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A computer-implemented method, including receiving information regarding a transaction involving an account, wherein the information regarding the transaction is received by a receiver prior to a processing, a completion, a consummation, or a cancellation, of the transaction, processing the informat

A computer-implemented method, including receiving information regarding a transaction involving an account, wherein the information regarding the transaction is received by a receiver prior to a processing, a completion, a consummation, or a cancellation, of the transaction, processing the information regarding the transaction with a processing device using information regarding the account, generating a report or a message in response to the processing of the information regarding the transaction, wherein the report or the message contains information regarding a charge-back regarding a previous transaction involving the account, and transmitting the information report to a communication device associated with a merchant, vendor, or provider, of a good, product, or service.

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What is claimed is: 1. A computer-implemented method, comprising: receiving information regarding a transaction involving an account, wherein the information regarding the transaction is received by a receiver prior to a processing, a completion, a consummation, or a cancellation, of the transactio

What is claimed is: 1. A computer-implemented method, comprising: receiving information regarding a transaction involving an account, wherein the information regarding the transaction is received by a receiver prior to a processing, a completion, a consummation, or a cancellation, of the transaction; processing the information regarding the transaction with a processing device using information regarding the account; generating a report or a message in response to the processing of the information regarding the transaction, wherein the report or the message contains information regarding a charge-back regarding a previous transaction involving the account; and transmitting the report or the message to a communication device associated with a merchant, vendor, or provider, of a good, product, or service. 2. The computer-implemented method of claim 1, wherein the communication device is a transaction authorization device. 3. The computer-implemented method of claim 1, wherein the communication device is a wireless device, a wireless telephone, or a personal digital assistant. 4. The computer-implemented method of claim 1, wherein the report or the message is transmitted to the communication device via, on, or over, the Internet or the World Wide Web. 5. The computer-implemented method of claim 1, further comprising: determining whether the transaction is authorized or not authorized; generating a second report or the second message containing information regarding whether the transaction is authorized or not authorized; and transmitting the second report or the second message to the communication device. 6. The computer-implemented method of claim 1, wherein the account is a credit account, a credit card account, a charge account, or a charge card account. 7. The computer-implemented method of claim 1, wherein the account is a debit account or a debit card account. 8. The computer-implemented method of claim 1, wherein the account is a checking account or a bank account. 9. The computer-implemented method of claim 1, wherein the account is an electronic money account. 10. The computer-implemented method of claim 1, wherein the information regarding the transaction includes information regarding a time period or a time limit relating to, or a time of, a shipment, transfer, or delivery, of a good, product, or service, pursuant to the transaction, and further wherein the report or the message is transmitted to the communication device prior to the shipment, transfer, or delivery, of the good, product, or service. 11. The computer-implemented method of claim 1, wherein the report or the message is transmitted to the communication device prior to a shipment, transfer, or delivery, of a good, product, or service, or the report or the message is transmitted to the communication device prior to a processing, a completion, a consummation, or a cancellation, of the transaction. 12. The computer-implemented method of claim 1, wherein the report or the message is transmitted to the communication device pursuant to, in, or during, a transaction authorization process. 13. The computer-implemented method of claim 1, wherein the transaction is an on-line transaction, and further wherein the information regarding the transaction, or the report or the message, is transmitted via, on, or over, the Internet or the World Wide Web. 14. The computer-implemented method of claim 1, wherein the transaction is a face-to-face transaction. 15. The computer-implemented method of claim 1, wherein the report or the message contains information regarding a number or a frequency of charge-backs which have occurred on the account or contains information regarding a number or a frequency of stopping of payments or non-payments due to insufficient funds, or the report or the message contains information regarding a reason for a charge-back action, a stopping of payment action, or a non-payment due to insufficient funds action, or the report or the message contains information regarding an allegation or a dispute allegation made by an account holder associated with the account, or the report or the message contains information regarding an allegation of a fraudulent or an unauthorized account activity made by an account holder associated with the account, or the report or the message contains information regarding an allegation or a response made by a merchant, vendor, or provider, involved in a transaction dispute, or the report or the message contains information regarding a probability or a statistic regarding whether an account holder associated with the account can be a charge-back risk in the transaction or whether the account holder can be a stopping of payment risk or a non-payment due to insufficient funds risk. 16. The computer-implemented method of claim 1, wherein the transaction is a telephone transaction or an on-line transaction. 17. The computer-implemented method of claim 1, wherein the transaction is a mail order transaction. 18. The computer-implemented method of claim 1, further comprising: processing information regarding a second transaction involving the account or a second transaction involving a second account; generating a second report or a second message, wherein the second report or the second message contains information regarding a stopping of a payment regarding or involving the account or regarding or involving the second account, or information regarding a non-payment due to insufficient funds regarding or involving the account or regarding or involving the second account; and transmitting the second report or the second message to the communication device or to a second communication device. 19. A computer-implemented method, comprising: receiving information regarding a transaction involving an account, wherein the transaction involves a credit account, a credit card account, a charge account, a charge card account, a debit account, a debit card account, an electronic money account, a checking account, or a bank account, wherein the information regarding the transaction is received by a receiver prior to a processing, a completion, a consummation, or a cancellation, of the transaction, and further wherein the information regarding the transaction includes information regarding a time period, a time limit, or a time of, a shipment, transfer, or delivery, of a good, product, or service, pursuant to the transaction; processing the information regarding the transaction with a processing device using information regarding the account; generating a report or a message, wherein the report or the message contains information regarding a charge-back regarding a previous transaction involving the account; and transmitting the report or the message to a communication device associated with a merchant, vendor, or provider, of the good, product, or service, wherein the report or the message is transmitted to the communication device prior to the shipment, transfer, or delivery, of the good, product, or service. 20. A computer-implemented method, comprising: receiving information regarding a transaction involving an account, wherein the information regarding the transaction is received by a receiver prior to a processing, a completion, a consummation, or a cancellation, of the transaction; processing the information regarding the transaction with a processing device using information regarding the account; determining whether or not the transaction is authorized or not authorized and, if the transaction is authorized, generating a report or a message in response to the processing of the information regarding the transaction, wherein the report or the message contains information regarding a charge-back regarding a previous transaction involving the account; and transmitting the report or the message to a communication device associated with a merchant, vendor, or provider, of a good, product, or service. 21. The computer-implemented method of claim 20, wherein the account is a credit account, a credit card account, a charge account, or a charge card account. 22. The computer-implemented method of claim 20, wherein the account is a debit account, a debit card account, a checking account, a bank account, or an electronic money account. 23. The computer-implemented method of claim 20, wherein the communication device is a wireless device, a wireless telephone, or a personal digital assistant. 24. The computer-implemented method of claim 20, wherein the information regarding the transaction includes information regarding a time period or a time limit relating to, or a time of, a shipment, transfer, or delivery, of a good, product, or service, pursuant to the transaction, and further wherein the report or the message is transmitted to the communication device prior to the shipment, transfer, or delivery, of the good, product, or service. 25. The computer-implemented method of claim 20, wherein the report or the message is transmitted to the communication device prior to a shipment, transfer, or delivery, at a good, product, or service, or the report or the message is transmitted to the communication device prior to a processing, a completion, a consummation, or a cancellation, of the transaction. 26. The computer-implemented method of claim 20, wherein the transaction is a mail order transaction, a telephone transaction, or an on-line transaction. 27. The computer-implemented method of claim 20, wherein the transaction is a face-to-face transaction. 28. The computer-implemented method of claim 20, wherein the communication device is a transaction authorization device. 29. The computer-implemented method of claim 20, wherein the report or the message contains information regarding a number or a frequency of charge-backs which have occurred on the account or contains information regarding a number or a frequency of stopping of payments or non-payments due to insufficient funds, or the report or the message contains information regarding a reason for a charge-back action, a stopping of payment action, or a non-payment due to insufficient funds action, or the report or the message contains information regarding an allegation or a dispute allegation made by an account holder associated with the account, or the report or the message contains information regarding an allegation of a fraudulent or an unauthorized account activity made by an account holder associated with the account, or the report or the message contains information regarding an allegation or a response made by a merchant, vendor, or provider, involved in a transaction dispute, or the report or the message contains information regarding a probability or a statistic regarding whether an account holder associated with the account can be a charge-back risk in the transaction or whether the account holder can be a stopping of payment risk or a non-payment due to insufficient funds risk. 30. The computer-implemented method of claim 20, further comprising: processing information regarding a second transaction involving the account or a second transaction involving a second account; generating a second report or a second message, wherein the second report or the second message contains information regarding a stopping of a payment regarding or involving the account or regarding or involving the second account, or information regarding a non-payment due to insufficient funds regarding or involving the account or regarding or involving the second account; and transmitting the second report or the second message to the communication device or to a second communication device.