IPC분류정보
국가/구분 |
United States(US) Patent
등록
|
국제특허분류(IPC7판) |
|
출원번호 |
UP-0076891
(2005-03-11)
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등록번호 |
US-7624073
(2009-12-02)
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발명자
/ 주소 |
- Robinson, Timothy L.
- Schildt, Bradford R.
- Goff, Tennille V.
- Corwin, Daniel J.
- Watson, Timothy Neil
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출원인 / 주소 |
- YT Acquisition Corporation
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대리인 / 주소 |
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인용정보 |
피인용 횟수 :
32 인용 특허 :
171 |
초록
A system and method of allowing individuals to categorize transaction information. A user of the system may establish transaction identifiers that may be employed during or subsequent to a transaction in order to categorize transaction information.
대표청구항
▼
What is claimed is: 1. A method for categorizing a financial transaction via a biometric authorization system, said method comprising: receiving financial transaction information obtained at a point of sale; receiving biometric data at said point of sale; determining, via a biometric authorization
What is claimed is: 1. A method for categorizing a financial transaction via a biometric authorization system, said method comprising: receiving financial transaction information obtained at a point of sale; receiving biometric data at said point of sale; determining, via a biometric authorization system, whether said received biometric data matches one of first and second registered biometric data, wherein said first registered biometric data is associated with a first financial transaction category for a user and said second registered biometric data is associated with a second financial transaction category for the user; categorizing, via the biometric authorization system, said financial transaction information according to said determination, wherein a match of said received biometric data to said first registered biometric data associates said financial transaction information with said first financial transaction category and wherein a match of said received biometric data to said second registered biometric data associates said financial transaction information with said second financial transaction category; and recording an association between said categorized financial transaction information and the associated financial transaction category. 2. The method of claim 1, further comprising receiving a user identifier. 3. The method of claim 1, wherein said received biometric data is one of a plurality of biometric data of a single biometric type. 4. The method of claim 3, wherein said biometric type is one of fingerprint data, iris data, retinal data, and hand architecture data. 5. The method of claim 3, wherein said plurality of biometric data includes fingerprints from a left hand and a right hand. 6. The method of claim 3, wherein said plurality of biometric data includes fingerprints from different fingers of one hand. 7. The method of claim 3, wherein said plurality of biometric data includes data from a left eye and a right eye. 8. The method of claim 1, wherein said received biometric data is from a token. 9. The method of claim 1, further comprising authorizing a financial transaction based upon a comparison of said received biometric data to at least one of said first registered biometric data and said second registered biometric data. 10. The method of claim 9, wherein said determining transpires at a local device. 11. The method of claim 9, wherein said determining transpires at a database. 12. The method of claim 1, wherein said first financial transaction category is a business transaction and said second financial transaction category is a personal transaction. 13. A method for categorizing financial transaction information via a biometric authorization system, said method comprising: authorizing payment for a financial transaction at a point of sale using biometric data received at said point of sale; determining, via a biometric authorization system, whether said received biometric data matches one of first and second registered biometric data, wherein said first registered biometric data is associated with a first financial transaction category for a user and said second registered biometric data is associated with a second financial transaction category for the user; categorizing, via the biometric authorization system, said financial transaction according to said determination, wherein a match of said received biometric data to said first registered biometric data associates said financial transaction with said first financial transaction category and wherein a match of said received biometric data to said second registered biometric data associates said financial transaction with said second financial transaction category; and storing an association between said financial transaction and the associated financial transaction category. 14. The method of claim 13, further comprising receiving a financial account identifier at said point of sale, said financial account identifier being used to identify a particular financial account to be used for said payment. 15. The method of claim 13, further comprising receiving a user identifier. 16. The method of claim 13, wherein said received biometric data is one of a plurality of biometric data of a single biometric type. 17. The method of claim 16, wherein said biometric type is one of fingerprint data, iris data, retinal data, and hand architecture data. 18. The method of claim 16, wherein said plurality of biometric data includes fingerprints from a left hand and a right hand. 19. The method of claim 16, wherein said plurality of biometric data includes fingerprints from different fingers of one hand. 20. The method of claim 16, wherein said plurality of biometric data includes data from a left eye and a right eye. 21. The method of claim 13, wherein said received biometric data is from a token. 22. The method of claim 13, wherein said authorizing payment for a financial transaction comprises comparing said received biometric data to at least one of said first registered biometric data and said second registered biometric data. 23. The method of claim 22, wherein said comparing transpires at a local device. 24. The method of claim 22, wherein said comparing transpires at a database. 25. The method of claim 13, wherein said first financial transaction category is a business transaction category and said second financial transaction category is a personal transaction category.
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