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특허 상세정보

Method and system for providing seller bank receivable discounting aggregation services

특허상세정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판) G06Q-020/10    G06Q-020/04    G06Q-020/108    G06Q-020/02    G06Q-040/02   
미국특허분류(USC) 705/039; 705/042; 705/040; 705/044; 235/379
출원번호 US-0131605 (2005-05-17)
등록번호 US-8571977 (2013-10-29)
발명자 / 주소
출원인 / 주소
대리인 / 주소
    Kilpatrick Townsend & Stockton LLP
인용정보 피인용 횟수 : 0  인용 특허 : 238
초록

A system for conducting commercial transactions between buyers and sellers is disclosed. The system includes a transaction processing system for facilitating payment for transactions between buyers and the sellers. In addition to the buyer and the seller, the transaction processing system also interacts with issuers and acquirers. The transaction processing system monitors and manages payment information relating to transactions conducted between buyers and sellers. Using such information, the transaction processing system further offers a number of addi...

대표
청구항

1. A system comprising a server comprising a computer readable medium, wherein the server executes: control logic on the computer readable medium that monitors a plurality of transactions between a buyer and a seller, wherein for each transaction, a payment is owed by the buyer to the seller; andcontrol logic on the computer readable medium that allows a seller bank to offer seller bank receivable discounting aggregation (SBRDA) to the seller using information collected from monitoring the plurality of transactions;wherein the seller bank handles process...

이 특허에 인용된 특허 (238)

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  151. Dujari Rajeev. Partial file caching and read range resume system and method. USP2001036199107.
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  170. Klees Kevin John. Photofinishing system having customized customer order payment feature. USP1998095808723.
  171. Mausy Guy,FRX. Pneumatic conveyor for small metallic pieces, particularly coins, for payment points. USP2000086109837.
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  173. Sarradin Jean-Louis (Fontenay en Parisis FRX). Portable payment terminals and network for such terminals. USP1995025387784.
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  177. Kudelski Andre (Crissier CHX). Pre-payment television system using a memory card associated with a decoder. USP1992075134656.
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  185. Randle William ; Ercole Richard ; Geer Terry L. ; James David L. ; Fredelake Jodie M. ; Roman Dennis ; Fontana Fabio ; Bartlett Rick ; Rosenberg Ruth ; Murphy Robert W. ; Tran Tuong T. ; Lampru Paul. Real time bank-centric universal payment system. USP1999105974146.
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  236. Jones Timothy Lloyd,GB2 ; Higgins Graham Robert L.,GB2. Value transfer system. USP1998075778067.
  237. Miller Gert (Mnchen-Gladbach DEX) Jendges Heinz-Gerd (Kempken St. Hubert DEX) Crynen Norbert (Inchen-Gladbach DEX). Vending type machine dispensing a redeemable credit voucher upon payment interrupt. USP1991105055657.
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