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System and method for processing gift cards

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06Q-040/00
출원번호 US-0967253 (2010-12-14)
등록번호 US-8285643 (2012-10-09)
발명자 / 주소
  • Isaacson, Thomas M.
  • Durham, Ryan Connell
출원인 / 주소
  • Monncello Enterprises, LLC
인용정보 피인용 횟수 : 26  인용 특허 : 53

초록

Disclosed herein are systems, methods, and non-transitory computer-readable storage media for enabling gift card recipients to redeem gift card amounts using existing accounts such as a credit/debit card. A system practicing the method identifies a giver and recipient of a gift card amount and assoc

대표청구항

1. A method comprising: receiving, via a processor and at a first time, an identification of a giver, a gift, an amount of money to pay for the gift, and a recipient of the gift, wherein the giver is associated with a giver payment account, comprising a credit payment account or a debit payment acco

이 특허에 인용된 특허 (53)

  1. Treyz, G. Victor; Treyz, Susan M., Automobile personal computer systems.
  2. Treyz, G. Victor; Treyz, Susan M., Automobile personal computer systems.
  3. Freeman David H. ; Freeman Gary A., Chip card system.
  4. Geller, Michal Jonathan; Hanold, Terrance Douglas, Customizing gift instrument experiences for recipients.
  5. Murray Dawson, Debit card with activation control.
  6. John E. Boyd, Electronic advertising device and method of using the same.
  7. Van Dusen Karen L., Electronic gift certificate system.
  8. Van Dusen, Karen L., Electronic gift certificate system.
  9. Karas,Peter M.; Cowell,James Everett; Abelman,Henry M.; Thompson,Mark, Electronic gift linking.
  10. Foss, Jr.,Sheldon H., Family stored value card program.
  11. Creemer, David Z., Identifying client patterns using online location-based derivative analysis.
  12. Deshpande, Nikhil M., Intelligent, non-intrusive, adaptive wireless discount coupon delivery system over GPRS.
  13. Herz, Fredrick; Smith, Jonathan M.; Parkes, David C., Location enhanced information delivery system.
  14. Gerace Thomas A., Method and apparatus for determining behavioral profile of a computer user.
  15. Baker, Steven F., Method and apparatus for distributing location-based messages in a wireless communication network.
  16. Solokl Daniel David ; Knight Kirk Hoyt ; Corsini Frank Anton, Method and apparatus for executing electronic commercial transactions with minors.
  17. Amit Gupta ; Sriraman Venkataraman GB; Geoffrey Baehr, Method and apparatus for local advertising.
  18. Walker, Jay S.; Tedesco, Daniel E.; Van Luchene, Andrew S.; Alderucci, Dean, Method and apparatus for printing a billing statement to provide supplementary product sales.
  19. Tan, Edwin, Method and system for delayed payment of prepaid cards.
  20. Kepecs Jonathan, Method and system for distributing and reconciling electronic promotions.
  21. Albrecht Jerry L., Method and system for gift credit card.
  22. Albrecht Jerry L., Method and system for gift credit card.
  23. Moore,Victor S.; Stern,Edith H.; Willner,Barry E., Method and system for local wireless commerce.
  24. Spaeth, Paul; Jones, Douglas; Shimko, Bryan; Gordon, James G.; Madore, Kim; Black, Marc; Mazour, James; Salters, Michael, Method and system for managing loyalty program information on a phone.
  25. Blinn, Arnold Neil; Coco, Joseph N., Method and system for restricting the usage of payment accounts.
  26. Himmel, Maria A.; Rodriguez, Herman; Smith, Jr., Newton J.; Spinac, Clifford J., Method and system for schedule based advertising on a mobile phone.
  27. Marc A. Messner, Method for marketing and redeeming vouchers for use in online purchases.
  28. Brown Stephen J., Method of conducting an on-line auction with bid pooling.
  29. Khan,Mohammad A.; Fernandes,Jorge M.; Brown,Kerry D., Micropayment financial transaction process utilizing wireless network processing.
  30. Phelan, III,Frank; Phelan,Patricia, Money card system, method and apparatus.
  31. Dorf Robert E., Multifunction card system.
  32. Dorf Robert E., Multifunctional card system.
  33. Hirka, Jeffrey L.; Fellner, Debra C.; Fox, Steven; Knackstedt, Lee, Multiple account advanced payment card and method of routing card transactions.
  34. Myttenaere,Yves De, Payment device.
  35. Noriega, Eduardo; Almenara, Jose, Prepaid card payment system and method for electronic commerce.
  36. Stewart, Kavin K., Providing promotional material based on repeated travel patterns.
  37. Blossom,George, Selectable multi-purpose card.
  38. Treyz, G. Victor; Treyz, Susan M., Shopping assistance with handheld computing device.
  39. Slater,Kim Michele, Sponsor funded stored value card.
  40. Levchin,Max; Nosek,Luke Paul; Thiel,Peter; Banister,Scott Alan, System and method for electronically exchanging value among distributed users.
  41. Bous, Joseph; Blutinger, Elan Joel; Isaacson, Thomas M., System and method for offering and fulfilling situation-based, location specific rewards and offers to mobile-oriented consumers.
  42. Harris Jeffrey ; Kirschner Douglas ; Purdy James, System and method for providing a discount credit transaction network.
  43. Robertson, Steven C., System and method for providing electronic multi-merchant gift registry services over a distributed network.
  44. Devitt, Jason Anthony; Joerg, David Stcey; McAuliffe, Jon, System and method for providing location-based and time-based information to a user of a handheld device.
  45. Scroggie Michael C. ; Kacaba Michael E. ; Rochon David A. ; Diamond David M., System and method for providing shopping aids and incentives to customers through a computer network.
  46. Kominek,John Michael; Carriere,Steven Jeromy; Woods,Steven Gregory, System and method for the transformation and canonicalization of semantically structured data.
  47. Kolls, H. Brock, System and method of processing credit card, e-commerce, and e-business transactions without the merchant incurring transaction processing fees or charges worldwide.
  48. Rayburn, Terry, System and method of sorting information based on a location of a mobile station.
  49. William T. Semple ; Lincoln Bouve ; Steven W. Oxman, System and methods for remotely accessing a selected group of items of interest from a database.
  50. Rosenblatt, Charles A., Systems and methods for automatically distributing gifts to recipients on behalf of customers.
  51. Picciallo Michael J., Third party credit card.
  52. Gillin,Matthew J.; Korfmann,Roger; Raden,Paul L., Transfer instrument.
  53. Kolls, H. Brock, Vending machine control system having access to the internet for the purposes of transacting e-mail, e-commerce, and e-business, and for conducting vending transactions.

이 특허를 인용한 특허 (26)

  1. Mohammed, Sayeed; Ovick, Joseph Bjorn; Salmon, Diane C.; Kim, Nancy L., Communication protocols for processing an authorization request in a distributed computing system.
  2. Cervenka, Karen Louise; Taylor, Mary Theresa; Ma, Gwen Diane, Coupon bearing sponsor account transaction authorization.
  3. Cervenka, Karen Louise; Taylor, Mary Theresa; Ma, Gwen Diane, Coupon bearing sponsor account transaction authorization.
  4. Garber, Brian Ashley, Gift ordering subject to rules defined by a gift giver.
  5. Taylor, Mary Theresa; Cervenka, Karen Louise; Bischoff, Marla; Chace, Justin, Payment processing for qualified transaction items.
  6. Salmon, Diane; Dey, Meara Day; Amaro, Leigh, Point of interaction loyalty currency redemption in a transaction.
  7. Salmon, Diane C.; VonDerheide, James Alan; Fordyce, III, Edward W.; Shepard, David Chauncey; Adams, Gregory Michael; DiGioacchino, Laura, Rebate automation.
  8. Wolfe, Jason; Romanelli, Mark; Akut, Sanjay; Kelly, Mike; Kelly, Mary Jane, System and method for accepting closed loop cards or codes at a merchant point of sale.
  9. Wolfe, Jason, System and method for chopping up and processing gift cards.
  10. Wolfe, Jason, System and method for chopping up and processing gift cards.
  11. Wolfe, Jason, System and method for preventing fraud in the secondary market for gift cards.
  12. Wolfe, Jason; Romanelli, Mark; Akut, Sanjay; Kelly, Mike; Kelly, Mary Jane, System and method for processing closed loop cards at a merchant point of sale.
  13. Wolfe, Jason; Romanelli, Mark; Akut, Sanjay; Kelly, Mike; Kelly, Mary Jane, System and method for processing closed loop cards at a merchant point of sale.
  14. Wolfe, Jason; Allen, Shawn D., System and method for purchasing a prepaid bebit account.
  15. Wolfe, Jason; Allen, Shawn D., System and method for purchasing a prepaid debit account.
  16. Wolfe, Jason, System and method for tracking the secondary gift card marketplace.
  17. Levitt, Mark; Lingham, Vinodan Karthikeya; MacDonald, Clifford James; McMillan, James George; Brewer, Michael Paul; Grobler, Margaret; Gaylord, Michael Jonathan, System, method, and medium for digital gift card selection.
  18. Lingham, Vinodan Karthikeya, Systems and methods for barcode-based gift card exchange.
  19. Ovick, Joseph Bjorn; Carlson, Mark; Hagey, Ryan; Reid, Margaret; Stan, Patrick; Wright, Patrick; Koganti, Krishna Prasad; Powell, Glenn; Kumnick, Phillip Lyle, Systems and methods to apply benefit of offers.
  20. Ovick, Joseph Bjorn; Carlson, Mark; Hagey, Ryan; Reid, Margaret; Stan, Patrick; Wright, Patrick; Koganti, Krishna Prasad; Powell, Glenn; Kumnick, Phillip Lyle, Systems and methods to apply the benefit of offers via a transaction handler.
  21. Granville, III, Walter J., Systems and methods to communicate offer options via messaging in real time with processing of payment transaction.
  22. Ovick, Joseph Bjorn; Carlson, Mark; Hagey, Ryan; Reid, Margaret; Stan, Patrick; Wright, Patrick; Koganti, Krishna Prasad; Powell, Glenn, Systems and methods to enhance security in transactions.
  23. Ovick, Joseph Bjorn; Carlson, Mark; Hagey, Ryan; Reid, Margaret; Stan, Patrick; Wright, Patrick; Koganti, Krishna Prasad; Powell, Glenn; Kumnick, Phillip Lyle; Kim, Nancy L., Systems and methods to generate a receipt for a transaction.
  24. Ovick, Joseph Bjorn; Carlson, Mark; Hagey, Ryan; Reid, Margaret; Stan, Patrick; Wright, Patrick; Koganti, Krishna Prasad; Powell, Glenn; Kumnick, Phillip Lyle; Kim, Nancy L., Systems and methods to generate a receipt for a transaction.
  25. Ovick, Joseph Bjorn; Carlson, Mark; Hagey, Ryan; Reid, Margaret; Stan, Patrick; Wright, Patrick; Koganti, Krishna Prasad; Powell, Glenn; Kumnick, Phillip Lyle, Systems and methods to process transactions and offers via a gateway.
  26. Salmon, Diane C.; VonDerheide, James Alan; DiGioacchino, Laura; Scheidelman, Edward; Kim, Nancy L., Systems and methods to provide a user interface for redemption of loyalty rewards.
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