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Electronic settlement system, settlement apparatus, and terminal

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06Q-040/00
출원번호 UP-0630557 (2000-08-02)
등록번호 US-7523067 (2009-07-01)
발명자 / 주소
  • Nakajima, Keiichi
출원인 / 주소
  • SOFTBANKBB Corporation
대리인 / 주소
    Stroock & Stroock & Lavan LLP
인용정보 피인용 횟수 : 80  인용 특허 : 44

초록

A simple, easy, and safe electronic settlement system is provided. A user terminal such as a cellular phone is wirelessly connected to a synchronizing server at a counter of a retailer. A cashier terminal of the retailer connects to the synchronizing server via a private line and so on. The cashier

대표청구항

What is claimed is: 1. An electronic settlement system for effecting an authentication through a communication network, comprising: a first terminal for purchasing an item by a user thereof, which is at least one of a cellular phone and a PDA, the first terminal including an input unit for inputtin

이 특허에 인용된 특허 (44)

  1. Schneck Phyllis A. ; Schwan Karsten ; Chokhani Santosh, Adaptive data security system and method.
  2. Ross, Jr., D. Delano; Ross, Daniel D.; Michaels, Joseph R.; May, William R.; Anderson, Richard A., Affiliate commerce system and method.
  3. Heath, Jr., William D., Apparatus and method for controlled access to a secured location.
  4. Bernstein Robert J. (First Options ; One Financial Plz. 440 S. LaSalle St. Chicago IL 60605), Automatic portable account controller for remotely arranging for payment of debt to a vendor.
  5. Partridge ; III B. Waring (Far Hills NJ), Cellular telephone as an authenticated transaction controller.
  6. Stein Lee H. ; Stefferud Einar A. ; Borenstein Nathaniel S. ; Rose Marshall T., Computerized system for making payments and authenticating transactions over the internet.
  7. Naftzger Walter L., Consumer-provided promotional code actuatable point-of-sale discounting system.
  8. Foladare Mark Jeffrey ; Goldman Shelley B. ; Gorini Dominick ; Silverman David Phillip ; Wang Shaoqing ; Westrich Robert S., Credit card spending authorization control system.
  9. Gifford David K., Digital active advertising.
  10. Krajewski ; Jr. Marjan (Acton MA) Chipchak John C. (Dracut MA) Chodorow David A. (Groton MA) Trostle Jonathan T. (Lexington MA) Baldwin Peter T. (Rowley MA), Electronic information network user authentication and authorization system.
  11. Takami Yutaka,JPX ; Matsumoto Kenji,JPX ; Itoh Shigeyuki,JPX, Electronic money transaction system with a radio transmitter and receiver using a portable telephone.
  12. Franklin D. Chase ; Rosen Daniel, Electronic online commerce card with transactionproxy number for online transactions.
  13. Nakajima, Keiichi, Electronic payment system, payment apparatus and terminal thereof.
  14. Nakajima,Keiichi, Electronic payment system, payment apparatus, and terminal thereof.
  15. Imamura Etsuko,JPX ; Koike Hiroshi,JPX ; Honda Yuri,JPX ; Mizote Yuji,JPX, Electronic shopping system and method of defining electronic catalogue data therefor.
  16. Foster Chuck, Financial transaction system.
  17. Suzuki Hideo (Tokyo JPX), IC card system.
  18. Isaka Isao,JPX, Individual recognition system.
  19. Davis Virgil M. ; Cutino Suzanne C. ; Berg Michael J. ; Conklin Fredrick Sidney ; Pringle Steven John, Internet payment system using smart card.
  20. Talati Kirit K. ; Jani Yashvant, Method and apparatus for electronic commerce.
  21. Earney E. Stoutenburg ; Dean A. Seifert, Method and system for performing money transfer transactions.
  22. Veil Leonard Scott ; Ward Gary Paul ; Weiss Richard Alan ; Murray Eric Alan, Method and system for secure transactions in a computer system.
  23. Wallace Michelle H., Method for authenticating credit transactions to prevent fraudulent charges.
  24. James J. Toohey, Method for processing multiple electronic shopping carts.
  25. Kiyohiko Niwa, Method of using personal device with internal biometric in conducting transactions over a network.
  26. Sendo, Mark R.; Sherman, Ryan S.; Kaltwasser, John C., Methods and apparatus for conducting secure, online monetary transactions.
  27. Payne Andrew C. ; Stewart Lawrence C. ; Mackie David J., Network sales system.
  28. Koreeda Hiroki,JPX, On-line shopping system and the method of payment settlement.
  29. Takayama Hisashi,JPX, Personal electronic settlement system, its terminal, and management apparatus.
  30. Davis Walter Lee ; LaVell Jeff ; Gutman Jose, Portable 1-way wireless financial messaging unit.
  31. Randle William ; Ercole Richard ; Geer Terry L. ; James David L. ; Fredelake Jodie M. ; Roman Dennis ; Fontana Fabio ; Bartlett Rick ; Rosenberg Ruth ; Murphy Robert W. ; Tran Tuong T. ; Lampru Paul, Real time bank-centric universal payment system.
  32. Wilf Saar,ILX ; Ruvio Guy,ILX, Retail method over a wide area network.
  33. Stambler Leon (7803 Boulder La. Parkland FL 33067), Secure transaction system and method utilized therein.
  34. Wong Kam-Fu (c/o Star Paging (Holding) Ltd. ; 1/F. ; Chung Nam Centre ; 414 Kwun Tong Road Kwun Tong ; Kowloon HKX), Security system for non-cash transactions.
  35. Kramer Glenn A. ; Weber Jay C., Settlement of aggregated electronic transactions over a network.
  36. Antti Hannula FI; Hannu Kari FI, System, a method and an apparatus for performing an electric payment transaction in a telecommunication network.
  37. Weber Jay C. ; Berger David A. ; Arora Atul, System, method and article of manufacture for multiple-entry point virtual point of sale architecture.
  38. Weber Jay C., System, method and article of manufacture for remote virtual point of sale processing utilizing a multichannel, extensi.
  39. Ned Hoffman ; David Ferrin Pare, Jr. ; Jonathan Alexander Lee ; Philip Dean Lapsley, Tokenless biometric electronic transactions using an audio signature to identify the transaction processor.
  40. Blonder Greg E. ; Greenspan Steven Lloyd ; Mirville J. Robert ; Sugla Binay, Transaction authorization and alert system.
  41. Holloway Christopher J. (Woking GBX), Transaction processing system.
  42. Rosen Sholom S., Trusted agents for open distribution of electronic money.
  43. Bozeman, William O., Universal positive pay match, authentication, authorization, settlement and clearing system.
  44. Morrill ; Jr. Paul H., Wireless telephony for collecting tolls, conducting financial transactions, and authorizing other activities.

이 특허를 인용한 특허 (80)

  1. Hoffberg, Steven M.; Hoffberg-Borghesani, Linda I., Adaptive pattern recognition based controller apparatus and method and human-interface therefore.
  2. King, Martin T.; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Q., Adding information or functionality to a rendered document via association with an electronic counterpart.
  3. King, Martin T.; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Q., Adding value to a rendered document.
  4. King, Martin T.; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Q., Aggregate analysis of text captures performed by multiple users from rendered documents.
  5. King, Martin T.; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Q., Applying scanned information to identify content.
  6. King, Martin; Grover, Dale; Kushler, Clifford; Stafford-Fraser, James; Mannby, Claes-Fredrik, Archive of text captures from rendered documents.
  7. King, Martin; Grover, Dale; Kushler, Clifford; Stafford-Fraser, James; Mannby, Claes-Fredrik, Archive of text captures from rendered documents.
  8. King, Martin T.; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Q., Association of a portable scanner with input/output and storage devices.
  9. King, Martin T.; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Q., Association of a portable scanner with input/output and storage devices.
  10. Bansal, Jyoti; Sankara, Bhaskar; Acharya, Manoj; Srinivasaiah, Vinay; Thomas, Binil, Automatic capture of detailed analysis information for web application outliers with very low overhead.
  11. Bansal, Jyoti; Sunkara, Bhaskar, Automatic capture of diagnostic data based on transaction behavior learning.
  12. King, Martin T.; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Q., Automatic modification of web pages.
  13. King, Martin T.; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Q., Automatic modification of web pages.
  14. King, Martin T.; Stephens, Redwood; Mannby, Claes-Fredrik; Peterson, Jesse; Sanvitale, Mark; Smith, Michael J., Automatically capturing information, such as capturing information using a document-aware device.
  15. King, Martin T.; Stephens, Redwood; Mannby, Claes-Fredrik; Peterson, Jesse; Sanvitale, Mark; Smith, Michael J.; Daley-Watson, Christopher J., Automatically providing content associated with captured information, such as information captured in real-time.
  16. King, Martin Towle; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Quentin, Capturing text from rendered documents using supplement information.
  17. King, Martin Towle; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Quentin, Capturing text from rendered documents using supplemental information.
  18. Carlson, Mark; Keshan, Surendra; Faith, Patrick, Cardless challenge systems and methods.
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  20. Takayama, Hisashi; Matsuse, Tetsuo; Kawaguchi, Kyoko; Nakanishi, Yoshiaki; Sasaki, Osamu, Communication terminal and communication method using plural wireless communication schemes.
  21. Bansal, Jyoti; Sunkara, Bhaskar, Conducting a diagnostic session for monitored business transactions.
  22. Bansal, Jyoti; Sunkara, Bhaskar, Conducting a diagnostic session for monitored business transactions.
  23. King, Martin T.; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Q., Contextual dynamic advertising based upon captured rendered text.
  24. Bansal, Jyoti; Sunkara, Bhaskar, Correlation of asynchronous business transactions.
  25. Bansal, Jyoti; Sunkara, Bhaskar, Correlation of distributed business transactions.
  26. King, Martin Towle; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Quentin, Data capture from rendered documents using handheld device.
  27. King, Martin Towle; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Quentin, Data capture from rendered documents using handheld device.
  28. King, Martin T.; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Q., Determining actions involving captured information and electronic content associated with rendered documents.
  29. King, Martin T.; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Q., Document enhancement system and method.
  30. Bansal, Jyoti; Sunkara, Bhaskar, Dynamic baseline determination for distributed business transaction.
  31. King, Martin T.; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Q., Establishing an interactive environment for rendered documents.
  32. King, Martin T.; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Q., Handheld device for capturing text from both a document printed on paper and a document displayed on a dynamic display device.
  33. Bansal, Jyoti; Sunkara, Bhaskar, Identification and monitoring of distributed business transactions.
  34. King, Martin T.; Stephens, Redwood; Mannby, Claes-Fredrik; Peterson, Jesse; Sanvitale, Mark; Smith, Michael J., Identifying a document by performing spectral analysis on the contents of the document.
  35. King, Martin T.; Mannby, Claes-Fredrik; Smith, Michael J., Image search using text-based elements within the contents of images.
  36. Yang, Fuping, Information processing and content transmission for multi-display.
  37. Hoffberg, Steven M.; Hoffberg-Borghesani, Linda I., Internet appliance system and method.
  38. Foley, James M.; Johnson, Rick D.; Nambiar, Anant, Method and apparatus for enabling a user to select an authentication method.
  39. Foley, James M.; Johnson, Rick D.; Nambiar, Anant, Method and apparatus for enabling a user to select an authentication method.
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  42. King, Martin T.; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Q., Method and system for character recognition.
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  44. King, Martin T.; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Quentin, Method and system for character recognition.
  45. King, Martin T.; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Q., Methods and systems for initiating application processes by data capture from rendered documents.
  46. Sampas, George P., Mobile device-based authentication.
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  48. Weller, Kevin; Steele, Kim; Koganti, Krishna Prasad; Faith, Patrick, Online challenge-response.
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  53. King, Martin T.; Stephens, Redwood; Mannby, Claes-Fredrik; Peterson, Jesse; Sanvitale, Mark; Smith, Michael J., Performing actions based on capturing information from rendered documents, such as documents under copyright.
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  55. Bansal, Jyoti; Sunkara, Bhaskar, Performing call stack sampling.
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  60. Bansal, Jyoti; Sunkara, Bhaskar, Propagating a diagnostic session for business transactions across multiple servers.
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  64. Carlson, Mark; Keshan, Surendra; Faith, Patrick, Secure checkout and challenge systems and methods.
  65. King, Martin T.; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Q., Secure data gathering from rendered documents.
  66. King, Martin Towle; Stafford-Fraser, James Quentin; Kushler, Clifford A.; Grover, Dale L., System and method for information gathering utilizing form identifiers.
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  68. Thomas, David, System and method for providing a universal electronic wallet.
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  73. Varghese, Thomas Emmanual, Techniques for fraud monitoring and detection using application fingerprinting.
  74. Bansal, Jyoti; Sunkara, Bhaskar, Transaction correlation using three way handshake.
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  76. King, Martin T.; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Q., Triggering actions in response to optically or acoustically capturing keywords from a rendered document.
  77. King, Martin T.; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Q., Triggering actions in response to optically or acoustically capturing keywords from a rendered document.
  78. King, Martin T.; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Q., Triggering actions in response to optically or acoustically capturing keywords from a rendered document.
  79. King, Martin T.; Grover, Dale L.; Kushler, Clifford A.; Stafford-Fraser, James Q., Triggering actions in response to optically or acoustically capturing keywords from a rendered document.
  80. King, Martin T.; Mannby, Claes-Fredrik; Valenti, William, Using gestalt information to identify locations in printed information.
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