Proximity transaction apparatus and methods of use thereof
원문보기
IPC분류정보
국가/구분
United States(US) Patent
등록
국제특허분류(IPC7판)
G06G-001/14
G06F-017/60
출원번호
US-0825088
(2004-04-15)
등록번호
US-8407097
(2013-03-26)
발명자
/ 주소
Sperduti, David
Siegler, Thomas A.
Gomez, Garrison
Havens, William H.
출원인 / 주소
Hand Held Products, Inc.
대리인 / 주소
Heslin Rothenberg Farley & Mesiti P.C.
인용정보
피인용 횟수 :
4인용 특허 :
48
초록
The invention is a transaction terminal configured to perform a financial transaction intermediated by an RFID bearing payment token. The financial transaction is of a general type.
대표청구항▼
1. A terminal for conducting an ad libitum financial transaction intermediated by a radio frequency payment token, said terminal comprising: a radio frequency reader, said reader configured to read, in an arbitrary order, said radio frequency payment token and one or more RFID tags, said one or more
1. A terminal for conducting an ad libitum financial transaction intermediated by a radio frequency payment token, said terminal comprising: a radio frequency reader, said reader configured to read, in an arbitrary order, said radio frequency payment token and one or more RFID tags, said one or more RFID tags attached to one or more articles being purchased in said ad libitum financial transaction, said radio frequency payment token presented as a payment medium for said ad libitum financial transaction, said radio frequency reader devoid of a capability to stimulate a reader employing reader technology other than radio frequency; andan output device for confirming that said financial transaction is being performed. 2. The terminal according to claim 1, further comprising a transaction register. 3. The terminal according to claim 2, wherein said transaction register is operated by a salesperson. 4. The terminal according to claim 1, further comprising a printer. 5. The terminal according to claim 4, wherein said printer is configured to print a transaction receipt. 6. The terminal according to claim 1, further comprising an imaging device. 7. The terminal according to claim 6, wherein the imaging device comprises a bar code reader. 8. A terminal for conducting a financial transaction, comprising: a radio frequency reader, said reader configured to read, in an arbitrary order, one or more RFID tags and a selected one of a plurality of payment tokens employing dissimilar data formats, and to provide data corresponding to an elicited response from said selected one of a plurality of payment tokens employing dissimilar data formats;a memory for recording data and a machine-readable program, said memory in communication with said radio frequency reader;a communication module in communication with said radio frequency reader and said memory, said communication module configured to communicate bidirectionally with a remote computer-based apparatus; anda processor module in communication with said memory and said radio frequency reader, said processor module configured by said machine-readable program to attempt to decode said data corresponding to said elicited response;wherein said one or more RFID tags are attached to one or more articles being purchased in said financial transaction; andwherein, responsive to an indication that said processor module is not configured to perform said decoding correctly, said communication module is configured to request from said remote computer-based apparatus at least one machine-readable instruction for properly configuring said processor module to decode said data. 9. The terminal of claim 8, wherein the terminal is configured to read a payment token employing a data format particular to a specific commercial entry. 10. The terminal of claim 8, wherein the terminal is configured to read a data format employing a data format particular to a specific retailer. 11. The terminal of claim 8, wherein the terminal is configured to read a payment token provided by a key fob. 12. The terminal of claim 8, further comprising an image reader and decoder for reading and decoding bar codes. 13. The terminal for claim 8, is capable of capturing an area electronic image representation. 14. The terminal of claim 8, further comprises a signature capture pad. 15. The terminal of claim 8, wherein the plurality of payment tokens are issued by a plurality of commercial entities. 16. A terminal for conducting a financial transaction, wherein the terminal comprises: an RF transponder configured to read, in an arbitrary order, a payment token and one or more RFID tags attached to a plurality of articles in a physical proximity of said RF transponder, said RF transponder further configured to decode tag data corresponding to said one or more RFID tags; anda communication module in communication with said RF transponder, said communication module configured to communicate bidirectionally with a remote computer-based apparatus;wherein said plurality of articles are being purchased in said financial transaction; andwherein responsive to said terminal completing a purchase of an article of said plurality of articles, said RF transponder is configured to perform at least one of: modifying a tag data stored in an RFID tag attached to said article subject to purchase completion, disabling an RFID tag attached to said article subject to purchase completion. 17. The terminal of claim 16, wherein responsive to an indication that said RF transponder is not configured to perform said decoding correctly, said communication module is configured to request from said remote computer-based apparatus at least one machine-readable instruction for configuring said RF transponder to decode said tag data. 18. The terminal of claim 16, further configured to be detachably attached to a shopping cart. 19. The terminal of claim 16, wherein said RF transponder is configured to communicate to a plurality of RFID tags using a command response protocol. 20. The terminal of claim 16 further configured, responsive to an interaction with a user, to initiate a payment transaction. 21. The terminal of claim 1, wherein the radio frequency reader is operative to transmit data read from the radio frequency payment token without translating the data into an alternative payment data format.
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이 특허에 인용된 특허 (48)
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Kelly, Guy M.; Page, Kevin J.; Plum, Don P.; Ravenis, II, Joseph VJ, Contactless proximity automated data collection system and method with collision resolution.
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Reynolds Andrew E. ; Wiklof Christopher A. ; Bodnar Daniel B., Method and apparatus to automatically search data carriers, such as RFID tags and machine-readable symbols.
Reynolds Andrew E. ; Wiklof Christopher A. ; Bodnar Daniel B., Method and apparatus to read different types of data carriers, such RFID tags and machine-readable symbols, and a user interface for the same.
Jacek Kowalski FR; Bruno Charrat FR; Eric Bouyoux FR; Michel Martin FR, Method of selecting an electronic module from a plurality of modules present in the interrogation field of a terminal.
Salim, Mohamed Arif; Clifford, Harold C.; Guess, Alan Jackson; Paris, Bruce Edward, Operation monitoring and enhanced host communications in systems employing electronic article surveillance and RFID tags.
Immorlica ; Jr. Anthony A. (Manlius NY) Chase Robert F. (Fayetteville NY), Optically patterned RF shield for an integrated circuit chip for analog and/or digital operation at microwave frequencie.
Brady Michael John ; Coteus Paul W. ; Duan Dah-Weih ; Kodukula Venkata S. R. ; Moskowitz Paul Andrew ; Schrott Alejandro Gabriel ; Von Gutfeld Robert Jacob ; Ward James Peter, RFID integrated in electronic assets.
Rolin John Howard ; Kakkanad Sebastian T. ; Quaderer James G., Radio frequency identification device having displacement current control and method thereof.
Kubler, Joseph Jay; Grabon, Robert James, Radio frequency identification systems and methods for waking up data storage devices for wireless communication.
Gomez, Garrison; Siegler, Thomas A.; Soule, III, Robert M.; Daddabbo, Nick; Sperduti, David, System and method to store and retrieve indentifier associated information content.
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