초록 ▼

A transaction product includes a first cover panel, a second cover panel, and an intermediate sheet, and an account identifier. The intermediate sheet transitions between a collapsed and an extended position and defines fold lines dividing the intermediate sheet into sections. When the intermediate

A transaction product includes a first cover panel, a second cover panel, and an intermediate sheet, and an account identifier. The intermediate sheet transitions between a collapsed and an extended position and defines fold lines dividing the intermediate sheet into sections. When the intermediate sheet is in the collapsed position, the sections form a stack. The first cover panel is coupled with one of the sections that forms a top of the stack, and the second cover panel is coupled with another of the sections that forms a bottom of the stack. The account identifier is coupled with at least one of the first and second cover panels and the intermediate sheet and links the transaction product to an account or record configured to track a value available for use toward a purchase of one or more of goods and services. Other products, combinations, and associated methods are also disclosed.

대표청구항 ▼

1. A transaction product comprising: a first cover panel;a second cover panel;an intermediate sheet configured to be repeatedly folded and unfolded to transition between a collapsed position and an extended position, wherein: in the extended position, the intermediate sheet is substantially planar a

1. A transaction product comprising: a first cover panel;a second cover panel;an intermediate sheet configured to be repeatedly folded and unfolded to transition between a collapsed position and an extended position, wherein: in the extended position, the intermediate sheet is substantially planar and sized substantially larger than a combined size of the first cover panel and the second cover panel;the intermediate sheet defines a plurality of fold lines including longitudinally extending fold lines and laterally extending fold lines dividing the intermediate sheet into a plurality of sections,when the intermediate sheet is folded about the plurality of fold lines such that the intermediate sheet is in the collapsed position, the plurality of sections are provided in a stack,the first cover panel is coupled with a first one of the plurality of sections in the stack, andthe second cover panel is coupled with a last one of the plurality of sections in the stack;an auxiliary member formed separately from and coupled with the first cover panel opposite the intermediate sheet such that the auxiliary member is movable relative to the first cover panel; andan account identifier coupled with the second cover panel, the account identifier linking the transaction product to an account or record configured to track a value available for use toward a purchase of one or more of goods and services;wherein: when the intermediate sheet is in the extended position, the first one of the plurality of sections and the last one of the plurality of sections are in opposite corners of the intermediate sheet,the transaction product is provided in combination with a backer,the backer integrally defines one or more game pieces configured to interact with the intermediate sheet, andeach of the one or more game pieces is configured to be readily removed from remaining portions of the backer. 2. The transaction product of claim 1, wherein the account identifier is a bar code. 3. The transaction product of claim 1, wherein the account identifier includes at least one of a bar code, a magnetic strip, a smart chip, and a radio frequency identification (RFID) device. 4. The transaction product of claim 1, wherein the intermediate sheet defines a first surface, and each of the first cover panel and the second cover panel is coupled to the first surface of the intermediate sheet. 5. The transaction product of claim 1, wherein the first cover panel covers an entirety of the first one of the plurality of sections, and the second cover panel covers an entirety of the second one of the plurality of sections. 6. The transaction product of claim 1, wherein the first cover panel and the second cover panel are only indirectly coupled to one another via the intermediate sheet. 7. The transaction product of claim 1, wherein the auxiliary member is a spinner rotatably connected to the first cover panel, and upon user interaction with the spinner, the spinner is configured to spin about its connection to the first cover panel. 8. The transaction product of claim 1, wherein the account identifier is fixedly connected to the second cover panel opposite the intermediate sheet. 9. The transaction product of claim 1, wherein the intermediate sheet defines a first surface, each of the first cover panel and the second cover panel is coupled to the first surface, and the first surface defines a game board. 10. The transaction product of claim 1, wherein the first cover panel defines a substantially planar external surface, the auxiliary member is substantially planar, and the auxiliary member moves in a plane extending substantially parallel to the substantially planar external surface. 11. The transaction product of claim 10, wherein the auxiliary member is coupled to the first cover panel via a connection device, and the auxiliary member rotates about the connection device relative to the first cover panel. 12. The transaction product of claim 11, wherein the connection device is a rivet. 13. The transaction product of claim 10, further comprising a connection device coupling the auxiliary member to the first cover panel, wherein the connection device extends through the first cover panel to a side of the first cover panel opposite the auxiliary member, and a portion of the connection device extending on the side of the first cover panel opposite the auxiliary member is covered by the first one of the plurality of sections when the intermediate sheet is in the collapsed position and when the intermediate sheet is in the extended position. 14. The transaction product of claim 1, wherein the first cover panel defines a substantially planar external surface, the auxiliary member is elongated with one end being rotatably coupled with the first cover panel such that, upon user interaction with the auxiliary member, the auxiliary member rotates over and relative to the first cover panel within a plane extending substantially parallel to the substantially planar external surface. 15. The transaction product of claim 1, wherein the one or more game pieces are integrally formed with the backer and are perforated relative to the remaining portions of the backer such that the one or more game pieces are readily punched out from the remaining portions of the backer, and upon user interaction with the auxiliary member, the auxiliary member moves to indicate user directives for moving the game pieces relative to the intermediate sheet. 16. A transaction product comprising: a first cover panel;a second cover panel;an intermediate sheet configured to be repeatedly folded and unfolded to transition between a collapsed position and an extended position, wherein: in the extended position, the intermediate sheet is substantially planar and sized substantially larger than a combined size of the first cover panel and the second cover panel,the intermediate sheet defines a plurality of fold lines including longitudinally extending fold lines and laterally extending fold lines dividing the intermediate sheet into a plurality of sections,when the intermediate sheet is folded about the plurality of fold lines such that the intermediate sheet is in the collapsed position, the plurality of sections are provided in a stack,the first cover panel is coupled with a first one of the plurality of sections in the stack, andthe second cover panel is coupled with a last one of the plurality of sections in the stack;an auxiliary member formed separately from and coupled with the first cover panel opposite the intermediate sheet such that the auxiliary member is movable relative to the first cover panel; andan account identifier coupled with the second cover panel, the account identifier linking the transaction product to an account or record configured to track a value available for use toward a purchase of one or more of goods and services;wherein: the intermediate sheet defines a first surface,each of the first cover panel and the second cover panel is coupled to the first surface,the first surface defines a game board, and the transaction product is provided in combination with a backer,the backer integrally defines one or more game pieces configured to interact with the game board, andeach of the one or more game pieces is configured to be readily removed from a remainder of the backer. 17. The combination of claim 16, wherein: the first cover panel includes directive fields circumferentially spaced from one another, andthe transaction product includes a spinner rotatably connected to the first cover panel, andupon user interaction with the spinner, the spinner is configured to spin about its connection to the first cover panel to select one of the directive fields that instructs a user to move the one or more game pieces relative to the game board in a specified manner. 18. The transaction product of claim 16, wherein the game pieces are integrally formed with the backer and are perforated relative to remaining portions of the backer such that the game pieces are readily punched out from the remaining portions of the backer, and upon user interaction with the auxiliary member, the auxiliary member moves to indicate user directives for moving the game pieces relative to the game board.