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Systems, methods, and devices for selling transaction instruments 원문보기

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06K-005/00
출원번호 US-0905663 (2005-01-14)
발명자 / 주소
  • Beck,Randall G.
  • Feldman,Gennye
  • Imada,Jon Steven
  • Martinez,Paula S.
  • Miller,Sven
  • Page,Clyde
  • Keiser,Steven J.
출원인 / 주소
  • American Express Travel Related Services Company, Inc.
대리인 / 주소
    Snell & Wilmer L.L.P.
인용정보 피인용 횟수 : 88  인용 특허 : 69

초록

초록이 없습니다.

대표청구항

대표청구항이 없습니다.

이 특허에 인용된 특허 (69)

  1. Frazee, Steve, Account/asset activation device and method.
  2. Cuervo Vincent, Automated teller machine dispenser of debit cards.
  3. Hill Jeffery L. (Mundelein IL) Hill Gregory S. (Lake Zurich IL) Bretl Robert J. (Menominee MI) Zuck Gary (Prospect Heights IL) Kassabian Fred J. (Arlington Heights IL) Jordan Bryant J. (Mt. Prospect , Automatic verified embossed card package production methods.
  4. Davis Virgil M. ; Roth Janet T., Card activation at point of distribution.
  5. Sasou Hiroshi (Tokyo JPX) Yamazaki Atsushi (Tokyo JPX) Chiba Hiromi (Tokyo JPX), Card and card check method.
  6. Browning, Lucas T.; Gaughan, W. Clark; Browning, Charles L., Cash card system.
  7. Lee-Wai-Yin Michael,CAX, Cashless card revalue system.
  8. Fleming Stephen S., Children's credit or debit card system.
  9. Kolls Brock (Phoenixville PA), Credit and bank issued debit card operated system and method for controlling a prepaid card encoding/dispensing machine.
  10. Brake ; Jr. Francis B. ; Schwartz Deborah ; Zimmerman Jennifer, Customer activated multi-value (CAM) card.
  11. Krahn Gerald C., Debit card box package.
  12. Krahn Gerald C., Debit card box package.
  13. Dawson Murray, Debit card with activation control.
  14. Dawson, Murray, Debit card with activation control.
  15. Murray Dawson, Debit card with activation control.
  16. Phillips, Gregory Joseph; Deporte, Rebecca; Norwine, Jeffery A.; Joines, Penny B., Debit purchasing of stored value card for use by and/or delivery to others.
  17. Ma, Hien Duc; Chatzipetros, Argyrios A., Digital radio prepaid music recording system.
  18. Van Dusen Karen L., Electronic gift certificate system.
  19. Longfield Ross N., Electronic income tax refund system utilizing the tax refund to underwrite issuance of a secured credit card.
  20. Franklin D. Chase ; Rosen Daniel ; Benaloh Josh ; Simon Daniel R., Electronic online commerce card with customer generated transaction proxy number for online transactions.
  21. Leef Quentin ; Reed John, Fraud prevention method and system.
  22. Levine Jack ; Brandt Priscilla C. ; Jackson Nydia ; Johnson David L. ; Clark Helen, Method and apparatus for distributing currency.
  23. Solokl Daniel David ; Knight Kirk Hoyt ; Corsini Frank Anton, Method and apparatus for executing electronic commercial transactions with minors.
  24. Lorsch Robert H., Method and apparatus for prepaid phone card activation and billing.
  25. Gallagher Thomas ; Henretty Murdoch, Method and apparatus for recording magnetic information on traveler's checks.
  26. Tidball, Thomas H.; Bodman, Dennis W., Method and system for account activation.
  27. Tidball, Thomas H.; Bodman, Dennis W., Method and system for account activation.
  28. Joseph C. Kawan, Method and system for off-line loading of stored value cards using a batch-load terminal.
  29. Blaylock Thomas F. (Irvine CA) Schroeder Marvin C. (Mission Viejo CA), Method for encoding MICR documents.
  30. Sano Kenji,JPX ; Urano Taeko I.,JPX ; Nishizawa Hideyuki,JPX ; Saito Mitsunaga,JPX ; Todori Kenji,JPX, Method of reading pattern and optical signal reader.
  31. Hagemier Robert C., Method of refunding value added tax.
  32. Hagemier Robert C., Method of refunding value added tax.
  33. Dorf Robert E., Multifunction card system.
  34. Dorf Robert E., Multifunctional card system.
  35. Brian Klure, Multiple-component data package.
  36. Klure Brian, Multiple-component data package.
  37. Klure, Brian, Multiple-component data package.
  38. Smith M. Brooks ; Wilkie David M., Package assembly and method for activating prepaid debit cards.
  39. Fiala Barry J ; Selby Ronald B, Package for card with data-encoded strip and method of using same.
  40. Klure Brian, Packaged data card assembly.
  41. White James L. ; White James A., Point-of-distribution pre-paid card vending system.
  42. Stimson Charles J. (Garland TX) Beshear Brady S. (Garland TX), Pre-paid card system and method.
  43. Stimson Charles J. ; Beshear Brady S., Pre-paid card system and method.
  44. Stimson, Charles J.; Beshear, Brady S., Pre-paid card system and method.
  45. Debra Lynn Fite ; John Peter Doomernik CA, Pre-paid card system for purchasing products or services.
  46. Fertig Aaron, Pre-paid flower or gift card.
  47. Carson John T., Pre-paid phone card system with promotional link.
  48. Henderson, Karl; Ford, David; Bond, James Duke; Mir, Kamran, Pre-paid telephone calling card linked to a stored value account.
  49. Stich Rebecca ; Ramsburg Douglas ; Rice Ginger A. ; Wantz John L. ; Dalgauer Don ; Nassoiy Stephen R., Prepaid card.
  50. McKoy Reginald V. (Silver Spring MD) Chin-Aronds Lilly (Clark NJ) Farris Robert D. (Sterling VA), Prepaid cash card.
  51. Edward Earl Sorie, Prepaid entertainment card and methods and systems for using prepaid entertainment card.
  52. Philippe Martineau, Prepaid smart card in a GSM based wireless telephone network and method for operating prepaid cards.
  53. Taskett John M., Refundable prepaid telephone card.
  54. Kistner, Erin E.; Klure, Brian, Simplified data package assembly.
  55. Slater, Kim Michele, Sponsor funded stored value card.
  56. Cohen, Robert H.; Marder, Jeffrey Charles; Hilinski, John Clayton, System and method for handling purchasing transactions over a computer network.
  57. Graves, Phillip Craig; Smith, Merrill Brooks, System and method for managing stored-value card data.
  58. Cerra, Peter J., System and method for recovering refundable taxes.
  59. Nicole N. Risafi ; Burnett D. Hunter ; Kevin McKenzie ; Janice Wiggins ; Brian Stangle, System and method for using a prepaid card.
  60. Kevin Sullivan, System and methods for card payment instrument with rebate applied to an insurance premium.
  61. Vincent Cuervo, System for dispensing prepaid debit cards through point-of-sale terminals.
  62. Picciallo Michael J., Third party credit card.
  63. Blank, Eric, Transaction card with attached auxiliary member.
  64. Joao Raymond Anthony ; Bock Robert Richard, Transaction security apparatus and method.
  65. Lutz William A. (Halesite NY) Wright John B. (Crestwood NY) Moss Noel (St. Louis MO) Delia Richard (Brooklyn NY), Travelers cheque transaction terminal.
  66. Wisdom Juanita J. ; Wisdom Deborah M., Universal pre-paid gasoline and travel card.
  67. Welton, Mark, Universal prepaid telecommunication services card.
  68. Peters Steven A., Vending system.
  69. Hansen Roger P., Wallet card package.

이 특허를 인용한 특허 (88)

  1. Sullivan, Christopher; Holm, Maria S.; Delaney, Rachel Ann; Choi, Kristin Watnemo; Schumann, Timothy D.; Bowar, Jenna, Account application product, associated package and method for processing an associated application.
  2. Sullivan, Christopher; Holm, Maria S.; McDougall, Rachell Ann; Choi, Kristin Watnemo; Schumann, Timothy D.; Bowar, Jenna, Account application product, associated package and method for processing an associated application.
  3. Chakiris, Phil M.; Smith, Chandilyn; Blasius, Brian, Activation number generation and association.
  4. Brill, Judith; Luongo, Jr., Philip J.; Macnider, Ian S., Carrier card arrangement with removable envelope.
  5. Smith, Merrill Brooks; Smith, Chandilyn, Composite activation indicia substrate.
  6. Brake, Jr., Francis B.; Schwartz, Deborah; Zimmerman, Jennifer, Customer activated multi-value (CAM) card.
  7. Brake, Jr., Francis B.; Schwartz, Deborah; Zimmerman, Jennifer, Customer activated multi-value (CAM) card.
  8. Phillips, Gregory Joseph; Deporte, Rebecca; Norwine, Jeffery A.; Joines, Penny B., Debit purchasing of stored value card for use by and/or delivery to others.
  9. Phillips, Gregory Joseph; Deporte, Rebecca; Norwine, Jeffery A.; Jones, Penny B., Debit purchasing of stored value card for use by and/or delivery to others.
  10. Phillips, Gregory Joseph; Deporte, Rebecca; Norwine, Jeffrey; Joines, Penny, Debit purchasing of stored value card for use by and/or delivery to others.
  11. Phillips, Gregory Joseph; Deporte, Rebecca; Norwine, Jeffrey; Joines, Penny, Debit purchasing of stored value card for use by and/or delivery to others.
  12. Phillips, Gregory Joseph; Deporte, Rebecca; Norwine, Jeffrey; Joines, Penny, Debit purchasing of stored value card for use by and/or delivery to others.
  13. Phillips, Gregory Joseph; Deporte, Rebecca; Norwine, Jeffrey; Joines, Penny, Debit purchasing of stored value card for use by and/or delivery to others.
  14. Guest, John David; Tagg, Brian Roger; Lowin, Leslie George, Delivery of value identifiers using short message service (SMS).
  15. Guest,John David; Tagg,Brian Roger; Lowin,Leslie George, Delivery of value identifiers using short message service (SMS).
  16. Chakiris, Phil M.; Smith, Chandilyn; Blasius, Brian, Foldable data card assembly and method.
  17. Roberts, Jamie, Gift card carriers.
  18. Roberts, Jamie, Gift card carriers.
  19. Shader, Danny; Thams, Kurt; Capps, Steve, Honorary credit system and method.
  20. Chakiris, Philip M.; Smith, Merrill Brooks; Graves, Phillip Craig, Inserting value into customer account at point of sale using a customer account identifier.
  21. Chakiris, Philip M.; Smith, Merrill Brooks; Graves, Phillip Craig, Inserting value into customer account at point of sale using a customer account identifier.
  22. Cole, Vallance; Epis, Glenn, Method and apparatus for purchasing digital playlists.
  23. Pletz, Tracy M.; Seidel, Howard C.; Rochford, Joseph, Method and system for implementing a card product with multiple customized relationships.
  24. Pletz, Tracy M.; Seidel, Howard C.; Rochford, Joseph, Method and system for implementing a card product with multiple customized relationships.
  25. Pletz, Tracy M.; Seidel, Howard C.; Rochford, Joseph, Method and system for implementing a card product with multiple customized relationships.
  26. Pletz, Tracy M.; Seidel, Howard C.; Rochford, Joseph, Method and system for implementing a card product with multiple customized relationships.
  27. Spielmann, Craig; Hutter, Maria; Klein, Joel; Singhani, Naresh, Method and system for managing risk.
  28. Noles, Michael K., Method and system for providing flexible financing.
  29. Noles, Michael K., Method and system for providing flexible financing.
  30. Biskupski, Ted; Bachmann, Christina Lee; Epis, Glenn; Chan, Darryl; Gupta, Sushil, Method for assembling and activating a multi-pack package of transaction cards.
  31. Biskupski, Ted; Luongo, Jr., Philip J.; Brill, Judith; Vignale, Laura Maria, Multi-pack gift card and activation thereof.
  32. Hirka, Jeffrey L.; Fellner, Debra C.; Fox, Steven; Knackstedt, Lee, Multiple account advanced payment card and method of routing card transactions.
  33. Hirka, Jeffrey L.; Fellner, Debra C.; Fox, Steven; Knackstedt, Lee, Multiple account advanced payment card and method of routing card transactions.
  34. Hirka, Jeffrey L.; Fellner, Debra C.; Fox, Steven; Knackstedt, Lee, Multiple account advanced payment card and method of routing card transactions.
  35. Hirka, Jeffrey L.; Fellner, Debra C.; Fox, Steven; Knackstedt, Lee, Multiple account advanced payment card and method of routing card transactions.
  36. Graves,Phillip Craig, Point-of-sale activation of media device account.
  37. Martinez, Larry A.; Aquino, Angelita I.; Cameron, Jennifer R.; Bowden, Adam L., Presentation instrument package arrangement.
  38. Martinez, Larry A., Presentation instrument with user-created pin.
  39. Narlinger, Brett S.; Cameron, Jennifer; Martinez, Larry A., Presentation instrument with user-created pin and methods for activating.
  40. Bhattacharya, Ashmit; Bower, Bruce; Briggs, Gary; Gendron, Marc; Grove, Steve; Henson, Tina; Thomas, Parker, Processing value-ascertainable items.
  41. Schumann, Timothy D.; Bowar, Jenna, Retail package.
  42. Blossom, George, Selectable multi-purpose card.
  43. Knackstedt, Lee; Rau, Scott, Stored value card provided with merchandise as rebate.
  44. Graves,Phillip Craig; Smith,Merrill Brooks, System and method for adding value to a stored-value account.
  45. Smith,Merrill Brooks; Graves,Phillip Craig, System and method for adding value to a stored-value account.
  46. Smith, Merrill Brooks; Graves, Phillip Craig, System and method for authorizing the activation of a communication device.
  47. Alarcon-Luther, Melissa; Fellner, Debra C.; Sabloff, Barry M.; Schell, III, Frank Charles; Mesrobian, Peter Mark; Griffin, Ginger; Dorion, Michelle; Karris, Gus, System and method for currency selectable stored value instrument.
  48. Capps, Stephen P.; Minor, John Paul; Voss, Catalin, System and method for facilitating cash payment transactions using a mobile device.
  49. Schwarz, Jr., Charles E., System and method for funding a collective account by use of an electronic tag.
  50. Schwarz, Jr., Charles E., System and method for funding a collective account by use of an electronic tag.
  51. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
  52. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
  53. Taylor, Robert Cameron; Pilarcik, Jeffrey J., System and method for granting promotional rewards to both customers and non-customers.
  54. Taylor, Robert Cameron; Pilarcik, Jeffrey J.; Ley, Paula M., System and method for granting promotional rewards to both customers and non-customers.
  55. Strock, Bradley R.; Hooper, Lynn; Glavin, Eugene M.; Bressler, Beth L., System and method for granting promotional rewards to credit account holders.
  56. Strock, Bradley R.; Hooper, Lynn; Glavin, Eugene M.; Bressler, Beth L., System and method for granting promotional rewards to credit account holders.
  57. Sheley, William S., System and method for granting promotional rewards to financial account holders.
  58. Breslin, Jodi; Borgia, Evelyn; de Gottal, Graham, System and method for managing risks associated with outside service providers.
  59. Feingold, Vincent, System and method for multi-dimensional risk analysis.
  60. Das, Jayanta, System and method for offering risk-based interest rates in a credit instrument.
  61. Das, Jayanta, System and method for offering risk-based interest rates in a credit instutment.
  62. Sorem, Steve, System and method for processing transactions.
  63. Field, Manning R.; Reinhard, Walter Brent; Keld, Marcia, System and method for processing transactions using a multi-account transactions device.
  64. Vicente, Maria Teresita; Dragotta, Frank Cawley; Field, Manning R.; Koppenhaver, Joy Lynn; Moed, James Samuel; Jacoby, Ryan Alan; Groulx, Ian Michael; Dame, Kevin Thomas; Emerson, Heather Margaret; McGarry, Jennifer C., System and method for providing borrowing schemes.
  65. Vicente, Maria Teresita; Dragotta, Frank Cawley; Field, Manning R.; Koppenhaver, Joy Lynn; Moed, James Samuel; Jacoby, Ryan Alan; Groulx, Ian Michael; Dame, Kevin Thomas; Emerson, Heather Margaret; McGarry, Jennifer C., System and method for providing borrowing schemes.
  66. Vicente, Maria Teresita; Dragotta, Frank Cawley; Field, Manning R.; Koppenhaver, Joy Lynn; Moed, James Samuel; Jacoby, Ryan Alan; Groulx, Ian Michael; Dame, Kevin Thomas; Emerson, Heather Margaret; McGarry, Jennifer C., System and method for providing borrowing schemes.
  67. Vicente, Maria Teresita; Dragotta, Frank Cawley; Field, Manning R.; Koppenhaver, Joy Lynn; Moed, James Samuel; Jacoby, Ryan Alan; Groulx, Ian Michael; Dame, Kevin Thomas; Emerson, Heather Margaret; McGarry, Jennifer C., System and method for providing borrowing schemes.
  68. Vicente, Maria Teresita; Dragotta, Frank Cawley; Field, Manning R.; Koppenhaver, Joy Lynn; Moed, James Samuel; Jacoby, Ryan Alan; Groulx, Ian Michael; Dame, Kevin Thomas; Emerson, Heather Margaret; McGarry, Jennifer C., System and method for providing borrowing schemes.
  69. Vicente, Maria Teresita; Dragotta, Frank Cawley; Field, Manning R.; Koppenhaver, Joy Lynn; Moed, James Samuel; Jacoby, Ryan Alan; Groulx, Ian Michael; Emerson, Heather Margaret; McGarry, Jennifer C., System and method for providing borrowing schemes.
  70. Hamilton, Stacy M.; Rossiter, Janet L., System and method for providing promotional pricing.
  71. Graves, Phillip Craig; Smith, Merrill Brooks, System and method for securely authorizing and distributing stored-value card data.
  72. Graves,Phillip Craig; Smith,Merrill Brooks, System and method for securing communication service.
  73. Freund, Peter C., System and process for performing purchase transactions using tokens.
  74. Capps, Stephen, Systems and methods for cash payments for online gaming.
  75. Nelsen, David A., Systems and methods for electronic delivery of stored value.
  76. Smith, Merrill Brooks; Graves, Phillip Craig; Chakiris, Phil M, Systems and methods for electronic device point-of-sale activation.
  77. Everhart, Glenn Cobourm, Systems and methods for time variable financial authentication.
  78. Beck, Randall G.; Feldman, Gennye; Heitz, Rachel Riley; Imada, John Steven; Martinez, Paula S.; Miller, Sven; Page, Clyde; Keiser, Steven J., Systems, methods and devices for selling transaction instruments.
  79. Beck, Randall G.; Krasner, Gennye Feldman; Imada, Jon Steven; Simper, Paula S.; Miller, Sven; Page, Clyde; Keiser, Steven J., Systems, methods and devices for selling transaction instruments.
  80. Beck, Randy; Feldman, Gennye; Heitz, Rachel Riley; Imada, John Steven; Martinez, Paula S; Miller, Sven; Page, Clyde; Keiser, Steven J, Systems, methods and devices for selling transaction instruments.
  81. Beck, Randy; Feldman, Gennye; Heitz, Rachel Riley; Imada, John Steven; Martinez, Paula S; Miller, Sven; Page, Clyde; Keiser, Steven J, Systems, methods and devices for selling transaction instruments.
  82. Beck,Randy; Feldman,Gennye; Heitz,Rachel Riley; Imada,John Steven; Martinez,Paula S; Miller,Sven; Page,Clyde; Keiser,Steven J, Systems, methods and devices for selling transaction instruments.
  83. Biskupski, Ted, Transaction card with dual scratch and peel label.
  84. Field, Manning R.; Reinhard, Walter Brent, Transaction device.
  85. DeLoach, John Mark, Universal payment protection.
  86. DeLoach, John Mark, Universal payment protection.
  87. DeLoach, John Mark, Universal payment protection.
  88. Simons, Paul, Variable rate payment card.
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