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Method and system for providing assurance and financing services

IPC분류정보
국가/구분 United States(US) Patent 등록
국제특허분류(IPC7판)
  • G06Q-020/10
  • G06Q-020/04
  • G06Q-040/02
  • G06Q-020/02
출원번호 US-0132067 (2005-05-17)
등록번호 US-8571978 (2013-10-29)
발명자 / 주소
  • Reid, William
  • Swackhammer, Craig
  • Lynch, Kerry
  • Lau, Johnson
출원인 / 주소
  • Visa International Service Association
대리인 / 주소
    Kilpatrick Townsend & Stockton LLP
인용정보 피인용 횟수 : 0  인용 특허 : 242

초록

A system for conducting commercial transactions between buyers and sellers is disclosed. The system includes a transaction processing system for facilitating payment for transactions between buyers and the sellers. In addition to the buyer and the seller, the transaction processing system also inter

대표청구항

1. A system comprising a server and a computer readable medium stored on the server for providing financing services, wherein the server executes: control logic on the computer readable medium configured to monitor a plurality of transactions between a buyer and a seller;control logic on the compute

이 특허에 인용된 특허 (242)

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  66. Neely R. Alan, Electronic invoicing and payment system.
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  70. James David L., Electronic payment interchange concentrator.
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  72. Guillou Claude L. (Bourgbarre FRX), Electronic payment process using a smart card.
  73. Chen James F. (Potomac MD) Wang Jieh-Shan (Potomac MD), Electronic payment system and method.
  74. Yoshida Hideki,JPX ; Imai Toru,JPX, Electronic payment system using check identifier and issue time for illegal acts detection.
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  76. Resnick David ; Callanan Matt J., Electronic payment system utilizing intermediary account.
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  80. Everett David Barrington,GB2, Electronic toll payment.
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  99. Shavit Eyal (New York NY) Teichner Lester (Chicago IL), Interactive market management system.
  100. Unno Shohei (Numazu JPX), Interconnected sales data registration and payment settlement system.
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  102. Braud Harry A. (Bossier City LA), Invoice form with card and envelope.
  103. Marshlack Dane G. (2515 Bay Blvd. - Unit C Indian Rocks Beach FL 34635), Invoice holder.
  104. Smith Ervin M. (530 N. 200 West Monroe IN 46772) Todd John A. (5214-2 Stonehedge Blvd. Fort Wayne IN 46835) Troy Dennis K. (7515 Antebellum Blvd. Fort Wayne IN 46815) Brookshire Phillip L. (808 Ludlo, Island payment terminal.
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  189. Teicher Mordechai,ILX, Retail unit and a payment unit for serving a customer on a purchase and method for executing the same.
  190. Fillod, Maurice; Larriere, Jean-Francois, Secure coin collection device for pre-payment machine.
  191. Moreau Thierry (Montreal CAX), Secure payment method using facsimile.
  192. Biffar Peter, Self-contained payment system with circulating digital vouchers.
  193. Biffar Peter, Self-contained payment system with circulating digital vouchers.
  194. Biffar Peter C., Self-contained payment system with circulating digital vouchers.
  195. Baitz Gnter (Berlin DEX) Burchart Joachim (Schlangen DEX) Gray Rory (Crowthorn GB3) Mertz Stefan (Schliersee DEX) Sporleder Dirk (Hvelhof DEX), Service desk for the registration, booking and/or payment of goods, vouchers and the like.
  196. Kramer Glenn A. ; Weber Jay C., Settlement of aggregated electronic transactions over a network.
  197. Coblentz Fred C. (Lake Forest CA) Watt William D. (Walnut CA), Stacker for electronic payment system key pad and printer.
  198. Watt William D. (Walnut CA) Coblentz Fred C. (Lake Forest CA), Stacker for electronic payment system key pads.
  199. Hartley-Urquhart William Roland, Supply chain financing system and method.
  200. McMullin John L., System and method for administration of an incentive award system having a delayed award payment using a credit instrument.
  201. Hogan Edward J. (Bayside NY), System and method for bill delivery and payment over a communications network.
  202. Kamil Julian I., System and method for conducting electronic commerce in a computer network using a cashier desk payment framework.
  203. Goldschlag David M. ; Stubblebine Stuart Gerald ; Syverson Paul F., System and method for electronic transactions.
  204. Anderson Michael W. ; Merritt David L. ; Matthews John W., System and method for electronically processing invoice information.
  205. Kight Peter J. ; Johnson Mark A. ; Christenson Tamara K. ; Lach Regina ; Pointer Philip ; Cook Kenneth, System and method for electronically providing customer services including payment of bills, financial analysis and lo.
  206. Kight Peter J. (Dublin OH) Johnson Mark A. (Dublin OH) Christenson Tamara K. (Gahanna OH) Lach Regina (Galena OH) Pointer Philip (Columbus OH) Cook Kenneth (Gahanna OH), System and method for electronically providing customer services including payment of bills, financial analysis and loan.
  207. MacFarlane Lloyd ; Driskell Dwight D. ; Henley Vivian C. ; Lane Nancy C. ; Greenspan Michael ; Nielsen Betty J., System and method for generating an invoice to rebill charges to the elements of an organization.
  208. Cheung Wing Keung,NLX, System and method for increasing a value of an electronic payment card including performing a restore transaction in response to interruption of a value increase transaction.
  209. Cotton Robert M. ; Thomas George F. ; Pawelczyk Joseph S., System and method for intraday netting payment finality.
  210. Boesch Brian Paul ; Crocker Stephen David ; Eastlake ; III Donald Eggleston ; Hart ; Jr. Alden Sherburne ; Jackson Andrew ; Lindenberg Robert A. ; Paredes Denise Marie, System and method for multi-currency transactions.
  211. Josephson Stanley M., System and method for providing advance notification of potential presentment returns due to account restrictions.
  212. Rosen Sholom S., System and method for secure presentment and payment over open networks.
  213. King Douglas L. (6604 Covehollow Rd. Oklahoma City OK 73123) Barclay Alasdair G. (The Boathouse ; 6 Shaw Wood Rd. Pembroke BMX HM01 ) Wellman Rockie C. (727 Cedardale Oklahoma City OK 73127), System and method of risk transfer and risk diversification including means to assure with assurance of timely payment a.
  214. Sharpe Murem S. (Stamford CT) Bryson Eugene (Redding CT) Manduley Flavio (Woodbury CT) Riordan ; II Eben M. (Southport CT) Flesser Brian D. (Norwalk CT), System for centralized processing of accounting and payment functions.
  215. Sharpe Murem S. (Stamford CT) Bryson Eugene (Redding CT) Manduley Flavio (Woodbury CT) Riordan ; II Eben M. (Southport CT) Flesser Brian D. (Norwalk CT), System for centralized processing of accounting and payment functions.
  216. Geer Terry L., System for expediting the clearing of financial instruments and coordinating the same with invoice processing at the poi.
  217. Field Richard G., System for invoice record management and asset-backed commercial paper program management.
  218. Torii Naoya,JPX ; Tsunoda Haruhiko,JPX ; Fujiwara Masao,JPX ; Hasebe Takayuki,JPX, System for refunding payment for software.
  219. Hughes Thomas S. ; Molina Gustavo, System for remote purchase payment and remote bill payment transactions.
  220. Hughes Thomas S. (31310 Eagle Haven Cir. ; Ste. 100 Rancho Palos Verdes CA 90274) Molina Gustavo (24292 Rhona Dr. Laguna Niguel CA 92656), System for remote purchase payment transactions and remote bill payments.
  221. Kroll Mark W. (Minnetonka MN) Pommrehn Mark R. (Eden Prairie MN), System for remotely authorizing operation of a device and for automatically generating an invoice based on device usage.
  222. Richer Louis (La Salmoniere 35510 Cesson-Sevigne FRX), System for the payment of telephone calls in a private self-switching unit.
  223. Le Roux Jean-Yves (Bouc Bel Air FRX), System of payment or information transfer by money card with electronic memory.
  224. Mjolsnes Stig Frode,NOX ; Michelsen Rolf,NOX ; Revillet Marie-Josephe,FRX ; De Solages Aymeric,FRX, System of secured payment by the transfer of electronic money through an interbank network.
  225. Nguyen Trong ; Haller Daniel R. ; Kramer Glenn A., System, method and article of manufacture for a gateway payment architecture utilizing a multichannel, extensible, flexible architecture.
  226. Nguyen Trong ; Haller Daniel R. ; Subramanian Mahadevan P., System, method and article of manufacture for a payment gateway system architecture for processing encrypted payment tr.
  227. Rowney Kevin T. B., System, method and article of manufacture for conditionally accepting a payment method utilizing an extensible, flexible.
  228. Bahreman Ali Reza, System, method and article of manufacture for dynamic negotiation of a network payment framework.
  229. Haller Daniel R. ; Nguyen Trong, System, method and article of manufacture for handling transaction results in a gateway payment architecture utilizing.
  230. Weber Jay C. ; Berger David A. ; Arora Atul, System, method and article of manufacture for multiple-entry point virtual point of sale architecture.
  231. Williams Humphrey ; Hughes Kevin ; Parmar Bipinkumar G., System, method and article of manufacture for network electronic payment instrument and certification of payment and credit collection utilizing a payment.
  232. Rowney Kevin Thomas Bartholomew ; Nadig Deepak S., System, method and article of manufacture for secure network electronic payment and credit collection.
  233. Williams Humphrey ; Hughes Kevin ; Parmar Bipinkumar G., System, method and article of manufacture for the use of payment instrument holders and payment instruments in network.
  234. Bernard Alain (5 rue Jules Simon 75015 Paris FRX), Telephone service payment system using a sound emitting token.
  235. Berg Jukka,FIX ; Savolainen Kimmo,FIX, Terminal equipment providing payment data in a cellular radio system.
  236. Cordery Robert A. ; Pintsov Leon A., Token key distribution system controlled acceptance mail payment and evidencing system.
  237. Pare ; Jr. David Ferrin ; Hoffman Ned ; Lee Jonathan Alexander, Tokenless biometric electric check transaction.
  238. Marty Jacques (Bourg les Valence FRX) Tremblet Jrome (Bourg les Valence FRX) Delorme Jean-Jacques (Valence FRX), Universal electronic payment terminal base including memory card programming voltage booster.
  239. Spencer Wyner (San Francisco CA), Usage promotion method for payment card transaction system.
  240. Jones Timothy Lloyd,GB2 ; Higgins Graham Robert L.,GB2, Value transfer system.
  241. Miller Gert (Mnchen-Gladbach DEX) Jendges Heinz-Gerd (Kempken St. Hubert DEX) Crynen Norbert (Inchen-Gladbach DEX), Vending type machine dispensing a redeemable credit voucher upon payment interrupt.
  242. Transue Patrick A. ; Jonaitis Ronald J., Voice recognition bill payment system with speaker verification and confirmation.
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