초록 ▼

A system and method for controlling financial transactions is disclosed. A customer, using a wireless device, identifies a point of sale and the amount of a transaction at that point of sale is first communicated to a central service and then transmitted to the wireless device for display at the wir

A system and method for controlling financial transactions is disclosed. A customer, using a wireless device, identifies a point of sale and the amount of a transaction at that point of sale is first communicated to a central service and then transmitted to the wireless device for display at the wireless device. The customer can either accept the transaction amount to complete the transaction or reject the amount to cancel the transaction. The customer may have to enter a password or personal identification number to verify the authorization to use the wireless financial system. The customer is billed for the transaction via credit, debit, ATM or other methods, such as the wireless carrier or an internet provider.

대표청구항 ▼

What is claimed is: 1. A method for controlling transactions using a wireless device in a wireless network comprising the steps of: displaying point-of-sale locations to a user via one or more menus on the wireless device, the menus listing at least one point-of-sale location based upon a current l

What is claimed is: 1. A method for controlling transactions using a wireless device in a wireless network comprising the steps of: displaying point-of-sale locations to a user via one or more menus on the wireless device, the menus listing at least one point-of-sale location based upon a current location of the wireless device; determining a particular point-of-sale location that is selected by the user for a desired transaction; obtaining transaction amounts for one or more transactions at said particular point-of-sale location; correlating one of said transaction amounts with the user's desired transaction; transmitting the correlated transaction amount to the wireless device for display to the user; and charging the correlated transaction amount to a source of funds identified by the user to allow completion of the desired transaction. 2. The method of claim 1 further comprising the step of: receiving approval of said transaction amount from the user via the wireless device. 3. The method of claim 1 wherein the users identify potential sources of funds before the desired transaction occurs by configuring a user profile. 4. The method of claim 1 wherein a source of funds that is to be used for a particular transaction is selected from the user profile by the user during the transaction.