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Methods and systems for computerized bill consolidating, billing and payment authorization, computerized utility bill co 원문보기

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06F-017/60
출원번호 US-0984708 (1997-12-03)
발명자 / 주소
  • Crooks Gerry
  • Genzberger Janna
  • Arnhold Ed
  • Battista John
  • Boni Ken
  • Miller Dave
  • Feichtner Mark
  • Kippenhan Larry
  • Nanto Shawn
  • Orr Teri
  • Bowers Dan
출원인 / 주소
  • Avista Advantage, Inc.
대리인 / 주소
    Wells, St. John, Roberts, Gregory & Matkin, P.S.
인용정보 피인용 횟수 : 302  인용 특허 : 22

초록

Computerized billing and payment authorization methods and systems are described. In one aspect, a host system includes a database in which information associated with a billable entity from which payment is to be received is stored. Billing information is received from a billing entity and is assoc

대표청구항

[ We claim:] [1.] A computerized billing and payment authorization method comprising:defining a database in a host computer;storing in said database information associated with a billable entity from which payment authorization is to be received;receiving billing information into said host computer

이 특허에 인용된 특허 (22)

  1. Pickering Richard E. (New York NY), Automated billing consolidation system and method.
  2. Pickering Richard E. (New York NY), Automated billing consolidation system and method.
  3. Perazza Justin J. (1 Stag\s Leap Ct. Vincentown NJ 08088-9041), Automated customer initiated entry remittance processing system.
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  5. Cauffman Lynn S. (Indianapolis IN) Thompson Jeffrey N. (Indianapolis IN) Cauffman John M. (Indianapolis IN), Billing system with data indexing.
  6. Teicher Mordechai (9 Gordon St. Kfar Saba 44260 ILX), Credit card system including a central unit and a plurality of local units for conducting low-cost transactions.
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  11. Peirce Roger (Los Altos CA), Loss control system.
  12. Levine Jack (Agoura Hills CA) Brandt Priscilla C. (San Mateo CA) Jackson Nydia (Redwood City CA) Johnson David L. (Woodside CA) Clark Helen (Mill Valley CA), Method and apparatus for distributing currency.
  13. Dedrick Rick, Method and apparatus for dynamically customizing electronic information to individual end users.
  14. Lawlor Matthew P. (Washington DC) Carmody Timothy E. (McLean VA), Method and system for remote delivery of retail banking services.
  15. Goldman Jonathan (Menlo Park CA) Saperstein Garry (Sunnyvale CA), Method and system for user authorization over a multi-user computer system.
  16. Bucci Joseph J. (9 Carlisle Ct. Hazlet NJ 07730), Method for the consolidation summarization and transmission of a plurality of mailable materials.
  17. Pitts W. Hampton (Nashville TN) Thomas Ronald G. (Nashville TN), Monitoring and reporting system for remote terminals.
  18. Kight Peter J. (Dublin OH) Johnson Mark A. (Dublin OH) Christenson Tamara K. (Gahanna OH) Lach Regina (Galena OH) Pointer Philip (Columbus OH) Cook Kenneth (Gahanna OH), System and method for electronically providing customer services including payment of bills, financial analysis and loan.
  19. Anderson Milton M. (Fair Haven NJ), System and method for paying bills electronically.
  20. Dedrick Rick, System for automatically updating personal profile server with updates to additional user information gathered from mon.
  21. Francini Joseph P. (Castro Valley CA) Asbo Einar L. (Mill Valley CA) Boston Vincent (San Mateo CA), Transaction card with magnetic stripe emulator.
  22. Boston Vincent (San Mateo CA) Boggan Elvis W. (Concord CA) Asbo Einar L. (Mill Valley CA), Transaction system with off-line risk assessment.

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  173. Ganesan, Ravi, Notification of the availability of electronic bills.
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  177. Gross, Mitchell I., Payment certification string and related electronic payment system and method.
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  179. Rielly, William S.; Erlich, Leslie D.; Acharya, Ravi; Goldman, Dmitry, Personalized bank teller machine.
  180. Benson, Glenn Stuart; Calaceto, Joseph R.; Logar, Russell M., Portable security transaction protocol.
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  185. Zito, Sean, Reuse of an EBP account through alternate authentication.
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  187. Jemella, Donald F.; Montevago, Franca; Mannino, John J; Mirabella, Loretta, Service charge adjustment platform.
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  200. Brown, Karen Lavern; Manarky, Lisa Kim, System and method for electronic bill pay and presentment.
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  205. Warren, Mary Carter; Barrett, Donna M.; Schmitt, Donald H.; Ehemann, Karen R., System and method for establishing or modifying an account with user selectable terms.
  206. Warren, Mary Carter; Fredman, Marc L.; Hoechst, Kimberly L.; Filak, Douglas A.; Steckart, James C.; Blossom, George W.; Jacobs, Ron E.; Barrett, Donna M.; Schmitt, Donald H.; Strock, Bradley R.; Witsil, Kathleen H.; Ehemann, Karen R.; Dowidchuck, Katrina, System and method for establishing or modifying an account with user selectable terms.
  207. Warren, Mary Carter; Fredman, Marc L.; Hoechst, Kimberly L.; Filak, Douglas A.; Steckart, James C.; Blossom, George W.; Jacobs, Ron E.; Barrett, Donna M.; Schmitt, Donald H.; Strock, Bradley R.; Witsil, Kathleen H.; Ehemann, Karen R.; Dowidchuck, Katrina, System and method for establishing or modifying an account with user selectable terms.
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  210. Read, Matthew J.; Ames, Craig S.; Nangia, Vinit; Lobashov, Pavel; Lam, Josiah, System and method for generating and managing administrator passwords.
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  212. Allen, Brian J.; Buroker, Bruce A.; Flood, John P.; Gentz, Scott A.; Lidman, Gina M.; Teichman, William J., System and method for generating graphical user interface.
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  214. Mount, Cheryl; Pradhan, Akshay; Tucker, Sheryl F.; Garvey, Danielle O.; Barry, Dennis C.; Goodwin, Brenda; Radvanyi, Tammy; O'Brien, Linda M., System and method for generating magnetic ink character recognition (MICR) testing documents.
  215. Pletz, Tracy; Callahan, William T., System and method for integrated customer management.
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  219. Hirka, Jeffrey L.; Fox, Steven J., System and method for linked account having sweep feature.
  220. Burke, John, System and method for marketing sponsored energy services.
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  224. Benson, Glenn Stuart; Croston, Sean, System and method for partner key management.
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  226. Skingle, Bruce James, System and method for portal infrastructure tracking.
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  228. Everhart, Glenn C., System and method for preventing identity theft or misuse by restricting access.
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  232. Sheehan, Mark; Wallace, William; Knackstedt, Lee, System and method for processing mircotransactions.
  233. Pletz, Tracy; Rochford, Joseph, System and method for processing qualified healthcare account related financial transactions.
  234. Field, Manning R.; Reinhard, Walter Brent, System and method for processing transactions using a multi-account transactions device.
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  236. Field, Manning R.; Reinhard, Walter Brent; Keld, Marcia, System and method for processing transactions using a multi-account transactions device.
  237. Schultz, Roger Stephen, System and method for providing automated secondary purchase opportunities to consumers.
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  239. Rosko, Robert; Gudipati, Jayashree, System and method for providing customers with seamless entry to a remote server.
  240. Rosko,Robert; Ampani,Kumar, System and method for providing customers with seamless entry to a remote server.
  241. Bowers, Theodore J; Ilijasic, Dean; Sanders, Shelley F., System and method for providing discriminated content to network users.
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  243. Gendler,Joseph, System and method for providing funding approval associated with a project based on a document collection.
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  245. Evans, Steven E.; Pierce, Suzanne Dallmeyer, System and method for providing supplemental payment or transaction information.
  246. Fei, Huchen; Yang, Dong; Hong, Xiao, System and method for rapid updating of credit information.
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  249. Lehman, Dean K.; McCullough, Joseph R.; Orth, Nancy A., System and method for sending money via E-mail over the internet.
  250. Miller, Lawrence R; Trenholm, Martin J., System and method for single session sign-on.
  251. Skingle,Bruce James, System and method for single session sign-on with cryptography.
  252. Ellmore, Kimberly, System and method for single sign on process for websites with multiple applications and services.
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