최소 단어 이상 선택하여야 합니다.
최대 10 단어까지만 선택 가능합니다.
다음과 같은 기능을 한번의 로그인으로 사용 할 수 있습니다.
NTIS 바로가기다음과 같은 기능을 한번의 로그인으로 사용 할 수 있습니다.
DataON 바로가기다음과 같은 기능을 한번의 로그인으로 사용 할 수 있습니다.
Edison 바로가기다음과 같은 기능을 한번의 로그인으로 사용 할 수 있습니다.
Kafe 바로가기국가/구분 | United States(US) Patent 등록 |
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국제특허분류(IPC7판) |
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출원번호 | UP-0504557 (2006-08-14) |
등록번호 | US-7753259 (2010-08-02) |
발명자 / 주소 |
|
출원인 / 주소 |
|
대리인 / 주소 |
|
인용정보 | 피인용 횟수 : 50 인용 특허 : 609 |
Methods of operating a promotional program for customers of a Banking institution are disclosed, comprising the dispensing a receipt with a symbol or picture thereon redeemable for a prize, wherein the dispensing of the receipt is accomplished through the use of an automated teller machine (ATM); an
Methods of operating a promotional program for customers of a Banking institution are disclosed, comprising the dispensing a receipt with a symbol or picture thereon redeemable for a prize, wherein the dispensing of the receipt is accomplished through the use of an automated teller machine (ATM); and wherein the ATM machine dispenses the receipt after successful completion of a transaction. The symbol or picture may be printed or stamped or otherwise affixed on the receipt dispensed from the ATM, either before or during the transaction. ATM receipts with the symbol or picture may be irregularly or randomly dispensed. Such promotional programs may be used to give away varied prizes, including but not limited to tickets for sporting events.
What is claimed is: 1. A method of operating a promotional program for users of at least one automated teller machine (ATM) of a banking institution, wherein the method comprises: receiving a device from the user at the at least one ATM; determining, using a computer processor, whether the user is
What is claimed is: 1. A method of operating a promotional program for users of at least one automated teller machine (ATM) of a banking institution, wherein the method comprises: receiving a device from the user at the at least one ATM; determining, using a computer processor, whether the user is an existing customer or a potential customer of the banking institution, wherein the existing customer is a present account-holder with the banking institution and the potential customer is not a present account-holder with the banking institution; accessing, using a computer processor, an existing customer transaction history if the user is an existing customer, wherein the existing customer interaction history comprises the user's: (1) transaction history with the at least one ATM of the banking institution, (2) transaction history with the banking institution, and (3) transaction history with third parties; accessing, using a computer processor, a potential customer transaction history if the user is a potential customer, wherein the potential customer transaction history comprises the user's history of transactions with the at least one ATM of the banking institution, wherein the potential customer transaction history is identified by at least one identifier associated with the user; and dispensing a receipt with a symbol or picture thereon redeemable for a prize wherein the symbol or picture is printed or stamped or affixed on the receipt in a random location on the receipt; wherein the dispensing of the receipt is accomplished through the use of the ATM; wherein the at least one ATM machine dispenses the receipt after successful completion of a transaction and wherein the indicia is randomly dispensed to users meeting pre-determined criteria, and wherein completion of the transaction is determined from the existing customer transaction history or the potential customer transaction history; and wherein the symbol or picture is directly redeemable for the prize with no additional steps or requirements placed upon the user to redeem the symbol or picture beyond presenting the symbol or picture in the manner indicated on the receipt. 2. The method of operating a promotional program of claim 1, wherein the symbol or picture is printed or stamped or affixed in a pre-determined location on the receipt dispensed from the ATM. 3. The method of operating a promotional program of claim 2, wherein the symbol or picture is a printed or stamped or affixed on paper to be used as a receipt before the transaction. 4. The method of operating a promotional program of claim 2, wherein the symbol or picture is printed or stamped or affixed on paper to be used as a receipt during the transaction. 5. The method of operating a promotional program of claim 1, wherein the receipt with a symbol or picture is irregularly dispensed. 6. The method of operating a promotional program of claim 1, wherein the symbol or picture is irregularly printed or stamped or affixed. 7. The method of operating a promotional program of claim 1, wherein the symbol or picture is randomly printed or stamped or affixed. 8. The method of operating a promotional program of claim 1, wherein the symbol or picture is representative of a particular prize. 9. The method of operating a promotional program of claim 8, wherein the prize is tickets to a sporting event, concert, special events, play, or cultural event. 10. The method of operating a promotional program of claim 8, wherein the picture or symbol is a tennis ball and the prize is tickets to a tennis tournament. 11. The method of operating a promotional program of claim 8, wherein the symbol or picture is a soccer ball, and the prize is tickets to a soccer tournament or game. 12. The method of operating a promotional program of claim 8, wherein the symbol or picture is a football, and the prize is tickets to a football game. 13. The method of operating a promotional program of claim 1, further comprising the step of: redeeming the ATM receipt with the symbol or picture thereon for the prize. 14. The method of operating a promotional program of claim 13, further comprising the step of: verifying the authenticity of the ATM receipt with the symbol or picture thereon. 15. The method of operating a promotional program of claim 14, wherein the step of verifying the authenticity of the ATM receipt with the symbol or picture thereon utilizes thermal signature technology, watermarks, scrambled indicia technology, or a checksum. 16. The method of operating a promotional program of claim 14, wherein the step of verifying the authenticity of the ATM receipt with the symbol or picture thereon is comprised of verifying that records maintained by the ATM or the banking institution match information contained on the ATM receipt. 17. A method of operating a promotional program for users of at least one automated teller machine (AM) of a banking institution, wherein the method comprises: receiving a device from the user at the at least one ATM; determining, using a computer processor, whether the user is an existing customer or a potential customer of the banking institution, wherein the existing customer is a present account-holder with the banking institution and the potential customer is not a present account-holder with the banking institution; accessing, using a computer processor, an existing customer transaction history if the user is an existing customer, wherein the existing customer interaction history comprises the user's: (1) transaction history with the at least one ATM of the banking institution, (2) transaction history with the banking institution, and (3) transaction history with third parties; accessing, using a computer processor, a potential customer transaction history if the user is a potential customer, wherein the potential customer transaction history comprises the user's history of transactions with the at least one ATM of the banking institution, wherein the potential customer transaction history is identified by at least one identifier associated with the user; irregularly dispensing a receipt with a symbol or picture printed, stamped, or affixed thereon wherein the symbol or picture is printed or stamped or affixed on the receipt in a random location on the receipt; wherein the receipt with such symbol or picture is redeemable for tickets to a sporting event, concert, special event, play, or cultural event; wherein the dispensing of the receipt is accomplished through the use of the at least one ATM; and wherein the at least one ATM machine dispenses the receipt after successful completion of a transaction and wherein the receipt is irregularly dispensed to users meeting pre-determined criteria, and wherein completion of the transaction is determined from the existing customer transaction history or the potential customer transaction history; verifying the authenticity of the receipt with the symbol or picture thereon; and wherein the symbol or picture is directly redeemable for the tickets with no additional steps or requirements placed upon the user to redeem the symbol or picture beyond presenting the symbol or picture in the manner indicated on the receipt. 18. A method of operating a promotional program for users of at least one automated teller machine (ATM) of a banking institution, wherein the method comprises: receiving a device from the user at the at least one ATM; determining, using a computer processor, whether the user is an existing customer or a potential customer of the banking institution, wherein the existing customer is a present account-holder with the banking institution and the potential customer is not a present account-holder with the banking institution; accessing, using a computer processor, an existing customer transaction history if the user is an existing customer, wherein the existing customer interaction history comprises the user's: (1) transaction history with the at least one ATM of the banking institution, (2) transaction history with the banking institution, and (3) transaction history with third parties; accessing, using a computer processor, a potential customer transaction history if the user is a potential customer, wherein the potential customer transaction history comprises the user's history of transactions with the at least one ATM of the banking institution, wherein the potential customer transaction history is identified by at least one identifier associated with the user; and dispensing a receipt, after successful completion of a transaction, with a symbol or picture thereon redeemable for a prize wherein the symbol or picture is printed or stamped or affixed on the receipt in a random location on the receipt and the dispensing of the receipt is accomplished through the use of the at least one ATM, and wherein further the receipt with a symbol or picture is randomly dispensed to customers meeting pre-determined criteria, and wherein completion of the transaction is determined from the existing customer transaction history or the potential customer transaction history; wherein the symbol or picture is representative of a particular prize, the particular prize comprising one or more of: tickets to a sporting event, concert, special events, play, or cultural event; redeeming the ATM receipt with the symbol or picture thereon for the prize, wherein the symbol or picture is directly redeemable for the prize with no additional steps or requirements placed upon the user to redeem the symbol or picture beyond presenting the symbol or picture in the manner indicated on the receipt; verifying the authenticity of the ATM receipt with the symbol or picture thereon, wherein the verification comprises one or more of: utilizing thermal signature technology, watermarks, scrambled indicia technology, a checksum, verifying that records maintained by the at least one ATM or the banking institution.
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