초록 ▼

A method for financing a supply of goods (a supply chain) from a supplier to a buyer in which the buyer has a lower cost of funds than the supplier. According to the method, the buyer generates a purchase order for the goods which is forwarded to the supplier who in turn ships the goods to the buyer

A method for financing a supply of goods (a supply chain) from a supplier to a buyer in which the buyer has a lower cost of funds than the supplier. According to the method, the buyer generates a purchase order for the goods which is forwarded to the supplier who in turn ships the goods to the buyer. The supplier sends an invoice to the buyer which stores the invoice data in a database. The financing institution electronically accesses the database to retrieve the daily invoices. The financial institution then calculates the financing applicable to the shipped good and forwards a payment to the supplier. Upon maturity of the financing, the buyer settles with the financial institution by remitting the gross proceeds.

대표청구항 ▼

[ What is claimed:] [1.] A method for financing, through a third party, a supply of goods from a supply chain to a buyer, the supply chain consisting of a number of participants, wherein the buyer and each participant in the supply chain have a cost of financing, the method comprising the steps of:i

[ What is claimed:] [1.] A method for financing, through a third party, a supply of goods from a supply chain to a buyer, the supply chain consisting of a number of participants, wherein the buyer and each participant in the supply chain have a cost of financing, the method comprising the steps of:identifying a first participant that has a cost of financing that is the greatest above the buyer's cost of financing;establishing rules between the buyer and the third party including establishing, in a first rule, a manner in which the third party can identify acceptance data representing acceptance of goods by the buyer;the third party identifying acceptance data related to goods accepted by the buyer;calculating the financing for the goods in response to the identified acceptance data and in response to the established rules;forwarding payment for the goods from the third party to the first participant prior to a time the payment for the goods would normally be payable; andat maturity of the financing, settling the financing between the buyer and the third party.