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Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • H04L-009/32
  • G06F-015/700
출원번호 US-0008122 (1998-01-16)
발명자 / 주소
  • Maes Stephane Herman
  • Sedivy Jan,CSX
출원인 / 주소
  • International Business Machines Corporation
대리인 / 주소
    F. Chau & Associates, LLP
인용정보 피인용 횟수 : 688  인용 특허 : 20

초록

The present invention is a portable client PDA with a touch screen or other equivalent user interface and having a microphone and local central processing unit (CPU) for processing voice commands and for processing biometric data to provide user verification. The PDA also includes a memory for stori

대표청구항

[ What is claimed is:] [1.] A portable information and transaction processing device, comprising:a central processing unit;a memory device, operatively coupled to said central processing unit, for storing transaction information comprising one of financial information, personal information, and a co

이 특허에 인용된 특허 (20)

  1. Medamana John B. (Matawan NJ) Palmer John W. (Atlantic Highlands NJ) Weber Roy P. (Bridgewater NJ), Authenticated communications access service.
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  7. Atkins Charles Agee, Method for managing financial accounts by a preferred allocation of funds among accounts.
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  9. Houvener Robert C. (Nashua NH), Positive identification system and method.
  10. Brands Stefanus Alfonsus (Ina Boudier-Bakkerlaan 143 (iii) XW Utrecht NLX 3582 ), Secure cryptographic methods for electronic transfer of information.
  11. Hunt Alan K. (Carrollton TX) Schalk Thomas B. (Dallas TX), Simultaneous speaker-independent voice recognition and verification over a telephone network.
  12. Hunt Alan K. (Carrollton TX) Schalk Thomas B. (Dallas TX), Simultaneous voice recognition and verification to allow access to telephone network services.
  13. Wagner Richard Hiers, System for extending present open network communication protocols to communicate with non-standard I/O devices directly.
  14. Green John E. (San Bruno CA), System for verifying the identity of a caller in a telecommunications network.
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  19. Schalk Thomas B. (Dallas TX), Voice-controlled account access over a telephone network.
  20. Kawan Joseph C., Wireless transaction and information system.

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  179. Cooper, Edwin Riley; Dukes, Michael Peter; Bierner, Gann Alexander; Beghelli, Filippo Ferdinando Paulo, Intent management tool for identifying concepts associated with a plurality of users' queries.
  180. Atsmon, Alon; Antebi, Amit; Cohen, Moshe; Shimoni, Sharon, Interactive toys.
  181. Atsmon, Alon; Antebi, Amit; Cohen, Moshe; Shimoni, Sharon, Interactive toys.
  182. Atsmon, Alon; Antebi, Amit; Cohen, Moshe; Shimoni, Sharon, Interactive toys.
  183. Atsmon, Alon; Antebi, Amit; Cohen, Moshe; Shimoni, Sharon, Interactive toys.
  184. Cohen, Moshe; Sege, Alan, Interactive toys.
  185. Cohen, Moshe; Sege, Alan, Interactive toys.
  186. Cohen, Moshe; Sege, Alan, Interactive toys.
  187. Beenau, Blayn W.; Bonalle, David S.; Fields, Seth W.; Gray, William J.; Larkin, Carl; Montgomery, Joshua L.; Saunders, Peter D., Iris scan biometrics on a payment device.
  188. Desai, Mehul; Pitroda, Satyan G.; Maniar, Nehal, Isolating distinct service provider widgets within a wallet container.
  189. Pitroda, Satyan G.; Desai, Mehul, Issuing an account to an electronic transaction device.
  190. Bonalle, David S; Isenberg, Susan E; Saunders, Peter D, Limiting access to account information during a radio frequency transaction.
  191. Barnes, Jr., Melvin L., Locating a product or a vender using a mobile communication device.
  192. Dhanani, Adil; Srivastava, Neeta; Kumar, Nitin; Paulson, Janell; Fong, Thomas, Location tracking for mobile computing device.
  193. Dhanani, Adil; Srivastava, Neeta; Kumar, Nitin; Paulson, Janell; Fong, Thomas, Location tracking for mobile computing device.
  194. Barnes, Jr., Melvin L., Location-based transmissions using a mobile communication device.
  195. Goldberg, Jason, Medical monitoring/consumables tracking device.
  196. Hamaguchi,Kazumi; Masutomo,Satoshi; Kubota,Yoko; Tanaka,Ryuta, Member registration system.
  197. Narendra, Siva G.; Tadepalli, Prabhakar; Spitzer, Thomas N., Memory card based contactless devices.
  198. Arteaga,Carlos, Method and apparatus allowing a limited client device to use the full resources of a networked server.
  199. Nicolas, Regis; Osborn, Neal, Method and apparatus for automatic power-up and power-down of an electronic device.
  200. Hillhouse,Robert D., Method and apparatus for biometric verification with data packet transmission prioritization.
  201. Hillhouse,Robert D., Method and apparatus for biometric verification with data packet transmission prioritization.
  202. Hillhouse,Robert D., Method and apparatus for biometric verification with data packet transmission prioritization.
  203. Skubic, Janez; Lind, Patric; Rydbeck, Nils, Method and apparatus for buyer identification.
  204. Bae, Hyon S., Method and apparatus for data entry in a wireless network access device.
  205. Hyon S. Bae, Method and apparatus for data entry in a wireless network access device.
  206. Mak,Wai Kwan; Robison,Victor C.; Walker,Jesse R., Method and apparatus for distribution of digital certificates.
  207. Hind, John Raithel; Peters, Marcia Lambert, Method and apparatus for exclusively pairing wireless devices.
  208. Hamid,Laurence, Method and apparatus for hashing data.
  209. Cooper, Edwin Riley; Dukes, Michael Peter; Bierner, Gann Alexander; Beghelli, Filippo Ferdinando Paulo, Method and apparatus for identifying and classifying query intent.
  210. Cooper, Edwin Riley; Dukes, Michael Peter; Bierner, Gann Alexander; Beghelli, Filippo Ferdinando Paulo, Method and apparatus for identifying and classifying query intent.
  211. Fernandez, Dennis S.; Hu, Irene Y., Method and apparatus for multi-sensor processing.
  212. Barnes, Jr.,Melvin L., Method and apparatus for providing communication transmissions.
  213. Kiliccote, Han, Method and apparatus for providing secure document distribution.
  214. Kiliccote, Han, Method and apparatus for providing secure document distribution.
  215. Youn, Paul; Wong, Daniel ManHung, Method and apparatus for re-establishing communication between a client and a server.
  216. Weiss, Kenneth P., Method and apparatus for secure access payment and identification.
  217. Weiss, Kenneth P., Method and apparatus for secure access payment and identification.
  218. Hillhouse,Robert D.; Hamid,Laurence, Method and apparatus for supporting a biometric registration performed on a card.
  219. Hillhouse,Robert D., Method and apparatus for supporting a biometric registration performed on an authentication server.
  220. Hillhouse,Robert D., Method and apparatus for supporting a biometric registration performed on an authentication server.
  221. McIntyre, Keith Eric; Sheets, John Foxe; Gougeon, Dominique Andre Jean; Watson, Curtis W.; Morlang, Keven Paul; Faoro, Dave, Method and apparatus for touch screen data entry.
  222. Bjorn,Vance C., Method and apparatus for using a third party authentication server.
  223. Ooi, Chin Shyan Raymond; Lim, Lay Chuan; Poo, Teng Pin; Tan, Henry, Method and apparatus of storage anti-piracy key encryption (SAKE) device to control data access for networks.
  224. Ooi, Chin Shyan Raymond; Lim, Lay Chuan; Poo, Teng Pin; Tan, Henry, Method and apparatus of storage anti-piracy key encryption (SAKE) device to control data access for networks.
  225. Ooi,Chin Shyan Raymond; Lim,Lay Chuan; Poo,Teng Pin; Tan,Henry, Method and apparatus of storage anti-piracy key encryption (SAKE) device to control data access for networks.
  226. Ooi, Chin Shyan Raymond; Lim, Lay Chuan; Poo, Teng Pin; Tan, Henry, Method and apparatus of storage anti-piracy key encryption (sake) device to control data access for networks.
  227. Kotzin,Michael D., Method and apparatus using biometric sensors for controlling access to a wireless communication device.
  228. Poo, Teng Pin, Method and devices for data transfer.
  229. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Method and system for auditory recognition biometrics on a FOB.
  230. Di Mambro, Germano; Salna, Bernardas, Method and system for bio-metric voice print authentication.
  231. Di Mambro, Germano; Salna, Bernardas, Method and system for bio-metric voice print authentication.
  232. Russo, Anthony P., Method and system for biometric image assembly from multiple partial biometric frame scans.
  233. Russo,Anthony P., Method and system for biometric image assembly from multiple partial biometric frame scans.
  234. Drummond, Jay Paul; Cichon, Bob; Smith, Mark D.; Blackson, Dale; Weis, David; Church, James; Gilger, Mikal R., Method and system for connecting services to an automated transaction machine.
  235. Adams, William M.; Coyne, John R.; Wallace, Raymond M.; Coyne, Christopher A., Method and system for creating and operating biometrically enabled multi-purpose credential management devices.
  236. Adams, William Mark; Coyne, John Robert; Coyne, Christopher Andrew; Wallace, Raymond Munson, Method and system for creating and operating biometrically enabled multi-purpose credential management devices.
  237. Kiliccote, Han, Method and system for creating and using barcodes.
  238. Kiliccote, Han, Method and system for creating and using barcodes.
  239. Kiliccote, Han, Method and system for creating and using barcodes.
  240. Kiliccote, Han, Method and system for creating and using redundant and high capacity barcodes.
  241. Reed, Sonia; Aabye, Christian, Method and system for facilitating data access and management on a secure token.
  242. Reed, Sonia; Aabye, Christian, Method and system for facilitating data access and management on a secure token.
  243. Levy, Philippe; Hammad, Ayman; Simcox, Virginia I.; Sloan, Jerry; Gorden, Mary, Method and system for facilitating memory and application management on a secured token.
  244. Levy, Philippe; Hammad, Ayman; Simcox, Virginia; Sloan, Jerry; Gorden, Mary, Method and system for facilitating memory and application management on a secured token.
  245. Levy,Philippe; Hammad,Ayman; Simcox,Virginia I.; Sloan,Jerry; Gorden,Mary, Method and system for facilitating memory and application management on a secured token.
  246. Mamdani,Malik; Grant,Curtis; Johnson,Patrick; Bomar,Kevin; Whatley,Tim, Method and system for facilitation of wireless e-commerce transactions.
  247. Mamdani,Malik; Grant,Curtis; Johnson,Patrick; Bomar,Kevin; Whatley,Tim, Method and system for facilitation of wireless e-commerce transactions.
  248. Hammad, Ayman; Faith, Patrick; Aabye, Christian; Sahota, Jagdeep Singh, Method and system for generating a dynamic verification value.
  249. Hammad, Ayman; Faith, Patrick; Aabye, Christian; Sahota, Jagdeep Singh, Method and system for generating a dynamic verification value.
  250. Finlay, Ian R.; Zuzarte, Calisto P., Method and system for index sampled tablescan.
  251. Parkinson, Steven William; Kwan, Nang Kon, Method and system for issuing a kill sequence for a token.
  252. Bonalle,David S.; Salow,Glen, Method and system for keystroke scan recognition biometrics on a smartcard.
  253. O'Leary, Denis; D'Agostino, Vincent; Re, S. Richard; Burney, Jessica; Hoffman, Adam, Method and system for processing internet payments.
  254. Beenau,Blayn W; Bonalle,David S; Fields,Seth W; Gray,William J; Larkin,Carl; Montgomery,Joshua L; Saunders,Peter D, Method and system for proffering multiple biometrics for use with a FOB.
  255. Bemmel, Vincent; Mian, Shaoib, Method and system for providing biometric authentication at a point-of-sale via a mobile device.
  256. Bemmel,Vincent; Mian,Shaoib, Method and system for providing biometric authentication at a point-of-sale via a mobile device.
  257. Anati, Ram; Glukhov, Maxim; Atsmon, Dan; Speyer, Gavriel, Method and system for remotely authenticating identification devices.
  258. Siegel, Brian; Abram, Philip Michael; Beckwitt, Marc; Gudorf, Gregory D.; Iso, Kazuaki; Raymond, Brian; Tobin, Christopher M., Method and system for restricted biometric access to content of packaged media.
  259. Boate,Alan; Reed,Brian, Method and system for securing a computer network and personal identification device used therein for controlling access to network components.
  260. Bonalle,David S.; Salow,Glen, Method and system for smellprint recognition biometrics on a smartcard.
  261. Moona, Rajat; Gaurav, Abhishek; Sharma, Ankit; Gelara, Vikas, Method and system for using personal devices for authentication and service access at service outlets.
  262. Bonalle, David S.; Salow, Glen, Method and system for vascular scan recognition with a smartcard.
  263. Bonalle,David S.; Salow,Glen, Method for biometric security using a smartcard.
  264. Narayanan,Lakshmi, Method for controlled and audited access to privileged accounts on computer systems.
  265. Reisman, Richard R., Method for distributing a list of updated content to a user station from a distribution server wherein the user station may defer installing the update.
  266. Barret, Patrick Marie; Poilpot, Loïc, Method for making secure a transaction with a payment card, and center for authorizing implementation of said method.
  267. Rao, Raman K.; Rao, Sunil K.; Rao, Sanjay K., Method for mobile electronic commerce.
  268. Serceki,Zeljko John; Sanderson,Rian D., Method for physically updating configuration information for devices in a wireless network.
  269. Fam,Swee Koon, Method for providing active protection to programming tools for programmable devices.
  270. Narendra, Siva G.; Tadepalli, Prabhakar; Spitzer, Thomas N., Method for provisioning an apparatus connected contactless to a mobile device.
  271. Tugenberg,Steven R.; Hardy,Douglas A.; Tkacik,Thomas E., Method for purchasing items over a non-secure communication channel.
  272. Raff, Christopher; Comstock, Ken, Method for reducing purchase time.
  273. Bonalle,David S.; Salow,Glen, Method for registering a biometric for use with a smartcard.
  274. King, Douglas W., Method of and system for authorizing purchases made over a computer network.
  275. King,Douglas W., Method of and system for authorizing purchases made over a computer network.
  276. King,Douglas W., Method of and system for making purchases over a computer network.
  277. Lai,Shing Cheng; Zhao,Sheng Gui; Fan,Long Xiao, Method of carrying out a safe remote electronic signing by cellular phone.
  278. Finfrock,Don Charles; Kerchner,Lynn Lester, Method of enabling consumer privacy using personal storage device.
  279. Wu, Hengning, Method of universal communication and devices thereof.
  280. Niwa, Kiyohiko, Method of using personal device with internal biometric in conducting transactions over a network.
  281. Niwa, Kiyohiko, Method of using personal device with internal biometric in conducting transactions over a network.
  282. Yuret, Deniz, Method of utilizing implicit references to answer a query.
  283. Ludtke,Harold Aaron; Maritzen,L. Michael, Method or system for executing deferred transactions.
  284. Ritter, Rudolf, Method, system and devices for authenticating persons.
  285. Bishop, Fred A.; Saunders, Peter D., Methods and apparatus for conducting electronic transactions.
  286. Bishop, Fred A.; Saunders, Peter D., Methods and apparatus for conducting electronic transactions.
  287. Bishop, Fred A.; Saunders, Peter D., Methods and apparatus for conducting electronic transactions.
  288. Bishop, Fred Alan; Glazer, Elliott Harold; Gorgol, Zygmunt Steven; Hohle, William G.; Johnson, Michael G.; Johnstone, David E.; Lake, Walter Donald; Royer, Coby; Simkin, Marvin; Swift, Nick; White, Dirk B.; Bennett, Russell, Methods and apparatus for conducting electronic transactions.
  289. Bishop, Fred Alan; Glazer, Elliott Harold; Gorgol, Zygmunt Steven; Hohle, William G.; Johnson, Michael G.; Johnstone, David E.; Lake, Walter Donald; Royer, Coby; Simkin, Marvin; Swift, Nick; White, Dirk B.; Bennett, Russell, Methods and apparatus for conducting electronic transactions.
  290. Bishop, Fred Alan; Glazer, Elliott Harold; Gorgol, Zygmunt Steven; Hohle, William G.; Johnson, Michael G.; Johnstone, David E.; Lake, Walter Donald; Royer, Coby; Simkin, Marvin; Swift, Nick; White, Dirk B.; Bennett, Russell, Methods and apparatus for conducting electronic transactions.
  291. Bishop, Fred Alan; Glazer, Elliott Harold; Gorgol, Zygmunt Steven; Hohle, William G.; Johnson, Michael G.; Johnstone, David E.; Lake, Walter Donald; Royer, Coby; Simkin, Marvin; Swift, Nick; White, Dirk B.; Bennett, Russell, Methods and apparatus for conducting electronic transactions.
  292. Bishop,Fred; Bonalle,David S; Salow,Glen, Methods and apparatus for conducting electronic transactions using biometrics.
  293. Novack, Brian M.; Dunmire, David L.; Madsen, Daniel L.; Cheaney, Michael D.; Thompson, Timothy R., Methods and apparatus to certify digital signatures.
  294. Novack, Brian M.; Dunmire, David L.; Madsen, Daniel L.; Cheaney, Michael D.; Thompson, Timothy R., Methods and apparatus to certify digital signatures.
  295. Novack, Brian M.; Dunmire, David L.; Madsen, Daniel L.; Cheaney, Michael D.; Thompson, Timothy R., Methods and apparatus to certify digital signatures.
  296. Ho, Shuk Yee; Fu, Christina; Kannan, Chandrasekar; Kwan, Nang Kon, Methods and system for a key recovery plan.
  297. Lord, Robert; Parkinson, Steven W.; Relyea, Robert, Methods and systems for assigning roles on a token.
  298. White, Conor Robert; Peirce, Michael; Cramer, Jason Scott; Steiner, Chet Bradford; Diebes, Suzanna, Methods and systems for authenticating users.
  299. White, Conor Robert; Peirce, Michael; Cramer, Jason Scott; Steiner, Chet Bradford; Diebes, Suzanna, Methods and systems for authenticating users.
  300. White, Conor Robert; Peirce, Michael; Cramer, Jason Scott; Steiner, Chet Bradford; Diebes, Suzanna, Methods and systems for authenticating users.
  301. White, Conor Robert; Peirce, Michael; Cramer, Jason Scott; Steiner, Chet Bradford; Diebes, Suzanna, Methods and systems for authenticating users.
  302. White, Conor Robert; Peirce, Michael; Cramer, Jason Scott; Steiner, Chet Bradford; Diebes, Suzanna, Methods and systems for authenticating users.
  303. White, Conor Robert; Peirce, Michael; Cramer, Jason Scott; Steiner, Chet Bradford; Diebes, Suzanna, Methods and systems for authenticating users.
  304. White, Conor Robert; Peirce, Michael; Cramer, Jason Scott; Steiner, Chet Bradford; Diebes, Suzanna, Methods and systems for authenticating users.
  305. White, Conor Robert; Peirce, Michael; Cramer, Jason Scott; Steiner, Chet Bradford; Diebes, Suzanna, Methods and systems for authenticating users.
  306. Parkinson, Steven William; Lord, Robert B., Methods and systems for entropy collection for server-side key generation.
  307. Tkachev, Dmitri, Methods and systems for identifying, verifying, and authenticating an identity.
  308. Fu, Christina; Kwan, Nang Kon; Parkinson, Steven William; Relyea, Robert, Methods and systems for key recovery for a token.
  309. Kwan, Nang Kon; Kannan, Chandrasekar; Ho, Shuk Yee; Parkinson, Steven William, Methods and systems for managing identity management security domains.
  310. Bowie Britton,Simon, Methods and systems for managing successful completion of a network of processes.
  311. Relyea, Robert, Methods and systems for nonce generation in a token.
  312. Relyea, Robert, Methods and systems for providing data objects on a token.
  313. Relyea, Robert, Methods and systems for providing data objects on a token.
  314. Ortiz, Luis M.; Lopez, Kermit D., Methods and systems for providing enhanced security over, while also facilitating access through, secured points of entry.
  315. Parkinson, Steven William, Methods and systems for remote password reset using an authentication credential managed by a third party.
  316. Fu, Christina; Parkinson, Steven William; Kwan, Nang Kon, Methods and systems for secure key delivery.
  317. Relyea, Robert, Methods and systems for secure shared smartcard access.
  318. Fu, Christina; Parkinson, Steven William; Kwan, Nang Kon, Methods and systems for server-side key generation.
  319. Bishop, Fred A.; Saunders, Peter D., Methods for a third party biller to receive an allocated payment authorization request.
  320. Bishop, Fred A.; Saunders, Peter D., Methods for locating a payment system utilizing a point of sale device.
  321. Bishop, Fred A.; Saunders, Peter D., Methods for processing a payment authorization request utilizing a network of point of sale devices.
  322. Gazdzinski, Mark J.; Gazdzinski, Robert F., Methods for shipping element processing.
  323. Gazdzinski, Mark J.; Gazdzinski, Robert F., Methods of transport of one or more items between locations.
  324. Nielsen, Steven; Chambers, Curtis; Farr, Jeffrey; Sikand, Rajdip Singh, Methods, apparatus, and systems for dispatching service technicians.
  325. Dominguez, Benedicto H.; Manessis, Thomas J.; Roth, Janet T.; Caillon, Pascal Achille; Spielman, Jason; Spielman, Terence; Reno, James Donald, Mobile account authentication service.
  326. Dominguez, Benedicto H.; Manessis, Thomas J.; Roth, Janet T.; Caillon, Pascal Achille; Spielman, Jason; Spielman, Terence; Reno, James Donald, Mobile account authentication service.
  327. Natsuno, Takeshi, Mobile communication terminal and card information reading device.
  328. Narendra, Siva G.; Tadepalli, Prabhakar; Spitzer, Thomas N., Mobile device add-on apparatus for financial transactions.
  329. Wong, Yoon Kean; Kammer, David; Creemer, David Z.; Lemke, Steven C., Mobile device peripheral interface system and method.
  330. Narendra, Siva G.; Chakraborty, Saurav; Tadepalli, Prabhakar, Mobile device with a contactless smartcard device and active load modulation.
  331. Narendra, Siva G.; Spitzer, Thomas N.; Tadepalli, Prabhakar, Mobile device with time-varying magnetic field.
  332. Narendra, Siva G.; Spitzer, Thomas N.; Tadepalli, Prabhakar, Mobile device with time-varying magnetic field and single transaction account numbers.
  333. Halverson, Christine; Julia, Luc; Voutsas, Dimitris; Cheyer, Adam, Mobile navigation of network-based electronic information using spoken input.
  334. Narendra, Siva G.; Chakraborty, Saurav; Tadepalli, Prabhakar, Mobile payment device with small inductive device powered by a host device.
  335. Wentker, Dave; Wong, Erick; Shenker, Gavin; Deibert, Doug, Mobile payment management.
  336. Rolf, Devon A., Mobile payment systems and methods.
  337. Sarkar, Shantanu; Johnston, Timothy P; Bran, Cary; Burton, Joe, Mobile user device and method of communication over a wireless medium.
  338. Gutierrez-Sheris, Luis Eduardo, Money-transfer techniques.
  339. Gutierrez-Sheris, Luis Eduardo, Money-transfer techniques.
  340. Gutierrez-Sheris, Luis Eduardo, Money-transfer techniques.
  341. Gutierrez-Sheris, Luis Eduardo, Money-transfer techniques.
  342. Gutierrez-Sheris, Luis Eduardo, Money-transfer techniques.
  343. Dispensa, Stephen T., Multi factor authentication.
  344. Ballard, Barbara Elaine; Bharathur, Raghu; Maniar, Nehal, Multi-panel user interface.
  345. Pemmaraju, Ram, Multichannel device utilizing a centralized out-of-band authentication system (COBAS).
  346. Pemmaraju, Ram, Multichannel device utilizing a centralized out-of-band authentication system (COBAS).
  347. Makhotin, Oleg, Multifactor authentication using a directory server.
  348. Hoffberg, Steven M., Multifactorial optimization system and method.
  349. Heo, Kook; Kim, Sung-Chul; Jeung, Youn-Pil, Multifunction smart card.
  350. Gerber, Gary E.; Lee, Timothy Mu-Chu, Multiple party benefit from an online authentication service.
  351. Fitzmaurice, Mary Ann; Freud, Aliza; Sharp, Ray; Nanton, Jason; Vosburgh, Scott, Multiple-service card system.
  352. Harra, David James; Xu, Aiguo, Non-invasive determination of characteristics of a sample.
  353. Harra, David James; Mastin, Peter F.; Iverson, Mark Norman; Sanner, Rick Eugene; Hutchinson, Martin Albert, Non-invasive scanning apparatuses.
  354. Harra, David James; Fuzell, Jacquelyn; Casey, Timothy Daniel, Non-invasive weight and performance management.
  355. Pereira, Mindy; Chen, Larry; Hornyak, Matthew; Haghighat, Amir, Notification on mobile device based on location of other mobile device.
  356. Barnes, Jr., Melvin L., Obtaining information from multiple service-provider computer systems using an agent.
  357. Dominguez, Benedicto H.; Manessis, Thomas J.; Reno, James Donald, Online account authentication service.
  358. Weller, Kevin D.; Ryan, Stephen W.; Hill, Peter R.; Manessis, Thomas J.; Lewis, Tony D.; Dominguez, Benedicto H.; Bray, Peter; Reno, James Donald, Online payer authentication service.
  359. Weller, Kevin D.; Ryan, Stephen W.; Hill, Peter R.; Manessis, Thomas J.; Lewis, Tony D.; Dominguez, Benedicto H.; Bray, Peter; Reno, James Donald, Online payer authentication service.
  360. McGhie, Sean I.; Buchheit, Brian K., Online shopping sites for redeeming loyalty points.
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  363. Harper,W. Jack, Optical card based system for individualized tracking and record keeping.
  364. Abbosh, Oday; Mann, Gavin, Ordering items of playable content or other works.
  365. Relyea, Robert, Organizing an extensible table for storing cryptographic objects.
  366. Ritter, Rudolf; Lauper, Eric, Payment transaction method and payment transaction system.
  367. Ritter, Rudolf; Schlegel, Georges, Payment transaction method and payment transaction system.
  368. Giobbi, John J., Personal digital key and receiver/decoder circuit system and method.
  369. Giobbi, John J., Personal digital key and receiver/decoder circuit system and method.
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  373. Goldberg, Jason, Personal health management device, method and system.
  374. Goldberg, Jason; Beckerman, Thomas C., Personal health monitoring and/or communication system.
  375. Hoshino, Satoshi, Personal identification authenticating with fingerprint identification.
  376. Yamada, Junichiro; Nishikawa, Yoshiharu, Personal identification device and method.
  377. Cameron, Kim; Nanda, Arun K., Personal identification information schemas.
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  383. Piotrowski, Tony E., Point-of-sale (POS) voice authentication transaction system.
  384. Ozolins, Helmars E., Portable access device.
  385. Ozolins, Helmars E., Portable access device.
  386. Stephen J. Emmoft DE; Sarah Woods DE; Graham I. Johnson DE, Portable communication device.
  387. Barnes, Jr., Melvin L., Portable communication device and method of use.
  388. Barnes, Jr., Melvin L., Portable communications device and method.
  389. Barnes, Jr., Melvin L., Portable communications device and method.
  390. Gazdzinski, Mark J.; Gazdzinski, Robert F., Portable computerized wireless apparatus.
  391. Hammad, Ayman; Faith, Patrick, Portable consumer device configured to generate dynamic authentication data.
  392. Hammad, Ayman; Faith, Patrick, Portable consumer device configured to generate dynamic authentication data.
  393. Hammad, Ayman; Faith, Patrick, Portable consumer device verification system.
  394. Hammad, Ayman; Faith, Patrick, Portable consumer device verification system.
  395. Cheng, Chong Seng; Poo, Teng Pin, Portable data storage device.
  396. Cheng, Chong Seng; Poo, Teng Pin, Portable data storage device having a secure mode of operation.
  397. Dennis Hollingshead CA, Portable device and method for accessing data key actuated devices.
  398. Hollingshead,Dennis W., Portable device and method for accessing data key actuated devices.
  399. Poo, Teng Pin; Lim, Lay Chuan, Portable device having biometrics-based authentication capabilities.
  400. Burger,Todd O.; Thomas,Joseph A.; Hassol,Joshua L., Portable electronic authorization system and method.
  401. Sun, Pinsheng, Portable electronic card system and method for manufacturing a rewritable plastic card.
  402. Sun, Pinsheng, Portable electronic card system and verifying method thereof.
  403. Thompson,David L., Portable extender for data transmission within a medical device communication system.
  404. Nanda, Arun K.; Bhargava, Ruchita; Melton, Lucas R., Portable personal identity information.
  405. Otsuka, Motoi, Portable terminals, servers, systems, and their program recording mediums.
  406. Dotson, Gary Dan; Britt, Clinton Duane; Mann, Joseph Francis, Powering a human machine interface by way of USB.
  407. Takata, Masayuki; Goto, Kazuma; Nakamura, Atsushi; Kawai, Narumi; Ito, Yuichi, Printing apparatus, composite image data generating apparatus, and composite image data generating program.
  408. Goodwin, III, John C.; Francis, John Brian, Private data protection method for a network kiosk.
  409. Bishop, Fred; Saunders, Peter D., Processing an RF transaction using a routing number.
  410. Dominguez, Benedicto H.; Manessis, Thomas J.; Rutherford, Melody L.; Salvatori, Sandra; Roth, Janet T., Profile and identity authentication service.
  411. Kwan, Nang Kon; Kannan, Chandrasekar; Ho, Shuk Yee; Parkinson, Steven William; Fu, Christina, Profile framework for token processing system.
  412. Ganapathy, Narayanan, Protocol for device to station association.
  413. Reisman, Richard R., Providing services from a remote computer system to a user station over a communications network.
  414. Reisman, Richard R., Providing services from a remote computer system to a user station over a communications network.
  415. Narendra, Siva G.; Spitzer, Thomas N.; Tadepalli, Prabhakar, Provisioning mobile device with time-varying magnetic field.
  416. Gajjala, Vijay K.; Brace, Colin H.; Del Conte, Derek T.; Nanda, Arun K.; Kwan, Stuart L. S.; Raj, Rashmi; Nori, Vijayavani, Provisioning of digital identity representations.
  417. Freeny, Jr., Charles C., Proximity service provider system.
  418. Bennett, James D., Proxy card providing indirect funds access.
  419. Bonalle, David S.; Freud, Aliza; Nanton, Jason; Fitzmaurice Reilly, Mary Ann; Sharp, Ray, Public/private dual card system and method.
  420. Bonalle,David S.; Freud,Aliza; Nanton,Jason E.; Reilly,Mary Ann Fitzmaurice; Sharp,Ray, Public/private dual card system and method.
  421. Houvener, Robert C., Quality assurance and training system for high volume mobile identity verification system and method.
  422. Saunders, Peter D, RF transaction system and method for storing user personal data.
  423. Bishop, Fred, RF transactions using a wireless reader grid.
  424. Ortiz, Luis Melisendro, Random biometric authentication apparatus.
  425. Abebe, Muguleta S., Real-time remote image capture system.
  426. Abebe, Muguleta S., Real-time remote image capture system.
  427. Abebe, Muguleta S., Real-time remote image capture system.
  428. Parkinson, Steven William, Reducing a size of a security-related data object stored on a token.
  429. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Registering a biometric for radio frequency transactions.
  430. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Registering a biometric for radio frequency transactions.
  431. Berardi, Michael J.; Bliman, Michal; Bonalle, David; Elwood, Jennifer Anne; Hood, Matthew C.; Isenberg, Susan E.; Mayers, Alexandra; Perry, Trevor J.; Saunders, Peter D.; Scheding, Kathryn D.; Shah, Sejal Ajit; VonWald, Kristin L.; Williamson, John R., Reload protocol at a transaction processing entity.
  432. Shewchuk, John; Cameron, Kim; Nanda, Arun; Xie, Xiao, Remote access of digital identities.
  433. Shewchuk, John; Cameron, Kim; Nanda, Arun; Xie, Xiao, Remote access of digital identities.
  434. Hsu Shi-Ping ; Ling James M. ; Messenger Arthur F. ; Evans Bruce W., Remote identity verification technique using a personal identification device.
  435. Abuhamdeh, Maher, Remote rechargeable prepaid cellular service peripheral device.
  436. Abuhamdeh,Maher, Remote rechargeable prepaid cellular service peripheral device.
  437. Paden, Jonathan; Sams, Bobby; Collins, Dennis, Reporting dial-up access problems using a real-time automated system.
  438. Paden, Jonathan; Sams, Bobby; Joseph, Kurt M.; Harris, Jon; Green, Antonio, Resetting access account passwords of a multitude of compartmentalized systems.
  439. Blight, David C.; Lusher, Elaine, Resource location through location history.
  440. Blight, David C.; Lusher, Elaine, Resource location through location history.
  441. Blight,David; Lusher,Elaine, Resource location through location history.
  442. McGhie, Sean I.; Buchheit, Brian K., Rewards program website permitting conversion/transfer of non-negotiable credits to entity independent funds.
  443. McGhie, Sean I.; Buchheit, Brian K., Rewards program with payment artifact permitting conversion/transfer of non-negotiable credits to entity independent funds.
  444. Bierner, Gann Alexander, Rule based navigation.
  445. Kotani, Seigo, Safety judgment method, safety judgment system, safety judgment apparatus, first authentication apparatus, and computer program product.
  446. Kotani,Seigo, Safety judgment method, safety judgment system, safety judgment apparatus, first authentication apparatus, and computer program product.
  447. Desai, Mehul; Pitroda, Satyan G.; Maniar, Nehal, Secure ecosystem infrastructure enabling multiple types of electronic wallets in an ecosystem of issuers, service providers, and acquires of instruments.
  448. Narendra, Siva G.; Tadepalli, Prabhakar; Spitzer, Thomas N.; Talukder, Asoke, Secure messaging.
  449. Moshir, Kevin K; Moshir, Sean; Shafiezadeh, Houman, Secure mobile information management system and method.
  450. Bonalle, David S; Isenberg, Susan E; Saunders, Peter D; Williamson, John R, Securing RF transactions using a transactions counter.
  451. Pitroda, Satyan G.; Desai, Mehul, Securing a driver license service electronic transaction via a three-dimensional electronic transaction authentication protocol.
  452. Berardi, Michael J.; Bliman, Michal; Bonalle, David S.; Elwood, Jennifer Anne; Hood, Matthew C.; Isenberg, Susan E.; Mayers, Alexandra; Saunders, Peter D.; Scheding, Kathryn D.; Shah, Sejal Ajit; Williamson, John R., Securing a transaction between a transponder and a reader.
  453. Berardi, Michael J.; Bliman, Michal; Bonalle, David S.; Elwood, Jennifer Anne; Hood, Matthew C.; Isenberg, Susan E.; Saunders, Peter D.; Scheding, Kathryn D.; Shah, Sejal Ajit; Williamson, John R.; Mayers, Alexandra, Securing a transaction between a transponder and a reader.
  454. Lemke, Steve, Security technique for controlling access to a network by a wireless device.
  455. Lemke, Steve, Security technique for controlling access to a network by a wireless device.
  456. Lemke,Steve, Security technique for controlling access to a network by a wireless device.
  457. Desai, Mehul; Pitroda, Satyan G.; Maniar, Nehal, Selecting ecosystem features for inclusion in operational tiers of a multi-domain ecosystem platform for secure personalized transactions.
  458. Foote, Douglas S.; MacLeod, Rory W., Self service terminal.
  459. Waller, Michael; DeGobbi, Pierpaolo; Savage, John G.; MacLeod, Roderick J. M., Self service terminal.
  460. Lane,William F., Self-authenticating identification substrate with encoded packet output.
  461. McGhie, Sean I.; Buchheit, Brian K., Self-service stations for utilizing non-negotiable credits earned from a game of chance.
  462. Clark, Barrie, Self-service terminal.
  463. Fu, Christina; Parkinson, Steven W.; Kwan, Nang Kon, Server-side key generation.
  464. Desai, Mehul; Pitroda, Satyan G.; Maniar, Nehal, Shareable widget interface to mobile wallet functions.
  465. Giobbi, John J.; Brown, David L.; Hirt, Fred S., Single step transaction authentication using proximity and biometric input.
  466. Dolske,Justin; Fukuzawa,Tomoko; Sangster,Paul, Smart card framework.
  467. Seo, Myoung-Hee; Jeung, Youn-Pil; Kim, Sung-Chul, Smart card having multiple payment instruments.
  468. Gardiner, Michael; Canzi, Adriano, Smart card system comprising a card and a carrier.
  469. Gardiner, Michael; Canzi, Adriano, Smart card systems and methods utilizing multiple ATR messages.
  470. Gardiner, Michael; Canzi, Adriano, Smart card systems comprising a card and a carrier.
  471. Hendrick, Chaya Coleena, Smart card with a fingerprint sensor.
  472. Yashchin,Emmanuel; Basson,Sara H.; Kanevsky,Dimitri; Oblinger,Daniel A., Smart messenger.
  473. Lord, Robert B.; Parkinson, Steven William, Smartcard formation with authentication.
  474. Parkinson, Steven William; Lord, Robert B., Smartcard formation with authentication keys.
  475. Narendra, Siva G.; Chakraborty, Saurav; Tadepalli, Prabhakar, Smartcard performance enhancement circuits and systems.
  476. Bonalle,David S.; Salow,Glen, Smartcard transaction method and system using auditory scan recognition.
  477. Bonalle, David S.; Salow, Glen, Smartcard transaction method and system using facial scan recognition.
  478. Bonalle,David S.; Salow,Glen, Smartcard transaction method and system using fingerprint recognition.
  479. Bonalle, David S.; Salow, Glen, Smartcard transaction method and system using iris scan recognition.
  480. Bonalle, David S.; Salow, Glen, Smartcard transaction method and system using retinal scan recognition.
  481. Bonalle, David S.; Salow, Glen, Smartcard transaction method and system using signature recognition.
  482. Bonalle,David S.; Salow,Glen, Smartcard transaction method and system using smellprint recognition.
  483. Bonalle,David S.; Salow,Glen, Smartcard transaction method and system using voiceprint recognition.
  484. Bonalle, David S.; Salow, Glen, Smartcard transaction system and method.
  485. Bonalle, David S.; Salow, Glen, Smartcard transaction system and method.
  486. Reisman, Richard R., Software and method that enables selection of on-line content from one of a plurality of network content service providers in a single action.
  487. Reisman, Richard R., Software and method that enables selection of one of a plurality of network communications service providers.
  488. Reisman, Richard R., Software and method that enables selection of one of a plurality of online service providers.
  489. Reisman, Richard R., Software and method that enables selection of one of a plurality of online service providers.
  490. Tamir,Asaf; Sege,Alan; Dvash,Nir; Altman,Nathan; Atsmon,Alon, Sonic/ultrasonic authentication device.
  491. Tamir, Asaf; Sege, Alan; Dvash, Nir; Altman, Nathan; Atsmon, Alon, Sonic/ultrasonic authentication method.
  492. Glaze Mary L. ; Braceland Joseph M., Stand-alone biometric identification system.
  493. Relyea, Robert, Strong encryption.
  494. Goyal, Ram Dayal, Supplier deduplication engine.
  495. Hutchings, Justin A.; Peterson, Erik O.; Nagarajan, Arun Babu; Wojtaszek, Kyle P.; Lannin, J. Adrian; Hain, Robert F.; Greeff, Esaias E.; Sanghvi, Niket A.; Adams, Samuel David; Duhon, David W., Synchronizing device association data among computing devices.
  496. Hutchings, Justin A.; Peterson, Erik O.; Nagarajan, Arun Babu; Wojtaszek, Kyle P.; Lannin, J. Adrian; Hain, Robert F.; Greeff, Esaias E.; Sanghvi, Niket A.; Adams, Samuel David; Duhon, David W., Synchronizing device association data among computing devices.
  497. McConnell,Theodore Van Fossen, Syntax-driven, operator assisted voice recognition system and methods.
  498. Poo, Teng Pin, System and apparatus for compressing and decompressing data stored to a portable data storage device.
  499. Poo,Teng Pin, System and apparatus for compressing and decompressing data stored to a portable data storage device.
  500. Priddy,Dennis G., System and architecture that supports a multi-function semiconductor device between networks and portable wireless communications products.
  501. de Boer, Elts; Jackson, Glyn Philip; Ramsey, Samuel Martin; Voltmer, Theodore S., System and method for a merchant loyalty system.
  502. de Boer, Elts; Jackson, Glyn Philip; Ramsey, Samuel Martin; Voltmer, Theodore S., System and method for a merchant loyalty system.
  503. Armes, David; Bishop, Fred; Edelen, Jeffrey Alan; Schwarz, Bill, System and method for a payment system directory.
  504. Hurry, Simon; Aabye, Christian, System and method for account identifier obfuscation.
  505. Benson, Glenn S., System and method for anti-phishing authentication.
  506. Benson, Glenn S., System and method for anti-phishing authentication.
  507. Benson, Glenn S., System and method for anti-phishing authentication.
  508. Benson, Glenn S., System and method for anti-phishing authentication.
  509. Davida, George I., System and method for authenticated and privacy preserving biometric identification systems.
  510. Davida, George I., System and method for authenticated and privacy preserving biometric identification systems.
  511. Davida, George I.; Frankel, Yair, System and method for authenticated and privacy preserving biometric identification systems.
  512. Brown, Timothy J.; Jensen, Gregory C.; Rivers, Rodney; Nelson, Dan, System and method for authenticating users in a computer network.
  513. Brown, Timothy J.; Rivers, Rodney; Nelson, Dan, System and method for authenticating users in a computer network.
  514. Norton Robert G., System and method for authorizing electronic funds transfer at a point of sale.
  515. Ting, David M. T.; Ho, Chen; Shah, Parind; Byragani, Bushan Yadav, System and method for automated login.
  516. Gendler, Joseph, System and method for automatic financial project management.
  517. Seifert,Mark K., System and method for biometric-based fraud protection.
  518. Catalano, John F.; Magnant, Paul H., System and method for capturing, enrolling and verifying a fingerprint.
  519. Ludtke, Harold Aaron; Maritzen, L. Michael, System and method for conducting secure transactions over a network.
  520. Maes,Stephane H., System and method for confirming electronic transactions.
  521. Hoffberg, Steven M., System and method for determining contingent relevance.
  522. Woodward, Ernest E., System and method for enhanced piracy protection in a wireless personal communication device.
  523. Woodward, Ernest E., System and method for enhanced piracy protection in a wireless personal communication device.
  524. Woodward, Ernest E., System and method for enhanced piracy protection in a wireless personal communication device.
  525. Woodward,Ernest E., System and method for enhanced piracy protection in a wireless personal communication device.
  526. Warren, Mary Carter; Fredman, Marc L.; Hoechst, Kimberly L.; Filak, Douglas A.; Steckart, James C.; Blossom, George W.; Jacobs, Ron E.; Barrett, Donna M.; Schmitt, Donald H.; Strock, Bradley R.; Witsil, Kathleen H.; Ehemann, Karen R.; Dowidchuck, Katrina, System and method for establishing or modifying an account with user selectable terms.
  527. Peart, Lee J; Saunders, Peter D, System and method for generating an unpredictable number using a seeded algorithm.
  528. Read, Matthew J.; Ames, Craig S.; Nangia, Vinit; Lobashov, Pavel; Lam, Josiah, System and method for generating and managing administrator passwords.
  529. Read, Matthew J.; Ames, Craig S.; Nangia, Vinit; Lobashov, Pavel; Lam, Josiah, System and method for generating and managing administrator passwords.
  530. Tamir, Asaf; Sege, Alan; Dvash, Nir; Altman, Nathan; Atsmon, Alon, System and method for identifying and/or authenticating a source of received electronic data by digital signal processing and/or voice authentication.
  531. Tamir, Asaf; Sege, Alan; Dvash, Nir; Altman, Nathan; Atsmon, Alon, System and method for identifying and/or authenticating a source of received electronic data by digital signal processing and/or voice authentication.
  532. Hoffberg, Steven M., System and method for incentivizing participation in a market transaction.
  533. Blight, David; Slabon, legal representative, Marzena; Lusher, Elaine, System and method for locating and accessing wireless resources.
  534. Morrison, Christopher S.; Studnicki, Adam A., System and method for managing the dispensation of a bulk product.
  535. Webb, Russ; Blight, David, System and method for monitoring a security state of an electronic device.
  536. Haines, Mark; Ferrell, Raymond R; Ariff, Fauziah B; Voltmer, Theodore S, System and method for monitoring consumer purchasing activity.
  537. Stewart, William K., System and method for monitoring locations of mobile devices.
  538. Scott, Kelly W., System and method for network-based project management.
  539. Ariff, Fauziah B.; Voltmer, Theodore S.; Antonucci, Donna A.; Greenhut, Scott M.; Hayes, John; Sneddon, Kendall; Ciccarone, Christine D.; Ewell, Jason; Lam, Johnson; Zaiac, Joanne; Lang, Laura; Bharwani, Seraj; Zeisser, Michel P.; Fernandes, Joseph; Segal, Elizabeth Hilton, System and method for networked loyalty program.
  540. Ariff, Fauziah B.; Voltmer, Theodore S.; Antonucci, Donna A.; Greenhut, Scott M.; Hayes, John; Sneddon, Kendall; Ciccarone, Christine D.; Ewell, Jason; Lam, Johnson; Zaiac, Joanne; Lang, Laura; Bharwani, Seraj; Zeisser, Michel P.; Fernandes, Joseph; Segal, Elizabeth Hilton, System and method for networked loyalty program.
  541. Ariff, Fauziah B.; Voltmer, Theodore S.; Antonucci, Donna A.; Greenhut, Scott M.; Hayes, John; Sneddon, Kendall; Ciccarone, Christine D.; Ewell, Jason; Lam, Johnson; Zaiac, Joanne; Lang, Laura; Bharwani, Seraq; Zeisser, Michel P.; Fernandes, Joseph; Segel, Elizabeth Hilton, System and method for networked loyalty program.
  542. Ariff, Fauziah B; Voltmer, Theodore S; Antonucci, Donna A; Greenhut, Scott M; Hayes, John; Sneddon, Kendall; Ciccarone, Christine D; Ewell, Jason; Lam, Johnson; Zaiac, Joanne; Lang, Laura; Bharwani, Seraq; Zeisser, Michel P; Fernandes, Joseph; Segel, Elizabeth Hilton, System and method for networked loyalty program.
  543. Ariff, Fauziah B; Voltmer, Theodore S; Antonucci, Donna A; Greenhut, Scott M; Hayes, John; Sneddon, Kendall; Ciccarone, Christine D; Ewell, Jason; Lam, Johnson; Zaiac, Joanne; Lang, Laura; Bharwani, Seraq; Zeisser, Michel P; Fernandes, Joseph; Segel, Elizabeth Hilton, System and method for networked loyalty program.
  544. Voltmer, Theodore S.; Ariff, Fauziah B., System and method for networked loyalty program.
  545. Voltmer, Theodore S.; Ariff, Fauziah B., System and method for networked loyalty program.
  546. Benson, Glenn Stuart; Croston, Sean, System and method for partner key management.
  547. Skingle, Bruce James, System and method for portal infrastructure tracking.
  548. Everhart, Glenn C., System and method for preventing identity theft or misuse by restricting access.
  549. Giordano, Joseph A.; Travis, Tory N.; Garbarino, Louis C., System and method for processing financial transactions.
  550. Giordano, Joseph; Murray, Jack, System and method for processing financial transactions.
  551. Hoffman, Ned; Lapsley, Philip Dean, System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse.
  552. Hoffman, Ned; Lapsley, Philip Dean, System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse.
  553. Hoffman, Ned; Lapsley, Philip Dean, System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse.
  554. Hoffman, Ned; Lapsley, Philip Dean, System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse.
  555. Hoffberg, Steven M., System and method for providing a payment to a non-winning auction participant.
  556. Bonalle,David S; Francolini,Gail A; Ing,Samantha S; Kunian,Danielle; Nulle,Danielle R, System and method for providing and RFID transaction device.
  557. Rosko, Robert; Gudipati, Jayashree, System and method for providing customers with seamless entry to a remote server.
  558. Rosko, Robert; Gudipati, Jayashree, System and method for providing customers with seamless entry to a remote server.
  559. Rosko,Robert; Ampani,Kumar, System and method for providing customers with seamless entry to a remote server.
  560. Bowers, Theodore J; Ilijasic, Dean; Sanders, Shelley F., System and method for providing discriminated content to network users.
  561. Sanders, Shelley F.; Bowers, Theodore; Ilijasic, Dean, System and method for providing incentives to consumers to share information.
  562. Fei, Huchen; Yang, Dong; Hong, Xiao, System and method for rapid updating of credit information.
  563. Bishop, Fred; Neemann, Trey; Armes, David, System and method for reassociating an account number to another transaction account.
  564. Husain, Mohammad; Desai, Manish, System and method for secure authentication of a subscriber of network services.
  565. Morris,Martin; Senyei,Andrew; Calcagno,Jeff, System and method for secure biometric identification.
  566. Felsher, David P.; Nagel, Robert H.; Hoffberg, Steven M., System and method for secure three-party communications.
  567. Felsher, David P.; Nagel, Robert H.; Hoffberg, Steven M., System and method for secure three-party communications.
  568. Nagel,Robert H.; Felsher,David P.; Hoffberg,Steven M., System and method for secure three-party communications.
  569. Saunders, Peter D; Barnes, Brian T, System and method for secure transactions manageable by a transaction account provider.
  570. Saunders, Peter, System and method for securing a recurrent billing transaction.
  571. Ariff, Fauziah B.; Bishop, Fred; Neemann, Trey; Voltmer, Theodore S., System and method for securing data through a PDA portal.
  572. Bishop, Fred; Neemann, Trey; Voltmer, Theodore S; Ariff, Fauziah B, System and method for securing data through a PDA portal.
  573. Bishop,Fred; Neemann,Trey; Voltmer,Theodore S.; Ariff,Fauziah B., System and method for securing data through a PDA portal.
  574. Lunsford,Eric Michael; Parker,Steve; Kammer,David; Moore,David, System and method for selecting a network access provider using a portable information device.
  575. Coffy, Jean-Hiram; Macdonald, George M., System and method for selecting an external user interface using spatial information.
  576. Macdonald, George M.; Coffy, Jean-Hiram, System and method for selecting an external user interface using spatial information.
  577. Macdonald,George M.; Coffy,Jean Hiram, System and method for selecting an external user interface using spatial information.
  578. Armes, David; Bishop, Fred; Edelen, Jeffrey Alan; Schwarz, Bill, System and method for selection of payment systems from a payment system directory to process a transaction.
  579. Armes, David; Bishop, Fred; Edelen, Jeffrey Alan; Schwarz, Bill, System and method for selection of payment systems from a payment system directory to process a transaction.
  580. Armes, David; Bishop, Fred; Edelen, Jeffrey Alan; Schwarz, Bill, System and method for selection of payment systems from a payment system directory to process a transaction.
  581. Armes, David; Bishop, Fred; Edelen, Jeffrey Alan; Schwarz, Bill, System and method for selection of payment systems from a payment system directory to process a transaction.
  582. Armes, David; Bishop, Fred; Edelen, Jeffrey Alan; Schwarz, Bill, System and method for selection of payment systems from a payment system directory to process a transaction.
  583. Armes, David; Bishop, Fred; Edelen, Jeffrey Alan; Schwarz, Bill, System and method for selection of payment systems from a payment system directory to process a transaction.
  584. Gardiner, Michael; Canzi, Adriano, System and method for selectively initiating biometric authentication for enhanced security of access control transactions.
  585. Lehman, Dean K.; McCullough, Joseph R.; Orth, Nancy A., System and method for sending money via E-mail over the internet.
  586. Miller, Lawrence R; Trenholm, Martin J., System and method for single session sign-on.
  587. Skingle,Bruce James, System and method for single session sign-on with cryptography.
  588. Ellmore, Kimberly, System and method for single sign on process for websites with multiple applications and services.
  589. Ellmore,Kimberly, System and method for single sign on process for websites with multiple applications and services.
  590. Antonucci, Donna; Voltmer, Theodore S., System and method for the real-time transfer of loyalty points between accounts.
  591. Antonucci, Donna A.; Voltmer, Theodore S., System and method for the transfer of loyalty points.
  592. Senghore, Medina J.; Thomas, Tracey R.; Ariff, Fauziah, System and method for tiered filtering of purchase transactions.
  593. Senghore, Medina J.; Thomas, Tracey R.; Ariff, Fauziah, System and method for tiered filtering of purchase transactions.
  594. Hoffman, Ned, System and method for tokenless biometric authorization of electronic communications.
  595. Hoffman, Ned, System and method for tokenless biometric authorization of electronic communications.
  596. Hoffman, Ned, System and method for tokenless biometric electronic scrip.
  597. Rau, Scott W.; Bertetti, Scott Philp; Beechum, Jr., Gerald A., System and method for transponder-enabled account transactions.
  598. Chien, Emily; Sanchez, Trish; Saunders, Daniela; Wiseman, Jill; Balagopal, C R; Kinderknecht, Al; Parson, Jon W.; Preston, Ray, System and method for using loyalty rewards as currency.
  599. Jacobs, David M.; Sayeed, Imran; Sabatino, Greg; McMains, Tarkington, System and method for web trading.
  600. Coffy, Jean-Hiram; Salazar, Edilberto I., System and method for wireless user interface for business machines.
  601. Levchin, Max; Nosek, Luke Paul; Thiel, Peter; Banister, Scott Alan, System and methods for facilitating value exchanges using mobile devices.
  602. Beenau,Blayn W.; Bonalle,David S.; Fields,Seth W.; Gray,William J.; Larkin,Carl; Montgomery,Joshua L.; Saunders,Peter D., System for biometric security using a FOB.
  603. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, System for biometric security using a fob.
  604. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, System for biometric security using a fob.
  605. Bonalle,David S.; Salow,Glen, System for biometric security using a smartcard.
  606. Bonalle,David S.; Salow,Glen, System for biometric security using a smartcard.
  607. Bonalle,David S.; Salow,Glen, System for biometric security using a smartcard.
  608. Bonalle,David S.; Salow,Glen, System for biometric security using a smartcard.
  609. Bonalle,David S.; Salow,Glen, System for biometric security using a smartcard.
  610. Yamazaki, Shunpei; Koyama, Jun, System for identifying an individual, a method for identifying an individual or a business method.
  611. Mann, III, William Frederick; Hirka, Jeffrey L., System for providing cardless payment.
  612. Phatak, Dhananjay S., System, method and apparata for secure communications using an electrical grid network.
  613. Bokhari, Wasiq Mahood; Khan, Umair Azim; Kohnen, Anne Sajer; Zondervan, Quinton Yves, System, method and computer program product for a content publisher for wireless devices.
  614. Phatak, Dhananjay S., System, method, and apparata for secure communications using an electrical grid network.
  615. Barnes, Jr., Melvin L., System, method, and computer program product for providing location based services and mobile e-commerce.
  616. Barnes, Jr., Melvin L., System, method, and computer program product for video based services and commerce.
  617. Bishop, Fred A.; Saunders, Peter D., Systems and methods for allocating a payment authorization request to a payment processor.
  618. Biehl, Jacob; Filby, Gerald; Lee, Adam; Cooper, Matthew L., Systems and methods for location enabled electronic lock controls.
  619. Jarvie, Jay C.; Vayner, Leonid; Payne, Clive Anthony, Systems and methods for managing digital certificates.
  620. Jarvie, Jay C.; Vayner, Leonid; Payne, Clive Anthony, Systems and methods for managing digital certificates.
  621. Bishop, Fred; Morgan, Robert E.; Seth, Hitesh, Systems and methods for maximizing a rewards accumulation strategy during transaction processing.
  622. Szwalbenest, Stanley A., Systems and methods for multifactor authentication.
  623. Szwalbenest, Stanley A., Systems and methods for multifactor authentication.
  624. Szwalbenest, Stanley A., Systems and methods for multifactor authentication.
  625. Bishop, Fred; Saunders, Peter D, Systems and methods for non-traditional payment using biometric data.
  626. Bishop, Fred; Morgan, Robert E.; Seth, Hitesh, Systems and methods for point of interaction based policy routing of transactions.
  627. Bishop, Fred A.; Saunders, Peter D., Systems and methods for processing a payment authorization request over disparate payment networks.
  628. Warner, Shannon L.; Black, Marc R.; Mellas, Lisa; Mazour, James L.; Viswanathan, Rajkumar; Salters, Michael D.; Berg, Glenda L.; Bailey, Ann Elizabeth; Greeder, Michael T., Systems and methods for providing a user incentive program using circuit chip technology.
  629. Warner, Shannon L; Black, Marc R; Mellas, Lisa; Mazour, James L; Viswanathan, Rajkumar; Salters, Michael D; Berg, Glenda L; Bailey, Ann Elizabeth; Greeder, Michael T, Systems and methods for providing a user incentive program using smart card technology.
  630. Everhart, Glenn Cobourm, Systems and methods for time variable financial authentication.
  631. Everhart, Glenn Cobourm, Systems and methods for time variable financial authentication.
  632. Bishop, Fred; Morgan, Robert E.; Seth, Hitesh, Systems and methods for transaction processing based upon an overdraft scenario.
  633. Bishop, Fred; Morgan, Robert E.; Seth, Hitesh, Systems and methods for transaction processing using a smartcard.
  634. Barnes, Jr., Melvin L., Systems and methods using audio input with a mobile device.
  635. Siegel,William G.; Cannon,Greg L.; Fernandez,Frank E., Systems and methods utilizing biometric data.
  636. Gupta, Ashish, Systems, methods, and devices for combined credit card and stored value transaction accounts.
  637. Gupta, Ashish, Systems, methods, and devices for combined credit card and stored value transaction accounts.
  638. Relyea, Robert; Lord, Robert B.; Parkinson, Steven William, Time-based function back-off.
  639. Lord, Robert B.; Relyea, Robert; Kwan, Nang Kon, Token Registration.
  640. Lord, Robert, Token recycling.
  641. Pare ; Jr. David Ferrin ; Hoffman Ned ; Lee Jonathan Alexander, Tokenless biometric electronic debit and credit transactions.
  642. Lapsley, Philip D.; Lee, Jonathan Alexander; Pare, Jr., David Ferrin; Hoffman, Ned, Tokenless biometric electronic financial transactions via a third party identicator.
  643. Lapsley, Philip D.; Lee, Jonathan Alexander; Pare, Jr., David Ferrin; Hoffman, Ned, Tokenless biometric electronic financial transactions via a third party identicator.
  644. Lapsley, Philip Dean; Lee, Jonathan Alexander; Pare, Jr., David Ferrin; Hoffman, Ned, Tokenless biometric electronic financial transactions via a third party identicator.
  645. Hoffman, Ned; Pare, Jr., David Ferrin; Lee, Jonathan Alexander; Lapsley, Philip Dean, Tokenless biometric electronic transactions using an audio signature to identify the transaction processor.
  646. Ned Hoffman ; David Ferrin Pare, Jr. ; Jonathan Alexander Lee ; Philip Dean Lapsley, Tokenless biometric electronic transactions using an audio signature to identify the transaction processor.
  647. Hoffman, Ned; Pare, Jr., David Ferrin; Lee, Jonathan Alexander, Tokenless electronic transaction system.
  648. Hoffman,Ned; Pare, Jr.,David Ferrin; Lee,Jonathan Alexander, Tokenless electronic transaction system.
  649. Hoffman, Ned, Tokenless identification system for authorization of electronic transactions and electronic transmissions.
  650. Hoffman,Ned, Tokenless identification system for authorization of electronic transactions and electronic transmissions.
  651. Hammad, Ayman, Track data encryption.
  652. Hammad, Ayman, Track data encryption.
  653. Hammad, Ayman, Track data encryption.
  654. Ritter, Rudolf, Transaction method with a mobile apparatus.
  655. Pitroda, Satyan G.; Desai, Mehul, Transferring account information or cash value between an electronic transaction device and a service provider based on establishing trust with a transaction service provider.
  656. Giobbi, John J., Two-level authentication for secure transactions.
  657. Giobbi, John J.; Brown, David L.; Hirt, Fred S., Two-level authentication for secure transactions.
  658. Kurganov, Alex, Unified messaging system and method with integrated communication applications and interactive voice recognition.
  659. Stevens,Pierre, Universal intelligent card for secure access to system functions.
  660. Infosino, William J., Universal magnetic stripe card.
  661. Le Saint, Eric; Wen, Wu, Universal secure messaging for cryptographic modules.
  662. Wen, Wu; Le Saint, Eric F.; Becquart, Jerome Antoine Marie, Universal secure messaging for remote security tokens.
  663. Weiss, Kenneth P., Universal secure registry.
  664. Weiss, Kenneth P., Universal secure registry.
  665. Desai, Mehul; Pitroda, Satyan G.; Maniar, Nehal, Updating a widget that was deployed to a secure wallet container on a mobile device.
  666. Finkelstein, Jeffrey; Tse, Edmund; Williams, David; Maes, Stephane, Use of position data to select wireless access point.
  667. Kumar, Nitin, Use of wireless access point ID for position determination.
  668. Kumar, Nitin, Use of wireless access point ID for position determination.
  669. Pereira, Mindy; Chen, Larry; Hornyak, Matthew, User defined names for displaying monitored location.
  670. McGhie, Sean I.; Buchheit, Brian K., User interface for the exchange of non-negotiable credits for entity independent funds.
  671. Doyle, Ronald P., Using biometrics on pervasive devices for mobile identification.
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  674. Cook,Fred S., Validating a transaction with user voice authentication using wireless communications.
  675. Leydier, Robert A.; du Castel, Bertrand, Voice activated smart card.
  676. Talmor, Eli; Talmor, Rita; Talmor, Alon, Voice authentication method and system utilizing same.
  677. Novack, Brian M.; Madsen, Daniel Larry; Thompson, Timothy R., Voice over IP based biometric authentication.
  678. Novack, Brian M.; Madsen, Daniel Larry; Thompson, Timothy R., Voice over IP based biometric authentication.
  679. Novack, Brian M.; Madsen, Daniel Larry; Thompson, Timothy R., Voice over IP based biometric authentication.
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  681. Novack,Brian M.; Madsen,Daniel Larry; Thompson,Timothy R., Voice over IP based biometric authentication.
  682. Novack, Brian M.; Madsen, Daniel Larry; Thompson, Timothy R., Voice over IP based voice biometric authentication.
  683. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Voiceprint biometrics on a payment device.
  684. Narendra, Siva G.; Spitzer, Thomas N.; Tadepalli, Prabhakar, Wearable device transaction system.
  685. Narendra, Siva G.; Spitzer, Thomas N.; Tadepalli, Prabhakar, Wearable device with current carrying conductor to produce time-varying magnetic field.
  686. Narendra, Siva G.; Spitzer, Thomas N.; Tadepalli, Prabhakar, Wearable device with time-varying magnetic field.
  687. Narendra, Siva G.; Spitzer, Thomas N.; Tadepalli, Prabhakar, Wearable device with time-varying magnetic field and single transaction account numbers.
  688. Singer,Irek; Baghdadi,Gaby G.; Rok,Andrzej, Wireless payment processing system.
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