
  210. Vassigh,Ali M.; Walter,Joanne S., Method for enhancing security and providing assistance in the operation of a self-service checkout terminal.
  211. Routhenstein,Larry, Method for generating customer secure card numbers.
  212. Routhenstein, Larry; Anderson, Roy L.; Bryant, William R.; Wong, Jacob Y., Method for generating customer secure card numbers subject to use restrictions by an electronic card.
  213. Mason, Timothy E.; Bogat, Antonio R., Method for preventing storage of duplicate barcode entries in an item security database.
  214. Kepros,Kevin Peter; Lenz,Michael Robert; Stuart,Rick William, Method for processing electronic rebates.
  215. Jacoves, Peter G.; Hall, William Y.; Mains, Karla J.; Naul, Charles H., Method for processing information through a clearinghouse.
  216. Wong, Jacob Y.; Anderson, Roy L., Method for storing data in payment card transaction.
  217. Laor Raviv, Method of and system for distributing and redeeming electronic coupons.
  218. Laor, Raviv, Method of and system for distributing and redeeming electronic coupons.
  219. Laor, Raviv, Method of and system for managing promotions for purchase transactions over a network.
  220. Laor, Raviv, Method of and system for managing promotions for purchase transactions over a network.
  221. Main, Renee; Semersky, David J.; Miller, Nissa; Erpelding, Lara J.; Ampe, Edward C.; Samal, Subodh K.; Hamilton, Scott R., Method of generating and redeeming coupons.
  222. Main, Renee; Semersky, David J.; Miller, Nissa; Pozorski, Lara J.; Ampe, Edward C.; Samal, Subodh K.; Hamilton, Scott R., Method of generating and redeeming coupons.
  223. Aabye, Christian; Ngo, Hao; Wilson, David, Method of performing transactions with contactless payment devices using pre-tap and two-tap operations.
  224. Bortolin, Corinne; Nguyen, Loc; Redford, Liane, Method, system and portable consumer device using wildcard values.
  225. Bortolin,Corinne; Nguyen,Loc; Redford,Liane, Method, system and portable consumer device using wildcard values.
  226. Bortolin,Corinne; Nguyen,Loc; Redford,Liane, Method, system and portable consumer device using wildcard values.
  227. Bortolin,Corinne; Nguyen,Loc; Redford,Liane, Method, system and portable consumer device using wildcard values.
  228. Dwyre, Douglas P.; Arthur, Steven E.; Toomer, Christopher L.; Algiene, Kenneth, Methods and systems for bulk activation of multiple, disparate stored value accounts.
  229. Dwyre, Douglas P.; Arthur, Steven E.; Toomer, Christopher L.; Algiene, Kenneth, Methods and systems for bulk activation of multiple, disparate stored value accounts.
  230. Quinlan, Christopher F.; Kirker, Sean R., Methods and systems for processing rebates.
  231. Pointer, Barry F.; Morea, Dominic; Horsma, Bengt; Wuhrer, Christopher; Myers, Jerome; Ho, Michelangelo R.; Owen, Sarah, Mobile coupon analysis systems and methods.
  232. Pointer, Barry F.; Morea, Dominic; Horsma, Bengt; Wuhrer, Christopher; Myers, Jerome; Ho, Michelangelo R.; Owen, Sarah, Mobile coupon analysis systems and methods.
  233. Pointer, Barry F.; Morea, Dominic; Horsma, Bengt; Wuhrer, Christopher; Myers, Jerome; Ho, Michelangelo R.; Owen, Sarah, Mobile coupon analysis systems and methods.
  234. Carlson, Mark; Ciurea, Peter, Mobile coupon method and system.
  235. Hammad, Ayman; Faith, Patrick, Mobile device including computer readable medium suitable for tax processing and currency conversion.
  236. Wentker, Dave; Wong, Erick; Shenker, Gavin; Deibert, Doug, Mobile payment management.
  237. Bortolin, Corinne; Nguyen, Loc; Redford, Liane, Mobile phone including wildcard data string.
  238. Bortolin, Corinne; Farnsworth, Jean Elizabeth; Nelson, Chris S.; Gordon, James G., Multi-application smart card device software solution for smart cardholder reward selection and redemption.
  239. Arthur, Steven E.; Esslinger, Bret M., Multi-card bulk package identifying activation systems and methods.
  240. Ouyang, Yu; Zhai, Shumin; Bi, Xiaojun, Multi-gesture text input prediction.
  241. Hirka, Jeffrey L.; Fellner, Debra C.; Fox, Steven; Knackstedt, Lee, Multiple account advanced payment card and method of routing card transactions.
  242. Hirka, Jeffrey L.; Fellner, Debra C.; Fox, Steven; Knackstedt, Lee, Multiple account advanced payment card and method of routing card transactions.
  243. Main, Renee; Semersky, David J.; Miller, Nissa; Pozorski, Lara J.; Ampe, Edward C.; Samal, Subodh K.; Hamilton, Scott R., Multiple offer coupon.
  244. Sullivan, Kevin, Mutual fund card method and system.
  245. Pitts, III,Ashton F.; Dempsen,Stephen L.; Che,Vinny Wai yan, Natural language processing for a location-based services system.
  246. Redford, Liane; Shimko, Bryan; Nguyen, Loc; Hammad, Ayman, Network centric loyalty system.
  247. McGhie, Sean I.; Buchheit, Brian K., Online shopping sites for redeeming loyalty points.
  248. Spaeth, Paul; Shimko, Bryan; Levy, Philippe; Toibero, Liz; Garton, Benjamin; Black, Marc; Salters, Michael; Mazour, James, Opt-in/opt-out in loyalty system.
  249. Altschul, Randice-Lisa; Volpe, Lee S., Order selection debit card and method.
  250. Abbosh, Oday; Mann, Gavin, Ordering items of playable content or other works.
  251. Aabye, Christian; Ngo, Hao; Wilson, David William; Zeiden, Gustavo Mariath; Pitchford, Chris; Pirzadeh, Kiushan, Over the air update of payment transaction data stored in secure memory.
  252. Aabye, Christian; Ngo, Hao; Wilson, David William; Zeiden, Gustavo Mariath; Pitchford, Chris; Pirzadeh, Kiushan, Over the air update of payment transaction data stored in secure memory.
  253. Umeta, Motoko, POS system.
  254. Thornton,James D.; LaMarca,Anthony G., Paper document satchels.
  255. Bi, Xiaojun; Ouyang, Yu; Zhai, Shumin, Partial gesture text entry.
  256. Bi, Xiaojun; Ouyang, Yu; Zhai, Shumin, Partial gesture text entry.
  257. Gailey, Michael L.; Portman, Eric A.; Burgiss, Michael J.; Holmes, Chad S.; Smith, Angela King, Passive mining of usage information in a location-based services system.
  258. Berstis,Viktors, Personal product locator on store-owned shopping aid.
  259. Atsmon, Alon; Antebi, Amit; Lev, Tsvi; Cohen, Moshe; Speyer, Gavriel; Sege, Alan; Altman, Nathan; Anati, Rami, Physical presence digital authentication system.
  260. Atsmon, Alon; Antebi, Amit; Lev, Zvi; Cohen, Moshe; Speyer, Gabriel; Sege, Alan; Altman, Nathan; Anati, Ram, Physical presence digital authentication system.
  261. Atsmon, Alon; Antebi, Amit; Lev, Zvi; Cohen, Moshe; Speyer, Gabriel; Sege, Alan; Altman, Nathan; Anati, Ram, Physical presence digital authentication system.
  262. Deaton, David W.; Gabriel, Rodney G., Point-of-sale server and method.
  263. Deaton,David W.; Gabriel,Rodney G., Point-of-sale server and method.
  264. Philyaw, Jeffry Jovan, Portable scanner for enabling automatic commerce transactions.
  265. Walker, Jay S.; Tedesco, Daniel E.; Fincham, Magdalena M., Pre-sale data broadcast system and method.
  266. Walker, Jay S.; Tedesco, Daniel E.; Fincham, Magdalena M., Pre-sale data broadcast system and method.
  267. Walker, Jay S.; Tedesco, Daniel E.; Mik, Magdalena, Pre-sale data broadcast system and method.
  268. Walker, Jay. S; Tedesco, Daniel E.; Mik, Magdalena, Pre-sale data broadcast system and method.
  269. Walker,Jay. S; Tedesco,Daniel E.; Mik,Magdalena, Pre-sale data broadcast system and method.
  270. Golden,Steven M.; Levin,Hillel; Gentry,Gary D.; Barbour,James A.; Schornberg,Albert; Anderson,Bradley A., Process for the distribution and redemption of coupons.
  271. Kepros, Kevin P.; Lenz, Michael R.; Stuart, Rick W., Processing electronic rebates.
  272. Walker, Jay S.; Tedesco, Daniel E.; Alderucci, Dean P., Products and processes for managing the prices of vending machine inventory.
  273. Walker, Jay S.; Breitenbach, Paul T.; Tedesco, Daniel E.; Lee, Sih Y.; Signorelli, Paul D.; Gelman, Geoffrey M.; Jorasch, James A., Products and processes for vending a plurality of products.
  274. Walker, Jay S.; Breitenbach, Paul T.; Tedesco, Daniel E.; Lee, Sih Y.; Signorelli, Paul D.; Gelman, Geoffrey M.; Jorasch, James A., Products and processes for vending a plurality of products via defined groups.
  275. Walker, Jay S.; Breitenbach, Paul T.; Tedesco, Daniel E.; Lee, Sih Y.; Signorelli, Paul D.; Gelman, Geoffrey M.; Jorasch, James A., Products and processes for vending a plurality of products via defined groups.
  276. Walker,Jay S.; Breitenbach,Paul T.; Tedesco,Daniel E.; Lee,Sih Y.; Signorelli,Paul D.; Gelman,Geoffrey M.; Jorasch,James A., Products and processes for vending a plurality of products via defined groups.
  277. Tai, Roland D., Promotion on processor and management system.
  278. Tai, Roland D., Promotion processor and management system.
  279. Tai, Roland D., Promotion processor and management system.
  280. Schlee, Daniel Roy, Promotional data delivery system and method.
  281. Everett E. Schulze, Jr., Prompt coupon reimbursement after coupon redemption.
  282. Walker, Jay S.; Van Luchne, Andrew S.; Fincham, Magdalena M.; Tedesco, Daniel E., Purchasing, redemption and settlement systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network.
  283. Walker, Jay S.; Van Luchne, Andrew S.; Fincham, Magdalena M.; Tedesco, Daniel E., Purchasing, redemption, and settlement systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network.
  284. Granucci, Nicole Janine; Vriheas, Carrie Elaine; Hammad, Ayman, Real-time balance on a mobile phone.
  285. Granucci, Nicole Janine; Vriheas, Carrie Elaine; Hammad, Ayman A., Real-time balance on a mobile phone.
  286. Carlson, Mark; Hammad, Ayman; Faith, Patrick, Real-time balance updates.
  287. Minowa,Masahiro, Receipt printing and issuing system, an added-value printing processing method and a data storage medium using the same.
  288. Aabye, Christian; Ngo, Hao; Wilson, David William; Mangiagalli, Guido, Recordation of electronic payment transaction information.
  289. Gangi, Frank J., Retail point-of-transaction system, program products, and related methods to provide a customized set of identification data to facilitate a transaction using electronic coupons.
  290. Gangi, Frank Joseph, Retail point-of-transaction system, program products, and related methods to provide a customized set of identification data to facilitate a transaction using electronic coupons.
  291. Walker, Jay S.; Kim, Peter; Jorasch, James A.; Fincham, Magdalena Mik; Tedesco, Daniel E.; Sammon, Russell Pratt; Golden, Andrew P.; Mueller, Raymond J.; Bemer, Keith; Van Luchene, Kathleen, Retail system for selling products based on a flexible product description.
  292. Walker, Jay S.; Kim, Peter; Jorasch, James A.; Fincham, Magdalena Mik; Tedesco, Daniel E; Sammon, Russell Pratt; Golden, Andrew P.; Mueller, Raymond J.; Bemer, Keith; Van Luchene, Kathleen, Retail system for selling products based on a flexible product description.
  293. McGhie, Sean I.; Buchheit, Brian K., Rewards program website permitting conversion/transfer of non-negotiable credits to entity independent funds.
  294. McGhie, Sean I.; Buchheit, Brian K., Rewards program with payment artifact permitting conversion/transfer of non-negotiable credits to entity independent funds.
  295. Gailey,Michael L.; Portman,Eric A.; Holmes,Chad S.; Burgiss,Michael J.; Smith,Angela King, Routing call failures in a location-based services system.
  296. Kuehnrich, Franz; Palmer, Jonathan; Leiwe, Dan; Martinka, William; Polubinski, Jim, Secondary media return system and method.
  297. Christie, William; Beliveau, Jeffery; Lellouche, Henri, Secure coupon distribution.
  298. Blossom, George, Selectable multi-purpose card.
  299. Blossom,George, Selectable multi-purpose card.
  300. Prorock, Thomas J.; Rogers, David T.; Rockwell, Julia P., Self-checkout coupon sharing.
  301. McGhie, Sean I.; Buchheit, Brian K., Self-service stations for utilizing non-negotiable credits earned from a game of chance.
  302. Itoh,Yoshihiro; Mashiko,Toshitake; Yamada,Akihiko; Ao,Masayuki, Service ticket issuing system and service ticket issuing service.
  303. Treyz, G. Victor; Treyz, Susan M., Shopping assistance with handheld computing device.
  304. Ouyang, Yu; Zhai, Shumin, Space prediction for text input.
  305. Slater,Kim Michele, Sponsor funded stored value card.
  306. Knackstedt, Lee; Rau, Scott, Stored value card provided with merchandise as rebate.
  307. Sullivan,Kevin, System and method for a card benefit program providing benefits to program members based on program performance.
  308. Sullivan,Kevin, System and method for a card payment program providing mutual benefits to card issuers and cardholders based on financial performance.
  309. de Boer, Elts; Jackson, Glyn Philip; Ramsey, Samuel Martin; Voltmer, Theodore S., System and method for a merchant loyalty system.
  310. de Boer, Elts; Jackson, Glyn Philip; Ramsey, Samuel Martin; Voltmer, Theodore S., System and method for a merchant loyalty system.
  311. Sullivan, Kevin M., System and method for administering a brokerage rebate card program.
  312. Sullivan,Thomas J.; Windish,Richard J.; Lewright,Dorr H.; Trattner,Joseph M.; Arenson,Suzanne K.; Colunga,George; Hackett,Kathy S.; Campbell,Joica C., System and method for administering promotions.
  313. Maskatia, Imran; Rubinstein, Jason, System and method for applying parental control limits from content providers to media content.
  314. Maskatia, Imran; Rubinstein, Jason, System and method for applying parental control limits from content providers to media content.
  315. Kuehnrich, Franz, System and method for calibrating a vending apparatus.
  316. Kuehnrich,Franz, System and method for calibrating a vending apparatus.
  317. Boyle, Kevin; Maistre, Marty, System and method for card processing with automated payment of club, merchant, and service provider fees.
  318. Boyle,Kevin; Maistre,Marty, System and method for card processing with automated payment of club, merchant, and service provider fees.
  319. Perry, Dickson, System and method for combining disparate commercial transactions under a single identification mechanism.
  320. Perry, Dickson, System and method for combining disparate commercial transactions under a single identification mechanism.
  321. Perry, Dickson, System and method for combining disparate commercial transactions under a single identification mechanism.
  322. Kaplan, Gregg; Lowe, J. Mitchell; Hoersten, Eric; Kapcar, Christopher A., System and method for communicating secondary vending options.
  323. Kaplan,Gregg; Waring,Greg, System and method for communicating vending information.
  324. Kuehnrich, Franz; Hoersten, Eric, System and method for communicating vending information.
  325. Kuehnrich, Franz; Hoersten, Eric, System and method for communicating vending information.
  326. Kuehnrich, Franz; Kaplan, Gregg, System and method for communicating vending information.
  327. Kuehnrich, Franz; Kaplan, Gregg, System and method for communicating vending information.
  328. Kuehnrich, Franz; Kaplan, Gregg, System and method for communicating vending information.
  329. Butler, Sheila S.; Schwarz, Jr., Charles E., System and method for crediting loyalty program points and providing loyalty rewards by use of an electronic tag.
  330. Alarcon-Luther, Melissa; Fellner, Debra C.; Sabloff, Barry M.; Schell, III, Frank Charles; Mesrobian, Peter Mark; Griffin, Ginger; Dorion, Michelle; Karris, Gus, System and method for currency selectable stored value instrument.
  331. Scroggie, Michael C.; Rochon, David A.; Banker, David W.; Gardenswartz, Will, System and method for distributing information through cooperative communication network sites.
  332. Scroggie, Michael C.; Rochon, David A.; Banker, David W.; Gardenswartz, Will, System and method for distributing information through cooperative communication network sites.
  333. Andre Guthrie ; Mark Silva ; Allen Swofford, System and method for electronically managing and redeeming coupons.
  334. Sanders, Shelley F.; Bowers, Theodore, System and method for funding a collective account.
  335. Schwarz, Jr., Charles E., System and method for funding a collective account by use of an electronic tag.
  336. Schwarz, Jr., Charles E., System and method for funding a collective account by use of an electronic tag.
  337. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
  338. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
  339. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
  340. Schwarz, Jr.,Charles E., System and method for funding a collective account by use of an electronic tag.
  341. Maskatia, Imran; Rubinstein, Jason, System and method for generating notifications related to new media.
  342. Jacoves, Peter G.; Hall, William Y.; Mains, Karla J.; Naul, Charles H., System and method for generating price-per-gallon discounts for fuel.
  343. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
  344. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
  345. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
  346. Taylor, Robert Cameron; Pilarcik, Jeffrey J.; Ley, Paula M., System and method for granting promotional rewards to both customers and non-customers.
  347. Strock, Bradley R.; Hooper, Lynn; Glavin, Eugene M.; Bressler, Beth L., System and method for granting promotional rewards to credit account holders.
  348. Strock, Bradley R.; Hooper, Lynn; Glavin, Eugene M.; Bressler, Beth L., System and method for granting promotional rewards to credit account holders.
  349. Sheley, William S., System and method for granting promotional rewards to financial account holders.
  350. Tamir, Asaf; Sege, Alan; Dvash, Nir; Altman, Nathan; Atsmon, Alon, System and method for identifying and/or authenticating a source of received electronic data by digital signal processing and/or voice authentication.
  351. Tamir, Asaf; Sege, Alan; Dvash, Nir; Altman, Nathan; Atsmon, Alon, System and method for identifying and/or authenticating a source of received electronic data by digital signal processing and/or voice authentication.
  352. Kepecs, Jonathan, System and method for inverted promotions.
  353. Kepecs, Jonathan, System and method for inverted promotions.
  354. Borgia,Evelyn; Miller,Jodi; De Gottal,Graham; O'Connor,Christine, System and method for managing global risk.
  355. Breslin, Jodi; Borgia, Evelyn; de Gottal, Graham, System and method for managing risks associated with outside service providers.
  356. Hale, Tim, System and method for managing vending inventory.
  357. Haines, Mark; Ferrell, Raymond R; Ariff, Fauziah B; Voltmer, Theodore S, System and method for monitoring consumer purchasing activity.
  358. Feingold, Vincent, System and method for multi-dimensional risk analysis.
  359. Ariff, Fauziah B.; Voltmer, Theodore S.; Antonucci, Donna A.; Greenhut, Scott M.; Hayes, John; Sneddon, Kendall; Ciccarone, Christine D.; Ewell, Jason; Lam, Johnson; Zaiac, Joanne; Lang, Laura; Bharwani, Seraj; Zeisser, Michel P.; Fernandes, Joseph; Segal, Elizabeth Hilton, System and method for networked loyalty program.
  360. Ariff, Fauziah B.; Voltmer, Theodore S.; Antonucci, Donna A.; Greenhut, Scott M.; Hayes, John; Sneddon, Kendall; Ciccarone, Christine D.; Ewell, Jason; Lam, Johnson; Zaiac, Joanne; Lang, Laura; Bharwani, Seraj; Zeisser, Michel P.; Fernandes, Joseph; Segal, Elizabeth Hilton, System and method for networked loyalty program.
  361. Ariff, Fauziah B.; Voltmer, Theodore S.; Antonucci, Donna A.; Greenhut, Scott M.; Hayes, John; Sneddon, Kendall; Ciccarone, Christine D.; Ewell, Jason; Lam, Johnson; Zaiac, Joanne; Lang, Laura; Bharwani, Seraq; Zeisser, Michel P.; Fernandes, Joseph; Segel, Elizabeth Hilton, System and method for networked loyalty program.
  362. Ariff, Fauziah B; Voltmer, Theodore S; Antonucci, Donna A; Greenhut, Scott M; Hayes, John; Sneddon, Kendall; Ciccarone, Christine D; Ewell, Jason; Lam, Johnson; Zaiac, Joanne; Lang, Laura; Bharwani, Seraq; Zeisser, Michel P; Fernandes, Joseph; Segel, Elizabeth Hilton, System and method for networked loyalty program.
  363. Ariff, Fauziah B; Voltmer, Theodore S; Antonucci, Donna A; Greenhut, Scott M; Hayes, John; Sneddon, Kendall; Ciccarone, Christine D; Ewell, Jason; Lam, Johnson; Zaiac, Joanne; Lang, Laura; Bharwani, Seraq; Zeisser, Michel P; Fernandes, Joseph; Segel, Elizabeth Hilton, System and method for networked loyalty program.
  364. Haines,Mark; Ferrell,Raymond R.; Ariff,Fauziah; Voltmer,Theodore S., System and method for networked loyalty program.
  365. Voltmer, Theodore S.; Ariff, Fauziah B., System and method for networked loyalty program.
  366. Voltmer, Theodore S.; Ariff, Fauziah B., System and method for networked loyalty program.
  367. Voltmer,Theodore S.; Ariff,Fauziah B., System and method for networked loyalty program.
  368. Voltmer,Theodore S.; Ariff,Fauziah B., System and method for networked loyalty program.
  369. Voltmer,Theodore S.; Ariff,Fauziah B., System and method for networked loyalty program.
  370. Das, Jayanta, System and method for offering risk-based interest rates in a credit instrument.
  371. Das, Jayanta, System and method for offering risk-based interest rates in a credit instutment.
  372. Hoersten,Eric; Lowe,J. Mitch, System and method for offline vending of a media product.
  373. Smith, Thomas Franklin; Martinka, William; Polubinski, Jim, System and method for optimizing utilization of inventory space for dispensable articles.
  374. Smith, Thomas Franklin; Martinka, William; Polubinski, Jim, System and method for optimizing utilization of inventory space for dispensable articles.
  375. Smith, Thomas Franklin; Martinka, William; Polubinski, Jr., Jim, System and method for optimizing utilization of inventory space for dispensable articles.
  376. Smith, Thomas Franklin; Martinka, William; Polubinski, Jr., Jim, System and method for optimizing utilization of inventory space for dispensable articles.
  377. Singh, Shantnu, System and method for processing payment transaction receipts.
  378. Singh, Shantnu, System and method for processing payment transaction receipts.
  379. Sorem, Steve, System and method for processing transactions.
  380. Bednarek, Michael David, System and method for promoting commerce, including sales agent assisted commerce, in a networked economy.
  381. Satyavolu, Ramakrishna V.; Kothari, Samir; Daredia, Shehzad, System and method for providing a savings opportunity in association with a financial account.
  382. Satyavolu, Ramakrishna V.; Kothari, Samir; Daredia, Shehzad, System and method for providing a savings opportunity in association with a financial account.
  383. Hamilton, Stacy M.; Rossiter, Janet L., System and method for providing promotional pricing.
  384. Scroggie, Michael C.; Kacaba, Michael E.; Rochon, David A.; Diamond, David M., System and method for providing shopping aids and incentives to customer through a computer network.
  385. Scroggie, Michael C.; Kacaba, Michael E.; Rochon, David A.; Diamond, David M., System and method for providing shopping aids and incentives to customers through a computer network.
  386. Scroggie,Michael C.; Kacaba,Michael E.; Rochon,David A.; Diamond,David M., System and method for providing shopping aids and incentives to customers through a computer network.
  387. Satyavolu, Ramakrishna; Kothari, Samir; Daredia, Shehzad, System and method for providing socially enabled rewards through a user financial instrument.
  388. Bowers, Brad; Maskatia, Imran; Rubinstein, Jason, System and method for providing the identification of geographically closest article dispensing machines.
  389. Lowe, J. Mitch; Hoersten, Eric; Hamilton, Devin, System and method for regulating vendible media products.
  390. Lowe, J. Mitch; Hoersten, Eric; Hamilton, Devin, System and method for regulating vendible media products.
  391. Ariff, Fauziah B.; Bishop, Fred; Neemann, Trey; Voltmer, Theodore S., System and method for securing data through a PDA portal.
  392. Bishop, Fred; Neemann, Trey; Voltmer, Theodore S; Ariff, Fauziah B, System and method for securing data through a PDA portal.
  393. Polubinski, Jr., Jim; Ptacek, William, System and method for simultaneous article retrieval and transaction validation.
  394. Maskatia, Imran; Rubinstein, Jason, System and method for substituting a media article with alternative media.
  395. Antonucci, Donna; Voltmer, Theodore S., System and method for the real-time transfer of loyalty points between accounts.
  396. Antonucci,Donna; Voltmer,Theodore S., System and method for the real-time transfer of loyalty points between accounts.
  397. Antonucci, Donna A.; Voltmer, Theodore S., System and method for the transfer of loyalty points.
  398. Senghore, Medina J.; Thomas, Tracey R.; Ariff, Fauziah, System and method for tiered filtering of purchase transactions.
  399. Senghore, Medina J.; Thomas, Tracey R.; Ariff, Fauziah, System and method for tiered filtering of purchase transactions.
  400. Rau, Scott W.; Bertetti, Scott Philp; Beechum, Jr., Gerald A., System and method for transponder-enabled account transactions.
  401. Fellner,Debra C., System and method for using a stored value account having subaccount feature.
  402. Chien, Emily; Sanchez, Trish; Saunders, Daniela; Wiseman, Jill; Balagopal, C R; Kinderknecht, Al; Parson, Jon W.; Preston, Ray, System and method for using loyalty rewards as currency.
  403. Lowe, J. Mitch, System and method for vending vendible media products.
  404. Lowe, J. Mitch, System and method for vending vendible media products.
  405. Chen, Lianghan; Correll, Kevin; Telyaz, Leon; Pivnick, Nicole E., System and method of notifying user near point of sale location of available rewards at the point of sale location.
  406. Walker, Jay S.; Jorasch, James A.; Van Luchene, Andrew S., System and process for local acquisition of products priced online.
  407. Freund, Peter C., System and process for performing purchase transactions using tokens.
  408. Arthur, Steven E., System for activation of multiple cards.
  409. Arthur, Steven E., System for activation of multiple cards.
  410. Arthur, Steven E., System for activation of multiple cards.
  411. Gangi, Frank J., System for associating identification and personal data for multiple magnetic stripe cards or other sources to facilitate a transaction and related methods.
  412. Gangi,Frank J., System for associating identification and personal data for multiple magnetic stripe cards or other sources to facilitate a transaction and related methods.
  413. Walker, Jay S.; Jorasch, James A.; Tedesco, Daniel E.; Tulley, Stephen C.; Palmer, Timothy A.; Sammon, Russell Pratt; Packes, Jr., John M.; Gelman, Geoffrey M.; Maschoff, Kurt M.; Golden, Andrew M.; Kobayashi, Michiko, System for providing offers using a billing statement.
  414. Walker, Jay S.; Jorasch, James P.; Tedesco, Daniel E.; Tulley, Stephen C.; Palmer, Timothy A.; Sammon, Russell P.; Packes, John M.; Gelman, Geoffrey M.; Maschoff, Kurt M.; Golden, Andrew P.; Koabayashi, Michiko, System for providing offers using a billing statement.
  415. Walker, Jay S.; Tedesco, Daniel E., System for vending physical and information items.
  416. Walker, Jay S.; Tedesco, Daniel E., System for vending physical and information items.
  417. Segura, Michele, Systems and methods for automated benefit verification and application.
  418. Segura, Michele, Systems and methods for automated benefit verification and application.
  419. Segura, Michele, Systems and methods for automated benefit verification and application.
  420. Segura, Michele, Systems and methods for automated benefit verification and application.
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  422. Segura, Michele, Systems and methods for automated reward redemption.
  423. Segura, Michele, Systems and methods for automated reward redemption.
  424. Segura, Michele, Systems and methods for automated reward redemption.
  425. Warner, Shannon L.; Black, Marc R.; Mellas, Lisa; Mazour, James L.; Viswanathan, Rajkumar; Salters, Michael D.; Berg, Glenda L.; Bailey, Ann Elizabeth; Greeder, Michael T., Systems and methods for providing a user incentive program using circuit chip technology.
  426. Warner, Shannon L; Black, Marc R; Mellas, Lisa; Mazour, James L; Viswanathan, Rajkumar; Salters, Michael D; Berg, Glenda L; Bailey, Ann Elizabeth; Greeder, Michael T, Systems and methods for providing a user incentive program using smart card technology.
  427. Loomis, Daniel, Systems and methods for providing offers using a mobile device.
  428. Loomis, Daniel, Systems and methods for providing offers using a mobile device.
  429. Loomis, Daniel, Systems and methods for providing offers using a mobile device.
  430. Loomis, Daniel, Systems and methods for providing offers using a mobile device.
  431. Loomis, Daniel, Systems and methods for providing offers using a mobile device.
  432. Everhart, Glenn Cobourm, Systems and methods for time variable financial authentication.
  433. Carlson, Mark; Faith, Patrick, Systems and methods for visual representation of offers.
  434. Granville, III, Walter J., Systems and methods to communicate offer options via messaging in real time with processing of payment transaction.
  435. Yoder, Jeanette; Byce, Charles Raymond; Winters, Michelle Eng, Systems and methods to optimize media presentations using a camera.
  436. Fordyce, III, Edward W.; Winters, Michelle Eng; Amaro, Leigh, Systems and methods to provide intelligent analytics to cardholders and merchants.
  437. Clyne, Andrew, Systems and methods to provide offers to travelers.
  438. Clyne, Andrew, Systems and methods to provide offers to travelers.
  439. Woodward, Gregory Charles; Woodward, Harold Irving, Systems for providing returns on rebated items at a point-of-sale.
  440. Zhai, Shumin; Chelba, Ciprian Ioan, Touch keyboard using language and spatial models.
  441. Gailey, Michael L.; Portman, Eric A.; Burgiss, Michael J.; Holmes, Chad S.; Smith, Angela King, Tracking purchases in a location-based services system.
  442. Field, Manning R.; Reinhard, Walter Brent, Transaction device.
  443. Paul,Charles Frederic; Chetty,Vijay R., Universal club card and real-time coupon validation.
  444. McGhie, Sean I.; Buchheit, Brian K., User interface for the exchange of non-negotiable credits for entity independent funds.
  445. Simons, Paul, Variable rate payment card.
  446. Simons, Paul, Variable rate payment card.
  447. Walker, Jay S.; Tedesco, Daniel E.; Van Luchene, Andrew S.; Bemer, Keith, Vending machine system and method for encouraging the purchase of profitable items.
  448. Walker,Jay S.; Tedesco,Daniel E.; Van Luchene,Andrew S.; Bemer,Keith, Vending machine system and method for encouraging the purchase of profitable items.
  449. Gangi, Frank J., Wallet consolidator and related methods of processing a transaction using a wallet consolidator.
  450. Gangi, Frank, Wallet consolidator to facilitate a transaction.
  451. Gangi, Frank J., Wallet consolidator to facilitate a transaction.
  452. Myers, Joan; Garrison, Sara; Carlson, Mark, Wireless payment method and systems.
  453. Myers, Joan; Garrison, Sara; Carlson, Mark, Wireless payment method and systems.
  454. Myers, Joan; Garrison, Sara; Carlson, Mark, Wireless payment method and systems.
  455. Myers, Joan; Garrison, Sara; Carlson, Mark S., Wireless payment method and systems.
  456. Myers,Joan; Garrison,Sara; Carlson,Mark Steven, Wireless payment method and systems.
  457. Myers, Joan; Garrison, Sara, Wireless portable consumer electronics device facilitating multi-range transactions.
  458. Kulakowski,Robert T.; Marshall,Robert; Rogers,George, Wireless system for broadcasting, receiving and printing packets of information.
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