A method and a system that retrieves dynamic data when a notification with dynamic data is triggered. The dynamic data is associated with an account that is associated with a portable consumer device associated with a consumer. The method and system automatically send the notification with the dynam
A method and a system that retrieves dynamic data when a notification with dynamic data is triggered. The dynamic data is associated with an account that is associated with a portable consumer device associated with a consumer. The method and system automatically send the notification with the dynamic data to a notification device, wherein the notification with the dynamic data is provided to the consumer.
대표청구항▼
1. A method comprising: triggering a notification using a notification device of a consumer, wherein the notification is triggered by placing the notification device near a portable consumer device; andreceiving the notification on the notification device,wherein the notification device belongs to t
1. A method comprising: triggering a notification using a notification device of a consumer, wherein the notification is triggered by placing the notification device near a portable consumer device; andreceiving the notification on the notification device,wherein the notification device belongs to the consumer and comprises a contactless receiver, a processor, a computer-readable medium, and a display,wherein the portable consumer device belongs to the consumer and is associated with an account identifier and comprises a payment device and a contactless transmitter,wherein the notification comprises dynamic data associated with the account, andwherein by placing the portable consumer device near the notification device, a signal is sent from the contactless transmitter on the portable consumer device to the contactless receiver on the notification device. 2. The method of claim 1, wherein the dynamic data is a real-time balance update. 3. The method of claim 1, wherein the dynamic data is a real-time rewards information update. 4. The method of claim 1, wherein the notification with the dynamic data is provided to consumer on the display of the notification device. 5. The method of claim 4, wherein the notification with the dynamic data is provided in response to a request for the notification by the consumer on the notification device. 6. A method of claim 1, wherein the notification device is a phone, andwherein the notification sent to the notification device includes at least one of a phone call, voicemail, short message service (SMS), instant message (IM), or email. 7. A method of claim 1, wherein the dynamic data is based on a transaction conducted using the portable consumer device at an access device located at a merchant. 8. The method of claim 1, wherein the notification device sends a request for the notification to a notification server in operative communication with a payment processing network. 9. A method of claim 1, wherein the notification device and the portable consumer device are separate devices. 10. A system comprising: a payment processing network for generating and storing dynamic data; anda notification server, comprising a processor and a computer-readable medium, coupled to the payment processing network, the notification server configured to: when a notification with dynamic data is triggered, retrieve the dynamic data from the payment processing network, wherein the dynamic data is associated with an account associated with a portable consumer device belonging to a consumer, wherein the portable consumer device comprises a payment device and a contactless transmitter; andsend the notification with the dynamic data to a notification device belonging to the consumer, wherein the notification with dynamic data is provided to the consumer and wherein the notification device includes a contactless receiver,wherein the notification with dynamic data is triggered by placing the notification device near the portable consumer device such a contactless signal is sent from the contactless transmitter on the portable consumer device to the contactless receiver on the notification device. 11. The system of claim 10, wherein the notification server is further configured to: retrieve enrollment information; andconfirm that consumer is enrolled to receive the notification based on the enrollment information. 12. The system of claim 10, wherein the dynamic data is based on an amount of a transaction being conducted. 13. The system of claim 10, wherein the dynamic data is based on an amount of rewards available for redemption after a transaction. 14. A system of claim 13, wherein the transaction is a most recent transaction. 15. A method comprising: when a notification with dynamic data is triggered, retrieving the dynamic data associated with an account associated with a portable consumer device belonging to a consumer; andsending the notification with the dynamic data to a notification device belonging to the consumer, wherein the notification with the dynamic data is provided to the consumer,wherein the notification device belongs to the consumer and comprises a contactless receiver, a processor, a computer-readable medium, and a display,wherein the portable consumer device comprises a payment device and a contactless transmitter,wherein the notification comprises dynamic data associated with the account, andwherein the notification is triggered by placing the notification device near the portable consumer device such a contactless signal is sent from the contactless transmitter on the portable consumer device to the contactless receiver on the notification device. 16. A method of claim 15, wherein the dynamic data is a real-time balance update. 17. A method of claim 15, wherein the dynamic data is a real-time rewards information update. 18. A method of claim 15, further comprising: retrieving enrollment information; andconfirming that consumer is enrolled to receive the notification based on the enrollment information. 19. A method of claim 15, wherein the notification is triggered by a request for the notification with dynamic data sent from the notification device. 20. A method of claim 15, wherein the notification with the dynamic data is provided to consumer on a display of the notification device. 21. A method of claim 15, wherein the notification device is a phone, andwherein the notification sent to the notification device includes at least one of a phone call, voicemail, short message service (SMS), instant message (IM), or email. 22. A method of claim 15, wherein the dynamic data is based on an amount of a transaction and the transaction occurs at an access device located at a merchant. 23. A non-transitory computer-readable medium, executable by a processor, for performing a method comprising the steps of: when a notification with dynamic data is triggered, retrieving the dynamic data associated with an account associated with a portable consumer device belonging to a consumer;sending the notification with the dynamic data to a notification device belonging to the consumer, wherein the notification with the dynamic data is provided to the consumer; andwherein the notification device belongs to the consumer and comprises a contactless receiver, a processor, a computer-readable medium, and a display,wherein the portable consumer device comprises a payment device and a contactless transmitter,wherein the notification comprises dynamic data associated with the account, andwherein the notification is triggered by placing the notification device near the portable consumer device such a contactless signal is sent from the contactless transmitter on the portable consumer device to the contactless receiver on the notification device.
연구과제 타임라인
LOADING...
LOADING...
LOADING...
LOADING...
LOADING...
이 특허에 인용된 특허 (179)
DeLuca Michael J. ; DeLuca Joan S. ; Kraul Douglas R., Advertiser pays information and messaging system and apparatus.
David W. Deaton ; Rodney G. Gabriel, Check transaction processing, database building and marketing method and system utilizing automatic check reading.
Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Check transaction processing, database building and marketing method and system utilizing automatic check reading.
Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Check transaction processing, database building and marketing method and system utilizing automatic check reading.
Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Check transaction processing, database building and marketing method and system utilizing automatic check reading.
Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Check transaction processing, database building and marketing method and system utilizing automatic check reading.
Moriarty Stephen A. ; Rathmanner James C. ; Van Brunt Nicholas P., Communication, calculation, and record keeping method and apparatus for golf course.
Gauthier,Patrick; Hammad,Ayman; Merckling,Roger, Compact protocol and solution for substantially offline messaging between portable consumer device and base device.
Gauthier, Patrick; Hammad, Ayman; Merckling, Roger, Compact protocol and solution for substantially offline messaging between portable consumer device and based device.
Jennings Horton (Chicago IL) Pinnell Nigel (Highland Park IL) Do Khanh (Rancho Palos Verdes CA) Shah Virendrakumar (La Palma CA) Profumo Marjorie (Santa Monica CA) Downing John (Berks GB2) Goodhand N, Customer-directed, automated process for transferring funds between accounts via a communications network.
Larry W. Shurling ; Gregory R. Nimis ; Granville S. Reagle ; Darlene M. Motschenbacher ; Wayne P. Hansen, Data processing technique for scoring bank customer relationships and awarding incentive rewards.
Shurling Larry W. ; Nimis Gregory R. ; Reagle Granville S. ; Motschenbacher Darlene M. ; Hansen Wayne P., Data processing technique for scoring bank customer relationships and awarding incentive rewards.
Hilt James J. (Daly City CA) Hodges Ron (San Ramon CA) Pardue Stephen W. (Half Moon Bay CA) Powar William L. (Palo Alto CA), Electronic bill pay system.
Violleau, Thierry; Ravishankar, Tanjore S.; Hans, Sebastian Jürgen; Hill, Matthew R., Generic event notification service for resource-constrained devices.
Begum Paul G. (2608 Nottingham Way Salt Lake City UT 84108) Geiger Mark A. (871 Canyon Ridge Way #31 Midvale UT 84047), Instant electronic coupon verification system.
Lessin Arlen R. (New York NY) Gruppuso Frank M. (Commack NY) Harrison Shelley A. (Dix Hills NY), Intelligent portable interactive personal data system.
Golden Steven M. ; Levin Hillel ; Anderson Bradley A. ; Gentry Gary D. ; Barbour James A. ; Schornberg Albert, Interactive marketing network and process using electronic certificates.
Gobburu, Venkata T.; Narayanan, Krishnakumar; Challa, Nagesh; Gannage, Michel E., Method and apparatus for acquiring, maintaining, and using information to be communicated in bar code form with a mobile communications device.
Levine Jack (Agoura Hills CA) Brandt Priscilla C. (San Mateo CA) Jackson Nydia (Redwood City CA) Johnson David L. (Woodside CA) Clark Helen (Mill Valley CA), Method and apparatus for distributing currency.
Veerepalli,Sivaramakrishna; Wang,Jun; Mahendran,Arungundram C.; Hsu,Raymond T.; Athalye,Sanjeev Arvind, Method and apparatus providing user with account balance notification of prepaid wireless packet data services.
Deaton, David W.; Gabriel, Rodney G., Method and system for accumulating marginal discounts and applying an associated incentive upon achieving one of a plurality of thresholds.
Deaton, David W.; Gabriel, Rodney G., Method and system for accumulating marginal discounts and applying an associated incentive upon achieving threshold.
Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for building a database and performing marketing based upon prior shopping history.
Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for building a database and performing marketing based upon prior shopping history.
Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for building a database and performing marketing based upon prior shopping history.
Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for building a database for use with selective incentive marketing in response to customer shopping hi.
Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for building a database for use with selective incentive marketing in response to customer shopping hi.
Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for building a database for use with selective incentive marketing in response to customer shopping hi.
Deaton David W. ; Gabriel Rodney G., Method and system for building a database for use with selective incentive marketing in response to customer shopping histories.
Levy,Philippe; Hammad,Ayman; Simcox,Virginia I.; Sloan,Jerry; Gorden,Mary, Method and system for facilitating memory and application management on a secured token.
Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for selective incentive point-of-sale marketing in response to customer shopping histories.
Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for selective incentive point-of-sale marketing in response to customer shopping histories.
Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for selective incentive point-of-sale marketing in response to customer shopping histories.
Deaton David W. (Abilene TX) Gabriel Rodney G. (Abilene TX), Method and system for selective incentive point-of-sale marketing in response to customer shopping histories.
Keith N. Fortenberry ; James J. Toohey ; Robert M. Szabo ; David J. Allard, Method for electronic distribution and redemption of coupons on the world wide web.
Bickham Richard S. (Cary IL) Furtaw Robert W. (Lake Zurich IL) Schultz Joseph G. (Bartlett IL) Sobti Arun (South Barrington IL) Zdunek Kenneth J. (Schaumburg IL), Method of providing an alert of a financial transaction.
Doran, Michael; Martin, Douglas A.; Dean, Scott A.; Jacobson, Jessaca; Hanson, Kim P.; Smith, Kerry, Methods and systems for exchanging and/or transferring various forms of value.
Nichtberger Steven (New Rochelle NY) McGlynn Kevin (Yorktown NY) Snook Corey (Meredith NH), Paperless system for distributing, redeeming and clearing merchandise coupons.
Wong Kam-Fu (c/o Star Paging (Holding) Ltd. ; 1/F. ; Chung Nam Centre ; 414 Kwun Tong Road Kwun Tong ; Kowloon HKX), Security system for non-cash transactions.
Scroggie Michael C. ; Kacaba Michael E. ; Rochon David A. ; Diamond David M., System and method for providing shopping aids and incentives to customers through a computer network.
Scroggie Michael C. ; Kacaba Michael E. ; Rochon David A. ; Diamond David M., System and method for providing shopping aids and incentives to customers through a computer network.
Fox, Barbara L.; Waters, Lester L.; Spelman, Jeffrey F.; Seidensticker, Robert B.; Thomlinson, Matthew W., System and method for secure electronic commerce transaction.
Heintzeman Scott B. (Plymouth MN) Storey Thomas W. (Minneapolis MN) Monson Barbara (Oceanside CA) Medina Steven J. (San Diego CA) Malark Gregory A. (Maple Grove MN), System for awarding credits to persons who book travel-related reservations.
Newsome,Matthew J.; Hilton,Graham H.; Miller,Paula M.; Shackleford,Jesse; Sanfilippo,Chad S.; Varney,Mark; Bryant,Kevin; Ford,Gavin, System for rapidly dispensing and adding value to fare cards.
Challa, Nagesh; Gobburu, Venkata T., System, method and apparatus for communicating information between a mobile communications device and a bar code reader.
Challa,Nagesh; Gobburu,Venkata T., System, method, and apparatus for communicating information between a mobile communications device and a bar code scanner.
Challa, Nagesh; Gobburu, Venkata T.; Gannage, Michel E., System, method, and apparatus for communicating information encoded in a light-based signal using a fob device.
Pavlov Leonidas P. (Colorado Springs CO) Aba-Jbara Nabil M. (Colorado Springs CO), Unitary, self-contained card verification and validation system and method.
Patel, Paresh K.; Doan, Chau M.; Sokol, Christopher M.; Frauenglass, Corin P., Method and system for updating firmware using a mobile device as a communications bridge.
Dintenfass, Katherine; Jones-McFadden, Alicia C.; Hsieh, Matthew; Dravneek, Victoria L.; Wadley, Cameron D.; Karmelek, Jason Christian; Saar, Andrew; Quitadamo, Amber J., System for creation of alternative path to resource acquisition.
Dintenfass, Katherine; Jones-McFadden, Alicia C.; Hsieh, Matthew; Dravneek, Victoria L.; Wadley, Cameron D.; Karmelek, Jason Christian; Saar, Andrew; Quitadamo, Amber J., System for predictive usage of resources.
※ AI-Helper는 부적절한 답변을 할 수 있습니다.