Method and system to manage multiple party rewards using a single account and artificial intelligence
IPC분류정보
국가/구분
United States(US) Patent
등록
국제특허분류(IPC7판)
G06F-017/00
출원번호
US-0322094
(2009-01-29)
등록번호
US8041667
(2011-10-05)
발명자
/ 주소
Otto, Jonathan
Van Luchene, Andrew
출원인 / 주소
RetailDNA, LLC
대리인 / 주소
Fincham Downs, LLC
인용정보
피인용 횟수 :
9인용 특허 :
27
초록▼
A system for managing an account having at least one sub-account, including: a memory element, a processor, and an interface element for at least one specially programmed general-purpose computer. The memory element stores a transaction history for the account, an incentive previously offered to the
A system for managing an account having at least one sub-account, including: a memory element, a processor, and an interface element for at least one specially programmed general-purpose computer. The memory element stores a transaction history for the account, an incentive previously offered to the account, and an artificial intelligence program (AIP). The transaction history includes at least one transaction involving the main account or sub-accounts from the at least one sub-account. The processor is for: comparing the transaction history with a metric; generating, using the comparison of the transaction history with the metric, a desired transaction involving the account and a business entity; and modifying the incentive using the AIP and the comparison of the transaction history with the metric. Rewarding of the modified incentive is conditional upon execution of the desired transaction. The interface element is for transmitting the desired transaction and the modified incentive.
대표청구항▼
What is claimed is: 1. A method for managing an account having at least one sub-account, comprising:storing, in a memory element for at least one specially-programmed general purpose computer, a transaction history for the account with respect to a business entity, an incentive regarding the busines
What is claimed is: 1. A method for managing an account having at least one sub-account, comprising:storing, in a memory element for at least one specially-programmed general purpose computer, a transaction history for the account with respect to a business entity, an incentive regarding the business entity previously offered to the account, and an artificial intelligence program (AIP), wherein the transaction history includes at least one transaction involving the business entity and the main account or the business entity and the at least one sub-account;comparing, using a processor in the at least one specially-programmed general purpose computer, the transaction history with a metric;generating, using the processor and the comparison of the transaction history with the metric, a desired transaction involving the account and the business entity;modifying the incentive using the processor, the AIP, the comparison of the transaction history with the metric, wherein rewarding of the modified incentive is conditional upon execution of the desired transaction; and,transmitting, using an interface element for the at least one specially-programmed general purpose computer, the desired transaction and the modified incentive for presentation to a holder of the account.
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Otto, Jonathan; Van Luchene, Andrew; Mueller, Raymond J, Method and system to manage multiple party rewards using a single account and artificial intelligence.
Otto, Jonathan; Van Luchene, Andrew; Mueller, Raymond J, Method and system to manage multiple party rewards using a single account and artificial intelligence.
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