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A padfolio having, along at least one cover's interior, a raised, substantially rigid tray structure that defines plurality of compartments with dividing walls therebetween is provided. The surface of the tray structure is covered in a fastener material that removably interengages with an opposing f

A padfolio having, along at least one cover's interior, a raised, substantially rigid tray structure that defines plurality of compartments with dividing walls therebetween is provided. The surface of the tray structure is covered in a fastener material that removably interengages with an opposing fastener material that is applied to a set of pockets, pouches, electronic devices, pen holders, clocks, calculators and other items. In one embodiment, the fastener material consists of a loop material formed along the tray and a hook material attached to an underside of each of the various attachable items. In this manner, the pockets, pouches or other items can be freely or variably placed anywhere along the loop surface, in any of the compartments, at a wide variety of locations therein. A pen holder for the padfolio or other business accessory is constructed from a flexible material that defines a barrel with a top slot formed between a pair of opposing side walls and a base. The side walls include undulating top edges that define the slot and facilitate passage of the pen therethrough. The penholder can have a linear groove along the base on the barrel interior to guide a stitch for fixed attachment to the padfolio or other business accessory.

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What is claimed is: 1. A padfolio having an interior compartment comprising: a bottom cover including a notepad removably mounted thereon; a top cover having a plurality of compartments; and the plurality of compartments being defined by a plurality of raised walls with hook and loop fastener mate

What is claimed is: 1. A padfolio having an interior compartment comprising: a bottom cover including a notepad removably mounted thereon; a top cover having a plurality of compartments; and the plurality of compartments being defined by a plurality of raised walls with hook and loop fastener material located within each compartment and extending to respective of the raised walls that define each of the compartments for removably and variably mounting an item with opposing hook and loop material attached to the item wherein the item may be mounted in any compartment of the plurality of compartments. 2. The padfolio as set forth in claim 1 wherein the top cover interior is substantially covered entirely by the plurality of compartments. 3. The padfolio as set forth in claim 1 wherein the item is an electronic device. 4. The padfolio as set forth in claim 3 wherein the fastener material mounted on the electronic device is self-adhesive strip. 5. The padfolio as set forth in claim 1 wherein the item is at least one of a penholder, a pouch and a clock. 6. The padfolio as set forth in claim 5 wherein the penholder comprises an elastomeric material defining side walls and an inner barrel, the side walls including a split so that a pen can pass through the split upon application of force. 7. The padfolio as set forth in claim 1 wherein the compartment includes an elastic webbing extending thereacross for holding additional items in the compartment. 8. The padfolio as set forth in claim 1 wherein the tray includes an inner backing constructed from a formed sheet of plastic and having adhered thereto an outer fabric material that defines a loop fastener. 9. The padfolio as set forth in claim 1 further comprising a plurality of additional items, each of the additional items having the second element of fastener material mounted thereto and each of the additional items being selectively, variably, and removably mountable within the compartment so as to each be movable about the compartment to a plurality of variable locations with the first element of fastener material in engagement with the second element. 10. A padfolio having a pair of opposing covers, each with a cover interior comprising: a pad holder on a first cover interior; and a second cover interior substantially covered by a plurality of compartments, where the plurality of compartments are each defined by a plurality raised walls that surround hook fastener material or loop fastener material that engages an opposing, interengaging loop element or hook element, respectively, mounted on an item so that the item is capable of being removably and variably mounted on the second cover interior so as to be movable about one compartment of the plurality of compartments and different compartments of the plurality of compartments where the hook and loop elements of the fastener material are in engagement. 11. The padfolio as set forth in claim 10 wherein the second cover interior is a substantially covered by the plurality of compartments. 12. The padfolio as set forth in claim 10 wherein each compartment of the plurality of compartments is of unequal size. 13. The padfolio as set forth in claim 12 wherein the item is at least one of a pen holder, a pouch, a wallet, a clock and an electronic device. 14. The padfolio as set forth in claim 10 wherein the item is at least one of a pen holder, a pouch, a wallet, a clock and an electronic device. 15. The padfolio as set forth in claim 10 further comprising a plurality of additional items, each of the additional items having the loop or hook element of fastener material mounted thereto and each of the additional items being selectively, variably, and removably mountable on the second cover interior so as to each be movable about the second cover interior to a plurality of variable locations with the hook and loop elements of fastener material in engagement.