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Tokenless electronic transaction system 원문보기

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06K-009/00
출원번호 US-0245624 (2005-10-07)
발명자 / 주소
  • Hoffman,Ned
  • Pare, Jr.,David Ferrin
  • Lee,Jonathan Alexander
출원인 / 주소
  • Indivos Corporation
대리인 / 주소
    Marger, Johnson & McCollom, P.C.
인용정보 피인용 횟수 : 67  인용 특허 : 176

초록

초록이 없습니다.

대표청구항

대표청구항이 없습니다.

이 특허에 인용된 특허 (176)

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  16. Gorog Jonathan M. (Falls Church VA), Automated order and payment system.
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  19. Eisenberg Alan J. (Monmouth Junction NJ), Automatic teller system and method of operating same.
  20. Kato Masayuki (Atsugi JPX) Shinzaki Takashi (Atsugi JPX) Igaki Seigo (Inagi JPX) Yamagishi Fumio (Ebina JPX) Ikeda Hiroyuki (Yokohama JPX), Biological detecting system and fingerprint collating system employing same.
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  28. Tsikos Constantine (Pennsauken NJ), Capacitive fingerprint sensor.
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  30. Stinson Michael C. ; Templer ; Jr. John W. ; Clower Dyron, Cardless automated teller transactions.
  31. Hills Robert R. (St. Augustine FL) Nichols Henry R. (McLean VA), Checkwriting point of sale system.
  32. Trew Timothy I. P. (Horley GB2) Gallery Richard D. (Horley GB2), Classifying faces.
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  35. Matchett Noel D. (1001 Spring St. ; Ste. 123 Silver Spring MD 20910) Kehoe Brian D. (1001 Spring St. ; Ste. 123 Silver Spring MD 20910), Continuous biometric authentication matrix.
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  37. Brefka Paul E. (Southborough MA), Credit card verification terminal.
  38. Schlafly Hubert J. (Greenwich CT), Data terminal and system for placing orders.
  39. Smithies Christopher Paul Kenneth,GBX ; Newman Jeremy Mark,GBX, Document and signature data capture system and method.
  40. Chang Sheueling S., Electronic check exchange, clearing and settlement system.
  41. Gatto James G. (3102 Sutherland Hill Ct. Fairfax VA 22031), Electronic fund transfer system.
  42. Merjanian John M. (Burlington MA), Ergonomic fingerprint reader apparatus.
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  44. Ogram Mark E., Financial transaction system.
  45. Schiller Michael (Riverdale NY), Finger identification.
  46. Schiller, Michael, Finger identification.
  47. Schiller Michael (4465 Douglas Ave. Riverdale NY 10471), Finger identification apparatus and method.
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  49. Matsumura Yoshihide (Tokyo JPX), Fingerprint ID system and method.
  50. Chang Chung-Fu (Litchfield Park AZ) Hilbert Edward E. (Litchfield Park AZ), Fingerprint classification system.
  51. Merjanian John Michael, Fingerprint controlled set-top box.
  52. Knight Arnold W. (2105 Mississippi Cir. New Brighton MN 55112) Knight Douglas G. (2105 Mississippi Cir. New Brighton MN 55112), Fingerprint correlation system with parallel FIFO processor.
  53. Lee Ho-Gyu (Seoul KRX), Fingerprint identification apparatus for enhancing identification performance by forming an illumination source and a li.
  54. McMahon Donald H. (Carlisle MA), Fingerprint identification by ridge angle and minutiae recognition.
  55. Ort James R. ; Lange Douglas L. ; Kiefer Frederick W. ; Dennison Raymond J., Fingerprint identification system.
  56. Schiller Michael (Riverside NY), Fingerprint identification system.
  57. Fujieda Ichiro (Tokyo JPX) Kaneko Setsuo (Tokyo JPX), Fingerprint image input apparatus.
  58. Higuchi Yoshinori (Yokohama JPX) Hanari Jun (Kawasaki JPX), Fingerprint image input apparatus including a cylindrical lens.
  59. Fowler, Randall C.; Ruby, Kenneth; Sartor, Jr., Thomas F., Fingerprint imaging apparatus.
  60. Yang Keun Y. (Seoul KRX), Fingerprint recognition device using a hologram.
  61. Knapp Alan G. (Crawley GB2), Fingerprint sensing device and recognition system having predetermined electrode activation.
  62. Edwards David G. (Mount Laurel NJ), Fingerprint sensor.
  63. Grippi Victor J. (2648 W. Ball Rd. #151 Anaheim CA 92804), Fingerprint/signature synthesis.
  64. Linehan Mark, Four-party credit/debit payment protocol.
  65. Chilcott William J. (Ossining NY), Full roll fingerprint apparatus.
  66. Wadia Aspi B. (Charlotte NC), Hand dimension verification.
  67. Scott Walter Guy ; Davis James E. ; Betensky Ellis,CAX, Hand-held fingerprint recognition and transmission device.
  68. Barbanell Joseph (1945 Contra Costa Blvd. Pleasant Hill CA 94523), Holographic credit card with automatical authentication and verification.
  69. Hiramatsu Kenichi (Kawasaki JPX), IC card with individual authentication function.
  70. Lee Jonathan Alexander ; Pare ; Jr. Dave Ferrin ; Lapsley Philip Dean, Identification of individuals from association of finger pores and macrofeatures.
  71. Martino Michael J. (Gardiner NY) Meissner Geoffrey L. (Poughkeepsie NY) Paulsen ; Jr. Robert C. (Highland NY), Identity verification system resistant to compromise by observation of its use.
  72. Kumagai Ryohei (Tokyo JPX), Image comparison method.
  73. Uchida Satoshi (Kanagawa JPX) Takeda Masahiro (Kanagawa JPX), Individual identification apparatus.
  74. Kobayashi Bujirou (Itami JPX) Gamo Hiroshi (Itami JPX) Kimura Masatoshi (Itami JPX), Individual identification recognition system.
  75. Willmore Michael R. (144 Meadow Dr. Leonardtown MD 20650), Infra-red imaging and pattern recognition system.
  76. Lessin Arlen R. (New York NY) Gruppuso Frank M. (Commack NY) Harrison Shelley A. (Dix Hills NY), Intelligent portable interactive personal data system.
  77. Shavit Eyal (New York NY) Teichner Lester (Chicago IL), Interactive market management system.
  78. Michael Jenkin CA; John K. Tsotsos CA, Large-scale, touch-sensitive video display.
  79. Schiller Michael (Riverdale NY), Matcher.
  80. Schiller Michael (Riverdale NY), Matcher.
  81. Tamori Teruhiko (Iruma JPX), Matrix type surface pressure distribution detecting element.
  82. Fraser Alexander G. (Bernardsville NJ) Perea Carlos A. (Somerset NJ) Weber Roy P. (Bridgewater NJ), Mediation of transactions by a communications system.
  83. Stock Michael J. ; Davis Keith ; Myers James W., Memory card having a biometric template stored thereon and system for using same.
  84. Walker Jay S. ; Schneier Bruce ; Jorasch James A., Method and apparatus for a cryptographically assisted commercial network system designed to facilitate buyer-driven cond.
  85. Jensen Palle R. (Copenhagen V DKX), Method and apparatus for automatic scanning of fingerprints.
  86. Fishbine Brian H. (Albuquerque NM) Fishbine Glenn M. (Eden Prairie MN) Klein Theodore D. (Mound MN) Germann Daniel E. (Bloomington MN) Ransom Mark (Golden Valley MN), Method and apparatus for capturing skin print images.
  87. Shkedy Gary, Method and apparatus for facilitating buyer-driven purchase orders on a commercial network system.
  88. Davenport D'Ingianni Rita Rae ; Law ; Jr. Albert Giles, Method and apparatus for facilitating financial transactions within a communications system.
  89. Kobayashi Tetsuji,JPX, Method and apparatus for image processing.
  90. Stolfo Salvatore J., Method and apparatus for imaging, image processing and data compression.
  91. Parrillo Larry A. (15312 Dearborn St. Sepulveda CA 91343), Method and apparatus for improved security using access codes.
  92. Weiss Kenneth P. (Newton MA), Method and apparatus for personal identification.
  93. Weiss Kenneth P. (7 Park Ave. Newton MA 02150), Method and apparatus for personal verification utilizing nonpredictable codes and biocharacteristics.
  94. Checchio Robert Anthony, Method and apparatus for preauthorizing credit card type transactions.
  95. Lang Gerald S. (812 Downs Dr. Silver Spring MD 20904), Method and apparatus for protecting material on storage media and for transferring material on storage media to various.
  96. Penzias Arno A. (Chatham NJ), Method and apparatus for restrospectively identifying an individual who had engaged in a commercial or retail transactio.
  97. Tomko George J.,CAX, Method and apparatus for securely handling data in a database of biometrics and associated data.
  98. Elsner Peter (Fritz-Baer-Strasse 27 D 8000 Muenchen DEX 71), Method and apparatus for transliterating messages.
  99. Blackwell Richard A. (Atlanta GA) Vestal William (Atlanta GA), Method and apparatus for verification of remotely accessed data.
  100. Costello, Brendan D., Method and apparatus for verifying identity.
  101. Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for building a database for use with selective incentive marketing in response to customer shopping hi.
  102. Kao I-Lung ; Milman Ivan Matthew, Method and system for single sign on using configuration directives with respect to target types.
  103. Holmquist Kurt E. (Largo FL) Smith Richard K. (Seminole FL), Method for dial-in access security using a multimedia modem.
  104. Swaelens Bart,BEX ; Vancraen Wilfried,BEX, Method for making a perfected medical model on the basis of digital image information of a part of the body.
  105. Riskin Bernard N. (Lambertville NJ), Method of and means for accessing computerized data bases utilizing a touch-tone telephone instrument.
  106. Chiang Kuang-Wei (Easton PA) Lo Chi-Yuan (Basking Ridge NJ) Paik Doowan (Scotch Plains NJ) Su Shun-Lin (Macungie PA), Method of compressing data for use in performing VLSI mask layout verification.
  107. Kim Bong I. (140-2 Waryong-Dong Chongro-Gu Seoul KRX) Kim Mun K. (3-602 Woosung Apt Bon-Dong Chamsil Kangdong-Gu Seoul KRX) An Young K. (2-1103 Samik Apt 869 Dogok-Dong Kangham-Gu Seoul KRX) Lee Jae , Method of fingerprint verification.
  108. Kuhns Roger J. (Tower Rd. Lincoln MA 01773) Nathans Robert L. (36 Stag Dr. Billerica MA 01821), Method of reducing fraud in connection with employment, public license applications, social security, food stamps, welfa.
  109. Igaki Seigo (Hiraojutaku 59-103 ; 474 ; Hirao Inagi-shi ; Tokyo 206 JPX) Shinzaki Takashi (Fujitsu Atsugiryo 305 ; 2-3-10 ; Sakae-cho Atsugi-shi ; Kanagawa 243 JPX) Yamagishi Fumio (5-541 ; 40-1 ; Oy, Minutia data extraction in fingerprint identification.
  110. Hassan Salman Abou,FRX ; Revillet Marie-Josephe,FRX, Monolithic sensor of fingerprints.
  111. Elliott John C. (Summit NJ) O\Connell James A. (Short Hills NJ) Ladouceur Lawrence (Scarsdale NY) Altman William (Lower Paxton PA) Jarett Keith (Oakland CA), Multi-issuer transaction device with individual identification verification plug-in application modules for each issuer.
  112. Dethloff Juergen (Hamburg DEX) Hinneberg Christian (Hamburg DEX), Multi-user card system.
  113. Russo Anthony Peter, Neural network system for classifying fingerprints.
  114. Horie Ryuji (Yokohama JPX), Person identification apparatus.
  115. Mosley Ernest D. (572 Dunleith Greenville MS 38701), Personal identification system.
  116. Butts Bradford F. ; Crater Arnold ; Prince Michael D. ; O'Connor Paul F., Point-of-sale card reader.
  117. Yotukura Masakatu,JPX, Portable credit card reader.
  118. Fishbine Glenn M. (Eden Prairie MN) Withoff Robert J. (Minnetonka MN), Portable fingerprint scanning apparatus for identification verification.
  119. Maes Stephane Herman ; Sedivy Jan,CSX, Portable information and transaction processing system and method utilizing biometric authorization and digital certificate security.
  120. Bush George (1675 York Ave. ; Ste. 34B New York NY 10128) Ross Estelle (41 Buxton St. Lido Beach NY 11561) Belfield Robert (104 Benson Ave. Sayville NY 11782), Portable pin card.
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  122. Sandberg-Diment Erik, Providing verification information for a transaction.
  123. Kennedy Paul Roy ; Hall Timothy Gerard ; Yip William Chunhung, Radio telecommunication device and method of authenticating a user with a voice authentication token.
  124. Earl Jocelyn M.,GBX ; Manners Chris R. ; Kerekes Thomas A. ; Marygold Paul H. ; Thayer Jeffrey S., Rapid prototyping system and method with support region data processing.
  125. McMahon Donald H. (Carlisle MA), Real time fingerprint recording terminal.
  126. Brunelli Roberto (Trento ITX) Falavigna Daniele (Buttapietra MA ITX) Poggio Tomaso (Wellesley MA) Stringa Luigi (Villazzano ITX), Recognition system, particularly for recognising people.
  127. Shanley Charles W. (Lake Zurich IL) Jachimowicz Karen (Goodyear AZ) Lebby Michael S. (Chandler AZ), Remote retinal scan identifier.
  128. Walker Mark E. (1207 White Pine San Antonio TX 78232), Remote transaction system.
  129. Colbert Raymond O. (Naperville IL), Secure credit/debit card authorization.
  130. Bocinsky ; Jr. Ronald V. (Woodstock GA), Secure electronic funds transfer from telephone or unsecured terminal.
  131. Muftic Sead,SEX, Secure world wide electronic commerce over an open network.
  132. Tamori Teruhiko (Iruma JPX), Semiconductor matrix type sensor for very small surface pressure distribution.
  133. Beatson Rodney ; Kelty Mark A. ; Riley Marc J., Signature capture/verification systems and methods.
  134. Hunt Alan K. (Carrollton TX) Schalk Thomas B. (Dallas TX), Simultaneous voice recognition and verification to allow access to telephone network services.
  135. Denyer Peter B. (Edinburgh GBX), Skin-pattern recognition method and device.
  136. Burton James F. (Ladue MO) Henke Daniel L. (St. Louis MO), System and method for administration of incentive award program through use of credit.
  137. Mann Stewart ; Mann L. Maribel, System and method for aircraft passenger check-in and boarding using iris recognition.
  138. Musgrave Clyde ; Dulude Robert S., System and method for authenticating electronic transactions using biometric certificates.
  139. Sime Iain R. F. (Tayside GB6), System and method for detecting user fraud in automated teller machine transactions.
  140. Kight Peter J. (Dublin OH) Johnson Mark A. (Dublin OH) Christenson Tamara K. (Gahanna OH) Lach Regina (Galena OH) Pointer Philip (Columbus OH) Cook Kenneth (Gahanna OH), System and method for electronically providing customer services including payment of bills, financial analysis and loan.
  141. Landry George W., System and method for paying bills and other obligations including selective payor and payee controls.
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  143. Mark Andrew R., System and method using personal identification numbers and associated prompts for controlling unauthorized use of a se.
  144. Herz Frederick S. M., System for customized electronic identification of desirable objects.
  145. Green John E. (San Bruno CA), System for verifying the identity of a caller in a telecommunications network.
  146. Bogosian ; Jr. Charles A. (Warwick RI), System for verifying use of a credit/identification card including recording of physical attributes of unauthorized user.
  147. Bianco Peter Garrett ; Boon William Taylor ; Sterling Robert Brewster ; Ware Karl Roger, System, method and computer program product for allowing access to enterprise resources using biometric devices.
  148. Skrivanek David A. (Northvale NJ) Zuckerman Joseph L. (Livingston NJ), Tactile image enhancer.
  149. Schlafly Hubert J. (27 Orchard Dr. Greenwich CT 06830), Television line multiplexed data communication system.
  150. Pare ; Jr. David Ferrin ; Hoffman Ned ; Lee Jonathan Alexander, Tokenless biometric ATM access system.
  151. Pare ; Jr. David Ferrin ; Hoffman Ned ; Lee Jonathan Alexander, Tokenless biometric ATM access system.
  152. Pare ; Jr. David Ferrin ; Hoffman Ned ; Lee Jonathan Alexander, Tokenless biometric electric check transaction.
  153. Pare ; Jr. David Ferrin ; Hoffman Ned ; Lee Jonathan Alexander, Tokenless biometric electronic debit and credit transactions.
  154. Hoffman Ned ; Pare ; Jr. David Ferrin ; Lee Jonathan Alexander, Tokenless biometric electronic rewards system.
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  156. Pare ; Jr. David Ferrin ; Hoffman Ned ; Lee Jonathan Alexander, Tokenless biometric transaction authorization method and system.
  157. Pare ; Jr. David Ferrrin ; Lee Jonathan Alexander ; Hoffman Ned, Tokenless biometric transaction authorization system.
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  159. Pare ; Jr. David Ferrin ; Hoffman Ned ; Lee Jonathan Alexander, Tokenless identification of individuals.
  160. Hoffman Ned (2529A College Ave. Berkeley CA 94704), Tokenless security system for authorizing access to a secured computer system.
  161. Metz Michael ; Phillips Nicholas J.,GBX ; Coleman Zane ; Flatow Carl, Topographical object detection system.
  162. Ramachandran Natarajan ; Mleziva Roy ; Hill Jeffrey A., Transaction apparatus and method that identifies an authorized user by appearance and voice.
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  164. Holloway Christopher J. (Woking GBX), Transaction processing system.
  165. Kuroki Akira (Inagi JPX) Ochiai Satoru (Inagi JPX), Transaction safety system for falsely indicating successful completion of illegal transaction.
  166. Brachtl Bruno (Herrenberg DEX) Holloway Christopher J. (London NY GBX) Lennon Richard E. (Saugerties NY) Matyas Stephen M. (Kingston NY) Meyer Carl H. (Kingston NY) Oseas Jonathan (Hurley NY), Transaction security system using time variant parameter.
  167. Arakaki James S. (Auburn CA), Transaction terminal console.
  168. Ruell Hartwig (Mt. Laurel NJ) Feix Wolfgang (Mt. Laurel NJ), Transducer for fingerprints and apparatus for analyzing fingerprints.
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  171. Piosenka Gerald V. (Scottsdale AZ) Chandos Ronald V. (Tempe AZ), Unforgeable personal identification system.
  172. Pare ; Jr. David Ferrin ; Hoffman Ned ; Lee Jonathan Alexander, Use sensitive identification system.
  173. Lafreniere Roger F. (Tewksbury MA), Video image system for personal identification.
  174. Schalk Thomas B. (Dallas TX), Voice-controlled account access over a telephone network.
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  2. Faith, Patrick; Carlson, Mark; Hammad, Ayman, Authentication and human recognition transaction using a mobile device with an accelerometer.
  3. Evans, James Douglas, Biometric access control transactions.
  4. Hanna, Keith J.; Needham Riddle, George Herbert, Biometric camera mount system.
  5. Hanna, Keith J.; Riddle, George Herbert Needham, Biometric camera mount system.
  6. Hanna, Keith J., Biometric chain of provenance.
  7. Hanna, Keith J.; Hoyos, Hector T., Compact biometric acquisition system and method.
  8. Hanna, Keith J.; Hoyos, Hector T., Compact biometric acquisition system and method.
  9. Hanna, Keith J.; Hoyos, Hector T., Compact biometric acquisition system and method.
  10. Grossman, Glenn M.; Giordano, Joseph A., Coupon deposit account fraud protection system.
  11. Grossman, Glenn M.; Giordano, Joseph A., Customer benefit offer program enrollment.
  12. Hanna, Keith J., Efficient method and system for the acquisition of scene imagery and iris imagery using a single sensor.
  13. Hanna, Keith J., Efficient method and system for the acquisition of scene imagery and iris imagery using a single sensor.
  14. Hanna, Keith J., Efficient prevention of fraud.
  15. Hanna, Keith J., Efficient prevention of fraud.
  16. Hanna, Keith J., Ensuring the provenance of passengers at a transportation facility.
  17. Hoyos, Hector T.; Hanna, Keith J., Ensuring the provenance of passengers at a transportation facility.
  18. Giordano, Joseph A.; Grossman, Glenn M., Event-driven coupon processor alert.
  19. Hoyos, Hector T.; Hanna, Keith J., Fraud resistant biometric financial transaction system and method.
  20. Hoyos, Hector T.; Hanna, Keith J., Fraud resistant biometric financial transaction system and method.
  21. Hoyos, Hector T.; Hanna, Keith J., Fraud resistant biometric financial transaction system and method.
  22. Hoyos, Hector T.; Hanna, Keith J., Fraud resistant biometric financial transaction system and method.
  23. Carapelli, Giovanni, Fuel dispenser user interface system architecture.
  24. Williams, Rodger K.; Carapelli, Giovanni, Fuel dispenser user interface system architecture.
  25. Kumnick, Phil; Chandra, Sonika, Hosted thin-client interface in a payment authorization system.
  26. Hanna, Keith J., Lens system for high quality visible image acquisition and infra-red iris image acquisition.
  27. Hanna, Keith J., Method and system for biometric recognition.
  28. Hanna, Keith J., Method and system for biometric recognition.
  29. Hanna, Keith J., Method and system for biometric recognition.
  30. Faith, Patrick; Carlson, Mark; Harris, Theodore D., Method and system for managing data and enabling payment transactions between multiple entities.
  31. Patterson, Barbara E., Method and system using universal ID and biometrics.
  32. Patterson, Barbara E.; Kumnick, Phillip L., Method and system using universal ID and biometrics.
  33. Hanna, Keith J., Method for confirming the identity of an individual while shielding that individual's personal data.
  34. Hanna, Keith J., Method of reducing visibility of pulsed illumination while acquiring high quality imagery.
  35. Hanna, Keith J.; Demitrieus, Jon; Helburn, Hardy; Makthal, Sarvesh, Methods and apparatus for directing the gaze of a user in an iris recognition system.
  36. Hanna, Keith J., Methods and apparatus for power-efficient iris recognition.
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  55. Hanna, Keith J.; Greene, Gary Alan; Hirvonen, David James; Riddle, George Herbert Needham, Mobility identity platform.
  56. Hammad, Ayman A.; Faith, Patrick Lee, Payment transaction using mobile phone as relay.
  57. Hanna, Keith J.; Hoyos, Hector T., Scalable searching of biometric databases using dynamic selection of data subsets.
  58. Hogg, Tad; Huberman, Bernardo A., System and method for commodity valuation based on online auction bid information.
  59. Hanna, Keith J., System and method for iris data acquisition for biometric identification.
  60. Hanna, Keith J., System and method for iris data acquisition for biometric identification.
  61. Hanna, Keith J., System and method for iris data acquisition for biometric identification.
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  64. Owen, Daniel L.; Kusnic, Michael W., System, method and computer program product for a collaborative decision platform.
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