초록 ▼

An architecture that provides a server that communicates bidirectionally with a gateway over a first communication link, over which service requests flow to the server for one or more merchants and/or consumers is disclosed. Service requests are associated with a particular merchant based on storefr

An architecture that provides a server that communicates bidirectionally with a gateway over a first communication link, over which service requests flow to the server for one or more merchants and/or consumers is disclosed. Service requests are associated with a particular merchant based on storefront visited by a consumer or credentials presented by a merchant. Service requests result in merchant specific transactions that are transmitted to the gateway for further processing on existing host applications. By presenting the appropriate credentials, the merchant could utilize any other computer attached to the Internet utilizing a SSL or SET protocol to query the vPOS system remotely and obtain capture information, payment administration information, inventory control information, audit information and process customer satisfaction information.

대표청구항 ▼

[ What is claimed is:] [14.] An apparatus for accepting or denying a payment method using a first and a second computer connected to a network, the apparatus comprising:(a) means for entering client information including said payment method;(b) means for establishing a communication link between sai

[ What is claimed is:] [14.] An apparatus for accepting or denying a payment method using a first and a second computer connected to a network, the apparatus comprising:(a) means for entering client information including said payment method;(b) means for establishing a communication link between said first and said second computer via said network;(c) means for encrvpting said client information to substantially comply with a third party secure protocol;(d) means for transmitting said encrypted client information to said second computer via said communication link;(e) means for decrypting said encrypted client information;(f) means for determining whether to accept or deny said payment method based on said decrypted client information; and(g) means for transmitting a response to said first computer via said communication link wherein said response recommends acceptance or denial of said payment method.