초록 ▼

The method for identity verification employs biometric technology. Positioned at the center of the system is a stylus with any of a number of biometric properties or their combination or with one or more metric sensors, while the customer uses the stylus to sign his/her name, or even for writing any

The method for identity verification employs biometric technology. Positioned at the center of the system is a stylus with any of a number of biometric properties or their combination or with one or more metric sensors, while the customer uses the stylus to sign his/her name, or even for writing anything. The identity verification system is used at point-of-sale terminals, in various closed environments, to access a computer network, in applications involving pen-based computers and smart-pens, and for e-commerce. When fingerprint sensors are used, the sensors are positioned in the stylus grip, one sensor for the index finger, and a second sensor for the thumb. In one variation, one-to-one biometric matching is used. Each participant carries on his/her person a device that includes an encrypted biometric for reference purposes to gain access Into the system. Processing is simplified since the system need only make a “MATCH” or “NO MATCH” decision. In a second variation that is particularly useful in closed environments, one-to-many biometric matching is used. During each event access request, the community of reference prints is searched for a match with the applicant. Each member of the community need carry nothing on his/her person to participate in the system. In either variation, the stylus is either attached to each site or is portable, one such stylus being carried by each participant.

대표청구항 ▼

What is claimed is: 1. A method for verifying identity for a payment, the method comprising:a. initiating the processing of a payment for goods or services, confirmation of the payment requiring a user signature image, the user signature image being generated by use of a stylus, a first fingerprint

What is claimed is: 1. A method for verifying identity for a payment, the method comprising:a. initiating the processing of a payment for goods or services, confirmation of the payment requiring a user signature image, the user signature image being generated by use of a stylus, a first fingerprint sensor being disposed in the stylus;b. capturing the user signature image that is generated;c. capturing a user fingerprint image, the user fingerprint image being captured by touching the fingerprint sensor in the stylus, the stylus used to generate the user signature image being used to capture the user fingerprint image;d. comparing the user fingerprint image to a first reference fingerprint image, the first reference fingerprint image being captured during a registration; ande. comparing the user signature image to a first reference signature image, the first reference signature image being captured during the registration;whereby the comparison of the user fingerprint image to the first reference fingerprint image, and the comparison of the user signature image to the first reference signature image are used to verify user identity; and whereby processing of the payment proceeds once the user identity is verified.