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Limited use PIN system and method

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06K-005/00
  • G07F-019/00
  • G06F-007/08
  • G06F-007/06
출원번호 US-0711827 (2004-10-07)
등록번호 US-7472827 (2009-01-06)
발명자 / 주소
  • Fletcher,Christopher John
출원인 / 주소
  • American Express Travel Related Services Company, Inc.
대리인 / 주소
    Snell & Wilmer L.L.P.
인용정보 피인용 횟수 : 13  인용 특허 : 135

초록

The present invention facilitates transactions by providing a limited use PIN that is associated with a primary account and/or PIN number, wherein the limited use PIN is presented to the merchant to initiate a transaction. More particularly, the system involves the process of registering a user (if

대표청구항

What is claimed is: 1. A method for facilitating a transaction, comprising: identifying a primary account having an associated account number; receiving from at least one of: an RFID transponder and a smartcard a limited use Personal Identification Number (PIN) that is configured to facilitate a tr

이 특허에 인용된 특허 (135)

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  1. Grossman, Glenn M.; Giordano, Joseph A., Coupon deposit account fraud protection system.
  2. Grossman, Glenn M.; Giordano, Joseph A., Customer benefit offer program enrollment.
  3. Flinchem, Edward, Enhancing bank card security with a mobile device.
  4. Giordano, Joseph A.; Grossman, Glenn M., Event-driven coupon processor alert.
  5. Chenot, Richard H, Financial card with a per-transaction user definable magnetic strip portion.
  6. Chenot, Richard H., Financial cards and methods for per-transaction personal financial management.
  7. Chenot, Richard H., Management system and method for personal per-card use subaccount transaction financial management.
  8. Cho, Joungill, Method of providing services including essay providing and review services based on authentication of college students, and system therefor.
  9. Salminen, Simo; Kajava, Tuomo, Payment system.
  10. Cobb, Matthew I.; Vannatter, Timothy B., Self-service terminal limited access personal identification number (“PIN”).
  11. Hessburg, Matthew Benedict; Rappleyea, Andrew W.; Rodriguez, Sunen; Sanoff, Julie; Silverstein, Andrea N., System and method for exchanging loyalty points for acquisitions.
  12. Chenot, Richard H., Systems and methods for per-transaction financial card enabled personal financial management.
  13. Black, Jonathan Simon; Birnie, Steven James; McWhinnie, Shaun, Using biometric tokens to pre-stage and complete transactions.
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