초록 ▼

The present invention proposes to streamline the process by replacing most of the manual entry and mobile navigation through a mobile client application that will allow the user to [a] capture a barcode using a camera phone or any other camera-equipped communicating device such as a PDA with a camer

The present invention proposes to streamline the process by replacing most of the manual entry and mobile navigation through a mobile client application that will allow the user to [a] capture a barcode using a camera phone or any other camera-equipped communicating device such as a PDA with a camera attachment or a internet connected computer with a web-cam and [b] automatically send—or prepare the transmission of—the relevant information to the vendor directly or through the usage of a centralized platform.

대표청구항 ▼

We claim: 1. A mobile device, comprising:a memory storing a payer payment identification;a scanning device for scanning a barcode encoded with (a) an amount due and (b) a payee identification identifying a payee;a first interface for communicating over a wireless network; anda processor in communica

We claim: 1. A mobile device, comprising:a memory storing a payer payment identification;a scanning device for scanning a barcode encoded with (a) an amount due and (b) a payee identification identifying a payee;a first interface for communicating over a wireless network; anda processor in communication with the memory, the scanning device, and the first interface, programmed to:populate a payment transaction request including the amount due and the payer payment identification; andsend the payment transaction request over the first interface to the payee identified by the payee identification.