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Interactive mortgage and loan information and real-time trading system

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06F-017/00
출원번호 US-0928559 (1997-09-12)
발명자 / 주소
  • Fraser Stephen K.
  • Adiga Sadashiv
  • Payankannur Suresh
출원인 / 주소
  • IMX Mortgage Exchange
대리인 / 주소
    Swernofsky Law Group
인용정보 피인용 횟수 : 421  인용 특허 : 12

초록

The invention provides a method and system for trading loans in real time by making loan applications, such as home mortgage loan applications, and placing them up for bid by a plurality of potential lenders. A transaction server maintains a database of pending loan applications and their statuses;

대표청구항

[ We claim:] [1.] A method for processing loan applications, said method including the steps of maintaining a database of pending loan applications and their statuses at a database server, wherein each party to a loan can search and modify that database consistent with their role in the transaction

이 특허에 인용된 특허 (12)

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  12. Lloyd Clarke B. (4710 N. Marine Dr. ; Ste. 23A Chicago IL 60613), System and method for implementing and administering a mortgage plan.

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  192. Behmoiras, Ralph J.; Erbey, William C.; Castner, Arthur J.; Kennedy, Christopher; Reno, Keith S., Method and system for vendor management.
  193. Cole,James A., Method for automatically processing a financial loan application and the system thereof.
  194. Freeman,Charles J.; Xue,Xingxiong, Method for mortgage and closed end loan portfolio management.
  195. Lawrence, David, Method for retrieving data stored in a database.
  196. Holden, Steven J.; Price, Randall K.; Simpson, Mark T.; Coughlin, Kagan E., Method of and system for evaluating an appraisal value associated with a loan.
  197. Allin, Patrick J.; Eichhorn, William H.; Cherry, Charles C., Method of and system for evaluating financial risk associated with a construction project.
  198. Allin, Patrick J.; Eichhorn, William H.; Cherry, Charles C., Method of and system for evaluating financial risk associated with a construction project.
  199. Childress, Allen B.; Spann, Allison W., Method of generating a graphical display of a business rule with a translation.
  200. Goldman, Neal D., Method of identifying potential targets for a capital transaction.
  201. Childress,Allen B.; Spann,Allison W., Method of modifying a business rule while tracking the modifications.
  202. Fralic, Donald R., Method of on-line auctioning for leases.
  203. Herzog, James P., Method of sequential kernel regression modeling for forecasting and prognostics.
  204. Johnson,Christopher Donald; Keyes,Tim Kerry; Edgar,Marc Thomas; Pisupati,Chandrasekhar; Steward,William Cree, Methods and apparatus for automated underwriting of segmentable portfolio assets.
  205. Bodi, Dave J.; Spellins, Randall J.; Drescher, Rick; Matheson, Michael I.; Fouts, Noel F., Methods and systems for asset/loan management and processing.
  206. Finch, Steven W.; Wu, Donnie; Vendatharamanujam, Jayashree, Methods and systems for auto expanding vendor selection.
  207. Coleman, Donald P., Methods and systems for automated data collection and analysis.
  208. Coleman,Donald P., Methods and systems for automated data collection and analysis for use in association with asset securitization.
  209. Egnatios, Rockne; Byal, Amy B.; Marineau, Gerard; Evans, Jr., Robert L., Methods and systems for opening and funding a financial account online.
  210. Egnatios, Rockne; Byal, Amy B.; Marineau, Gerard; Evans, Jr., Robert L., Methods and systems for opening and funding a financial account online.
  211. Shachar, Haggai; Deichert, Jr., Robert William, Methods and systems for presenting specialized content using campaign metrics.
  212. Lawrence, David, Methods and systems for retrieving data stored in a database.
  213. Lawrence, David, Methods and systems for retrieving data stored in a database.
  214. Lawrence, David, Methods and systems for retrieving data stored in a database.
  215. Lawrence, David, Methods and systems for retrieving data stored in a database.
  216. Lawrence, David, Methods and systems for retrieving data stored in database.
  217. Kennedy, Christopher; Hurley, Bryan, Methods and systems for vendor assurance.
  218. Herzog, James P., Monitoring method using kernel regression modeling with pattern sequences.
  219. Herzog, James P., Monitoring system using kernel regression modeling with pattern sequences.
  220. Callow, Todd Andrew; Bhatia, Sumeet; Fan, Duke Tsao-Ming; Kramer, David; Mitchell, Bruce; Smith, Vaughan Allan; Stewart, Susan; Williams, Clifton Ray, Mortgage and real estate data integration and presentation system.
  221. McDonald, Russell W.; McDonald, II, Russell W., Mortgage loan and financial services data processing system.
  222. McDonald,Russell W.; McDonald, II,Russell W., Mortgage loan and financial services data processing system.
  223. Kemper, John L.; Nolan, III, William R., Mortgage loan commitment system and method.
  224. McDonald, Russell W.; McDonald, II, Russell W., Mortgage loan data collection method and apparatus for a financial planning originator and/or financial institution originator of a mortgage loan.
  225. McDonald,Russell W.; McDonald, II,Russell W., Mortgage loan data collection method and apparatus for a financial planning originator and/or financial institution originator of a mortgage loan.
  226. McDonald, Russell W.; McDonald, II, Russell W., Mortgage loan data processing system and method for a loan broker.
  227. McDonald,Russell W.; McDonald, II,Ronald W., Mortgage loan data processing system and method for a loan broker.
  228. Haller, Eric; Kent, Kelly, Multi-bureau credit file freeze and unfreeze.
  229. Haller, Eric; Kent, Kelly, Multi-bureau credit file freeze and unfreeze.
  230. Haller, Eric; Kent, Kelly, Multi-bureau credit file freeze and unfreeze.
  231. Haller, Eric; Kent, Kelly, Multi-bureau credit file freeze and unfreeze.
  232. Wait, Julian F.; Knifton, Jess V., Multiple policy claims processing.
  233. Dhar,Kuldeep K.; Ahles,James; Dhar,Anupa, Object based workflow system and method.
  234. Barak, Matan; Kehat, Arnon-Naftally; Yagil, Noam, Occasionally-connected computing interface.
  235. Barak, Matan; Kehat, Arnon-Naftally; Yagil, Noam, Occasionally-connected computing interface.
  236. Lascelles, Scott; Ludlam, Jay; Chang, Ricky; Meeks, Eric R., On-line balance transfers.
  237. Ireland, Leigh-Anne T.; Strand, Marilyn; Goldberg, Michele; Winzer, Etienne, On-line higher education financing system.
  238. Ireland, Leigh-Anne T; Strand, Marilyn; Goldberg, Michele; Winzer, Etienne, On-line higher education financing system.
  239. Ireland, Leigh-Anne T; Strand, Marilyn; Goldberg, Michele; Winzer, Etienne, On-line higher education financing system.
  240. Ireland, Leigh-Anne T; Strand, Marilyn; Goldberg, Michele; Winzer, Etienne, On-line higher education financing system.
  241. Ireland,Leigh Anne T.; Strand,Marilyn; Goldberg,Michele; Winzer,Etienne, On-line higher education financing system.
  242. Chandran, Rohan K. K.; Rodenbusch, Richard; Mendelovich, Shawn, Online credit card prescreen systems and methods.
  243. Novak, Christopher S.; D'Angelo, Michael; Giancola, Tom, Online interactive and partner-enhanced credit card.
  244. Tealdi, Daniel A.; DeArmey, Matthew S.; Leung, Dickson, Online mortgage approval and settlement system and method therefor.
  245. Tealdi, Daniel A.; DeArmey, Matthew S.; Leung, Dickson, Online mortgage approval and settlement system and method therefor.
  246. Hu, Limin; Khanpour, Babak; Wu, Ting-Hu, Online system for fulfilling loan applications from loan originators.
  247. Hu,Limin; Khanpour,Babak; Wu,Ting Hu, Online system for fulfilling loan applications from loan originators.
  248. Wasser, Jeremy; Felice-Steele, Michelle; Nies, Melinda; Giltner, Luke, Presentation of credit score factors.
  249. Arpin, Jeffrey L.; Dick, Michael W.; Edgar, Thomas P.; Hunt, Brian, Property investment rating system and method.
  250. Arpin, Jeffrey L.; Dick, Michael W.; Edgar, Thomas P.; Hunt, Brian, Property investment rating system and method.
  251. Kapczynski, Mark Joseph, Providing credit data in search results.
  252. Pettersen, Per, Ranking system using instant post-transaction surveying of transaction judges.
  253. Price, Eric S.; Delehey, P. Brent; Green, Geoffrey D.; Berube, David J., Readership information delivery system for electronically distributed investment research.
  254. Mendelovich, Michael S.; Rodenbusch, Richard; Orecchia, Jb G., Real-time marketing of credit-based goods or services.
  255. Cassidy, Henry James; Horne, David Kevin; Yang, Tyler Taile; McMurray, John Patrick, Risk-based reference pool capital reducing systems and methods.
  256. Hines, J. Wesley, Robust distance measures for on-line monitoring.
  257. Britti, Michael A.; Mauseth, Michael Jon; Springer, Joel R.; Thornley, Robert D., Screening using a personal identification code.
  258. Kapczynski, Mark Joseph; Dean, Michael John, Storage and maintenance of personal data.
  259. Ojha,Subhasis; Tom,Rickey T; Bhide,Abhijig A; Murugan,Arvindh, Synchronization of planning information in a high availability planning and scheduling architecture.
  260. Louie, Edmund H.; Campbell, Michael X., Syndication loan administration and processing system.
  261. Lewis, Jr., Harold; Amos, Tracey G.; Anders, Eric Ronald; Armstrong, Nitirwork; Credle, Jr., Sidney Vince; Davis, Terri Lynn; King, Thomas L.; Phillips, Gregory Joseph; Sahadi, Robert John, System and method for acquiring a mortgage loan.
  262. Kennedy,Brian M.; Burchett,Christopher D., System and method for allocating manufactured products to sellers.
  263. Semret, Nemo; Lazar, Aurel, System and method for allocating resources using spot market and derivative market techniques.
  264. Lee, Eugene M., System and method for analyzing library of legal analysis charts.
  265. Shachar, Haggai; Nechmad, Shahar, System and method for applying tracing tools for network locations.
  266. Celka, Christopher J.; Rojas, Cristian R., System and method for automated detection of never-pay data sets.
  267. Celka, Christopher J.; Rojas, Cristian R., System and method for automated detection of never-pay data sets.
  268. Riseman,Milton, System and method for automatically processing loan applications.
  269. Gindlesperger, William A, System and method for competitive pricing and procurement of customized goods and services.
  270. Gindlesperger, William A., System and method for competitive pricing and procurement of customized goods and services.
  271. Gindlesperger,William A., System and method for competitive pricing and procurement of customized goods and services.
  272. Buisman,William J.; Cohen,Gary; Fox,Steven R.; Kruse,Charles; Sulpizio,Christine, System and method for converting information on paper forms to electronic data.
  273. Kemper, John L.; Simonds, Jr., John A.; Mathewson, Mark D.; Singh, Navdeep, System and method for creating and tracking agreements for selling loans to a secondary market purchaser.
  274. Kemper,John L.; Simonds, Jr.,John A.; Mathewson,Mark D.; Singh,Navdeep, System and method for creating and tracking agreements for selling loans to a secondary market purchaser.
  275. Dell Orfano, Michael, System and method for creating electronic real estate registration.
  276. Orfano, Michael Dell, System and method for creating electronic real estate registration.
  277. Karidi, Ron; Shalom, Dan Bar; Zucker, Amir; Goldberg, Tal; Mermelstein, Joseph, System and method for design and dynamic generation of a web page.
  278. Karidi, Ron; Shalom, Dan Bar; Zucker, Amir; Goldberg, Tal; Mermelstein, Joseph, System and method for design and dynamic generation of a web page.
  279. Wolfe,Brian, System and method for displaying messages using a messages table.
  280. Parent,Brent C.; Suhy, Jr.,Andy F.; Roth,Aaron J.; O'Brien,Patrick, System and method for disposing of assets.
  281. Lavi, Asaf; Dimenstein, Efim; Campo, Eli, System and method for dynamically enabling customized web content and applications.
  282. Rieger, Robert; Lowery, Thomas Tyson; Dunn, Catherine M., System and method for evaluating real estate transactions.
  283. Wolfe,Brian; Spann,Allison W., System and method for externalization of formulas for assessing damages.
  284. Jones, Gregory; Spann, Allison W., System and method for externalization of rules for assessing damages.
  285. Barak, Matan; Schorzman, Julius; Ninio, Nir Holtzman; Goldstein, Uri, System and method for facilitating communication.
  286. Barak, Matan; Schorzman, Julius; Ninio, Nir Holtzman; Goldstein, Uri, System and method for facilitating interactions.
  287. Gang, John E.; Nolan, III, William R.; Kemper, John L.; Voth, David N.; Kopperman, Peter G., System and method for facilitating sale of a loan to a secondary market purchaser.
  288. Gang,John E.; Nolan, III,William R.; Kemper,John L.; Voth,David N.; Kopperman,Peter G., System and method for facilitating sale of a loan to a secondary market purchaser.
  289. Torrez, Luz M.; Kornegay, Adam Thomas, System and method for generating a finance attribute from tradeline data.
  290. Torrez, Luz M.; Kornegay, Adam Thomas, System and method for generating a finance attribute from tradeline data.
  291. Torrez, Luz M.; Kornegay, Adam Thomas, System and method for generating a finance attribute from tradeline data.
  292. Torrez, Luz M.; Kornegay, Adam Thomas, System and method for generating a finance attribute from tradeline data.
  293. Torrez, Luz M.; Kornegay, Adam Thomas, System and method for generating a finance attribute from tradeline data.
  294. Allen, Brian J.; Buroker, Bruce A.; Flood, John P.; Gentz, Scott A.; Lidman, Gina M.; Teichman, William J., System and method for generating graphical user interface.
  295. Allen, Brian J.; Buroker, Bruce A.; Flood, John P.; Gentz, Scott A.; Lidman, Gina M.; Teichman, William J., System and method for generating graphical user interfaces.
  296. Stiff, Geoffrey; Fay, Mary; Haley, Paul; Root, Vickey; Sharpe, Matthew, System and method for guaranteeing minimum periodic retirement income payments using an adjustment account.
  297. Steele, Michael Scott; Dornhelm, Ethan J.; Tilley, Sharon Hatcher; Jue, Jeffrey; McAvoy, Edward Koichi, System and method for helping consumers understand and interpret credit scores.
  298. Stiff, Geoffrey; Sharpe, Matthew; Atkinson, III, Landis William, System and method for imbedding a defined benefit in a defined contribution plan.
  299. Stiff, Geoffrey; Sharpe, Matthew; Atkinson, III, Landis William, System and method for imbedding a defined benefit in a defined contribution plan.
  300. Rosko, Robert J., System and method for implementing a consolidated application process.
  301. Rosko, Robert J., System and method for implementing a consolidated application process.
  302. Rosko, Robert J., System and method for implementing a consolidated application process.
  303. Kornegay, Adam T.; Greenwald, Joseph L.; Elliott, Constance A., System and method for interactively simulating a credit-worthiness score.
  304. Kornegay, Adam T.; Greenwald, Joseph L.; Elliott, Constance A., System and method for interactively simulating a credit-worthiness score.
  305. Lee, Eugene M., System and method for local editing of shared multiple user document.
  306. Hunter, Jeanne M.; Houle, Jocelyn; Srivastav, Sarmila; Rachakonda, Parvathi D.; Mountain, James L., System and method for management of delegated real estate project reviews.
  307. Kennedy, Brian M.; Thomas, Stanton L.; Joiner, Herbert V., System and method for managing ATP data in a distributed supply chain planning environment.
  308. Kennedy, Brian M., System and method for managing data associated with available to-promise (ATP) products.
  309. Weber, Phillip J.; Neill, Edwin B.; Hunt, Brian K., System and method for managing data pertaining to a plurality of financial assets for multifamily and housing developments.
  310. Orfano, Michael Dell, System and method for managing electronic real estate registry information.
  311. Oppenheimer, Dror; Bastnagel, Maryann, System and method for modifying attribute data pertaining to financial assets in a data processing system.
  312. Oppenheimer, Dror; Bastnagel, Maryann, System and method for modifying attribute data pertaining to financial assets in a data processing system.
  313. Kator, Lynn Michele; Nemtuda, David; Hirtenstein, Edith, System and method for monitoring and predicting vehicle attributes.
  314. Kator, Lynn Michele; Nemtuda, David; Hirtenstein, Edith, System and method for monitoring and predicting vehicle attributes.
  315. Kator, Lynn Michele; Nemtuda, David; Hirtenstein, Edith, System and method for monitoring and predicting vehicle attributes.
  316. Voth, David N.; Simon, Peter A.; Plotnick, Richard N.; Youngman, Scott; Fulcher, Patricia D.; Alvarez, Neiman; Huffman, Andrew; Harrell, Anne; Saad, George; Kane, Michael J., System and method for mortgage loan pricing, sale and funding.
  317. Taylor,James W.; Coro,Luz Maria, System and method for offering a financial product.
  318. Cataline, Glen R.; Rielly, William Smith; Sheehan, Mark Robert; Wallace, William Scott, System and method for optimized funding of electronic transactions.
  319. Ward,Perry S.; Scavone,Frank R.; Heil,Joseph B., System and method for originating loans.
  320. Semret,Nemo; Lazar,Aurel A., System and method for performing a progressive second price auction technique.
  321. Karidi, Ron, System and method for performing follow up based on user interactions.
  322. Karidi, Ron, System and method for performing follow up based on user interactions.
  323. Karidi, Ron, System and method for performing follow up based on user interactions.
  324. Karidi, Ron, System and method for performing follow up based on user interactions.
  325. Evelyn, Michael H.; Goldberg, Robert S.; Hayes, Jordan M.; Gerrish, Cliff M.; Hansson, Othar; Ocheret, Charles A., System and method for pricing and allocation of commodities or securities.
  326. Evelyn,Michael H.; Goldberg,Robert S.; Hayes,Jordan M.; Gerrish,Cliff M.; Hansson,Othar; Ocheret,Charles A., System and method for pricing and allocation of commodities or securities.
  327. Nolan, III, William R.; Kemper, John L.; Voth, David N.; Kopperman, Peter G., System and method for pricing loans in the secondary mortgage market.
  328. Nolan, III, William R.; Kemper, John L.; Voth, David N.; Kopperman, Peter G., System and method for pricing loans in the secondary mortgage market.
  329. Flaxman, David R.; Tantoco-Hobbs, Minerva L.; Kobus, Anne M. Murphy; Koch, Michael W.; Packer, Daniel; Plofchan, Peter G.; Pomeroy, Richard C., System and method for processing a loan.
  330. Flaxman, David R.; Tantoco-Hobbs, Minerva L.; Kobus, Anne M. Murphy; Koch, Michael W.; Packer, Daniel; Plofchan, Peter G.; Pomeroy, Richard C., System and method for processing a loan.
  331. Flaxman, David R.; Tantoco-Hobbs, Minerva L.; Kobus, Anne M. Murphy; Koch, Michael W.; Packer, Daniel; Plofchan, Peter G.; Pomeroy, Richard C., System and method for processing a loan.
  332. Oppenheimer, Dror; Bastnagel, Maryann; Kemper, John L.; Simonds, Jr., John A.; Mathewson, Mark D.; Singh, Navdeep, System and method for processing data pertaining to financial assets.
  333. Oppenheimer, Dror; Bastnagel, Maryann; Nixon, Jr., William P., System and method for processing data pertaining to financial assets.
  334. Oppenheimer, Dror; Bastnagel, Maryann; Nixon, Jr., William P., System and method for processing data pertaining to financial assets.
  335. Raines, Franklin D.; St. John, Julie G.; Quinn, Michael A.; Lewis, Robert A.; Farrell, William F.; Kemper, John L., System and method for processing data pertaining to financial assets.
  336. Childress,Allen B.; Jones,Gregory, System and method for processing insurance claims using a table of contents.
  337. Daniels, Marcus Jacobus; Whitten, Michael L., System and method for processing loan applications.
  338. Courbage, Magali; Rodenbusch, Richard; Morani, Jean-Dominique, System and method for providing an aggregation tool.
  339. White, Brigette A.; Levinson, Ronald; Sabharwal, Mohit, System and method for providing instant-decision, financial network-based payment cards.
  340. White, Brigette A.; Levinson, Ronald; Sabharwal, Mohit, System and method for providing instant-decision, financial network-based payment cards.
  341. White, Brigette A.; Levinson, Ronald; Sabharwal, Mohit, System and method for providing instant-decision, financial network-based payment cards.
  342. May, Andrew W., System and method for reducing mortgage interest rate and mortgage guaranty insurance premiums associated with a mortgage loan.
  343. Lan, Sikun; Huang, Yong K.; Frazier, Kent; Sykes, Roy; Zusman, Joseph, System and method for secure message reply.
  344. Lan, Sikun; Huang, Yong K.; Frazier, Kent; Sykes, Roy; Zusman, Joseph, System and method for secure message reply.
  345. Lan, Sikun; Huang, Yong K.; Frazier, Kent; Sykes, Roy; Zusman, Joseph, System and method for secure message reply.
  346. Cataline, Glen R.; Rielly, William Smith; Wallace, William Scott; Sheehan, Mark Robert, System and method for selectable funding of electronic transactions.
  347. Downey, Christopher T., System and method for tracking and facilitating analysis of variance and recourse transactions.
  348. Downey, Christopher T., System and method for tracking and facilitating analysis of variance and recourse transactions.
  349. Palumbo, Donald R.; Carter, Thomas J.; Dixon, Amelia M.; Keller, Kathleen P.; Jozwiak, John J., System and method for transferring mortgage loan servicing rights.
  350. Palumbo, Donald R.; Carter, Thomas J.; Dixon, Amelia M.; Keller, Kathleen P.; Jozwiak, John J., System and method for transferring mortgage loan servicing rights.
  351. Frederick T. Dykes ; Richard J. Heiston, System and method for transmitting and processing loan data.
  352. Pugh, Todd; Ruddy, Brian, System and method for underwriting a prepackaged business owners insurance policy.
  353. White,David; Solis,Ingrid M.; Martin,Joshua J. D., System and method for using composite scoring in an auction process.
  354. Kemper, John L.; Coleman, David A., System and method for verifying loan data at delivery.
  355. Kemper, John L.; Coleman, David A., System and method for verifying loan data at delivery.
  356. Hunt, III, Herbert Harris, System and methods for credit dispute processing, resolution, and reporting.
  357. Hunt, III, Herbert Harris, System and methods for credit dispute processing, resolution, and reporting.
  358. Bradley, Michael G.; Gordon, J. Douglas; Klena, Matthew J.; Sims, Pamela W., System and methods for determining the likelihood that a loan closes.
  359. Freishtat, Gregg; Hufford, Steve; McFall, Dodge; Wilson, Jackson; Hyman, Tanya; Rijsinghani, Vikas; Kaib, Paul, System and methods for facilitating object assignments.
  360. Evelyn, Michael H.; Goldberg, Robert S.; Hayes, Jordan M.; Gerrish, Cliff M.; Hansson, Othar; Ocheret, Charles A., System and methods for pricing and allocation of commodities or securities.
  361. Barak, Matan; Schorzman, Julius; Ninio, Nir Holtzman; Goldstein, Uri, System and methods for searching and communication.
  362. Greenland, II, J. Kingsley; Jakubowski, William J., System and methods for trading complex financial products.
  363. Stiff, Geoffrey S.; Snyder, Holly R.; Prough, Joel A.; Springer, Brian E., System and process for providing multiple income start dates for annuities.
  364. Diana, Marc; Pettersen, Per, System for implementing automated open market auctioning of leads.
  365. Anderson,William P.; Geller,Jacob B., System for on-line financial services using distributed objects.
  366. Anderson,William P.; Geller,Jacob B., System for on-line financial services using distributed objects.
  367. Wheeler, Cynthia R., System for real estate sale management.
  368. Peng,Karl; Peng,Jian, System for winning investment selection using collective input and weighted trading and investing.
  369. Herzog, James P., System of sequential kernel regression modeling for forecasting and prognostics.
  370. Smith, Debra, System providing methodology for consolidation of financial information.
  371. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
  372. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
  373. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
  374. Levine David A. ; Levine Monica L. ; Minton Gabriel D. ; Poletti Jon ; Sondregger Dean, System, method and computer program product for online financial products trading.
  375. Gordon, J. Douglas; Sims, Pamela W.; Chen, Aohua, Systems and methods for assessing property value fraud.
  376. Haller, Eric; Hirn, Mark; Dichiara, Christer, Systems and methods for data verification.
  377. Haller, Eric; Hirn, Mark; Dichiara, Christer, Systems and methods for data verification.
  378. Brunzell, Hakan Olof; Caron, Arielle Renee; Wong, Tak Wun, Systems and methods for detecting bust out fraud using credit data.
  379. Brunzell, Hakan Olof; Caron, Arielle Renee; Wong, Tak Wun; Sumner, Anthony J., Systems and methods for detecting bust out fraud using credit data.
  380. Bradley, Michael G.; Gordon, J. Douglas; Klena, Matthew J.; Sims, Pamela W., Systems and methods for determining the likelihood that a loan closes.
  381. Bradley, Michael G.; Gordon, J. Douglas; Klena, Matthew J.; Sims, Pamela W., Systems and methods for determining the likelihood that a loan closes.
  382. Bradley, Michael G.; Gordon, J. Douglas; Klena, Matthew J.; Sims, Pamela W., Systems and methods for determining the likelihood that a loan closes.
  383. Bradley, Michael G.; Gordon, J. Douglas; Klena, Matthew J.; Sims, Pamela W., Systems and methods for determining the likelihood that a loan closes.
  384. Barak, Matan; Schorzman, Julius; Ninio, Nir Holtzman; Goldstein, Uri, Systems and methods for facilitating participation.
  385. Voth, David N.; Plotnick, Richard N.; Kopperman, Peter G.; Herron, Caroline R.; Derwin, John A.; Goodman, Sheilah A.; Watson, Michelle Y.; McDonald, Laura L.; Schamber, Elizabeth H.; McGhee, Richard J., Systems and methods for facilitating the flow of capital through the housing finance industry.
  386. Rigole, Rod, Systems and methods for online selection of service providers and management of service accounts.
  387. Rigole, Rod, Systems and methods for online selection of service providers and management of service accounts.
  388. Rigole, Rod, Systems and methods for online selection of service providers and management of service accounts.
  389. Rigole,Rod, Systems and methods for online selection of service providers and management of service accounts.
  390. Hong, Xiao; Song, Xiaolan; Dong, Xin; Fei, Huchen; Wang, Lihua, Systems and methods for performing scoring optimization.
  391. Lee, Eugene M., Systems and methods for preparation of an intellectual property filing in accordance with jurisdiction- and/or agent-specific requirements.
  392. Lee,Eugene M., Systems and methods for preparation of an intellectual property filing in accordance with jurisdiction-and/or agent specific requirements.
  393. Templeman, James C.; Sharpe, Matthew; Leighton, Kristi; Haley, Paul; Stiff, Geoffrey S.; White, William S., Systems and methods for providing a benefit product with periodic guaranteed income.
  394. Templeman, James C.; Sharpe, Matthew; Leighton, Kristi; Haley, Paul; Stiff, Geoffrey S.; White, William S., Systems and methods for providing a benefit product with periodic guaranteed income.
  395. Stiff, Geoffrey S.; Thomas, David E.; Eza, John C.; Root, Vickey L., Systems and methods for providing a benefit product with periodic guaranteed minimum income.
  396. Stiff, Geoffrey S.; Thomas, David E.; Eza, John C.; Root, Vickey L., Systems and methods for providing a benefit product with periodic guaranteed minimum income.
  397. Stiff, Geoffrey S.; Thomas, David E.; Eza, John C.; Root, Vickey L., Systems and methods for providing a benefit product with periodic guaranteed minimum income.
  398. Atkinson, III, Landis W.; Smith, Kevin G.; Stiff, Geoffrey S., Systems and methods for providing a cash value adjustment to a life insurance policy.
  399. Atkinson, III, Landis W.; Smith, Kevin G.; Stiff, Geoffrey S., Systems and methods for providing a cash value adjustment to a life insurance policy.
  400. DeSoto, Laura J.; Pearson, Michele M.; Adkinson, Kristi Ann; Achanta, Venkat R.; Peng, Felicia, Systems and methods for providing a direct marketing campaign planning environment.
  401. DeSoto, Laura J.; Pearson, Michele M.; Adkinson, Kristi Ann; Achanta, Venkat R.; Peng, Felicia, Systems and methods for providing a direct marketing campaign planning environment.
  402. McMillan, Helen; Skurtovich, John Lawrence; Kress, Anita; Sumida, Timothy; McVey, Michael Charles, Systems and methods for providing an integrated identifier.
  403. Goodwin,Thomas R.; Greenland, II,Kingsley J.; Hounsell,Bruce K.; Jakubowski,William J., Systems and methods for trading and originating financial products using a computer network.
  404. Searson, Paul A.; Hastings, Maria M., Systems and methods of assisted strategy design.
  405. Burger, Michael; Kapczynski, Mark Joseph, Systems and methods of identity protection and management.
  406. Burger, Michael; Kapczynski, Mark Joseph, Systems and methods of identity protection and management.
  407. Rohn, Janice Anne; Fegel, Julia E.; Mahacek, Jeffrey Bryan; Burger, Michael, Systems and methods of presenting simulated credit score information.
  408. Chandran, Rohan K. K., Systems and methods of ranking a plurality of credit card offers.
  409. Lindgren, Daniel N., Systems and methods of trading closed loans, debt, and other financial obligations.
  410. Lindgren, Daniel N., Systems and methods of trading closed loans, debt, and other financial obligations.
  411. Freishtat, Gregg; Hufford, Steve; McFall, Dodge; Wilson, Jackson; Hyman, Tanya; Rijsinghani, Vikas; Kaib, Paul, Systems and methods to facilitate selling of products and services.
  412. Freishtat, Gregg; Hufford, Steve; Mcfall, Dodge; Wilson, Jackson; Hyman, Tanya; Rijsinghani, Vikas; Kaib, Paul, Systems and methods to facilitate selling of products and services.
  413. Charyk, Mike; Yu, Nelson, Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules.
  414. Charyk, Mike; Yu, Nelson, Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules.
  415. Triola, C. Richard, Systems, apparatus, and method re escrow data and documentation.
  416. Desai, Mehul; Pitroda, Satyan G.; Maniar, Nehal, Updating a widget that was deployed to a secure wallet container on a mobile device.
  417. Shan, Honghao; Carpenter, Mason L.; Bonin, Gregor; Xiong, Shanji; DiChiara, Christer, User behavior segmentation using latent topic detection.
  418. Frank Leymann DE; Dieter Roller DE, Using database query technology for message subscriptions in messaging systems.
  419. Weber, Harry V., Virtual financial aid office.
  420. Coleman, Don; Dodson, Jeff; Fouts, Noel F.; Matheson, Michael I., Visual asset structuring tool.
  421. Khemlani, Sanjeev; Singer, Adam, Website for financial information.
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