초록 ▼

A method of space efficient electronic payments. A customer initiates an electronic transaction by transmitting a request for payment information to a seller. In response, the customer receives from the seller the payment information needed to generate an electronic payment. The customer determines

A method of space efficient electronic payments. A customer initiates an electronic transaction by transmitting a request for payment information to a seller. In response, the customer receives from the seller the payment information needed to generate an electronic payment. The customer determines the reliability of the payment information by authenticating it. If the payment information is authenticated, then the customer generates an electronic payment using the payment information and a master key unknown to the seller. Finally, the customer transmits the electronic payment to the seller along with a request for desired goods and/or services.

대표청구항 ▼

[ What is claimed is:] [1.] A space efficient method of electronic payments using a machine having a memory, the memory storing a master key, the master key being unknown to a seller, the method comprising:a) transmitting a request for payment information to the seller;b) receiving from the seller t

[ What is claimed is:] [1.] A space efficient method of electronic payments using a machine having a memory, the memory storing a master key, the master key being unknown to a seller, the method comprising:a) transmitting a request for payment information to the seller;b) receiving from the seller the payment information; the payment information including a value of a payment index and an initializing payment;c) authenticating the payment information received from the seller;d) if the payment information is authenticated, generating an electronic payment using the master key and the payment information; ande) transmitting to the seller a request and the electronic payment.