$\require{mediawiki-texvc}$
  • 검색어에 아래의 연산자를 사용하시면 더 정확한 검색결과를 얻을 수 있습니다.
  • 검색연산자
검색도움말
검색연산자 기능 검색시 예
() 우선순위가 가장 높은 연산자 예1) (나노 (기계 | machine))
공백 두 개의 검색어(식)을 모두 포함하고 있는 문서 검색 예1) (나노 기계)
예2) 나노 장영실
| 두 개의 검색어(식) 중 하나 이상 포함하고 있는 문서 검색 예1) (줄기세포 | 면역)
예2) 줄기세포 | 장영실
! NOT 이후에 있는 검색어가 포함된 문서는 제외 예1) (황금 !백금)
예2) !image
* 검색어의 *란에 0개 이상의 임의의 문자가 포함된 문서 검색 예) semi*
"" 따옴표 내의 구문과 완전히 일치하는 문서만 검색 예) "Transform and Quantization"

통합검색

도움말도움말
상세검색 다국어 입력

연합인증

연합인증 가입 기관의 연구자들은 소속기관의 인증정보(ID와 암호)를 이용해 다른 대학, 연구기관, 서비스 공급자의 다양한 온라인 자원과 연구 데이터를 이용할 수 있습니다.

이는 여행자가 자국에서 발행 받은 여권으로 세계 각국을 자유롭게 여행할 수 있는 것과 같습니다.

연합인증으로 이용이 가능한 서비스는 NTIS, DataON, Edison, Kafe, Webinar 등이 있습니다.

한번의 인증절차만으로 연합인증 가입 서비스에 추가 로그인 없이 이용이 가능합니다.

다만, 연합인증을 위해서는 최초 1회만 인증 절차가 필요합니다. (회원이 아닐 경우 회원 가입이 필요합니다.)

연합인증 절차는 다음과 같습니다.

최초이용시에는
ScienceON에 로그인 → 연합인증 서비스 접속 → 로그인 (본인 확인 또는 회원가입) → 서비스 이용

그 이후에는
ScienceON 로그인 → 연합인증 서비스 접속 → 서비스 이용

연합인증을 활용하시면 KISTI가 제공하는 다양한 서비스를 편리하게 이용하실 수 있습니다.

특허 상세정보

MyON담기
내보내기 페이스북 공유 카카오톡 공유

Pre-funding system and method

특허상세정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판) G06Q-040/00   
미국특허분류(USC) 705/039; 705/036; 705/038
출원번호 US-0724055 (2010-03-15)
등록번호 US8036985 (2011-09-28)
발명자 / 주소
출원인 / 주소
대리인 / 주소
    Kilpatrick Townsend & Stockton LLP
인용정보 피인용 횟수 : 0  인용 특허 : 235
초록
▼

A method for pre-funding is disclosed. The method includes sending a plurality of pre-fund authorization requests to a buyer financial institution, and then receiving a plurality of responses to the pre-fund authorization requests from the buyer financial institution, where each response either accepts or declines a pre-fund authorization request. A funds transfer request is sent to the buyer financial institution, where the funds transfer request corresponds to a total value of the accepted pre-fund authorization requests. Notification that funds have t...

대표
청구항
▼

What is claimed is: 1. A method for pre-funding, the method comprising:receiving a plurality of post-dated payments;sending a plurality of pre-fund authorization requests to a buyer financial institution,wherein the pre-fund authorization requests are generated by a server computer from the plurality of post-dated payments; andreceiving a plurality of responses to the pre-fund authorization requests from the buyer financial institution, wherein each response either accepts or declines a pre-fund authorization request;wherein a funds transfer request is s...

이 특허에 인용된 특허 (235)

  1. Cordery Robert A. (Danbury CT) D\Ippolito Frank M. (Shelton CT) Pintsov Leon A. (W. Hartford CT). Advanced postage payment system employing pre-computed digital tokens and with enhanced security. USP1997085655023.
  2. Rosen Sholom S.. Apparatus and method for secure transacting. USP2000096122625.
  3. Ukuda Shuko,JPX. Apparatus and system for managing a card number. USP1999045893907.
  4. Schmidhauser Rolf (Cham CHX). Apparatus for cashless payment of merchandise or services. USP1981074280037.
  5. Mizuno Shinichiro (Ibaraki JPX). Apparatus for performing transactions with verification of remittance through comparison with logical payment patterns. USP1986084607335.
  6. Jamgochian Herbert H. (Wallingford PA) Levasseur Joseph L. (Chesterfield MO). Apparatus for recognizing, crushing separating, weighing and making payment for, used metal items, particularly aluminum. USP1984114480737.
  7. Barbe Serge (Besancon FRX) Brusseaux Thierry (Besancon FRX) Lehoux Didier (Besancon FRX). Apparatus for selecting and dispensing a service against payment. USP1995125472116.
  8. Katzeff Kurt (Televerkets Huvudkontor ; Fack S-123 86 Farsta SEX) Petre Tommy (Televerkets Huvudkontor ; Fack S-123 86 Farsta SEX). Arrangement for a pay telephone payment system utilizing a payment card within the telecommunication system. USP1986034577061.
  9. Violante Anthony F. ; Sansone Ronald P.. Authorized cellular telephone communication payment refill system. USP1998045740247.
  10. Webber ; Jr. Donald Gary. Automated back office transaction method and system. USP2000126167378.
  11. Gustin Robin Haley ; Livingston Troy W. ; Park Namsoo. Automated banking system for dispensing money orders, wire transfer and bill payment. USP2000016012048.
  12. Olsen Kurt B. (1103 S. 16th St. Arlington VA 22202) Olsen Charles F. (159 Williams Dr. Annapolis MD 21401) Kupinsky Stuart H. (7008 Florida St. Chevy Chase MD 20815). Automated data card payment verification method. USP1995125479510.
  13. Rogers Catherine R. (Dallas TX). Automated interactive bill payment system. USP1997075652786.
  14. Rogers Catherine R.. Automated interactive bill payment system using debit cards. USP1998025715298.
  15. Rogers Catherine R.. Automated interactive bill payment system using debit cards. USP1999025870456.
  16. Gorog Jonathan M. (Falls Church VA). Automated order and payment system. USP1990084947028.
  17. Pollin Robert E. (19107 Grotto La. Germantown MD 20874). Automated payment system. USP1996045504677.
  18. Pollin Robert E.. Automated payment system and method. USP2000036041315.
  19. Pollin Robert E.. Automated payment system and method. USP1998035727249.
  20. Pollin Robert E.. Automated payment system and method. USP1999105966698.
  21. Paredes Alexis. Automated vehicle dispatch and payment honoring system. USP1999105973619.
  22. Yu Mason K.. Automated, classified expenditure data card recording system. USP1998055748908.
  23. Le Hong Son (Villebon sur Yvette FRX) Rigolet Claude (Limours FRX). Automatic payment device and method for recognizing coins. USP1994025285883.
  24. Alaux Bernard (Valence FRX) Cailles Jacques (Valence FRX) Perge Jacques (St. Marcel Les Valence FRX). Automatic payment machine delivering a voucher. USP1990074939351.
  25. Bernstein Robert J. (First Options ; One Financial Plz. 440 S. LaSalle St. Chicago IL 60605). Automatic portable account controller for remotely arranging for payment of debt to a vendor. USP1997015591949.
  26. Quinn Maureen T. (1408 Tulip Ct. ; Apt. B1 Wheeling IL 60090). Calendar oriented monthly bill payment sorter. USP1995055412886.
  27. Hooper John B. (70 Beacon St. Marblehead MA 01945) Hooper Jefferson C. (44 Summer St. Nahant MA 01908). Card payment system for service dispensing devices. USP1993075225977.
  28. Campisano Kurt M.. Cardless payment system. USP2001056227447.
  29. Feiken Albertus (Amstelveen NLX). Chip card based payment system having an on-card flag for specifying proper completion of a prior card balance replenish. USP1997065635695.
  30. Feiken Albertus,NLX. Chip card based payment system having an on-card flag for specifying proper completion of a prior card balance replenishment session. USP200102RE37067.
  31. Pintsov Leon A. ; Shannon William T.. Closed loop transaction based mail accounting and payment system with carrier payment through a third party initiated b. USP1998105826247.
  32. Vidondo Felix G. (Peralta ESX). Coin operated telephone payment device. USP1991105056645.
  33. Lupi L. Anthony. Combination sample medication payment check and medication prescription device. USP2000016012740.
  34. Lupi Louis A.. Combination sample medication payment check and medication prescription device. USP2000056056322.
  35. Harriman ; Russell H. ; May ; Timothy T.. Combined payment and receipt form and method of using. USP1978094116469.
  36. Guinan Daniel J.. Compatibility checking between instruments, operations and protocols in electronic commerce. USP2000066073113.
  37. Crooks Gerry ; Genzberger Janna ; Arnhold Ed ; Battista John ; Boni Ken ; Miller Dave ; Feichtner Mark ; Kippenhan Larry ; Nanto Shawn ; Orr Teri ; Bowers Dan. Computerized bill consolidation, billing and payment authorization with remote access to the billing information. USP2000046052671.
  38. Rose Marshall T. ; Stein Lee H. ; Borenstein Nathaniel S. ; Lowery Carlyn M. ; New Darren ; Stefferud Einar. Computerized payment system for purchasing goods and services on the internet. USP1998055757917.
  39. Stein Lee H. ; Stefferud Einar A. ; Borenstein Nathaniel S. ; Rose Marshall T.. Computerized system for making payments and authenticating transactions over the internet. USP1998105826241.
  40. Walker Jay S. ; Schneier Bruce ; Jorasch James A. ; Case T. Scott. Conditional purchase offer management system. USP2000076085169.
  41. Casto Robin L.. Construction tracking and payment method and system. USP2000036038547.
  42. Cordery Robert A. (Danbury CT) Gravell Linda V. (Guilford CT) Pintsov Leon A. (West Hartford CT) Weiant ; Jr. Monroe A. (Trumbull CT). Controlled acceptance mail payment and evidencing system. USP1997105675650.
  43. Cordery Robert A. ; Pintsov Leon A. ; Weiant ; Jr. Monroe A.. Controlled acceptance mail system securely enabling reuse of digital token initially generated for a mailpiece on a subs. USP1998065768132.
  44. Foladare Mark Jeffrey ; Goldman Shelley B. ; Gorini Dominick ; Silverman David Phillip ; Wang Shaoqing ; Westrich Robert S.. Credit card spending authorization control system. USP1999065914472.
  45. Hartrick Thomas V. (Gaithersburg MD) Stevens Jeffrey N. (Gaithersburg MD) Sabia Nicholas J. (Silver Spring MD). Data processing system and method to enforce payment of royalties when copying softcopy books. USP1996075532920.
  46. Fillod Maurice (Besancon FRX) Peccoux Jean-Marc (Besancon FRX) Delay Jean-Pascal (Besancon FRX). Device for sorting and storing objects inserted by way of payment in a dispenser. USP1996025492212.
  47. Bluteau Bernard,FRX ; Cariou Jean-Louis,FRX. Device for thermal printing of a rolled paper strip, in particular for a plug-in or cordless portable payment terminal. USP2001016181361.
  48. Uchida Isamu (Tokyo JPX) Kokubo Eiichi (Tokyo JPX) Sasaki Toshinobu (Tokyo JPX). Dispenser for making payment of pre-packed paper sheets. USP1982044325277.
  49. Lucero James L. (124 Monterey Rd. ; #118 So. Pasedena CA 91030). Drive-through credit card payment device. USP1987064675515.
  50. Lucero James L. (280 Arbolada Dr. Arcadia CA 91006). Drive-through credit card payment device. USP199503RE34872.
  51. Delfer ; III Frank W. ; Carnesecca Lino E. ; Johnston Glenna M. ; Spear Cindy M.. Dynamically updated payment due date system. USP1998115842183.
  52. Remington Darren B. ; Dent Warren T.. Electronic bill presentment and payment system. USP2000056070150.
  53. Smorodinsky Lev. Electronic bill presentment and payment system which deters cheating by employing hashes and digital signatures. USP2000046049786.
  54. Turk James J. ; Turk Geoffrey. Electronic cash eliminating payment risk. USP1999115983207.
  55. Stephens Thomas S. (Addison TX) Anderson George B. (Freehold NJ) Mills Daniel R. (Los Angeles CA) Sherman Richard A. (Marlboro NJ) Drollinger Harry B. (McKinney TX). Electronic check presentment system. USP1993085237159.
  56. Josephson Stanley M. (Dallas TX). Electronic check presentment system having a non-ECP exceptions notification system incorporated therein. USP1997115691524.
  57. Josephson Stanley M. (Dallas TX) Kopesec Michael F. (Grapevine TX) Royal P. Darrell (Dallas TX) Stephens Thomas S. (Addison TX) Thompson Mitchell D. (Dallas TX). Electronic check presentment system having a return item notification system incorporated therein. USP1995055412190.
  58. Josephson Stanley M. (Dallas TX) Kopesec Michael F. (Grapevine TX) Royal P. Darrell (Dallas TX) Stephens Thomas S. (Addison TX) Thompson Mitchell D. (Dallas TX). Electronic check presentment system having a return item notification system incorporated therein. USP1996075532464.
  59. Josephson Stanley M.. Electronic check presentment system having transaction level reconciliation capability. USP1998075783808.
  60. Thomas George F. ; Wood Albert G. ; Pawelczyk Joseph S. ; Cotton Robert M.. Electronic funds transfer method and system and bill presentment method and system. USP2001016173272.
  61. Longfield Ross N. (Far Hills NJ). Electronic income tax refund early payment system. USP1989124890228.
  62. Longfield Ross N.. Electronic income tax refund early payment system with means for creating of a new deposit account for receipt of an e. USP1999105963921.
  63. Longfield Ross N. (Far Hills NJ). Electronic income tax refund early payment system with means for creating of a new deposit account for receipt of an ele. USP1993035193057.
  64. Zervides Andronicos,GBX ; Tsappi Philip,GBX. Electronic invoicing and collection system and method with charity donations. USP2000046052674.
  65. Neely R. Alan. Electronic invoicing and payment system. USP2000036044362.
  66. Kasai Shinichi ; Kawashima Kazuhiro,JPX. Electronic money holding device utilizing an automatic payment method. USP2000056058382.
  67. Franklin D. Chase ; Rosen Daniel. Electronic online commerce card with transactionproxy number for online transactions. USP1999035883810.
  68. Monicault Andre,FRX. Electronic payment card with an interchangeable module. USP1999035880454.
  69. James David L.. Electronic payment interchange concentrator. USP1998025717868.
  70. De Rooij Peter Jacobus Nicolaas,BEX ; Muller Frank,NLX ; Hirschfeld Rafael,NLX ; Boly Jean-Paul,NLX. Electronic payment method and system having several calculation units and electronic payment devices. USP2000016016955.
  71. Guillou Claude L. (Bourgbarre FRX). Electronic payment process using a smart card. USP1989094864110.
  72. Chen James F. (Potomac MD) Wang Jieh-Shan (Potomac MD). Electronic payment system and method. USP1996125590197.
  73. Yoshida Hideki,JPX ; Imai Toru,JPX. Electronic payment system using check identifier and issue time for illegal acts detection. USP2000106129272.
  74. Yoshida Hideki,JPX ; Imai Toru,JPX. Electronic payment system using check identifier and issue time for illegal acts detection. USP1999085936219.
  75. Resnick David ; Callanan Matt J.. Electronic payment system utilizing intermediary account. USP2001026185545.
  76. Nishioka Mototsugu,JPX ; Miyazaki Satoshi,JPX. Electronic shopping method, electronic shopping system and document authenticating method relating thereto. USP1999115995626.
  77. Kolling Ray ; Occhino Michael ; Roughgarden Jeffrey D. ; Hayward James T.,CAX. Electronic statement presentment system. USP1999105963925.
  78. Everett David Barrington,GB2. Electronic toll payment. USP1999015857152.
  79. Mori Toru,JPX ; Saruya Makoto,JPX. Electronic transaction processing system and method for operating same. USP2000106138907.
  80. Rossides Michael T. (3666 Upton St. ; NW. Washington DC 20008). Expected value payment method and system for reducing the expected per unit costs of paying and/or receiving a given amm. USP1997045620182.
  81. Rossides Michael T. (3666 Upton St. ; NW. Washington DC 20008). Expected value payment method and system for reducing the expected per unit costs of paying and/or receiving a given amo. USP1993125269521.
  82. Horii Masakuni (Ootsu JPX) Morimoto Eiichi (Kyoto JPX) Yoshikawa Hiroyasu (Tsuzuki JPX). Facsimile apparatus having invoice sentence preparation function. USP1994035291304.
  83. Josephson Stanley M. (Dallas TX). Financial data processing system using payment coupons. USP1990124974878.
  84. Tozzoli Guy Frederick ; Lynch Christopher James. Full service trade system. USP1998025717989.
  85. Miller David S.. Fully-automated system for tax reporting, payment and refund. USP2001036202052.
  86. Orus Herve (Marseille FRX) Foglino Jean-Jacques (Peynier FRX) Lopez Firmin (Luynes FRX) Richard Andre (Trets FRX) Nicolai Alain (Allauch FRX). Games machine with electronic payment mechanism. USP1997125697482.
  87. Orus Herve (Marseilles FRX) Foglino Jean-Jacques (Peynier FRX) Lopez Firmin (Luynes FRX) Richard Andre (Trets FRX) Nicolai Alain (Allauch FRX). Games machine with electronic payment mechanism. USP1996115575374.
  88. Orus Herve,FRX ; Foglino Jean-Jacques,FRX ; Lopez Firmin,FRX ; Richard Andre,FRX ; Nicolai Alain,FRX. Games machine with electronic payment mechanism. USP1998015706925.
  89. Orus Herve (Marseille FRX) Nicolai Alain (Allauch FRX) Foglino Jean-Jacques (Peynier FRX). Games machine with mechanical counters as laid down by regulations, and with electronic payment mechanism. USP1996125580310.
  90. Little John P. (Minneapolis MN) McMahon R. Scott (Eden Prairie MN) Gingrich Mark (Downingtown PA) Martin Roleigh H. (Eden Prairie MN). Health care payment adjudication and review system. USP1994105359509.
  91. Spiro Alan. Health care payment system utilizing an intensity adjustment factor applied to provider episodes of care. USP1998105819228.
  92. Read Clifford D. (Almonte CAX). Housing for credit card payment telephone. USP198707D290954.
  93. Insulander Bjrn (Jrflla) Hjelmvik Torbernt (Jrflla SEX). Improvements in cash payment machines enabling acceptance of credit card payment. USP1993035192855.
  94. Danielson Arvin D. (Cedar Rapids IA) Kubler Joseph J. (Nederland IA) Durbin Dennis A. (Cedar Rapids IA) Morris Michael D. (Cedar Rapids IA) Cargin ; Jr. Keith K. (Cedar Rapids IA). In-store multiple device communications unit and centralized data system utilizing same. USP1990114972463.
  95. Watson Craig Michael. Integrated bill consolidation, payment aggregation, and settlement system. USP1999115978780.
  96. Shavit Eyal (New York NY) Teichner Lester (Chicago IL). Interactive market management system. USP1989014799156.
  97. Unno Shohei (Numazu JPX). Interconnected sales data registration and payment settlement system. USP1990014893237.
  98. Griffin Peter B. (5805 N. Belton Kansas City MO 64151). Invoice file clip. USP199710D385304.
  99. Braud Harry A. (Bossier City LA). Invoice form with card and envelope. USP1989084860946.
  100. Marshlack Dane G. (2515 Bay Blvd. - Unit C Indian Rocks Beach FL 34635). Invoice holder. USP199702D378219.
  101. Smith Ervin M. (530 N. 200 West Monroe IN 46772) Todd John A. (5214-2 Stonehedge Blvd. Fort Wayne IN 46835) Troy Dennis K. (7515 Antebellum Blvd. Fort Wayne IN 46815) Brookshire Phillip L. (808 Ludlo. Island payment terminal. USP199711D386882.
  102. Smith Ervin M. ; Todd John A. ; Troy Dennis K. ; Brookshire Phillip L.. Island payment terminal mounting system. USP1998105816174.
  103. Geer Terry L. (Baltimore OH). Mechanism for expediting the deposit, transport and submission of checks into the payment system. USP1996125583759.
  104. Barber William B. (Berea OH) Davis William H. (Fairview Park OH) Rautenkranz Karl (Tucson AZ). Medical payment system. USP1989084858121.
  105. Hansen Gary G. ; Riley David W. ; Lee David K. ; Ryan ; Jr. Frederick W. ; Rosenberg Nathan ; Violante Anthony F. ; Sansone Ronald P.. Metered payment cellular telephone communication system. USP1998095812945.
  106. Boers Jan (Amsterdam NLX) van Solt Ronald J. (Gm Edan NLX). Method and apparatus for electronic payment by a client in a self-service store. USP1997065637846.
  107. Solokl Daniel David ; Knight Kirk Hoyt ; Corsini Frank Anton. Method and apparatus for executing electronic commercial transactions with minors. USP2001016173269.
  108. Polk John. Method and apparatus for payment processing using debit-based electronic funds transfer and disbursement processing usin. USP1999085946669.
  109. Polk John. Method and apparatus for payment processing using debit-based electronic funds transfer and disbursement processing using addendum-based electronic data interchange. USP2000096119107.
  110. Ehrat Kurt (Zurich CH). Method and apparatus for preparing and assessing payment documents. USP1976113990558.
  111. Wagner Christopher L. (Glencoe IL) Wetmore Carol J. (Chicago IL) Liddy Martha A. (Evanston IL) Nelson Lori A. (Evanston IL). Method and apparatus for providing access to a plurality of payment networks. USP1995065424938.
  112. Matyas ; Jr. Stephen M.. Method and apparatus for providing product survey information in an electronic payment system. USP2000086102287.
  113. Owens Gary L. ; Labuda David S. ; Haddock James R.. Method and apparatus for tracking multiple payment resources and charging transactions to payment resources in on line transaction processing system. USP2000046047267.
  114. Walker Jay S. ; Schneier Bruce ; Jindal Sanjay K. ; Tedesco Daniel E.. Method and device for generating a single-use financial account number. USP2000126163771.
  115. Kaufman James Harvey ; Sincerbox Glenn Tavernia. Method and means for limiting adverse use of counterfeit credit cards, access badges, electronic accounts or the like. USP1999115991411.
  116. Berlin Robert L. ; Bloszinsky Craig Alfred ; Bruner William Edwin ; Fitzpatrick Francis Lionel ; Hein Joseph Edward ; Johnson Donald Roy ; McCaa Barry Edmund ; Natarajan Bharath. Method and system for automated payment within a computer integrated manufacturing system. USP1999126006199.
  117. Bednar Gregory M. ; Carr Thomas E. ; Donahue James W. ; Hendrix ; Jr. Robert F. ; Kuklentz Richard J. ; Uhrich William A.. Method and system for bill presentation and payment reconciliation. USP1998115832460.
  118. Turk James J. (P.O. Box 4682 Greenwich CT 06830). Method and system for commodity-based currency for payment of accounts and elimination of payment risk. USP1997095671364.
  119. Vaux, Jonathan; Triplett, Brian; Dreyer, Michael; Yeakle, Loraine Martin; Duncan, Alistair; Fernandes, Paulo. Method and system for conducting a commercial transaction between a buyer and a seller. USP2010107822679.
  120. Chang Sheueling ; Rochetti Robert. Method and system for electronic bill payment. USP1999035884288.
  121. Huang Dorge O. (3540 S. Parnell ; 1st Flr. Chicago IL 60609-1727) Peterson Robert B. (603 S. Wesley Oak Park IL 60304). Method and system for payment and payment verification. USP1996025491325.
  122. Lawlor Matthew P. ; Carmody Timothy E.. Method and system for remote delivery of retail banking services. USP2001036202054.
  123. Feiken Albertus,NLX. Method for cancelling a transaction of an electronic payment means, as well as payment means for application of the met. USP1999105974145.
  124. Baumgartner James W. ; Smith Cynthia M.. Method for closed loop processing of transactions utilizing bank card association. USP2001016169974.
  125. Pedersen Torben P.,DKX. Method for effecting an electronic payment transaction having a variable number of payment units, as well as payment mea. USP1998045739511.
  126. Bellare Mihir ; Garay Juan Alberto ; Jutla Charanjit Singh ; Yung Marcel Mordechay. Method for electronic payment system with issuer control. USP1999125999625.
  127. Barrameda Benedicto ; Barrameda Paula. Method for multi-directional consumer purchasing, selling, and transaction management. USP2001046216115.
  128. Plett Margaret ; Gelfer George G. ; Zimmermann Jakob ; Bischoff Enno,DEX. Method for payment of the recrediting of an electronic postage meter and arrangement for the operation of a data central. USP1998035729460.
  129. Wissenburgh Jelle,NLX ; Brehler Johannes,NLX ; Muller Frank,NLX ; De Lange Martin Klass,NLX ; Van de Pavert Hendricus Johannes Wilhelmus Maria,NLX ; Feiken Albertus,NLX. Method for protectedly debiting an electronic payment means. USP1999115991412.
  130. De Rooij Peter Jacobus Nicolaas,BEX. Method for tracing payment data in an anonymous payment system. USP1999075924084.
  131. Pieterse Rob,NLX ; Rombaut Willem,NLX. Method of debiting an electronic payment means. USP2000066076073.
  132. Pieterse Rob,NLX ; Rombaut Willem,NLX. Method of debiting an electronic payment means. USP1999055907832.
  133. Matsuura Kunihisa (Aichi JPX) Horiba Yoshio (Owariasahi JPX). Method of determining the acceptability of a request to preengage receipt and/or payment of money in an ATM system using. USP1994055315511.
  134. Guillou Louis-Claude (Rennes FRX) Quisquater Jean-Jacques (Brussels BEX). Method of electronic payment by chip card by means of numbered tokens allowing the detection of fraud. USP1994045305383.
  135. Berson William ; Digiulio Peter C.. Method of verifying proper payment of postage. USP1998105819239.
  136. Vassigh Ali M. (Duluth GA) Hastings Mark A. (Lawrenceville GA) Inderrieden Michael T. (Tucker GA) Buchanan-Miller Helen (Lawrenceville GA) Rubini David M. (Smyrna GA). Method using bill and coin images on a touch screen for processing payment for merchandise items. USP1994035297030.
  137. Lewis Richard ; Dwyer Tara ; Abdelsadek Mohammed ; Han Donald ; Rogoff Jonathon ; Parks Louis. Methods and apparatus for internet based financial transactions with evidence of payment. USP2001056233565.
  138. Crooks Gerry ; Genzberger Janna ; Arnhold Ed ; Battista John ; Boni Ken ; Miller Dave ; Feichtner Mark ; Kippenhan Larry ; Nanto Shawn ; Orr Teri ; Bowers Dan. Methods and systems for computerized bill consolidating, billing and payment authorization, computerized utility bill co. USP1999085943656.
  139. Fernando Llavanya ; Rafii Abbas ; Williams Nicholas ; Bunn Eric A. ; Valliani Aziz. Modular signature and data-capture system and point of transaction payment and reward system. USP2001026193152.
  140. Birutis Andrius S. (DuPage County IL) Jaron Michael (Cook County IL) Worrell W. Robert (Hennepin County MN). Molded bill payment center container with removable trays. USP1994035297674.
  141. Iizuka Nobuhiro (Himeji JA) Shigemori Hideto (Himeji JA). Monetary receipt and payment managing apparatus. USP1977014001568.
  142. Payne Andrew C. ; Stewart Lawrence C. ; Mackie David J.. Network sales system. USP1999065909492.
  143. Kravitz David W. ; Gemmell Peter S. ; Brickell Ernest F.. Off-line compatible electronic cash method and system. USP1998115832089.
  144. Koreeda Hiroki,JPX. On-line shopping system and the method of payment settlement. USP1999035890137.
  145. Gifford David K.. Open network payment system for providing for authentication of payment orders based on a confirmation electronic mail message. USP2000046049785.
  146. Gifford David K.. Open network payment system for providing for real-time authorization of payment and purchase transactions. USP2001036205437.
  147. Sellier Christian (Tournon-sur-Rhone FRX). Optical process for determining the dimensions of an object in relative movement, and more particularly of a coin in a p. USP1986044585936.
  148. Dujari Rajeev. Partial file caching and read range resume system and method. USP2001036199107.
  149. Shanley Thomas M. (19908 NE. 129th St. Woodinville WA 98072). Partially preprinted, service invoice record forms, having piggyback vinyl status. USP1995045403025.
  150. Materna Richard H. (705 St. Joseph Dr. Oak Brook IL 60515) Linse John S. (9418 Bay Colony Dr. ; Apt. 3 S. Des Plaines IL 60016) Richardson Roy A. (Pinellas Park FL). Payment Authorization and Information Device. USP1991045007084.
  151. Kravitz David William. Payment and transactions in electronic commerce system. USP2000026029150.
  152. Hosea Darlene L.. Payment booklet holder. USP199809D398446.
  153. Adams Carl A. (San Francisco CA). Payment card point-of-sale service quality monitoring system, apparatus, and method. USP1993105255182.
  154. Skodlar Rafael (1585 Keesling Ave. San Jose CA 95125). Payment card with display. USP1994105359183.
  155. Donlin Gerald M. (St. Cloud MN). Payment deposit cabinet. USP198203D263638.
  156. Lewiner Jacques (Saint-Cloud FRX) Carreel Eric (Paris FRX). Payment installation for a transport network. USP1997065637848.
  157. Eckley Gordon P. ; Hill Jeffrey P. ; Sasaki Jeffrey K.. Payment instrument. USP199903D406574.
  158. Kimizu Ryuichi (Ootsu JPX). Payment making terminal device. USP1989014797540.
  159. Foglino Jean-Jacques (Peynier FRX). Payment memory medium and method of use thereof. USP1996075536923.
  160. Fuerle Gerard A. (4434 N. Third St. Philadelphia PA 19140). Payment responsive data display network. USP1983014370649.
  161. Ferreira Ronald,FRX. Payment scheme for a mobile communication service. USP2000096115601.
  162. Ward ; II Seth (Little Rock AR) Speas Gary W. (Little Rock AR) Brown R. Todd (Russellville AR). Payment slot communicating apparatus for vendng prices. USP1997035614892.
  163. Lehmann Roger (Paris FRX). Payment voucher. USP1982114360727.
  164. Noell ; Jr. Robert E. ; Norton David A.. Payment-receiving enclosure for a vending machine. USP2000106135261.
  165. Baitz Gunter,DEX ; Burchart Joachim,DEX ; Kamin Hartmut,DEX. Peripheral assembly kit for the workstation of a goods invoicing system. USP2001036206285.
  166. Klees Kevin John. Photofinishing system having customized customer order payment feature. USP1998095808723.
  167. Mausy Guy,FRX. Pneumatic conveyor for small metallic pieces, particularly coins, for payment points. USP2000086109837.
  168. Musha Yuji,JPX. Pocket-sized electronic payment and financial transaction terminal including IC card reader. USP199901D403667.
  169. Sarradin Jean-Louis (Fontenay en Parisis FRX). Portable payment terminals and network for such terminals. USP1995025387784.
  170. Chrosny Wojciech M. (81 Linwood St. Milford CT 06460). Postage payment system employing encryption techniques and accounting for postage payment at a time subsequent to the pr. USP1994125375172.
  171. Pitchenik David E. (Fairfield CT). Postage payment system where accounting for postage payment occurs at a time subsequent to the printing of the postage a. USP1989014796193.
  172. Pintsov Leon A. (West Hartford CT). Postage payment system with security for sensitive mailer data and enhanced carrier data functionality. USP1996125586036.
  173. Reid, William; Lynch, Keiron G.; Swackhammer, Craig; Novak, M. Kathrina; Martinez, L. Ted; Bryant, John M.. Pre-funding system and method. USP2010057711639.
  174. Kudelski Andre (Crissier CHX). Pre-payment television system using a memory card associated with a decoder. USP1992075134656.
  175. Derksen Eduard (Hinterfultigen CHX). Process as safety concept against unauthorized use of a payment instrument in cashless payment at payment sites. USP1995125478993.
  176. Remery Patrick (8 Avenue de la lre Arme Francaise 14000 Caen FRX) Boule Jean-Pierre (12 Rue de la Rsistance Soliers 14540 Bourguebus FRX). Process for electronic payment using a memory. USP1989044822984.
  177. Chastain Robert H.. Process for executing payment transactions. USP2000026021943.
  178. Vallee Luc,FRX ; Petit Stephane,FRX. Process for making a payment using an account manager. USP2000016014646.
  179. Teicher Mordechai,ILX. Processing system and method for a heterogeneous electronic cash environment. USP2000056065675.
  180. Rose Martin S. (Sudbury GB2). Public pay telephone stand with alternative payment means. USP198911D304725.
  181. Nethery Kee. Purchaser generated transaction recording and negotiable instrument payment system. USP2000066070798.
  182. Randle William ; Ercole Richard ; Geer Terry L. ; James David L. ; Fredelake Jodie M. ; Roman Dennis ; Fontana Fabio ; Bartlett Rick ; Rosenberg Ruth ; Murphy Robert W. ; Tran Tuong T. ; Lampru Paul. Real time bank-centric universal payment system. USP1999105974146.
  183. Sansone Ronald P. (Weston CT). Requesting, reporting and verification system and method for mail carrier payment. USP1993065216620.
  184. Teicher Mordechai,ILX. Retail unit and a payment unit for serving a customer on a purchase and method for executing the same. USP2000066076075.
  185. Fillod, Maurice; Larriere, Jean-Francois. Secure coin collection device for pre-payment machine. USP1985104545475.
  186. Moreau Thierry (Montreal CAX). Secure payment method using facsimile. USP1996125590196.
  187. Biffar Peter. Self-contained payment system with circulating digital vouchers. USP2000046047269.
  188. Biffar Peter. Self-contained payment system with circulating digital vouchers. USP2001036205435.
  189. Biffar Peter C.. Self-contained payment system with circulating digital vouchers. USP1999055903880.
  190. Baitz Gnter (Berlin DEX) Burchart Joachim (Schlangen DEX) Gray Rory (Crowthorn GB3) Mertz Stefan (Schliersee DEX) Sporleder Dirk (Hvelhof DEX). Service desk for the registration, booking and/or payment of goods, vouchers and the like. USP1995055412191.
  191. Coblentz Fred C. (Lake Forest CA) Watt William D. (Walnut CA). Stacker for electronic payment system key pad and printer. USP1994035289923.
  192. Watt William D. (Walnut CA) Coblentz Fred C. (Lake Forest CA). Stacker for electronic payment system key pads. USP1994025284253.
  193. Hartley-Urquhart William Roland. Supply chain financing system and method. USP2000126167385.
  194. McMullin John L.. System and method for administration of an incentive award system having a delayed award payment using a credit instrument. USP2001046222914.
  195. Hogan Edward J. (Bayside NY). System and method for bill delivery and payment over a communications network. USP1997125699528.
  196. Kamil Julian I.. System and method for conducting electronic commerce in a computer network using a cashier desk payment framework. USP2000036038548.
  197. Anderson Michael W. ; Merritt David L. ; Matthews John W.. System and method for electronically processing invoice information. USP2000056058380.
  198. Kight Peter J. ; Johnson Mark A. ; Christenson Tamara K. ; Lach Regina ; Pointer Philip ; Cook Kenneth. System and method for electronically providing customer services including payment of bills, financial analysis and lo. USP1999025873072.
  199. Kight Peter J. (Dublin OH) Johnson Mark A. (Dublin OH) Christenson Tamara K. (Gahanna OH) Lach Regina (Galena OH) Pointer Philip (Columbus OH) Cook Kenneth (Gahanna OH). System and method for electronically providing customer services including payment of bills, financial analysis and loan. USP1995015383113.
  200. MacFarlane Lloyd ; Driskell Dwight D. ; Henley Vivian C. ; Lane Nancy C. ; Greenspan Michael ; Nielsen Betty J.. System and method for generating an invoice to rebill charges to the elements of an organization. USP2000096125354.
  201. Cheung Wing Keung,NLX. System and method for increasing a value of an electronic payment card including performing a restore transaction in response to interruption of a value increase transaction. USP2000056062472.
  202. Cotton Robert M. ; Thomas George F. ; Pawelczyk Joseph S.. System and method for intraday netting payment finality. USP2000066076074.
  203. Boesch Brian Paul ; Crocker Stephen David ; Eastlake ; III Donald Eggleston ; Hart ; Jr. Alden Sherburne ; Jackson Andrew ; Lindenberg Robert A. ; Paredes Denise Marie. System and method for multi-currency transactions. USP2001036205433.
  204. Josephson Stanley M.. System and method for providing advance notification of potential presentment returns due to account restrictions. USP1998105819236.
  205. Rosen Sholom S.. System and method for secure presentment and payment over open networks. USP2000066081790.
  206. King Douglas L. (6604 Covehollow Rd. Oklahoma City OK 73123) Barclay Alasdair G. (The Boathouse ; 6 Shaw Wood Rd. Pembroke BMX HM01 ) Wellman Rockie C. (727 Cedardale Oklahoma City OK 73127). System and method of risk transfer and risk diversification including means to assure with assurance of timely payment a. USP1997125704045.
  207. Sharpe Murem S. (Stamford CT) Bryson Eugene (Redding CT) Manduley Flavio (Woodbury CT) Riordan ; II Eben M. (Southport CT) Flesser Brian D. (Norwalk CT). System for centralized processing of accounting and payment functions. USP1993065222018.
  208. Sharpe Murem S. (Stamford CT) Bryson Eugene (Redding CT) Manduley Flavio (Woodbury CT) Riordan ; II Eben M. (Southport CT) Flesser Brian D. (Norwalk CT). System for centralized processing of accounting and payment functions. USP1987124713761.
  209. Geer Terry L.. System for expediting the clearing of financial instruments and coordinating the same with invoice processing at the poi. USP1999075930778.
  210. Field Richard G.. System for invoice record management and asset-backed commercial paper program management. USP2000066073104.
  211. Torii Naoya,JPX ; Tsunoda Haruhiko,JPX ; Fujiwara Masao,JPX ; Hasebe Takayuki,JPX. System for refunding payment for software. USP1998065761308.
  212. Hughes Thomas S. ; Molina Gustavo. System for remote purchase payment and remote bill payment transactions. USP1998055754655.
  213. Hughes Thomas S. (31310 Eagle Haven Cir. ; Ste. 100 Rancho Palos Verdes CA 90274) Molina Gustavo (24292 Rhona Dr. Laguna Niguel CA 92656). System for remote purchase payment transactions and remote bill payments. USP1994085336870.
  214. Kroll Mark W. (Minnetonka MN) Pommrehn Mark R. (Eden Prairie MN). System for remotely authorizing operation of a device and for automatically generating an invoice based on device usage. USP1993115258906.
  215. Richer Louis (La Salmoniere 35510 Cesson-Sevigne FRX). System for the payment of telephone calls in a private self-switching unit. USP1991035003585.
  216. Le Roux Jean-Yves (Bouc Bel Air FRX). System of payment or information transfer by money card with electronic memory. USP1993035191193.
  217. Mjolsnes Stig Frode,NOX ; Michelsen Rolf,NOX ; Revillet Marie-Josephe,FRX ; De Solages Aymeric,FRX. System of secured payment by the transfer of electronic money through an interbank network. USP1999055905976.
  218. Nguyen Trong ; Haller Daniel R. ; Kramer Glenn A.. System, method and article of manufacture for a gateway payment architecture utilizing a multichannel, extensible, flexible architecture. USP2000066072870.
  219. Nguyen Trong ; Haller Daniel R. ; Subramanian Mahadevan P.. System, method and article of manufacture for a payment gateway system architecture for processing encrypted payment tr. USP1999115978840.
  220. Rowney Kevin T. B.. System, method and article of manufacture for conditionally accepting a payment method utilizing an extensible, flexible. USP1999115987132.
  221. Bahreman Ali Reza. System, method and article of manufacture for dynamic negotiation of a network payment framework. USP2000056061665.
  222. Haller Daniel R. ; Nguyen Trong. System, method and article of manufacture for handling transaction results in a gateway payment architecture utilizing. USP1999115983208.
  223. Weber Jay C. ; Berger David A. ; Arora Atul. System, method and article of manufacture for multiple-entry point virtual point of sale architecture. USP2001016178409.
  224. Williams Humphrey ; Hughes Kevin ; Parmar Bipinkumar G.. System, method and article of manufacture for network electronic payment instrument and certification of payment and credit collection utilizing a payment. USP2000016016484.
  225. Rowney Kevin Thomas Bartholomew ; Nadig Deepak S.. System, method and article of manufacture for secure network electronic payment and credit collection. USP1999115987140.
  226. Williams Humphrey ; Hughes Kevin ; Parmar Bipinkumar G.. System, method and article of manufacture for the use of payment instrument holders and payment instruments in network. USP1999105963924.
  227. Bernard Alain (5 rue Jules Simon 75015 Paris FRX). Telephone service payment system using a sound emitting token. USP1992085136632.
  228. Berg Jukka,FIX ; Savolainen Kimmo,FIX. Terminal equipment providing payment data in a cellular radio system. USP2000086108531.
  229. Cordery Robert A. ; Pintsov Leon A.. Token key distribution system controlled acceptance mail payment and evidencing system. USP2000066073125.
  230. Pare ; Jr. David Ferrin ; Hoffman Ned ; Lee Jonathan Alexander. Tokenless biometric electric check transaction. USP2001056230148.
  231. Marty Jacques (Bourg les Valence FRX) Tremblet Jrome (Bourg les Valence FRX) Delorme Jean-Jacques (Valence FRX). Universal electronic payment terminal base including memory card programming voltage booster. USP1990044920256.
  232. Spencer Wyner (San Francisco CA). Usage promotion method for payment card transaction system. USP1990034906826.
  233. Jones Timothy Lloyd,GB2 ; Higgins Graham Robert L.,GB2. Value transfer system. USP1998075778067.
  234. Miller Gert (Mnchen-Gladbach DEX) Jendges Heinz-Gerd (Kempken St. Hubert DEX) Crynen Norbert (Inchen-Gladbach DEX). Vending type machine dispensing a redeemable credit voucher upon payment interrupt. USP1991105055657.
  235. Transue Patrick A. ; Jonaitis Ronald J.. Voice recognition bill payment system with speaker verification and confirmation. USP1999045893902.

IPC 상위 출원인