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System, method and article of manufacture for network electronic payment instrument and certification of payment and credit collection utilizing a payment 원문보기

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06F-017/60
출원번호 US-0639880 (1996-04-26)
발명자 / 주소
  • Williams Humphrey
  • Hughes Kevin
  • Parmar Bipinkumar G.
출원인 / 주소
  • VeriFone, Inc.
대리인 / 주소
    Gardere & Wynne, L.L.P.Warren, Jr.
인용정보 피인용 횟수 : 374  인용 특허 : 50

초록 ▼

An electronic monetary system provides for transactions utilizing an electronic-monetary system that emulates a wallet or a purse that is customarily used for keeping money, credit cards and other forms of payment organized. Access to the instruments in the wallet or purse is restricted by a passwor

대표청구항 ▼

[ What is claimed is:] [1.] A method for obtaining a certificate for a payment instrument by using a first computer with an attached display connected by a network to a second computer, comprising the steps of:(a) displaying a certificate request form for the payment instrument on the display of the

이 특허에 인용된 특허 (50)

  1. Barrus John (60 Wadsworth St. Cambridge MA 02042) Holly Krisztina (23801 Ladrillo St. Woodland Hills CA 91367) Cassidy Michael (11910 Enid Dr. Patomac MD 20854), Apparatus for ordering from remote locations.
    상세보기
  2. Talton David (9819 Courthouse Rd. Vienna VA 22180), Automatic dialing system.
    상세보기
  3. Amstein Peter R. ; Blumer Thomas P. ; Coburn ; IV Arthur L. ; Forgaard Randy J. ; Schulert Andrew J. ; Stefanik Ted ; Mauceri Robert J., Computer system and computer-implemented process for creation and maintenance of online services.
    상세보기
  4. Chelliah Raman ; Cornez Jason S. ; Dellar Carl ; Harrison Stephen ; Hempe John A. ; Hsu Chih-Cheng ; Golin Eric J. ; Price Charles A. ; Rutta Neal S. ; Wood Thomas A. ; Yamamoto Wayne K., Computer system and method for electronic commerce.
    상세보기
  5. Glick James A. (Granite Shoals TX) Graczyk Ronald B. (Round Rock TX) Nurick Albert F. (Austin TX) Fraley Brittain D. (Austin TX), Computing and multimedia entertainment system.
    상세보기
  6. Elgamal Taher (Palo Alto CA), Electronic commerce using a secure courier system.
    상세보기
  7. Doggett John (Brookline MA) Jaffe Frank A. (Sharon MA) Anderson Milton M. (Fair Haven NJ), Electronic funds transfer instruments.
    상세보기
  8. Halpern John W. (London GB2), Electronic money purse and fund transfer system.
    상세보기
  9. Chen James F. (Potomac MD) Wang Jieh-Shan (Potomac MD), Electronic payment system and method.
    상세보기
  10. Halpern, John W., Electronic purse-device.
    상세보기
  11. Gutman Jose (Boynton Beach FL) Wright Jim (Coral Springs FL) Finkelstein Louis D. (Wheeling IL) Puhl Larry (Sleepy Hollow IL), Electronic wallet.
    상세보기
  12. Rosen Sholom S. (New York NY), Electronic-monetary system.
    상세보기
  13. Rosen Sholom S. (New York NY), Electronic-monetary system.
    상세보기
  14. Mansvelt Andre P. (171 ANderson Avenue Northcliff ; Johannesburg ; Transvaal ZAX) Belamant Serge C. P. (55 - 13th Street Parkmore ; Johannesburg ; Transvaal ZAX), Funds transfer system.
    상세보기
  15. Benton William M. (Ft. Lauderdale FL), Funds transfer system using optically coupled, portable modules.
    상세보기
  16. Wrabetz Joan M. (New Hope MN) Mason ; Jr. D. Dean (Minnetonka MN) Gooderum Mark P. (Bloomington MN), Integrated remote execution system for a heterogenous computer network environment.
    상세보기
  17. Shavit Eyal (New York NY) Teichner Lester (Chicago IL), Interactive market management system.
    상세보기
  18. Ohta Kazuo (Zushi JPX) Okamoto Tatsuaki (Yokosuka JPX), Method and apparatus for implementing electronic cash.
    상세보기
  19. Austin Jeffrey R. (Hindhead GB2), Method and system for authentication.
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  20. Fischer Addison M. (4073 Merchantile Ave. Naples FL 33942), Method for protecting a volatile file using a single hash.
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  21. Vassigh Ali M. (Duluth GA) Hastings Mark A. (Lawrenceville GA) Inderrieden Michael T. (Tucker GA) Buchanan-Miller Helen (Lawrenceville GA) Rubini David M. (Smyrna GA), Method using bill and coin images on a touch screen for processing payment for merchandise items.
    상세보기
  22. Benton William M. (Rte. 1 ; Box 191 Middleburg VA 22117), Modular funds transfer system.
    상세보기
  23. Payne Andrew C. ; Stewart Lawrence C. ; Mackie David J., Network sales system.
    상세보기
  24. White Peter (Berkeley CA), On-line and off-line transaction security system using a code generated from a transaction parameter and a random number.
    상세보기
  25. Klingman Edwin E., On-line secured financial transaction system through electronic media.
    상세보기
  26. Micali Silvio (224 Upland Rd. Cambridge MA 02140) Goldreich Oded (19 Ben Gurion Tel Aviv ILX) Even Shimon (13 Vitkin Street Haifa ILX), On-line/off-line digital signing.
    상세보기
  27. Weingardt Gary (Henderson NV), Pari-mutuel electronic and live table gaming.
    상세보기
  28. Stuckert Paul E. (Katonah NY), Personal portable terminal for financial transactions.
    상세보기
  29. Halpern John W. (14 Belsize Park Gdns. London ; N W 3 GB2), Portable data carrier incorporating manually presettable processing modes.
    상세보기
  30. Boston Vincent (San Mateo CA), Portable financial transaction card capable of authorizing a transaction in foreign currencies.
    상세보기
  31. Derksen Eduard (Hinterfultigen CHX), Process as safety concept against unauthorized use of a payment instrument in cashless payment at payment sites.
    상세보기
  32. Arshi Taymoor (Portland OR) Evans Don (Beaverton OR) Watts Kevin (Portland OR) Prakash Alok (Beaverton OR), Remote confidence testing for computer-based conferencing system.
    상세보기
  33. Colbert Raymond O. (Naperville IL), Secure credit/debit card authorization.
    상세보기
  34. Cordery Robert A. ; Lee David K. ; Pintsov Leon A. ; Ryan ; Jr. Frederick W. ; Weiant ; Jr. Monroe A., Secure user certification for electronic commerce employing value metering system.
    상세보기
  35. Chasek Norman E. (24 Briar Brae Rd. Stamford CT 06903), Secure, automated transaction system that supports an electronic currency operating in mixed debit & credit modes.
    상세보기
  36. Dethloff Juergen (Brandstucken 35 2000 Hamburg 53 DEX) Hinneberg Christian (Hamburg DEX), Smart card issuing and receiving apparatus.
    상세보기
  37. Eisenmann Jeffrey J. (Ocean Grove NJ), Smart card techniques for motor vehicle record administration.
    상세보기
  38. Rosen Sholom S. (New York NY), System and method for commercial payments using trusted agents.
    상세보기
  39. Wagner Richard Hiers, System for extending present open network communication protocols to communicate with non-standard I/O devices directly.
    상세보기
  40. Hale William J. (Dayton OH) Horst William R. (Dayton OH) Creech ; Jr. Arthur R. (Bellbrook OH), System for handling transactions including a portable personal terminal.
    상세보기
  41. Clark Paul C. (4705 Broad Brook Dr. Bethesda MD 20814), System for protecting computers via intelligent tokens or smart cards.
    상세보기
  42. Anderson Thomas G. (Los Altos CA) Boothroyd William A. (San Jose CA) Frey Richard C. (San Jose CA), Transaction execution system with secure data storage and communications.
    상세보기
  43. Leaf Shawn T., Transaction service independent HTTP server-to-transaction gateway.
    상세보기
  44. Collin Thierry (Courbevoie FRX), Transaction system of the electronic purse type.
    상세보기
  45. Collin Thierry (Courbevoie FRX), Transaction system of the electronic purse type.
    상세보기
  46. Rosen Sholom S. (New York NY), Trusted agents for open electronic commerce.
    상세보기
  47. Pavlov Leonidas P. (Colorado Springs CO) Aba-Jbara Nabil M. (Colorado Springs CO), Unitary, self-contained card verification and validation system and method.
    상세보기
  48. Pitroda Satyan G. (1480 Golden Bell Ct. Downers Grove IL 60515), Universal electronic transaction card including receipt storage and system and methods of conducting electronic transact.
    상세보기
  49. Chasek Norman E. (24 Briar Brae Rd. Stamford CT 06903), Universally applicable, in-motion and automatic toll paying system using microwaves.
    상세보기
  50. Jones Timothy L. (Hove GB2) Higgins Graham R. (Bath GB2), Value transfer system.
    상세보기

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  5. Shiobara Tomomi,JPX ; Yamamoto Koken,JPX ; Ono Akiko,JPX, Apparatus and method for managing and possessing electronic money, management and possession medium and recording medium for recording electronic money management and possession program read by compu.
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  6. Love, Robert Anthony; Mauriello, Lantanya Neale; Reckord-Yarde, Nesta Valerie; Robertson, Susan Lynne; Williams, Robert; Nelson, Donald E., Approving ACH operator processing of ACH payments based on an originating depository financial institution's approved originator list.
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  7. Bishop, Fred; Saunders, Peter D, Authenticating an RF transaction using a transaction counter.
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  10. Berardi, Michael J.; Bliman, Michal; Bonalle, David S.; Elwood, Jennifer Anne; Hood, Matthew C.; Isenberg, Susan E.; Mayers, Alexandra; Perry, Trevor J.; Saunders, Peter D.; Scheding, Kathryn D.; Shah, Sejal Ajit; VonWald, Kristin L.; Williamson, John R., Authorizing payment subsequent to RF transactions.
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  11. Slavin, Fred; Baltuch, Eric; Wren, Margaret; Gniewosz, Dennis; Pretlow, III, James P.; Marin, Freddy J., Automated statement presentation, adjustment and payment system and method therefor.
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  108. Brian R. Gephart, Electronic payment system employing limited-use account number.
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  109. Wang, Ynjiun P.; Ding, Joshua C.; Grizzard, James A., Electronic transaction systems and methods therefor.
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  110. Wang, Ynjiun P.; Ding, Joshua C.; Grizzard, James A., Electronic transaction systems and methods therefor.
    상세보기
  111. Wang, Ynjiun P.; Ding, Joshua C.; Grizzard, James A., Electronic transaction systems utilizing a PEAD and a private key.
    상세보기
  112. Linehan Mark, Four-party credit/debit payment protocol.
    상세보기
  113. Linehan,Mark, Four-party credit/debit payment protocol.
    상세보기
  114. Rosenkranz,Daniel; Moy,Christian; Maniura,Thomas; Zehner,Stefan; DaSilva,Jaime; Casey,Drew, Franking system user interface.
    상세보기
  115. Ellison,Carl M.; Golliver,Roger A.; Herbert,Howard C.; Lin,Derrick C.; McKeen,Francis X.; Neiger,Gilbert; Reneris,Ken; Sutton,James A.; Thakkar,Shreekant S.; Mittal,Millind, Generating isolated bus cycles for isolated execution.
    상세보기
  116. Mesaros, Gregory J., Grouping orders across multiple forums.
    상세보기
  117. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Hand geometry recognition biometrics on a fob.
    상세보기
  118. Sobeski, David A.; Sharpe, Tracy C., Hosting objects in a windowed environment.
    상세보기
  119. Devaux, François; Perrot, Daniel, IC card reader with improved man-machined interface.
    상세보기
  120. Danhope-Smith, Stefanie, Icon for a display screen.
    상세보기
  121. Mesaros, Gregory J., Identifying incentives for a qualified buyer.
    상세보기
  122. Felsher, David Paul, Information record infrastructure, system and method.
    상세보기
  123. Wu, Wai; Heller, Toby; Hoffberg, Steven M., Intelligent communication routing.
    상세보기
  124. Wu, Wai; Heller, Toby; Hoffberg, Steven M., Intelligent communication routing.
    상세보기
  125. Wu, Wai; Hoffberg, Steven M., Intelligent communication routing system and method.
    상세보기
  126. Wu, Wai; Hoffberg, Steven M., Intelligent communication routing system and method.
    상세보기
  127. Kight, Peter; Ganesan, Ravi; Lewis, Matt; Hobday, Jr., D. Kenneth; Dreyer, Hans Daniel, Inter-network electronic billing.
    상세보기
  128. Kight, Peter; Ganesan, Ravi; Lewis, Matthew Sheridan; Hobday, Jr., Donald Kenneth; Dreyer, Hans Daniel, Inter-network financial service.
    상세보기
  129. Hendricks, John S.; Asmussen, Michael L., Interactive electronic book.
    상세보기
  130. Knight, Nigel; Baker, Richard; Metherell, Mel; Chittick, Ian; Parkin, Richard; Leong, Sang; Green, Les; Anders, Marc A., International banking system and method.
    상세보기
  131. Knight, Nigel; Baker, Richard; Metherell, Mel; Chittick, Ian; Parkin, Richard; Leong, Sang; Green, Les; Anders, Marc A., International banking system and method.
    상세보기
  132. Night, Nigel; Baker, Richard; Metherell, Mel; Chittick, Ian; Parkin, Richard; Leong, Sang; Green, Les; Anders, Marc A., International banking system and method.
    상세보기
  133. Davis Virgil M. ; Cutino Suzanne C. ; Berg Michael J. ; Conklin Fredrick Sidney ; Pringle Steven John, Internet payment system using smart card.
    상세보기
  134. Davis, Virgil M.; Cutino, Suzanne C.; Reid, Margaret; Hoffman, Steve R., Internet payment, authentication and loading system using virtual smart card.
    상세보기
  135. Fletcher,Christopher John, Limited use PIN system and method.
    상세보기
  136. Fletcher,Christopher John, Limited use pin system and method.
    상세보기
  137. Fletcher,Christopher John, Limited use pin system and method.
    상세보기
  138. Bonalle, David S; Isenberg, Susan E; Saunders, Peter D, Limiting access to account information during a radio frequency transaction.
    상세보기
  139. Ross, Frederick L., Local returns of remotely purchased merchandise with return code validation.
    상세보기
  140. Mesaros, Gregory J., Location based discounts.
    상세보기
  141. Mesaros, Gregory J., Location based discounts.
    상세보기
  142. Price, Joanne; Mathur, Sumit; Mao, Paul, Lockbox imaging system.
    상세보기
  143. Price, Joanne; Mathur, Sumit; Mao, Paul, Lockbox imaging system.
    상세보기
  144. Price,Joanne; Mathur,Sumit; Mao,Paul, Lockbox imaging system.
    상세보기
  145. Weichert,Margaret Morgan; Mascavage, III,John Joseph; Hansen,David L.; Baumgart,Mark D.; Karas,Peter M.; Wilber,Richard G., Merchant cash payment systems and methods.
    상세보기
  146. Srinivasan, Krishnamurthy; Moakley, George Patrick; Thomas, Christopher Scott, Method and apparatus for automated data exchange between a user computer and a provider computer using improved object-oriented programming components.
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  147. Weber Rick, Method and apparatus for enabling a view of data across a database.
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  148. O'Malley, Anne; Ray, Pragnesh; Reiter, Eve; Saunders, Peter; Teodosic, Stefan; Tze, Dennis, Method and apparatus for enrolling with multiple transaction environments.
    상세보기
  149. May, Jason; Flint, Ian, Method and apparatus for facilitating online payment transactions in a network-based transaction facility.
    상세보기
  150. May, Jason; Flint, Ian, Method and apparatus for facilitating online payment transactions in a network-based transaction facility using multiple payment instruments.
    상세보기
  151. May,Jason; Flint,Ian, Method and apparatus for facilitating online payment transactions in a network-based transaction facility using multiple payment instruments.
    상세보기
  152. Banaugh, Michelle; Fry, Peggy J.; Potter, David; Wood, George Luis, Method and apparatus for integrated payments processing and decisioning for internet transactions.
    상세보기
  153. Banaugh,Michelle; Fry,Peggy J.; Potter,David; Wood,George Luis, Method and apparatus for integrated payments processing and decisioning for internet transactions.
    상세보기
  154. Tran,Trung Minh, Method and apparatus for maintaining state information for web pages using a directory server.
    상세보기
  155. Dua, Robin, Method and apparatus for managing credentials through a wireless network.
    상세보기
  156. Zissimopoulos,Vasileios "Bill"; Rawat,Jai; Marshall,John, Method and apparatus for secure online transactions.
    상세보기
  157. Kang, Beng Hong Alex; Leong, Jin Fye, Method and automatic organization of data.
    상세보기
  158. Mesaros, Gregory J., Method and computer medium for facilitating a buyer-initiated feature within a business transaction.
    상세보기
  159. Mesaros, Gregory J., Method and computer medium for facilitating a buyer-initiated feature within a business transaction.
    상세보기
  160. Mesaros, Gregory J., Method and computer medium for tracking social interactions and targeting offers.
    상세보기
  161. Camenisch, Jan Leonhard; Shelat, Abhi A.; Sommer, Dieter M.; Zimmermann, Roger Daniel, Method and computer system for performing transactions between a client and a server.
    상세보기
  162. Rodov, Michael, Method and service for providing access to premium content and dispersing payment therefore.
    상세보기
  163. Rodov, Michael, Method and service for providing access to premium content and dispersing payment therefore.
    상세보기
  164. Mesaros, Gregory J., Method and system for a hand-held device initiated search, purchase and delivery.
    상세보기
  165. Bonalle, David S.; Larkin, Carl; Saunders, Peter D., Method and system for a travel-related multi-function fob.
    상세보기
  166. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Method and system for auditory recognition biometrics on a FOB.
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  167. Lam, Duc; Wyman, Celeste; McRae, Xuan, Method and system for buyer centric dispute resolution in electronic payment system.
    상세보기
  168. Lam,Duc; Wyman,Celeste; McRae,Xuan (Sunny), Method and system for buyer centric dispute resolution in electronic payment system.
    상세보기
  169. Vaux, Jonathan; Triplett, Brian; Dreyer, Michael; Yeakle, Loraine Martin; Duncan, Alistair; Fernandes, Paulo, Method and system for conducting a commercial transaction between a buyer and a seller.
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  170. Mesaros, Gregory J., Method and system for configuring a set of information including a price and volume schedule for a product.
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  171. Drummond, Jay Paul; Cichon, Bob; Smith, Mark D.; Blackson, Dale; Weis, David; Church, James; Gilger, Mikal R., Method and system for connecting services to an automated transaction machine.
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  172. Drummond, Jay Paul; Cichon, Bob; Smith, Mark; Blackson, Dale; Weis, David; Church, James R.; Gilger, Mikal R., Method and system for connecting services to an automated transaction machine.
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  173. Fredman, Marc Lawrence, Method and system for credit card reimbursements for health care transactions.
    상세보기
  174. Anderson, Milton M., Method and system for duplicate check detection.
    상세보기
  175. Anderson, Milton M., Method and system for duplicate check detection.
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  176. Anderson, Milton M.; Scriven, Dieter, Method and system for duplicate detection.
    상세보기
  177. Ahmad, Farhan, Method and system for emulating a private label over an open network.
    상세보기
  178. Ahmad, Farhan, Method and system for emulating a private label over an open network.
    상세보기
  179. Sheehan, Mark; Acharya, Ravi, Method and system for expediting payment delivery.
    상세보기
  180. Sheehan, Mark; Acharya, Ravi, Method and system for expediting payment delivery.
    상세보기
  181. Norman, Richard; Vicknair, Tommy J.; Shishmanian, Carl; Stephens, Jr., John Spence; Jennings, W. Earl; James, David L., Method and system for facilitating network transaction processing.
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  182. Norman, Richard; Vicknair, Tommy J.; Shishmanian, Carl; Stephens, Jr., John Spence; Jennings, W. Earl; James, David L., Method and system for facilitating network transaction processing.
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  183. Huang, Jean; Redmond, Eric; Heisinger, Pete, Method and system for facilitating payment transactions using access devices.
    상세보기
  184. Huang, Jean; Redmond, Eric; Heisinger, Pete, Method and system for facilitating payment transactions using access devices.
    상세보기
  185. Huang, Jean; Redmond, Eric; Heisinger, Pete, Method and system for facilitating payment transactions using access devices.
    상세보기
  186. Huang, Jean; Redmond, Eric; Heisinger, Pete, Method and system for facilitating payment transactions using access devices.
    상세보기
  187. Huang, Jean; Redmond, Eric; Heisinger, Pete, Method and system for facilitating payment transactions using access devices.
    상세보기
  188. Huang,Jean; Redmond,Eric; Heisinger,Pete, Method and system for facilitating payment transactions using access devices.
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  189. Spaeth, Paul; Jones, Douglas; Creighton, Adam, Method and system for implementing a loyalty merchant component.
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  190. Anderson, Milton M., Method and system for implementing effective governance of transactions between trading partners.
    상세보기
  191. Anderson, Milton M., Method and system for implementing effective governance of transactions between trading partners.
    상세보기
  192. Wu, Wai; Heller, Toby; Hoffberg, Steven M., Method and system for matching entities in an auction.
    상세보기
  193. Wu, Wai; Hoffberg, Steven M., Method and system for matching entities in an auction.
    상세보기
  194. Yarbrough, Phillip C., Method and system for processing electronic checks.
    상세보기
  195. Anderson Milton ; Jaffe Frank ; Hibbert Chris ; Virkki Jyri ; Kravitz Jeffrey ; Chang Sheveling ; Palmer Elaine, Method and system for processing electronic documents.
    상세보기
  196. Anderson, Milton; Jaffe, Frank; Hibbert, Chris; Virkki, Jyri; Kravitz, Jeffrey; Chang, Sheveling; Palmer, Elaine, Method and system for processing electronic documents.
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  197. Fogliano, Frank J.; Gniewosz, Dennis J.; Trupia, Paul Gerard; Striano, Riccardo M., Method and system for processing recurring payments.
    상세보기
  198. Siegel, Philip S., Method and system for processing the local return of remotely purchased products.
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  199. Reid, William; Swackhammer, Craig; Lynch, Kerry; Lau, Johnson, Method and system for providing assurance and financing services.
    상세보기
  200. Reid, William; Swackhammer, Craig; Lynch, Kerry; Lau, Johnson, Method and system for providing buyer bank payable discounting aggregation services.
    상세보기
  201. Reid, William; Swackhammer, Craig; Lynch, Kerry; Lau, Johnson, Method and system for providing buyer bank payable discounting services.
    상세보기
  202. Freund, Peter C., Method and system for providing electronic bill payment and presentment.
    상세보기
  203. Redmond, Eric; Huang, Jean; Heisinger, Pete, Method and system for providing multiple services via a point-of-sale portal architecture.
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  204. Redmond, Eric; Huang, Jean; Heisinger, Pete, Method and system for providing multiple services via a point-of-sale portal architecture.
    상세보기
  205. Reid, William; Swackhammer, Craig; Lynch, Kerry; Lau, Johnson, Method and system for providing seller bank receivable discounting aggregation services.
    상세보기
  206. Barnes, Brian T.; Bonalle, David S.; Saunders, Peter D., Method and system for resource management and evaluation.
    상세보기
  207. Hemsath,David Kurt; Skibbie,Donna E., Method and system for server support for pluggable authorization systems.
    상세보기
  208. Hemsath, David Kurt; Skibbie, Donna E., Method and system for server support of pluggable authorization systems.
    상세보기
  209. Barnes, Brian; Bonalle, David S.; Saunders, Peter D., Method and system for tracking user performance.
    상세보기
  210. Barnes,Brian; Bonalle,David S.; Saunders,Peter D., Method and system for tracking user performance.
    상세보기
  211. Savage,Patrick; Chhikara,Jitendra; Platz, Jr.,Frederick W., Method and system of combined billing of multiple accounts on a single statement.
    상세보기
  212. Raff, Christopher; Comstock, Ken, Method for reducing purchase time.
    상세보기
  213. Yadav-Ranjan, Rani K., Method for transferring an amount to be paid.
    상세보기
  214. Felger,David, Method of billing a communication session conducted over a computer network.
    상세보기
  215. Felger, David, Method of billing a purchase made over a computer network.
    상세보기
  216. Felger, David, Method of billing a purchase made over a computer network.
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  217. Felger, David, Method of billing a purchase made over a computer network.
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  218. Schibi, Eitan, Method of conducting secure transactions containing confidential, financial, payment, credit, or other information over a network.
    상세보기
  219. Harvey, Andrew G.; Ng, John, Method of controlling network access that induces consumption of merchant goods or services.
    상세보기
  220. Abad-Peiro, Jose-Luis; Markus, Stolze, Method of improving security in electronic transactions.
    상세보기
  221. McCaffery, Michael; Bunger, Mark; Reiling, Michael; Comb, Michael; Bank, Edward; Reiling, Carolee A.; Velten, Juan Carlos, Method, system and computer readable medium for facilitating a transaction between a customer, a merchant and an associate.
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  222. McCaffery, Michael; Bunger, Mark; Reiling, Michael; Comb, Michael; Bank, Edward; Reiling, Carolee A.; Velten, Juan Carlos, Method, system and computer readable medium for facilitating a transaction between a customer, a merchant and an associate.
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  223. Bunger, Mark; Reiling, Michael; Comb, Michael; Bank, Edward; McCaffery, Michael; Reiling, Carolee A.; Velten, Juan Carlos, Method, system, and computer readable medium for facilitating a transaction between a customer, a merchant and an associate.
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  224. Peart, Lee J.; Saunders, Peter D., Methods and apparatus for a secure proximity integrated circuit card transactions.
    상세보기
  225. Johnson,Richard C., Methods and systems for carrying out contingency-dependent payments via secure electronic bank drafts supported by online letters of credit and/or online performance bonds.
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  226. Cole, Alan; Cassell, Jon, Methods and systems for collateral matching and mark to market reconcilement.
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  227. McRae, Xuan; Lam, Duc; Roland, Matthew, Methods and systems for discounts management.
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  228. Johnson,Richard C., Methods and systems for single sign-on authentication in a multi-vendor e-commerce environment and directory-authenticated bank drafts.
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  229. Mesaros, Gregory J., Methods for discounting goods and services.
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  230. Mesaros, Gregory J., Methods for dynamic discounting.
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  231. deGroeve, Bernard; Petroons, Jan; Hanan, Christopher C.; Bailey, A. Graham; Gupta, Shreyas D.; Mellyn, Kevin Lawrence; Saal, Matthew; Alexander, Morio; Mondschein, Craig, Methods for electronic multiparty accounts receivable and accounts payable systems.
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  232. Brennan, Sherry, Middle class america card.
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  233. Mesaros, Gregory J., Mobile device search mechanism.
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  234. Laik, Pascal; Sundararaian, Ramaswamy; Garg, Shailendra; Vallet, Roland Pierre; Leon, Maria Theresa Barnes, Modeling of activity data.
    상세보기
  235. Catahan, Jr., Nardo B.; Kale, Shekhar P.; Garg, Shailendra; Leon, Maria Theresa Barnes; Sundararajan, Ramaswamy, Modeling of order data.
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  236. Brennan, Sherry, Multi-use electronic card balance reader.
    상세보기
  237. Hoffberg, Steven M., Multifactorial optimization system and method.
    상세보기
  238. Mesaros, Gregory J., Multiple criteria buying and selling model.
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  239. Mesaros, Gregory J., Multiple criteria buying and selling model.
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  240. Mesaros, Gregory J., Multiple criteria buying and selling model.
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  241. Mesaros, Gregory J., Multiple criteria buying and selling model.
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  242. Mesaros, Gregory J., Multiple criteria buying and selling model.
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  243. Mesaros, Gregory J., Multiple criteria buying and selling model.
    상세보기
  244. Sermersheim, James; Hodgkinson, Andrew A.; Sanders, Daniel S.; Doman, Thomas E.; Buss, Duane F., Multiple persona information cards.
    상세보기
  245. Mesaros, Gregory J., Multiple price curves and attributes.
    상세보기
  246. Mesaros, Gregory J., Multiple supplier system and method for transacting business.
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  247. Redford, Liane; Shimko, Bryan; Nguyen, Loc; Hammad, Ayman, Network centric loyalty system.
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  248. Bleunven, Daniel; Karotsch, Eliane; Dalban, Christian; Miller, Andrew D J, Network-based sub-allocation systems and methods for swaps.
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  249. Bleunven, Daniel; Karotsch, Eliane; Dalban, Christian; Miller, Andrew D J, Network-based sub-allocation systems and methods for swaps.
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  250. Siegel, Philip S., On-line merchandise return labels.
    상세보기
  251. Siegel, Philip S., On-line rules-based return processing.
    상세보기
  252. Mesaros, Gregory J., Order aggregation and merchant ranking.
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  253. Wang, Ynjiun Paul, Portable electronic charge and authorization devices and methods therefor.
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  254. Reid, William; Lynch, Keiron G.; Swackhammer, Craig; Novak, M. Kathrina; Martinez, L. Ted; Bryant, John M., Pre-funding system and method.
    상세보기
  255. Reid, William; Lynch, Keiron G.; Swackhammer, Craig; Novak, M. Kathrina; Martinez, L. Ted; Bryant, John M., Pre-funding system and method.
    상세보기
  256. Noriega, Eduardo; Almenara, Jose, Prepaid card payment system and method for electronic commerce.
    상세보기
  257. Mesaros, Gregory J., Presenting mobile offers to members of a social network.
    상세보기
  258. Mesaros, Gregory J., Presenting offers to a mobile device associated with information displayed on a television.
    상세보기
  259. Mesaros, Gregory J., Presenting offers to users of wireless devices.
    상세보기
  260. Mesaros, Gregory J., Presenting offers to users of wireless devices.
    상세보기
  261. Yadav-Ranjan, Rani K., Process and device for conducting electronic transactions using wireless and cellular devices.
    상세보기
  262. Bishop, Fred; Saunders, Peter D., Processing an RF transaction using a routing number.
    상세보기
  263. Rau, Scott W.; Knackstedt, Lee, Processing transactions using a register portion to track transactions.
    상세보기
  264. Mesaros, Gregory J., Promoting offers through social network influencers.
    상세보기
  265. Mesaros, Gregory J., Promoting offers through social network influencers.
    상세보기
  266. Mesaros, Gregory J., Promoting offers through social network influencers.
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  267. Mesaros, Gregory J., Promoting offers through social network influencers.
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  268. Perscky de Fabrega, Ingrid, Public-access E-commerce facility.
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  269. Saunders, Peter D, RF transaction system and method for storing user personal data.
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  270. Bishop, Fred, RF transactions using a wireless reader grid.
    상세보기
  271. Mesaros, Gregory J., Real-time offers and dynamic price adjustments presented to mobile devices.
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  272. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Registering a biometric for radio frequency transactions.
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  273. Beenau, Blayn W; Bonalle, David S; Fields, Seth W; Gray, William J; Larkin, Carl; Montgomery, Joshua L; Saunders, Peter D, Registering a biometric for radio frequency transactions.
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  274. Yu, Kevin John; Chong, Joseph; Tien, Alan, Release of funds based on criteria.
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  275. Yu, Kevin John; Chong, Joseph; Tien, Alan, Release of funds based on criteria.
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  276. Berardi, Michael J.; Bliman, Michal; Bonalle, David; Elwood, Jennifer Anne; Hood, Matthew C.; Isenberg, Susan E.; Mayers, Alexandra; Perry, Trevor J.; Saunders, Peter D.; Scheding, Kathryn D.; Shah, Sejal Ajit; VonWald, Kristin L.; Williamson, John R., Reload protocol at a transaction processing entity.
    상세보기
  277. Hendricks, John S., Resizing document pages to fit available hardware screens.
    상세보기
  278. Siegel,Philip S., Return centers with rules-based dispositioning of merchandise.
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  279. Combs, Terry; Milch, Jennifer A., Reverse manifesting by returns service provider.
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  280. Johnson,Lance; Buckley,Brian; Kocher,Paul C.; Meffert,Peter, Routing methods and systems for increasing payment transaction volume and profitability.
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  281. Tieken, Craig A., Secure transaction management.
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  282. Bonalle, David S; Isenberg, Susan E; Saunders, Peter D; Williamson, John R, Securing RF transactions using a transactions counter.
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  283. Berardi, Michael J.; Bliman, Michal; Bonalle, David S.; Elwood, Jennifer Anne; Hood, Matthew C.; Isenberg, Susan E.; Mayers, Alexandra; Saunders, Peter D.; Scheding, Kathryn D.; Shah, Sejal Ajit; Williamson, John R., Securing a transaction between a transponder and a reader.
    상세보기
  284. Berardi, Michael J.; Bliman, Michal; Bonalle, David S.; Elwood, Jennifer Anne; Hood, Matthew C.; Isenberg, Susan E.; Saunders, Peter D.; Scheding, Kathryn D.; Shah, Sejal Ajit; Williamson, John R.; Mayers, Alexandra, Securing a transaction between a transponder and a reader.
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  285. Hoffman, Steven R.; Cutino, Suzanne C., Smart card loading transactions using wireless telecommunications network.
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  286. Roskind, James, Smart payment instrument selection.
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  287. Bonalle,David S.; Salow,Glen, Smartcard transaction method and system using voiceprint recognition.
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  288. Bonalle, David S.; Salow, Glen, Smartcard transaction system and method.
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  289. Bonalle, David S.; Salow, Glen, Smartcard transaction system and method.
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  290. Mesaros, Gregory J., Social pricing.
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  291. Blandina, Michael; Berry, Robert; Belczynski, Mari, Stored value transaction system and method including an integrated database server.
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  292. Matthews, Bradley Owen; Bishop, Fred, System and method for automatic reconciliation of transaction account spend.
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  293. Kaza, Shrinivas K.; McRae, Xuan (Sunny) N.; Subramani, Dillip K.; Roland, Matthew Grant; Lopin, Pavel; Mueller, Georg, System and method for automatically enrolling buyers into a network.
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  294. Kranzley, Arthur D.; Orfei, Stephen W.; Rutherford, Bruce J., System and method for conducting secure payment transaction.
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  295. Hoffberg, Steven M., System and method for determining contingent relevance.
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  296. Bonalle, David S.; Larkin, Carl; Saunders, Peter D., System and method for dynamic fob synchronization and personalization.
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  297. Lam, Duc; Roland, Matthew; McRae, Xuan (Sunny), System and method for electronic authorization of batch checks.
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  298. Brown, Karen Lavern; Manarky, Lisa Kim, System and method for electronic bill pay and presentment.
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  299. Acharya, Ravi V., System and method for electronic deposit of a financial instrument by banking customers from remote locations by use of a digital image.
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  300. Acharya, Ravi V., System and method for electronic deposit of a financial instrument by banking customers from remote locations by use of a digital image.
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  301. Meyer, Shannon D.; Haggerty, Margaret A.; Schwabinger, Rick, System and method for electronic remittance of funds.
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  302. Berardi, Michael J.; Bliman, Michal; Bonalle, David S.; Saunders, Peter D., System and method for encoding information in magnetic stripe format for use in radio frequency identification transactions.
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  303. Arnold, Brian L.; Simpson, Paul H.; Fitzgerald, Thomas Steven; Lo, Pik Kwan; Wilson, James K.; Brockwell, John C.; Quinn, Michael F., System and method for enhancing supply chain transactions.
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  304. Donaho, Emma; Nolan, Joseph Bradley; Budde, William; Miranda, Giancarlo; Sheley, William Scott, System and method for financial services device usage.
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  305. Donaho, Emma; Nolan, Joseph Bradley; Budde, William; Miranda, Giancarlo; Sheley, William Scott, System and method for financial services device usage.
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  306. Peart, Lee J; Saunders, Peter D, System and method for generating an unpredictable number using a seeded algorithm.
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  307. Mount, Cheryl; Pradhan, Akshay; Tucker, Sheryl F.; Garvey, Danielle O.; Barry, Dennis C.; Goodwin, Brenda; Radvanyi, Tammy; O'Brien, Linda M., System and method for generating magnetic ink character recognition (MICR) testing documents.
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  308. Hoffberg, Steven M., System and method for incentivizing participation in a market transaction.
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  309. Saunders, Peter D, System and method for managing a transaction protocol.
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  310. Kerker, William S.; Paasche, Thomas D.; Bamborough, Dave; Bancino, Randy S.; Horder-Koop, Robin; McDonald, Kenneth J.; Parker, John P.; Zevalkink, Claire E., System and method for managing recurring orders in a computer network.
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  311. Webb, Russ; Blight, David, System and method for monitoring a security state of an electronic device.
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  312. Cataline, Glen R.; Rielly, William Smith; Sheehan, Mark Robert; Wallace, William Scott, System and method for optimized funding of electronic transactions.
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  313. Lam, Duc; Shanbhogue, Ramnath; Kan, Immanuel; Moore, Robert; McRae, Xuan (Sunny), System and method for payer (buyer) defined electronic invoice exchange.
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  314. Field, Manning R.; Reinhard, Walter Brent, System and method for processing transactions using a multi-account transactions device.
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  315. Field, Manning R.; Reinhard, Walter Brent, System and method for processing transactions using a multi-account transactions device.
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  316. Field, Manning R.; Reinhard, Walter Brent; Keld, Marcia, System and method for processing transactions using a multi-account transactions device.
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  317. Nagel,Robert H., System and method for production and authentication of original documents.
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  318. Nagel,Robert H., System and method for production and authentication of original documents.
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  319. Kalinin, Alexander V.; Dobrovolsky, Sergey V.; Solodovnikov, Andrey Y.; Martynenko, Vladislav V.; Schouwenberg, Roel, System and method for protecting electronic money transactions.
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  320. Hoffberg, Steven M., System and method for providing a payment to a non-winning auction participant.
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  321. Evans, Steven E.; Pierce, Suzanne Dallmeyer, System and method for providing supplemental payment or transaction information.
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  322. Bishop, Fred; Neemann, Trey; Armes, David, System and method for reassociating an account number to another transaction account.
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  323. Asani,Karim, System and method for safe financial transactions in E.Commerce.
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  324. Nagel, Robert H.; Felsher, David P.; Hoffberg, Steven M., System and method for secure communications involving an intermediary.
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  325. Felsher, David P.; Nagel, Robert H.; Hoffberg, Steven M., System and method for secure three-party communications.
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  326. Felsher, David P.; Nagel, Robert H.; Hoffberg, Steven M., System and method for secure three-party communications.
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  327. Nagel,Robert H.; Felsher,David P.; Hoffberg,Steven M., System and method for secure three-party communications.
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  328. Saunders, Peter D; Barnes, Brian T, System and method for secure transactions manageable by a transaction account provider.
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  329. Bouey, Kevin; Muthu, Sri Saravana; Pearce, Brian M.; Vancini, Adam, System and method for securely registering a recipient to a computer-implemented funds transfer payment network.
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  330. Saunders, Peter, System and method for securing a recurrent billing transaction.
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  331. Hollier, Ian V.; Waterston, Michael L., System and method for securing information distribution via email.
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  332. Peart, Lee J.; Saunders, Peter D., System and method for securing sensitive information during completion of a transaction.
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  333. Cataline, Glen R.; Rielly, William Smith; Wallace, William Scott; Sheehan, Mark Robert, System and method for selectable funding of electronic transactions.
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  334. Lehman, Dean K.; McCullough, Joseph R.; Orth, Nancy A., System and method for sending money via E-mail over the internet.
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  335. Siegel, Philip S, System and method for single-action returns of remotely purchased merchandise.
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  336. Rosedale,Matthew P.; Master,Warren; Campfield,Thomas; Phinney,John, System and method for trade settlement tracking and relative ranking.
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  337. Bouey, Kevin; Muthu, Sri Saravana; Pearce, Brian M.; Vancini, Adam, System and method for transferring funds.
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  338. Bouey, Kevin; Muthu, Sri Saravana; Pearce, Brian M.; Vancini, Adam, System and method for transferring funds.
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  339. Schutzer, Daniel, System and method for use of distributed electronic wallets.
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  340. Holm, Don; Lam, Duc; McRae, Xuan (Sunny), System and method for varying electronic settlements between buyers and suppliers with dynamic discount terms.
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  341. Holm, Don; Lam, Duc; McRae, Xuan (Sunny), System and method for varying electronic settlements between buyers and suppliers with dynamic discount terms.
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  342. Tamassia, Hugh Robert; Stransky, Peter Franklin; Acharya, Ravi; Ranganath, Satyan, System and methods for mobile ordering and payment.
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  343. Breck, Lydia; Zoob, Jessica; Salow, Glen; Bishop, Fred; Schwarz, William; Glazer, Elliot; Johnstone, David; Cunningham, Katie; Nambiar, Anant; Belt, Jan Nunney; Wittwer, Martin; Armes, David; Chow, Christina, System for facilitating a transaction.
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  344. Breck, Lydia; Zoob, Jessica; Salow, Glen; Bishop, Fred; Schwarz, William; Glazer, Elliot; Johnstone, David; Cunningham, Katie; Nambiar, Anant; Belt, Jan Nunney; Wittwer, Martin; Armes, David; Chow, Christina, System for facilitating a transaction.
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  345. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
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  346. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
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  347. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
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  348. Harris, Scott; Lavinsky, Joshua; Sreeharsha Dasa Anjayaiah, Setty, Systems and methods for automated invoice entry.
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  349. Harris, Scott; Lavinsky, Joshua; Sreeharsha Dasa Anjayaiah, Setty, Systems and methods for automated invoice entry.
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  350. Bonalle, David; Bliman, Michal; Saunders, Peter D.; Williamson, John Robert, Systems and methods for managing account information lifecycles.
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  351. Tamassia, Hugh Robert; Stransky, Peter Franklin; Acharya, Ravi; Ranganath, Satyan, Systems and methods for mobile ordering and payment.
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  352. Bishop, Fred; Saunders, Peter D, Systems and methods for non-traditional payment using biometric data.
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  353. Bonalle,David S.; Fehlhaber,Jeff; Saunders,Peter D., Systems and methods for providing a RF transaction device operable to store multiple distinct calling card accounts.
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  354. Kirwin, Glenn D.; Claus, Matthew; Noviello, Joseph; Gilbert, Andrew C., Systems and methods for providing a trading interface.
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  355. Kirwin, Glenn D.; Claus, Matthew; Noviello, Joseph; Gilbert, Andrew C., Systems and methods for providing a trading interface.
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  356. Kirwin, Glenn D.; Claus, Matthew; Noviello, Joseph; Gilbert, Andrew C., Systems and methods for providing a trading interface.
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  357. Kirwin, Glenn D.; Claus, Matthew; Noviello, Joseph; Gilbert, Andrew C., Systems and methods for providing a trading interface.
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  358. Kirwin, Glenn D.; Claus, Matthew; Noviello, Joseph; Gilbert, Andrew C., Systems and methods for providing a trading interface.
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  359. Mesaros, Gregory J., Systems and methods for searchable time-based offers.
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  360. Wu,Wai; Heller,Toby; Hoffberg,Steven M., Telephony control system with intelligent call routing.
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  361. Wu,Wai; Heller,Toby; Hoffberg,Steven M., Telephony control system with intelligent call routing.
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  362. Yu, Christopher C.; Kubo, Takeshi; Kanatani, Ryogo, Terminal for exchanging electronic business cards.
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  363. Loy, John J., Trade receivable processing method and apparatus.
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  364. Loy, John J., Trade receivable processing method and apparatus.
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  365. Banaugh, Michelle; Knowlton, Timothy R.; Wood, George L., Transaction ID system and process.
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  366. Banaugh, Michelle; Knowlton, Timothy R.; Wood, George L., Transaction ID system and process.
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  367. Starai, Nicholas J.; Schmidgall, Matthew M., Transmission of sensitive customer information during electronic-based transactions.
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  368. Hendricks, John S.; McCoskey, John S., Virtual on-demand electronic book.
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  369. Hay, Brian Robert; Hibberd, Timothy Winston; Leenders, Ronald George; Kinder, Richard David, Virtual token.
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  370. Friedman, David; Wu, Wai, Voice over internet call center integration.
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  371. Friedman, David; Wu, Wai, Voice over internet call center integration.
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