초록 ▼

A method for insuring initiation fees includes receiving information pertaining to an entity and a member, receiving information pertaining to the initiation fee, and processing the received information to determine whether to approve an insurance benefit for the initiation fee of the member. A syst

A method for insuring initiation fees includes receiving information pertaining to an entity and a member, receiving information pertaining to the initiation fee, and processing the received information to determine whether to approve an insurance benefit for the initiation fee of the member. A system for implementing an insurance program for club initiation fees includes at least one user device and a server connected to the user device. The server is configured to receive, via the at least one user device, information pertaining to an initiation fee insurance program. The server is also configured to process the received information and transmit information to the user device regarding whether the initiation fee insurance application has been accepted or rejected.

대표청구항 ▼

What is claimed is: 1. A system for implementing an insurance program by an insurer to protect a club from a loss of at least one of initiation fees, dues, and assessments paid by a member to the club, said system comprising: a club database; and a server configured to: prompt a user associated wit

What is claimed is: 1. A system for implementing an insurance program by an insurer to protect a club from a loss of at least one of initiation fees, dues, and assessments paid by a member to the club, said system comprising: a club database; and a server configured to: prompt a user associated with the club to input information to the insurer regarding the club including information pertaining to at least one of initiation fees, dues, and assessments paid by the member for membership with the club; receive and process the input information; based on the input information, indicate that the insurer is to enter into an insurance policy with the club; receive a notification from the club of a resignation of membership with the club by the member; and generate an insurance benefit payment to the club, wherein the insurance benefit payment includes at least a portion of the at least one of initiation fees, dues, and assessments paid by the member to the club, in response to notification of the resignation of the member from the club. 2. A system in accordance with claim 1, further comprising a club member database. 3. A system in accordance with claim 1, further comprising a benefits payable database. 4. A system for implementing an insurance program by an insurer to protect a club from a loss of club initiation fees, dues, and assessments paid by a club member to the club, said system comprising: at least one user device; and a server connected to said at least one user device, said server configured to: receive, via said at least one user device, information pertaining to an insurance application for at least one of an initiation fee insurance program, a dues insurance program, and an assessment insurance program provided by an insurer to the club; process the received information; transmit information to said at least one user device an approval of the insurance application by the insurer, wherein the insurance programs insure the club for a loss of at least a portion of at least one of the initiation fees, dues, and assessments paid to the club by the club member; receive a notification from the club of a resignation of membership with the club by the club member; and generate an insurance benefit payment to the club according to the respective insurance program, wherein the insurance benefit payment includes at least a portion of the initiation fees, dues, or assessments paid by the member to the club, in response to notification of the resignation of the member from the club. 5. A system in accordance with claim 4, wherein said server configured to receive, via said at least one user device, information pertaining to at least one of a club initiation fee insurance program, a dues insurance program, and an assessment insurance program. 6. A system in accordance with claim 4, wherein said server further configured to determine whether to approve one or more of the initiation fee, dues, and assessment insurance applications. 7. A system in accordance with claim 4, wherein said server configured to receive, via said at least one user device, information pertaining to financing of at least one of the initiation fee insurance program, the dues insurance program, the assessment insurance program, and insurance premiums for the insurance programs. 8. A system in accordance with claim 4, wherein said server further configured to determine whether the insurer is to approve financing of one or more of the initiation fee, dues, and assessment insurance applications, and financing for the insurance applications. 9. A system in accordance with claim 4, wherein said server further configured to receive information pertaining to a named insured, an insured club, and a club member. 10. A system in accordance with claim 9, wherein said server further configured to: generate an identification for the named insured; and generate an identification number for the insured club. 11. A system in accordance with claim 4, wherein said server further configured to establish a deposit premium for a named insured. 12. A system in accordance with claim 4, wherein said server further configured to authorize an initiation fee insurance benefit to be paid by the insurer to the club, wherein the initiation fee insurance benefit covers at least a portion of an initiation fee paid by the club member upon the loss of the at least a portion of the initiation fee by the club. 13. A system in accordance with claim 4, wherein said server further configured to: reject an initiation fee insurance benefit; and send a rejection notice to the club. 14. A method for implementing a club membership initiation fee, dues, and assessment insurance program provided by an insurer to a club, said method comprising: prompting a representative of the club to input information using a user device, the information relating to an insurance application for at least one of a club initiation fee, club dues, and club assessments to be paid by a member to the club; receiving, by a server, the information input by the user into the user device; processing the input information using the server indicating, by the server, that the insurer is to issue an insurance policy to the insured insuring against a loss of at least a portion of at least one of the initiation fees, dues, and assessments paid by the member to the club; and generating, by the server, a benefit payment paid by the insurer to the club upon a loss of the at least a portion of at least one of the initiation fees, dues, and assessments in response to notification of a resignation of the member from the club. 15. A method in accordance with claim 14, wherein said step of receiving information comprises the step of receiving information about the insured club. 16. A method in accordance with claim 14, wherein said step of receiving information comprises the step of receiving information about the member. 17. A system for implementing an insurance program by an insurer for at least one of initiation fees, dues, and assessments paid by a member to a club, said system comprising: a club database; and a server configured to: prompt a user associated with the club to input information to the insurer regarding the club including information pertaining to at least one of initiation fees, dues, and assessments paid by the member for membership with the club; receive and process the input information to determine whether the insurer is to enter into an insurance policy with the club; issue an insurance policy with the club responsive to a determination that the insurer should enter into the insurance policy with the club; receive a notification from the club of a resignation of membership with the club by the member; and generate an insurance benefit payment to the club, wherein the insurance benefit payment includes at least a portion of the at least one of initiation fees, dues, and assessments paid by the member to the club, in response to notification of the resignation of the member from the club.