IPC분류정보
국가/구분 |
United States(US) Patent
등록
|
국제특허분류(IPC7판) |
|
출원번호 |
US-0647227
(2012-10-08)
|
등록번호 |
US-8584934
(2013-11-19)
|
발명자
/ 주소 |
- Hansen, Kurt
- Stoutenburg, Earney E.
- Sayor, Thomas B.
|
출원인 / 주소 |
- The Western Union Company
|
대리인 / 주소 |
Kilpatrick Townsend & Stockton LLP
|
인용정보 |
피인용 횟수 :
2 인용 특허 :
46 |
초록
▼
Methods coordinate payment for a remote transaction with a first party. An identification of the first party is received at a host system. Acknowledgment of receipt of a cash payment from a second party is received. The cash payment is associated with the identification of the first party. A money t
Methods coordinate payment for a remote transaction with a first party. An identification of the first party is received at a host system. Acknowledgment of receipt of a cash payment from a second party is received. The cash payment is associated with the identification of the first party. A money transfer corresponding to the cash payment to the control of the first party is executed with a request for the first party to perform on previously agreed terms of the remote transaction.
대표청구항
▼
1. A method for coordinating payment for a remote transaction with a first party, the method comprising: receiving, at a host system, an identification of a desired purchase by a second party from the first party;receiving, at the host system, a selection of a cash payment option by the second party
1. A method for coordinating payment for a remote transaction with a first party, the method comprising: receiving, at a host system, an identification of a desired purchase by a second party from the first party;receiving, at the host system, a selection of a cash payment option by the second party;sending, from the host system, a transaction identifier for receipt by the second party;receiving, at the host system, the transaction identifier and acknowledgment of receipt of a cash payment from the second party; andassociating, with the host system, the cash payment with the identification of the desired purchase by the second party from the first party. 2. The method for coordinating payment for a remote transaction with a first party of claim 1, wherein receiving the identification of a desired purchase comprises: receiving instructions for an online purchase. 3. The method for coordinating payment for a remote transaction with a first party of claim 1, wherein sending the transaction identifier comprises: sending a money-transfer transaction identifier. 4. The method for coordinating payment for a remote transaction with a first party of claim 1, wherein sending the transaction identifier comprises: sending affirmation of a transaction identifier generated by the second party. 5. The method for coordinating payment for a remote transaction with a first party of claim 4, wherein the transaction identifier comprises: a phone number of the second party. 6. The method for coordinating payment for a remote transaction with a first party of claim 1, wherein receiving the transaction identifier and acknowledgment of receipt of the cash payment from the second party comprises: receiving acknowledgment of receipt of the cash payment at a local branch of a money-transfer service. 7. The method for coordinating payment for a remote transaction with a first party of claim 1, wherein receiving the transaction identifier and acknowledgment of receipt of the cash payment from the second party comprises: receiving acknowledgment of receipt of the cash payment at a retail location. 8. The method for coordinating payment for a remote transaction with a first party of claim 1, wherein receiving the transaction identifier and acknowledgment of receipt of the cash payment from the second party comprises: receiving acknowledgement of receipt of the cash payment at a self-service kiosk. 9. The method for coordinating payment for a remote transaction with a first party of claim 1, wherein associating the cash payment with the identification of the desired purchase by the second party from the first party comprises: determining the desired purchase is associated with the transaction identifier. 10. The method for coordinating payment for a remote transaction with a first party of claim 1, wherein the method further comprises: notifying the second party that the first party is prepared to provide a good or service according to agreed terms of the remote transaction. 11. The method for coordinating payment for a remote transaction with a first party of claim 10, wherein notifying the second party that the first party is prepared to provide a good or service comprises: providing the good or services to the second party. 12. The method for coordinating payment for a remote transaction with a first party of claim 10, wherein notifying the second party that the first party is prepared to provide a good or service comprises: initiating shipment of the good to the second party. 13. The method for coordinating payment for a remote transaction with a first party of claim 10, wherein notifying the second party that the first party is prepared to provide a good or service comprises: sending, from the host system, a message that the first party is to provide the good or service to the second party. 14. The method for coordinating payment for a remote transaction with a first party of claim 1, wherein the method further comprises: receiving, at the host system, a query of an amount due from the second party associated with the transaction identifier;sending, from the host system, the amount due; anddisplaying to a clerk the amount due. 15. A non-transitory machine readable medium having instructions stored thereon for coordinating payment for a remote transaction with a first party, the instructions executable by a processor for at least: receiving an identification of a desired purchase by a second party from the first party;receiving a selection of a cash payment option by the second party;sending a transaction identifier for receipt by the second party;receiving the transaction identifier and acknowledgment of receipt of a cash payment from the second party; andassociating the cash payment with the identification of the desired purchase by the second party from the first party. 16. The non-transitory machine readable medium of claim 15, wherein sending the transaction identifier comprises: sending a money-transfer transaction identifier. 17. The non-transitory machine readable medium of claim 15, wherein receiving the transaction identifier and acknowledgment of receipt of the cash payment from the second party comprises: receiving acknowledgment of receipt of the cash payment at a local branch of a money-transfer service. 18. The non-transitory machine readable medium of claim 15, wherein the instructions are further executable by the processor for at least: receiving a query of an amount due from the second party associated with the transaction identifier; andsending the amount due for display to a clerk. 19. A system for coordinating payment for a remote transaction with a first party, the system comprising: a host system, the host system configured to: receive an identification of a desired purchase by a second party from the first party;receive a selection of a cash payment option by the second party;send a transaction identifier for receipt by the second party;receive the transaction identifier and acknowledgment of receipt of a cash payment from the second party; andassociate the cash payment with the identification of the desired purchase by the second party from the first party. 20. The system for coordinating payment for a remote transaction with a first party of claim 19, the system further comprising: a branch system, the merchant system configured to: receive, from the second party, the transaction identifier;send, to the host system, the transaction identifier;receive, from the host system, an amount due; andsend, to the host system, the acknowledgment of receipt of the cash payment.
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