IPC분류정보
국가/구분 |
United States(US) Patent
등록
|
국제특허분류(IPC7판) |
|
출원번호 |
US-0290044
(2011-11-04)
|
등록번호 |
US-8434680
(2013-05-07)
|
발명자
/ 주소 |
- Schultz, Mark A.
- Leszko, Meg
- Gadola, Jesse
- Halbur, Ted C.
- Harn, Maggie
- Holt, Brian R.
- Kreuzer, Jared P.
- Muther, Aaron
- Clegg, Timothy P.
- Roberts, Anthony V.
|
출원인 / 주소 |
|
대리인 / 주소 |
|
인용정보 |
피인용 횟수 :
2 인용 특허 :
28 |
초록
▼
A transaction product includes a housing and a transaction card. The housing defines a storage chamber and a substantially planar surface. The substantially planar surface defines a perimeter portion and a recessed portion surrounded by, spaced from, and extending substantially parallel to the reces
A transaction product includes a housing and a transaction card. The housing defines a storage chamber and a substantially planar surface. The substantially planar surface defines a perimeter portion and a recessed portion surrounded by, spaced from, and extending substantially parallel to the recessed portion to define a recess. The housing includes opposing tabs extending from the perimeter portion, toward each other, and partially across the recessed portion. The transaction card includes a machine-readable account identifier linking the transaction card to an account or record remote from the transaction product and having a value available for use as payment toward a purchase. The transaction card defines two opposing edges each selectively secured between the recessed portion of the substantially planar surface and a different one of the opposing tabs.
대표청구항
▼
1. A transaction product, comprising: a housing defining a storage chamber and a substantially planar surface, the substantially planar surface defining a perimeter portion and a recessed portion surrounded by, spaced from, and extending substantially parallel to the recessed portion to define a rec
1. A transaction product, comprising: a housing defining a storage chamber and a substantially planar surface, the substantially planar surface defining a perimeter portion and a recessed portion surrounded by, spaced from, and extending substantially parallel to the recessed portion to define a recess, wherein the housing includes opposing tabs extending from the perimeter portion, toward each other, and partially across the recessed portion; anda transaction card including a machine-readable account identifier linking the transaction card to an account or record remote from the transaction product and having a value available for use as payment toward a purchase, wherein the transaction card defines two opposing edges each selectively secured between the recessed portion of the substantially planar surface and a different one of the opposing tabs. 2. The transaction product of claim 1, wherein the account identifier is a bar code connected to the housing. 3. The transaction product of claim 1, wherein the account identifier includes at least one of a bar code, a magnetic strip, a smart chip and a radio frequency identification (RFID) device. 4. The transaction product of claim 1, in combination with a database remote from the transaction product and storing the account or record. 5. The transaction product of claim 1, wherein the substantially planar surface is an exterior surface and faces away from the storage chamber. 6. The transaction product of claim 1, further comprising one or more articles maintained within the storage chamber. 7. The transaction product of claim 1, wherein the transaction card is substantially planar, defines an exposed substantially planar surface facing away from the housing, and the exposed substantially planar surface includes the account identifier. 8. The transaction product of claim 7, wherein the housing includes a transitional edge extending between the recessed portion and the perimeter portion, having a thickness at least equal to a thickness of the transaction card, and defining outer boundaries of the recess such that the exposed substantially planar surface of the transaction card is maintained offset from the perimeter portion of the substantially planar surface toward the recessed portion of the substantially planar surface. 9. The transaction product of claim 8, wherein the transitional edge is shaped substantially identically to and is sized slightly larger than an outer perimeter of the transaction card. 10. The transaction product of claim 9, wherein the transaction card can only be placed in the recess between the opposing tabs and the recessed portion by flexing the card away from the recessed portion of the housing. 11. The transaction product of claim 1, wherein the housing includes a first member and a second member formed separately from the first member and configured to move relative to one another to transition the housing between an open position, in which the storage chamber is accessible, and a closed position, in which the storage chamber is fully enclosed. 12. The transaction product of claim 1, wherein the housing includes a base molded as a single piece of material, and the base defines the substantially planar surface and the opposing tabs. 13. The transaction product of claim 12, wherein the base defines the storage chamber. 14. The transaction product of claim 1, wherein the substantially planar surface of the housing further defines an extension of the recessed portion extending beyond an edge of the transaction card and configured to provide a bearer finger access to a surface of the transaction card adjacent the recessed portion. 15. The transaction product of claim 1, in combination with a backer formed separately from and supporting the transaction product, the backer including a window providing direct access to the machine-readable account identifier of the transaction card through the backer while the backer supports the transaction product. 16. The transaction product of claim 1, wherein the housing is formed of one or more materials that are each one of translucent and transparent. 17. The transaction product of claim 1, wherein an outermost surface of the opposing tabs is coplanar with the perimeter portion of the substantially planar surface. 18. A stored-value product comprising: a stored-value card including means for linking the stored-value card with at least one of an account and a record having a value associated therewith such that the stored-value card can be used as payment toward a purchase of one or more of goods and services, the stored-value card defining two opposing outer edges; andmeans for storing one or more articles, wherein the means for storing defines a wall, and the wall includes: an outermost surface,a recess extending inwardly from the outermost surface toward the one or more articles, wherein the recess has an outer perimeter shaped substantially identically to and sized just larger than the stored-value card, andmeans for selectively retaining only the two opposing outer edges of the stored-value card to maintain the stored-value card in the recess and inwardly offset from the outermost surface. 19. The stored-value product of claim 18, wherein the means for retaining includes an outermost surface extending coplanar with the outermost surface of the wall. 20. The stored-value product of claim 18, wherein the means for storing one or more articles is configured to open and close to provide selective access to the one or more articles. 21. The stored-value product of claim 20, in combination with the one or more articles. 22. The stored-value product of claim 18, wherein the stored-value card can only be placed in the recess by bending a portion of the stored-value card away from the recess. 23. A method of assembling a financial product, the method comprising: placing a first edge of a substantially planar financial transaction card in a recess between a first retaining flange and a recessed surface formed by an enclosure, wherein: the recessed surface partially defines bounds of the recess,the first retaining flange extends partially across the recess, andthe substantially planar financial transaction card includes an account identifier linking the substantially planar financial transaction card to a remote account having a monetary balance available for use toward a price of a retail purchase;flexing the substantially planar financial transaction card and, while the substantially planar financial transaction card is flexed, placing a second edge of the substantially planar financial transaction card within the recess between the recessed surface and a second retaining flange, wherein the second edge of the substantially planar financial transaction card is opposite the first edge of the substantially planar financial transaction card, and the second retaining flange extends partially across the recess and is positioned opposite the first retaining flange; andallowing the substantially planar financial transaction card to unflex such that the second edge of the substantially planar financial transaction card moves further between the recessed surface and the second retaining flange such that the substantially planar financial transaction card is selectively secured in the recess. 24. The method of claim 23, further comprising placing one or more objects into the enclosure. 25. The method of claim 23, further comprising placing a finger in an extended portion of the recess to interact with a surface of the substantially planar financial transaction card adjacent the recessed surface to flex the substantially planar financial transaction card and remove the substantially planar financial transaction card from the recess.
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