초록 ▼

A system for providing supplementary product sales is provided in which a central controller, which may be operated by a credit card issuer, receives a purchase from a card authorization terminal. The purchase includes at least one purchase parameter, such as a customer account identifier, product i

A system for providing supplementary product sales is provided in which a central controller, which may be operated by a credit card issuer, receives a purchase from a card authorization terminal. The purchase includes at least one purchase parameter, such as a customer account identifier, product identifiers for specifying items purchased or product price. The central controller determines a supplementary product to offer that is based on the at least one purchase parameter. A product identifier for specifying the supplementary product is transmitted to the card authorization terminal, where the customer chooses whether to accept the offered supplementary product. The card authorization terminal generates and transmits to the central controller a selection signal indicative of whether the supplementary product is accepted. If the selection signal indicates that the supplementary product is accepted, the central controller adjusts a balance of a financial account in dependence on an adjustment value associated with the supplementary product. The financial account may be, for example, a credit card account of the customer, the merchant controlling the card authorization terminal, or a merchant offering the accepted supplementary product. Thus, payment for the supplementary product or rewards for accepting the supplementary product may be transferred among various parties automatically.

대표청구항 ▼

A system for providing supplementary product sales is provided in which a central controller, which may be operated by a credit card issuer, receives a purchase from a card authorization terminal. The purchase includes at least one purchase parameter, such as a customer account identifier, product i

A system for providing supplementary product sales is provided in which a central controller, which may be operated by a credit card issuer, receives a purchase from a card authorization terminal. The purchase includes at least one purchase parameter, such as a customer account identifier, product identifiers for specifying items purchased or product price. The central controller determines a supplementary product to offer that is based on the at least one purchase parameter. A product identifier for specifying the supplementary product is transmitted to the card authorization terminal, where the customer chooses whether to accept the offered supplementary product. The card authorization terminal generates and transmits to the central controller a selection signal indicative of whether the supplementary product is accepted. If the selection signal indicates that the supplementary product is accepted, the central controller adjusts a balance of a financial account in dependence on an adjustment value associated with the supplementary product. The financial account may be, for example, a credit card account of the customer, the merchant controlling the card authorization terminal, or a merchant offering the accepted supplementary product. Thus, payment for the supplementary product or rewards for accepting the supplementary product may be transferred among various parties automatically. ing voice data from the extracted text information; and controlling a read-out timing of the voice data in synchronism with reproduction of music data. 6. A storage medium readable by a machine tangible embodying a program of instructions executable by the machine to perform method steps comprising: reading out identification information from a medium on which identification information is recorded together with music data; searching for text information related to the music data on the basis of the identification information; synthesizing voice data from searched text information; and controlling a read-out timing of the voice data in synchronism with reproduction of the music data. 7. A music/voice reproduction device which perform reproduction of music data and read-out of text information from a medium on which the text information is stored together with the music data, comprising: a text information extraction unit extracting text information related to the music data; a voice synthesizer obtaining voice data from the extracted text information; a music data reproduction unit reproducing the music data; and a controller controlling a read-out timing of the voice data in synchronism with reproduction of music data. 8. A music/voice reproduction device comprising: an identification information read-out unit reading out identification information from a medium on which identification information is recorded together with music data; a text information search unit searching for text information related to the music data on the basis of the identification information; a voice synthesizer obtaining voice data from searched text information; a music data reproduction unit reproducing music data; and a controller controlling a read-out timing of the voice data in synchronism with reproduction of the music data.