초록 ▼

A cardless automated financial transaction apparatus includes an input device configured to generate an input signal corresponding to a customer identifier in response to actuation of the input device by a customer, a biometric device configured to receive biometric information about the customer, a

A cardless automated financial transaction apparatus includes an input device configured to generate an input signal corresponding to a customer identifier in response to actuation of the input device by a customer, a biometric device configured to receive biometric information about the customer, a storage device including a database of customer information, the customer information including stored biometric information, a connection to a banking network provider, and an electronic processor. The processor is configured to receive the input signals from the input device, receive biometric information from the biometric device, and access the database of customer information in response to the input signals to obtain data about the customer identified by the customer identifier, the data including stored biometric information for the customer. The processor then compares the received biometric information to the stored biometric information, and provides a message to the banking network provider confirming the customer's identity when the received biometric information matches the stored biometric information.

대표청구항 ▼

[ What is claimed is:] [1.] An apparatus for providing automated financial transactions without requiring the use of a card, comprising:an input device configured to generate an input signal corresponding to a customer identifier in response to actuation of the input device by a customer;a biometric

[ What is claimed is:] [1.] An apparatus for providing automated financial transactions without requiring the use of a card, comprising:an input device configured to generate an input signal corresponding to a customer identifier in response to actuation of the input device by a customer;a biometric device configured to receive biometric information about the customer;a storage device including a database of customer information, the customer information including stored biometric information; andan electronic processor configured to:receive the input signals from the input device,receive biometric information from the biometric device,access the database of customer information to obtain data about the customer, the data including stored biometric information for the customer,compare the received biometric information to the stored biometric information,provide a message to a banking network provider confirming a customer's identity when the received biometric information matches the stored biometric information, andwhen the received biometric information does not match the stored biometric information, transmit the received biometric information to a remotely-located service center for comparison with biometric information stored at the remotely-located service center.