초록 ▼

A computer system and method for permitting a consumer to more effectively make use of a variety of available benefits from a plurality of goods and service providers, wherein the benefits are offered specifically to those consumers having an association with one or more enabling organizations. The

A computer system and method for permitting a consumer to more effectively make use of a variety of available benefits from a plurality of goods and service providers, wherein the benefits are offered specifically to those consumers having an association with one or more enabling organizations. The system includes a memory for storing consumer information, enabling organization information and benefit correlation information. The system compares the identification information to the consumer information to determine those enabling organizations, if any, to which the consumer has an affiliation. The enabling organization information is then analyzed along with benefit correlation information to determine whether any enabling organization to which the consumer is affiliated is offering a potentially applicable benefit for the purchase plan data. The system also determines whether the purchase plan data satisfies all requirements for obtaining the potentially applicable benefit and displays the results. In an alternative embodiment, the system automatically periodically informs consumers of available benefits corresponding to a particular interest of the consumer.

대표청구항 ▼

[ What is claimed is:] [1.]1. A computer system for permitting a consumer to more effectively make use of a variety of available benefits from a plurality of goods and service providers, wherein said benefits are offered specifically to those consumers having an association with one or more enabling

[ What is claimed is:] [1.]1. A computer system for permitting a consumer to more effectively make use of a variety of available benefits from a plurality of goods and service providers, wherein said benefits are offered specifically to those consumers having an association with one or more enabling organizations, said computer system comprising:A) means for storing in a memory in the computer system consumer information, enabling organization information and benefit correlation information, said consumer information including consumer identification information and consumer interest data for identifying a set of interests for a consumer;B) means for analyzing said consumer information, said enabling organization information and said benefit correlation information to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for said consumer which is applicable to said consumer interest data and is available during a pre-determined period; andC) means for generating a message in advance of said pre-determined period to inform a system user of any available benefit applicable to said consumer interest data;wherein said benefit includes at least one of a discounted rate and any other value available to the consumer as a result of the consumer's membership in said one or more enabling organizations.