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A banking, retail or other transaction network can comprise a number of terminals, for example an ATM, where each terminal comprises a plurality of peripheral devices such as a user interface, card reader, receipt printer and cash dispenser. The applications software for the peripheral devices can b

A banking, retail or other transaction network can comprise a number of terminals, for example an ATM, where each terminal comprises a plurality of peripheral devices such as a user interface, card reader, receipt printer and cash dispenser. The applications software for the peripheral devices can be held in a central server located externally of the terminal and linked to the terminal through a communications link. The link can extend to the individual peripheral devices so that they are direct clients of the server. Additionally the individual peripheral devices can be connected to each other over the link to enable them to communicate directly with each other on a peer-to-peer basis. Each peripheral can have an independent control application. In use, the independent control applications may communicate with each other so that a peripheral operates in response to a signal generated by another peripheral. A peripheral for use in such a terminal, and a network of such terminals are also described. A mainframe or server computer accessing a banking or other information database (e.g., a legacy host) can be connected to the central server through an information signal connection.

대표청구항 ▼

[ What is claimed is:] [1.]1. A banking or retail transaction network comprising a server and one or more transaction terminals, each of the transaction terminals containing a plurality of peripheral devices adapted to function as constituents of the transaction terminal operating through the server

[ What is claimed is:] [1.]1. A banking or retail transaction network comprising a server and one or more transaction terminals, each of the transaction terminals containing a plurality of peripheral devices adapted to function as constituents of the transaction terminal operating through the server in the transaction network, wherein the server is arranged to store applications and driver software for the peripheral devices and communication links are provided from the server to the peripheral devices so that the server and the peripheral devices can communicate independently of the transaction terminal to enable the applications and driver software to be downloaded directly from the server to the peripheral devices.