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Forming an inlay comprising an antenna wire having two end portions and a site for a transponder chip, comprises: mounting the wire to a surface of substrate; and leaving the end portions of the antenna wire free-standing, as loops adjacent terminal areas of a site on the substrate for the transpond

Forming an inlay comprising an antenna wire having two end portions and a site for a transponder chip, comprises: mounting the wire to a surface of substrate; and leaving the end portions of the antenna wire free-standing, as loops adjacent terminal areas of a site on the substrate for the transponder chip. With the transponder chip installed on the substrate, the free-standing loops are repositioned to be substantially directly over the terminals of the transponder chip, in preparation for interconnection of the loops to the terminals of the transponder chip, then are bonded to the terminals. An embedding tool for mounting the wire on the substrate may embed the wire in or adhesively place a self-bonding wire on a surface of the substrate. The substrate may have two transponder chips, and function as a secure inlay. An anti-skimming feature is included in the inlay.

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1. Method of forming an inlay substrate comprising an antenna wire and a site for a transponder chip, comprising: while mounting the antenna wire to a surface of a substrate leaving end portions, exclusive of ends of the antenna wire unmounted and positioned adjacent the site for the transponder chi

1. Method of forming an inlay substrate comprising an antenna wire and a site for a transponder chip, comprising: while mounting the antenna wire to a surface of a substrate leaving end portions, exclusive of ends of the antenna wire unmounted and positioned adjacent the site for the transponder chip, wherein the ends of the antenna wire are mounted to the surface of the substrate;installing the transponder chip at the site for the transponder chip, between the unmounted end portions of the antenna wire; andrepositioning the unmounted end portions of the antenna wire to be directly over terminals of the transponder chip;wherein the site for the transponder chip comprises a recess in the substrate, and further comprising:providing slots in the substrate, adjacent opposite sides of the recess;wherein the antenna is formed by:passing the antenna wire over a first one of the slots in the substrate along a side of the site for the transponder chip;routing the antenna wire to form an antenna with a given number of turns; andpassing the antenna wire over a second one of the slots in the substrate along an opposite side of the site for the transponder chip. 2. The method of claim 1, further comprising: bonding the repositioned unmounted end portions of the antenna wire to the terminals of the transponder chip. 3. The method of claim 2, wherein the antenna wire comprises a metallic wire covered by a coating of insulation, and further comprising: removing the insulation from the unmounted end portions of the antenna wire prior to bonding. 4. The method of claim 3, wherein: removing the insulation is performed using a laser. 5. The method of claim 3, wherein: removing the insulation is performed during mounting the antenna wire. 6. The method of claim 3, wherein: removing the insulation is performed after mounting the antenna wire. 7. The method of claim 3, further comprising: providing slots in the substrate, under at least the portion of the unmounted end portions of the antenna wire whereat the insulation is removed. 8. The method of claim 1, wherein mounting the antenna wire comprises: embedding the antenna wire in the surface of the substrate. 9. The method of claim 1, wherein mounting the antenna wire comprises: adhesively placing the antenna wire on the surface of the substrate. 10. The method of claim 1, wherein the unmounted end portions of the antenna wire are formed as generally upside-down U-shaped loops, similar in appearance to conventional wire-bonding loops. 11. The method of claim 1, wherein the site for the transponder chip comprises a recess in the substrate. 12. The method of claim 11, wherein: the unmounted end portions of the antenna wire span the recess as wire bridges. 13. The method of claim 1, wherein the antenna wire comprises a metallic wire covered by a coating of insulation, and further comprising: removing the insulation from a portion of the antenna wire passing over each slot in the substrate;installing the transponder chip at the site for the transponder chip, so that terminals of the transponder chip are along side the respective portion of the antenna wire passing over the respective slot;drawing the antenna wire in over the terminals of the transponder chip; andbonding the antenna wire to the terminals of the transponder chip. 14. The method of claim 1, wherein: the substrate comprises a multi-layered substrate. 15. The method of claim 1, wherein the transponder chip is installed at the site before the antenna wire is mounted to the substrate. 16. The method of claim 1, wherein the transponder chip is installed at the site after the antenna wire is mounted to the substrate, from the same side of the substrate that the antenna is mounted to. 17. Method of forming an inlay substrate comprising an antenna wire and a site for a transponder chip, comprising: while mounting the antenna wire to a surface of a substrate leaving end portions, exclusive of ends of the antenna wire unmounted and positioned adjacent the site for the transponder chip, wherein the ends of the antenna wire are mounted to the surface of the substrate;installing the transponder chip at the site for the transponder chip, between the unmounted end portions of the antenna wire; andrepositioning the unmounted end portions of the antenna wire to be directly over terminals of the transponder chip;wherein the site for the transponder chip comprises terminal areas whereat terminals of the transponder chip will be located, further comprising:at a point on the surface of the substrate, commencing mounting the antenna wire;continuing mounting the antenna wire a short distance;forming a first of the unmounted end portions of the antenna wire in the antenna wire adjacent a first of the terminal areas for the transponder chip;resuming mounting the antenna wire on the substrate with a given number of turns;forming a second of the unmounted end portions of the antenna wire in the antenna wire adjacent a second of the terminal areas for the transponder chip; andcontinuing mounting the antenna wire a short distance; andsevering the wire.