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Method and system for secure authentication

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • H04L-029/06
  • G06F-021/00
출원번호 UP-0816455 (2004-03-31)
등록번호 US-7702916 (2010-05-20)
발명자 / 주소
  • Seaton, Jr., Robert W.
  • Spielman, Terence
  • Cornwell, Penny
  • Blackwood, Neal
  • Clay, Michael T.
출원인 / 주소
  • VISA U.S.A. Inc.
대리인 / 주소
    Townsend and Townsend and Crew LLP
인용정보 피인용 횟수 : 11  인용 특허 : 94

초록

A system and method configured to provide secure Personal Identification Number (PIN) based authentication is disclosed. A passcode or PIN associated with a customer value card can be securely authenticated by an issuer prior to authorizing payment. An Access Control Server (ACS) can receive the PIN

대표청구항

What is claimed is: 1. A secure passcode authentication system, the system comprising: an Access Control Server (ACS) configured to receive a request for passcode authentication of a Primary Account Number (PAN) from a merchant server, and configured to request a passcode corresponding to the PAN f

이 특허에 인용된 특허 (94)

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  92. Luce Ron (Hartford WI) Hastings Mark J. (New Berlin WI) Allen Robert T. (Wauwatosa WI) Lewin Ian (Scottsdale AZ), Wall and ceiling lighting unit.
  93. Myers,Joan; Garrison,Sara, Wireless payment methods and systems.
  94. Morrill ; Jr. Paul H., Wireless telephony for collecting tolls, conducting financial transactions, and authorizing other activities.

이 특허를 인용한 특허 (11)

  1. Mehta, Kaushal N.; Kolkowitz, Dan Elias, Apparatus and method for secure fulfillment of transactions involving virtual items.
  2. Mehta, Kaushal N.; Kolkowitz, Dan Elias, Apparatus and method for secure fulfillment of transactions involving virtual items.
  3. Powell, Glenn; Sheets, John; Tait, Paul; Wagner, Kim; Koganti, Krishna; Perl, Marc; Rodriguez, Hector; Zloth, Susan, Data protection with translation.
  4. Musser, Paul; Preston, Patricia; Rozbicki, Richard; Delker, Julie; Hill, Dennis J., Demand deposit account payment system.
  5. Musser, Paul; Preston, Patricia; Rozbicki, Richard; Delker, Julie; Hill, Dennis J., Demand deposit account payment system.
  6. Patterson, Barbara, Host capture.
  7. Seaton, Jr., Robert W.; Spielman, Terence; Cornwell, Penny; Blackwood, Neal; Clay, Michael T., Method and system for secure authentication.
  8. Loomis, Nancy; Saville, Julie, Method for digital signature authentication of pin-less debit card account transactions.
  9. Patterson, Barbara Elizabeth, Transaction processing using a global unique identifier.
  10. Patterson, Barbara Elizabeth, Transaction processing using a global unique identifier.
  11. Patterson, Barbara Elizabeth, Transaction processing using a global unique identifier.
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